Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 183000
per

Your estimated
City
free-cash

Valencia , Spain
₽96428
₽77355
₽80644
₽99888
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
unemployment
-
-
-
509
income
-
-
-
59 013
other
-
-
-
73
accident
-
-
-
654
pensions
-
-
-
20 556
total
-
-
-
80 805
Employee
28 978
-
159 842
-
unemployment
449
-
1 126
-
pensions
1 362
-
3 415
-
income
5 587
-
56 322
-
other
28
-
73
-
total
7 426
-
60 936
-
Employer
28 978
-
159 842
-
pensions
6 838
-
17 143
-
accident
574
-
1 438
-
unemployment
1 594
-
3 995
-
other
232
-
582
-
total
9 238
-
23 158
-
Corporate
144 783
183 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

21 718
27 450
-
-
total
21 718
27 450
-
-
Dividends
123 065
155 550
-
-
withholding
26 639
34 111
-
-
total
26 639
34 111
-
-
Income
183 000
183 000
183 000
183 000
Total tax
65 021
61 561
84 094
80 805
After tax
117 979
121 439
98 906
102 195
Living cost
21 551
21 551
21 551
21 551
Free-cash
96 428
99 888
77 355
80 644

Estimated living cost  is ₽21551 per week

₽14547
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2072
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽378
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4555
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽108274
₽88556
₽90054
₽113566
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
28 602
income
-
-
-
32 557
other
-
-
-
5 660
health
-
-
-
5 244
total
-
-
-
72 063
Employee
28 456
-
152 701
-
health
399
-
1 669
-
unemployment
284
-
1 191
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

1 991
-
8 342
-
income
4 899
-
32 059
-
total
7 573
-
43 261
-
Employer
28 456
-
152 701
-
health
399
-
1 669
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

4 838
-
20 261
-
accident
228
-
1 221
-
unemployment
284
-
1 191
-
other
1 423
-
5 958
-
total
7 172
-
30 300
-
Corporate
147 373
183 000
-
-
income
30 948
38 430
-
-
total
30 948
38 430
-
-
Dividends
116 425
144 570
-
-
withholding
8 150
10 121
-
-
total
8 150
10 121
-
-
Income
183 000
183 000
183 000
183 000
Total tax
53 843
48 551
73 561
72 063
After tax
129 157
134 449
109 439
110 937
Living cost
20 883
20 883
20 883
20 883
Free-cash
108 274
113 566
88 556
90 054

Estimated living cost  is ₽20883 per week

₽14755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1410
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽336
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4381
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽142554
₽145635
₽137974
₽146194
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 050
unemployment
-
-
-
109
income
-
-
-
27 450
health
-
-
-
3 147
total
-
-
-
34 756
Employee
13 600
-
177 632
-
health
626
-
1 259
-
accident

We are using the highest rate at 1.1%.

150
-
301
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 194
-
2 403
-
income
1 360
-
17 763
-
total
3 330
-
21 726
-
Employer
13 600
-
177 632
-
health
939
-
1 888
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 499
-
3 015
-
accident

We are using the highest rate at 1.1%.

150
-
301
-
unemployment
81
-
164
-
total
2 669
-
5 368
-
Corporate
166 732
183 000
-
-
income
16 673
18 300
-
-
total
16 673
18 300
-
-
Dividends
150 059
164 700
-
-
withholding
7 503
8 235
-
-
total
7 503
8 235
-
-
Income
183 000
183 000
183 000
183 000
Total tax
30 175
26 535
27 094
34 756
After tax
152 825
156 465
155 906
148 244
Living cost
10 270
10 270
10 270
10 270
Free-cash
142 554
146 194
145 635
137 974

