Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 183000
per

Your estimated
City
free-cash

Dresden , Germany
₽61864
₽72976
₽63856
₽85324
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
183 000
trade
-
-
-
21 468
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
57 242
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 862
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 149
total
-
-
-
88 721
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

38 417
-
183 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 862
-
6 862
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

59
-
3 149
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 073
-
57 242
-
total
7 994
-
67 253
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
144 583
183 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 193
1 510
-
-
income
21 687
27 450
-
-
trade
22 772
28 822
-
-
chamber of commerce
360
416
-
-
total
46 012
58 198
-
-
Dividends
98 570
124 803
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 334
1 695
-
-
withholding
24 261
30 820
-
-
total
25 595
32 515
-
-
Income
183 000
183 000
183 000
183 000
Total tax
79 601
90 713
67 253
88 721
After tax
103 399
92 287
115 747
94 279
Living cost
30 423
30 423
30 423
30 423
Free-cash
72 976
61 864
85 324
63 856

Estimated living cost  is ₽30423 per week

₽19137
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3547
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽568
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7171
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
₽63509
₽62666
₽56604
₽57585
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
municipal
-
-
-
20 096
pensions
-
-
-
21 960
national
-
-
-
31 690
social contributions
-
-
-
1 967
total
-
-
-
75 713
Employee
78 568
-
158 202
-
municipal
9 704
-
20 805
-
pensions
3 143
-
6 328
-
national
15 038
-
33 242
-
total
27 885
-
60 375
-
Employer
78 568
-
158 202
-
social contributions
845
-
1 701
-
pensions
6 285
-
12 656
-
total
7 130
-
14 357
-
Corporate
92 117
183 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

18 423
36 600
-
-
total
18 423
36 600
-
-
Dividends
73 693
146 400
-
-
withholding
16 213
32 208
-
-
total
16 213
32 208
-
-
Income
183 000
183 000
183 000
183 000
Total tax
69 651
68 808
74 732
75 713
After tax
113 349
114 192
108 268
107 287
Living cost
50 683
50 683
50 683
50 683
Free-cash
62 666
63 509
57 585
56 604

Estimated living cost  is ₽50683 per week

₽34449
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4711
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽759
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10764
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₽125503
₽117264
₽42775
₽56408
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
183 000
microenterprise
-
-
-
-
income
-
-
-
34 180
surtax
-
-
-
46 665
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
38 484
total
-
-
-
119 329
Employee
29 350
-
138 885
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

3 229
-
13 167
-
surtax
-
-
20 138
-
income
5 225
-
28 277
-
total
8 454
-
61 582
-
Employer
29 350
-
138 885
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

7 070
-
28 837
-
surtax
-
-
15 277
-
total
7 070
-
44 114
-
Corporate
146 580
183 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

29 316
36 601
-
-
total
29 316
36 601
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

117 265
146 399
-
-
total
-
-
-
-
Income
183 000
183 000
183 000
183 000
Total tax
44 840
36 601
105 696
119 329
After tax
138 160
146 399
77 304
63 671
Living cost
20 896
20 896
20 896
20 896
Free-cash
117 264
125 503
56 408
42 775

Estimated living cost  is ₽20896 per week

₽13331
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1990
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽475
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5101
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
₽48616
₽42460
₽58531
₽72916
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
income
-
-
-
58 238
pensions
-
-
-
11 768
health
-
-
-
12 386
total
-
-
-
82 392
Employee
85 774
85 774
164 334
-
health
13 165
11 198
12 386
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 040
14 040
25 187
-
pensions
15 439
11 768
11 768
-
total
42 644
37 006
49 341
-
Employer
85 774
85 774
164 334
-
unemployment
3 088
3 088
3 837
-
pensions
5 970
5 970
7 420
-
health
5 962
5 962
7 409
-
total
15 020
15 020
18 666
-
Corporate
83 258
82 206
-
-
income
16 652
16 442
-
-
total
16 652
16 442
-
-
Dividends
66 607
65 764
-
-
income
14 155
13 975
-
-
withholding
9 992
9 864
-
-
total
24 147
23 839
-
-
Income
183 000
183 000
183 000
183 000
Total tax
98 463
92 307
68 007
82 392
After tax
84 537
90 693
114 993
100 608
Living cost
42 077
42 077
42 077
42 077
Free-cash
42 460
48 616
72 916
58 531

Estimated living cost  is ₽42077 per week

₽29819
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3793
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7796
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
₽60955
₽60081
₽54328
₽53382
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
municipal
-
-
-
47 194
accident
-
-
-
171
pensions
-
-
-
9 231
other
-
-
-
9 923
unemployment
-
-
-
85
health
-
-
-
5 328
national
-
-
-
17 777
total
-
-
-
89 709
Employee
55 518
-
156 170
-
municipal
16 556
-
46 570
-
national
-
-
17 254
-
total
16 556
-
63 824
-
Employer
55 518
-
156 170
-
accident
111
-
171
-
other
6 451
-
9 923
-
unemployment
1 466
-
2 254
-
pensions
6 001
-
9 231
-
health
3 414
-
5 252
-
total
17 443
-
26 831
-
Corporate
110 038
183 000
-
-
income
24 208
40 260
-
-
total
24 208
40 260
-
-
Dividends
85 829
142 740
-
-
withholding
25 749
42 822
-
-
total
25 749
42 822
-
-
Income
183 000
183 000
183 000
183 000
Total tax
83 956
83 082
90 655
89 709
After tax
99 044
99 918
92 345
93 291
Living cost
38 963
38 963
38 963
38 963
Free-cash
60 081
60 955
53 382
54 328

Estimated living cost  is ₽38963 per week

₽25823
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3823
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽592
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8725
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
₽51889
₽66001
₽53868
₽76289
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
183 000
trade
-
-
-
22 421
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
57 242
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 862
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 149
total
-
-
-
89 674
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

50 937
-
183 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 862
-
6 862
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

240
-
3 149
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 376
-
57 242
-
total
11 478
-
67 253
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
132 063
183 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 090
1 510
-
-
income
19 810
27 450
-
-
trade
21 724
30 103
-
-
chamber of commerce
341
414
-
-
total
42 965
59 477
-
-
Dividends
89 098
123 524
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 205
1 677
-
-
withholding
21 893
30 499
-
-
total
23 098
32 176
-
-
Income
183 000
183 000
183 000
183 000
Total tax
77 541
91 653
67 253
89 674
After tax
105 459
91 347
115 747
93 326
Living cost
39 458
39 458
39 458
39 458
Free-cash
66 001
51 889
76 289
53 868

Estimated living cost  is ₽39458 per week

₽26390
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4161
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽589
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8318
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
₽100901
₽96736
₽92198
₽90604
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
income
-
-
-
37 306
health
-
-
-
4 666
social contributions
-
-
-
16 251
total
-
-
-
58 223
Employee
77 236
77 236
171 186
-
social contributions
3 753
6 410
8 646
-
health
768
1 313
2 911
-
income
8 110
7 150
36 448
-
total
12 631
14 873
48 005
-
Employer
77 236
77 236
171 186
-
social contributions
3 753
6 410
8 646
-
health
837
1 430
3 166
-
total
4 590
7 840
11 812
-
Corporate
133 200
97 925
-
-
income
16 650
12 241
-
-
total
16 650
12 241
-
-
Dividends
116 550
85 684
-
-
withholding
19 814
14 566
-
-
total
19 814