Estimated living cost  is ₽10270 per week

₽5996
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽733
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽272
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3269
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽70050
₽66961
₽72748
₽65418
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
income
-
-
-
35 065
other
-
-
-
5 672
health
-
-
-
9 142
social contributions
-
-
-
5 213
pensions
-
-
-
28 347
surtax
-
-
-
-
total
-
-
-
83 439
Employee
33 541
-
139 293
-
pensions
3 792
-
10 656
-
income
1 980
-
30 895
-
social contributions
956
-
3 968
-
surtax
-
-
-
-
total
6 728
-
45 519
-
Employer
33 541
-
139 293
-
health
2 348
-
14 036
-
social contributions
101
-
418
-
pensions
5 510
-
17 765
-
unemployment
1 358
-
5 641
-
other
1 157
-
5 847
-
total
10 474
-
43 707
-
Corporate
138 984
183 000
-
-
income
38 915
51 240
-
-
surtax
-
-
-
-
total
38 915
51 240
-
-
Dividends
100 069
131 760
-
-
social contributions
17 210
22 664
-
-
surtax
-
-
-
-
withholding
12 810
16 865
-
-
total
30 020
39 529
-
-
Income
183 000
183 000
183 000
183 000
Total tax
86 137
90 769
89 226
83 439
After tax
96 863
92 231
93 774
99 561
Living cost
26 813
26 813
26 813
26 813
Free-cash
70 050
65 418
66 961
72 748

Estimated living cost  is ₽26813 per week

₽16907
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2180
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7271
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
₽53641
₽84194
₽65072
₽58442
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
pensions
-
-
-
9 182
income
-
-
-
66 251
health
-
-
-
9 664
total
-
-
-
85 097
Employee
66 925
66 925
168 436
-
health
10 272
8 737
9 664
-
pensions
12 047
9 182
9 182
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

10 955
10 955
32 564
-
total
33 274
28 874
51 410
-
Employer
66 925
66 925
168 436
-
health
4 652
4 652
5 781
-
pensions
4 658
4 658
5 790
-
unemployment
2 409
2 409
2 994
-
total
11 719
11 719
14 565
-
Corporate
105 176
104 355
-
-
income
21 035
20 872
-
-
total
21 035
20 872
-
-
Dividends
84 141
83 484
-
-
income
17 879
17 740
-
-
withholding
12 621
12 522
-
-
total
30 500
30 262
-
-
Income
183 000
183 000
183 000
183 000
Total tax
96 528
91 727
65 975
85 097
After tax
86 472
91 273
117 025
97 903
Living cost
32 831
32 831
32 831
32 831
Free-cash
53 641
58 442
84 194
65 072

Estimated living cost  is ₽32831 per week

₽23266
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽522
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6083
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽77154
₽88971
₽65888
₽68487
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
183 000
trade
-
-
-
23 083
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
61 552
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 354
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 385
total
-
-
-
93 374
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

29 975
-
183 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 354
-
5 354
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

837
-
61 552
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

46
-
3 385
-
total
6 237
-
70 291
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
153 025
183 000
-
-
income
22 954
27 450
-
-
trade
24 102
28 822
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 263
1 510
-
-
chamber of commerce
339
382
-
-
total
48 658
58 164
-
-
Dividends
104 367
124 836
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 419
1 700
-
-
withholding
25 794
30 911
-
-
total
27 213
32 611
-
-
Income
183 000
183 000
183 000
183 000
Total tax
82 108
90 775
70 291
93 374
After tax
100 892
92 225
112 709
89 626
Living cost
23 738
23 738
23 738
23 738
Free-cash
77 154
68 487
88 971
65 888

Estimated living cost  is ₽23738 per week

₽14932
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2768
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5595
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽110944
₽103196
₽104685
₽115207
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
income
-
-
-
42 823
health
-
-
-
4 667
social contributions
-
-
-
12 680
total
-
-
-
60 170
Employee
60 263
60 263
173 052
-
health
467
1 025
2 942
-
income
6 562
5 579
42 023
-
social contributions
2 278
5 002
6 746
-
total
9 307
11 606
51 711
-
Employer
60 263
60 263
173 052
-
health
507
1 115
3 202
-
social contributions
2 278
5 002
6 746
-
total
2 785
6 117
9 948
-
Corporate
152 762
116 620
-
-
income
19 096
14 578
-
-
total
19 096
14 578
-
-
Dividends
133 666
102 042
-
-
withholding
22 723
17 347
-
-
total
22 723
17 347
-
-
Income
183 000
183 000
183 000
183 000
Total tax
53 911
49 648
61 659
60 170
After tax
129 089
133 352
121 341
122 830
Living cost
18 145
18 145
18 145
18 145
Free-cash
110 944
115 207
103 196
104 685

Estimated living cost  is ₽18145 per week

₽10875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1780
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽402
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5089
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽78720
₽55999
₽70539
₽79509
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
183 000
income
-
-
-
24 287
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
63 592
surtax
-
-
-
-
total
-
-
-
87 879
Employee
36 044
-
147 879
-
income
7 497
-
50 716
-
social contributions
3 965
-
16 267
-
surtax
-
-
315
-
total
11 462
-
67 298
-
Employer
36 044
-
147 879
-
social contributions
8 560
-
35 121
-
total
8 560
-
35 121
-
Corporate
138 395
183 000
-
-
income
29 063
38 430
-
-
surtax
-
-
-
-
total
29 063
38 430
-
-
Dividends
109 332
144 570
-
-
withholding
30 613
40 479
-
-
total
30 613
40 479
-
-
Income
183 000
183 000
183 000
183 000
Total tax
79 698
78 909
102 419
87 879
After tax
103 302
104 091
80 581
95 121
Living cost
24 582
24 582
24 582
24 582
Free-cash
78 720
79 509
55 999
70 539

Estimated living cost  is ₽24582 per week

₽18393
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1450
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽410
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4329
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽166638
₽140326
₽175096
₽167776
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
183 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 830
total
-
-
-
1 830
Employee
7 592
-
183 000
-
income
1 518
-
36 600
-
total
1 518
-
36 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

175 408
183 000
-
-
total
-
-
-
-
Dividends
175 408
183 000
-
-
withholding
8 770
9 150
-
-
total
8 770
9 150
-
-
Income
183 000
183 000
183 000
183 000
Total tax
10 288
9 150
36 600
1 830
After tax
172 712
173 850
146 400
181 170
Living cost
6 074
6 074
6 074
6 074
Free-cash
166 638
167 776
140 326
175 096

Estimated living cost  is ₽6074 per week

₽3764
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽505
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽167
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1638
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽98420
₽59260
₽63233
₽104975
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
183 000
pensions
-
-
-
33 421
unemployment
-
-
-
275
income
-
-
-
47 043
health
-
-
-
18 007
total
-
-
-
98 746
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

34 656
-
158 346
-
health
2 238
-
10 229
-
unemployment
49
-
222
-
pensions
5 372
-
24 544
-
income
5 976
-
43 071
-
total
13 635
-
78 066
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

34 656
-
158 346
-
health
2 308
-
10 544
-
pensions
3 067
-
14 014
-
unemployment
21
-
95
-
total
5 396
-
24 653
-
Corporate
142 949
183 000
-
-
income
27 160
34 770
-
-
total
27 160
34 770
-
-
Dividends
115 789
148 230
-
-
withholding
17 368
22 234
-
-
total
17 368
22 234
-
-
Income
183 000
183 000
183 000
183 000
Total tax
63 559
57 004
102 719
98 746
After tax
119 441
125 996
80 281
84 254
Living cost
21 021
21 021
21 021
21 021
Free-cash
98 420
104 975
59 260
63 233

Estimated living cost  is ₽21021 per week

₽14426
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1347
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽408
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4841
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽89100
₽98924
₽122146
₽86361
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
183 000
income
-
-
-
27 450
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
4 955
total
-
-
-
32 405
Employee
35 952
-
179 395
-
social contributions
3 602
-
3 605
-
income
3 901
-
48 417
-
total
7 503
-
52 022
-
Employer
35 952
-
179 395
-
social contributions
3 602
-
3 605
-
total
3 602
-
3 605
-
Corporate
143 446
183 000
-
-
income
50 206
64 050
-
-
total
50 206
64 050
-
-
Dividends
93 240
118 950
-
-
social contributions
4 140
4 140
-
-
total
4 140
4 140
-
-
Income
183 000
183 000
183 000
183 000
Total tax
65 451
68 190
55 627
32 405
After tax
117 549
114 810
127 373
150 595
Living cost
28 449
28 449
28 449
28 449
Free-cash
89 100
86 361
98 924
122 146

Estimated living cost  is ₽28449 per week

₽18739
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2243
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽436
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7030
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽95435
₽95808
₽100903
₽95030
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
income
-
-
-
27 450
health
-
-
-
12 774
social contributions
-
-
-
25 255
total
-
-
-
65 479
Employee
26 572
-
183 000
-
health
1 855
-
12 774
-
income
4 432
-
32 545
-
social contributions
3 668
-
25 255
-
total
9 955
-
70 574
-
Employer
26 572
-
183 000
-
total
-
-
-
-
Corporate
156 428
183 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

7 821
9 149
-
-
total
7 821
9 149
-
-
Dividends
148 606
173 851
-
-
social contributions
20 507
23 992
-
-
withholding
22 291
26 077
-
-
health
10 373
12 134
-
-
total
53 171
62 203
-
-
Income
183 000
183 000
183 000
183 000
Total tax
70 947
71 352
70 574
65 479
After tax
112 053
111 648
112 426
117 521
Living cost
16 618
16 618
16 618
16 618
Free-cash
95 435
95 030
95 808
100 903

Estimated living cost  is ₽16618 per week

₽11121
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1025
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽382
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4088
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽96234
₽79456
₽87693
₽104059
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
income
-
-
-
19 902
health
-
-
-
24 705
social contributions
-
-
-
25 617
solidarity contribution
-
-
-
3 146
total
-
-
-
73 370
Employee
32 261
-
147 769
-
health
4 355
-
19 949
-
solidarity contribution
-
-
2 407
-
income
3 871
-
18 318
-
social contributions
2 097
-
5 702
-
total
10 323
-
46 376
-
Employer
32 261
-
147 769
-
health
2 903
-
13 299
-
social contributions
8 065
-
21 932
-
total
10 968
-
35 231
-
Corporate
139 771
183 000
-
-
income
26 556
34 770
-
-
total
26 556
34 770
-
-
Dividends
113 214
148 230
-
-
withholding
16 982
22 234
-
-
total
16 982
22 234
-
-
Income
183 000
183 000
183 000
183 000
Total tax
64 829
57 004
81 607
73 370
After tax
118 171
125 996
101 393
109 630
Living cost
21 937
21 937
21 937
21 937
Free-cash
96 234
104 059
79 456
87 693

Estimated living cost  is ₽21937 per week

₽16314
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1215
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽380
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4029
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽162611
₽136935
₽171705
₽164385
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
183 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 830
total
-
-
-
1 830
Employee
11 832
-
183 000
-
income
2 366
-
36 600
-
total
2 366
-
36 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

171 168
183 000
-
-
total
-
-
-
-
Dividends
171 168
183 000
-
-
withholding
8 558
9 150
-
-
total
8 558
9 150
-
-
Income
183 000
183 000
183 000
183 000
Total tax
10 924
9 150
36 600
1 830
After tax
172 076
173 850
146 400
181 170
Living cost
9 465
9 465
9 465
9 465
Free-cash
162 611
164 385
136 935
171 705

Estimated living cost  is ₽9465 per week

₽6405
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽397
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽317
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2345
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₽59768
₽55922
₽61709
₽54379
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
income
-
-
-
35 065
other
-
-
-
5 672
health
-
-
-
9 142
social contributions
-
-
-
5 213
pensions
-
-
-
28 347
surtax
-
-
-
-
total
-
-
-
83 439
Employee
49 085
-
139 293
-
pensions
5 552
-
10 656
-
income
4 283
-
30 895
-
social contributions
1 398
-
3 968
-
surtax
-
-
-
-
total
11 233
-
45 519
-
Employer
49 085
-
139 293
-
health
3 435
-
14 036
-
social contributions
147
-
418
-
pensions
8 065
-
17 765
-
unemployment
1 988
-
5 641
-
other
1 694
-
5 847
-
total
15 329
-
43 707
-
Corporate
118 585
183 000
-
-
income
33 204
51 240
-
-
surtax
-
-
-
-
total
33 204
51 240
-
-
Dividends
85 381
131 760
-
-
social contributions
14 686
22 664
-
-
surtax
-
-
-
-
withholding
10 928
16 865
-
-
total
25 614
39 529
-
-
Income
183 000
183 000
183 000
183 000
Total tax
85 380
90 769
89 226
83 439
After tax
97 620
92 231
93 774
99 561
Living cost
37 852
37 852
37 852
37 852
Free-cash
59 768
54 379
55 922
61 709

Estimated living cost  is ₽37852 per week

₽25618
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3096
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8618
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽114860
₽105175
₽105175
₽118706
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
183 000
pensions
-
-
-
15 013
unemployment
-
-
-
866
income
-
-
-
42 486
health
-
-
-
5 948
total
-
-
-
64 313
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

20 376
-
172 664
-
health
1 049
-
2 974
-
unemployment
153
-
433
-
pensions
2 853
-
8 084
-
income
2 809
-
42 486
-
total
6 864
-
53 977
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

20 376
-
172 664
-
health
1 049
-
2 974
-
pensions
2 445
-
6 929
-
unemployment
153
-
433
-
total
3 647
-
10 336
-
Corporate
158 977
183 000
-
-
income
23 847
27 450
-
-
total
23 847
27 450
-
-
Dividends
135 131
155 550
-
-
withholding
20 270
23 332
-
-
total
20 270
23 332
-
-
Income
183 000
183 000
183 000
183 000
Total tax
54 628
50 782
64 313
64 313
After tax
128 372
132 218
118 687
118 687
Living cost
13 512
13 512
13 512
13 512
Free-cash
114 860
118 706
105 175
105 175

Estimated living cost  is ₽13512 per week

₽9098
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1045
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽391
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2978
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
₽53193
₽84528
₽89766
₽30393
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
pensions
-
-
-
16 836
city
-
-
-
1 928
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 660
health
-
-
-
412
regional
-
-
-
11 064
national
-
-
-
6 045
total
-
-
-
39 945
Employee
62 361
-
165 347
-
health
141
-
372
-
unemployment
-
-
-
-
city
669
-
1 797
-
pensions
5 239
-
12 155
-
regional
2 042
-
9 956
-
national
295
-
5 069
-
total
8 386
-
29 349
-
Employer
62 361
-
165 347
-
health
141
-
372
-
pensions
5 239
-
12 155
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 247
-
3 307
-
total
6 627
-
15 834
-
Corporate
113 326
183 000
-
-
regional
23 968
38 704
-
-
national
9 633
15 555
-
-
total
33 601
54 259
-
-
Dividends
79 725
128 741
-
-
withholding
27 904
45 059
-
-
total
27 904
45 059
-
-
Income
183 000
183 000
183 000
183 000
Total tax
76 518
99 318
45 183
39 945
After tax
106 482
83 682
137 817
143 055
Living cost
53 289
53 289
53 289
53 289
Free-cash
53 193
30 393
84 528
89 766

Estimated living cost  is ₽53289 per week

₽34653
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4782
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽654
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽13199
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽84209
₽60449
₽81413
₽81789
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
183 000
municipal
-
-
-
32 491
health
-
-
-
2 491
national
-
-
-
36 516
total
-
-
-
71 498
Employee
41 232
-
153 948
-
health
308
-
2 043
-
unemployment
619
-
2 310
-
pensions
2 783
-
10 391
-
national
681
-
23 609
-
municipal
6 754
-
25 057
-
total
11 145
-
63 410
-
Employer
41 232
-
153 948
-
health
317
-
1 185
-
pensions
7 154
-
26 711
-
accident
42
-
155
-
unemployment
268
-
1 001
-
total
7 781
-
29 052
-
Corporate
133 988
183 000
-
-
income
26 797
36 601
-
-
total
26 797
36 601
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

80 393
109 799
-
-
municipal
14 471
19 764
-
-
national
8 508
14 757
-
-
total
22 979
34 521
-
-
Income
183 000
183 000
183 000
183 000
Total tax
68 702
71 122
92 462
71 498
After tax
114 298
111 878
90 538
111 502
Living cost
30 089
30 089
30 089
30 089
Free-cash
84 209
81 789
60 449
81 413

Estimated living cost  is ₽30089 per week

₽19654
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2894
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽479
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7063
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
₽61925
₽33343
₽51053
₽71475
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
9 808
social contributions
-
-
-
19 539
national
-
-
-
74 025
total
-
-
-
103 372
Employee

The minimum management director salary is set at €45,000 per year.

56 059
-
141 738
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 634
-
6 661
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

2 924
-
7 393
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

488
-
1 233
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 204
-
10 631
-
national
17 235
-
53 902
-
total
27 485
-
79 820
-
Employer

The minimum management director salary is set at €45,000 per year.

56 059
-
141 738
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 447
-
8 718
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 967
-
12 558
-
surtax
6 356
-
16 074
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

729
-
1 843
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

818
-
2 069
-
total
16 317
-
41 262
-
Corporate
110 623
183 000
-
-
income
22 124
39 685
-
-
surtax
443
794
-
-
total
22 567
40 479
-
-
Dividends
88 056
142 521
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

26 131
42 471
-
-
total
26 131
42 471
-
-
Income
183 000
183 000
183 000
183 000
Total tax
92 500
82 950
121 082
103 372
After tax
90 500
100 050
61 918
79 628
Living cost
28 575
28 575
28 575
28 575
Free-cash
61 925
71 475
33 343
51 053

Estimated living cost  is ₽28575 per week

₽18406
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2499
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽448
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7223
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₽65142
₽57106
₽57931
₽65906
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
unemployment
-
-
-
75
municipal
-
-
-
48 131
other
-
-
-
8 662
health
-
-
-
4 651
national
-
-
-
21 331
accident
-
-
-
149
pensions
-
-
-
8 058
total
-
-
-
91 057
Employee
48 465
-
159 578
-
national
-
-
20 875
-
municipal
14 452
-
47 586
-
total
14 452
-
68 461
-
Employer
48 465
-
159 578
-
health
2 981
-
4 584
-
pensions
5 239
-
8 058
-
accident
97
-
149
-
unemployment
1 279
-
1 968
-
other
5 632
-
8 662
-
total
15 228
-
23 421
-
Corporate
119 308
183 000
-
-
income
26 248
40 260
-
-
total
26 248
40 260
-
-
Dividends
93 060
142 740
-
-
withholding
27 918
42 822
-
-
total
27 918
42 822
-
-
Income
183 000
183 000
183 000
183 000
Total tax
83 846
83 082
91 882
91 057
After tax
99 154
99 918
91 118
91 943
Living cost
34 012
34 012
34 012
34 012
Free-cash
65 142
65 906
57 106
57 931

Estimated living cost  is ₽34012 per week

₽22542
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3338
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7616
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₽31705
₽133574
₽88591
₽73460
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
income
-
-
-
35 670
social contributions
-
-
-
20 862
total
-
-
-
56 532
Employee
54 310
-
-
-
income
11 980
-
-
-
social contributions
4 453
-
635
-
total
16 433
-
635
-
Employer
54 310
-
-
-
social contributions
76 578
-
10 914
-
total
76 578
-
10 914
-
Corporate
52 112
183 000
-
-
income
11 465
40 260
-
-
total
11 465
40 260
-
-
Dividends
40 647
142 740
-
-
income
8 942
31 403
-
-
total
8 942
31 403
-
-
Income
183 000
183 000
183 000
183 000
Total tax
113 418
71 663
11 549
56 532
After tax
69 582
111 337
171 451
126 468
Living cost
37 877
37 877
37 877
37 877
Free-cash
31 705
73 460
133 574
88 591

Estimated living cost  is ₽37877 per week

₽24576
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3562
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9256
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽104686
₽95922
₽97411
₽107933
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
income
-
-
-
42 823
health
-
-
-
4 667
social contributions
-
-
-
12 680
total
-
-
-
60 170
Employee
60 263
60 263
173 052
-
health
599
1 025
2 942
-
income
6 328
5 579
42 023
-
social contributions
2 928
5 002
6 746
-
total
9 855
11 606
51 711
-
Employer
60 263
60 263
173 052
-
health
653
1 115
3 202
-
social contributions
2 928
5 002
6 746
-
total
3 581
6 117
9 948
-
Corporate
144 143
116 620
-
-
income
18 018
14 578
-
-
total
18 018
14 578
-
-
Dividends
126 126
102 042
-
-
withholding
21 441
17 347
-
-
total
21 441
17 347
-
-
Income
183 000
183 000
183 000
183 000
Total tax
52 895
49 648
61 659
60 170
After tax
130 105
133 352
121 341
122 830
Living cost
25 419
25 419
25 419
25 419
Free-cash
104 686
107 933
95 922
97 411

Estimated living cost  is ₽25419 per week

₽17377
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1985
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽427
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5631
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽90792
₽73202
₽89492
₽86307
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
income
-
-
-
57 566
pensions
-
-
-
7 806
total
-
-
-
65 372
Employee
38 621
-
159 402
-
health
504
-
2 119
-
pensions
2 948
-
9 239
-
income
7 033
-
46 706
-
total
10 485
-
58 064
-
Employer
38 621
-
159 402
-
health
734
-
3 029
-
pensions
3 902
-
20 569
-
total
4 636
-
23 598
-
Corporate
139 743
183 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

26 551
34 770
-
-
total
26 551
34 770
-
-
Dividends
113 192
148 230
-
-
withholding
22 400
33 787
-
-
total
22 400
33 787
-
-
Income
183 000
183 000
183 000
183 000
Total tax
64 072
68 557
81 662
65 372
After tax
118 928
114 443
101 338
117 628
Living cost
28 136
28 136
28 136
28 136
Free-cash
90 792
86 307
73 202
89 492

Estimated living cost  is ₽28136 per week

₽19301
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2587
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽352
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5894
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
₽61607
₽48632
₽55069
₽65172
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
municipal
-
-
-
1 294
regional
-
-
-
4 526
social contributions
-
-
-
39 224
national
-
-
-
51 666
total
-
-
-
96 710
Employee
66 040
-
183 000
-
social contributions
22 268
-
51 424
-
regional
997
-
4 120
-
national
11 160
-
46 419
-
municipal
394
-
1 184
-
total
34 819
-
103 147
-
Employer
66 040
-
183 000
-
total
-
-
-
-
Corporate
116 960
183 000
-
-
nationa
28 070
43 919
-
-
municipal
5 638
8 821
-
-
total
33 708
52 740
-
-
Dividends
83 252
130 260
-
-
withholding
21 645
33 867
-
-
total
21 645
33 867
-
-
Income
183 000
183 000
183 000
183 000
Total tax
90 172
86 607
103 147
96 710
After tax
92 828
96 393
79 853
86 290
Living cost
31 221
31 221
31 221
31 221
Free-cash
61 607
65 172
48 632
55 069

Estimated living cost  is ₽31221 per week

₽21931
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2148
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6670
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽12254
₽84387
₽108187
-₽1914
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
pensions
-
-
-
3 165
income
-
-
-
52 778
other
-
-
-
282
health
-
-
-
1 659
accident
-
-
-
192
total
-
-
-
58 076
Employee
26 328
-
167 709
-
health
3 015
-
19 202
-
pensions
2 965
-
5 804
-
income
3 612
-
41 579
-
total
9 592
-
66 585
-
Employer
26 328
-
167 709
-
pensions
4 281
-
8 381
-
accident
440
-
2 801
-
unemployment
645
-
4 109
-
total
5 366
-
15 291
-
Corporate
151 307
183 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

136 176
164 700
-
-
total
136 176
164 700
-
-
Dividends
15 131
18 300
-
-
withholding
2 875
3 477
-
-
total
2 875
3 477
-
-
Income
183 000
183 000
183 000
183 000
Total tax
154 009
168 177
81 876
58 076
After tax
28 991
14 823
101 124
124 924
Living cost
16 737
16 737
16 737
16 737
Free-cash
12 254
-1 914
84 387
108 187

Estimated living cost  is ₽16737 per week

₽12267
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽927
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽349
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3194
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽74102
₽82452
₽61420
₽63850
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
183 000
trade
-
-
-
21 032
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
61 552
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 354
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 385
total
-
-
-
91 323
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

38 994
-
183 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 354
-
5 354
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 206
-
61 552
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

177
-
3 385
-
total
8 737
-
70 291
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
144 006
183 000
-
-
income
21 601
27 450
-
-
trade
20 665
26 260
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 188
1 510
-
-
chamber of commerce
330
387
-
-
total
43 784
55 607
-
-
Dividends
100 222
127 394
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 362
1 736
-
-
withholding
24 758
31 550
-
-
total
26 120
33 286
-
-
Income
183 000
183 000
183 000
183 000
Total tax
78 641
88 893
70 291
91 323
After tax
104 359
94 107
112 709
91 677
Living cost
30 257
30 257
30 257
30 257
Free-cash
74 102
63 850
82 452
61 420

Estimated living cost  is ₽30257 per week

₽20872
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3256
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽123668
₽63612
₽50709
₽130095
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
183 000
income
-
-
-
39 295
microenterprise
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
30 027
surtax
-
-
-
46 665
total
-
-
-
115 987
Employee
22 900
-
144 594
-
income
4 076
-
33 439
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 519
-
10 274
-
surtax
-
-
20 965
-
total
6 595
-
64 678
-
Employer
22 900
-
144 594
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

5 516
-
22 500
-
surtax
-
-
15 906
-
total
5 516
-
38 406
-
Corporate
154 584
183 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

30 917
36 601
-
-
total
30 917
36 601
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

123 667
146 399
-
-
total
-
-
-
-
Income
183 000
183 000
183 000
183 000
Total tax
43 028
36 601
103 084
115 987
After tax
139 972
146 399
79 916
67 013
Living cost
16 304
16 304
16 304
16 304
Free-cash
123 668
130 095
63 612
50 709

Estimated living cost  is ₽16304 per week

₽10402
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1553
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽370
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3980
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽102848
₽102792
₽103486
₽104449
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
income
-
-
-
57 512
health
-
-
-
5 152
pensions
-
-
-
7 107
total
-
-
-
69 771
Employee
14 840
-
175 005
-
health
742
-
1 777
-
unemployment
148
-
355
-
pensions
1 336
-
3 198
-
income
2 871
-
57 139
-
total
5 097
-
62 469
-
Employer
14 840
-
175 005
-
health
1 410
-
3 376
-
pensions
1 632
-
3 909
-
unemployment
297
-
711
-
total
3 339
-
7 996
-
Corporate
164 821
183 000
-
-
income
36 261
40 260
-
-
total
36 261
40 260
-
-
Dividends
128 560
142 740
-
-
withholding
25 712
28 548
-
-
total
25 712
28 548
-
-
Income
183 000
183 000
183 000
183 000
Total tax
70 409
68 808
70 465
69 771
After tax
112 591
114 192
112 535
113 229
Living cost
9 743
9 743
9 743
9 743
Free-cash
102 848
104 449
102 792
103 486

Estimated living cost  is ₽9743 per week

₽5790
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽790
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽223
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2940
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽95010
₽63609
₽68402
₽97505
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
pensions
-
-
-
20 919
unemployment
-
-
-
178
income
-
-
-
58 509
other
-
-
-
-
health
-
-
-
7 426
surtax
-
-
-
9 963
total
-
-
-
96 995
Employee
26 392
-
160 983
-
health
674
-
2 667
-
unemployment
1 837
-
7 280
-
pensions
1 761
-
6 977
-
income
4 425
-
53 821
-
other
-
-
-
-
surtax
94
-
9 026
-
total
8 791
-
79 771
-
Employer
26 392
-
160 983
-
health
1 200
-
4 759
-
pensions
3 519
-
13 943
-
unemployment
837
-
3 315
-
other
-
-
-
-
total
5 556
-
22 017
-
Corporate
151 051
183 000
-
-
income
39 273
47 579
-
-
total
39 273
47 579
-
-
Dividends
111 778
135 421
-
-
withholding
16 767
20 313
-
-
total
16 767
20 313
-
-
Income
183 000
183 000
183 000
183 000
Total tax
70 387
67 892
101 788
96 995
After tax
112 613
115 108
81 212
86 005
Living cost
17 603
17 603
17 603
17 603
Free-cash
95 010
97 505
63 609
68 402

Estimated living cost  is ₽17603 per week

₽10628
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1530
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5037
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₽75517
₽22906
₽68791
₽75904
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
pensions
-
-
-
16 938
chamber of commerce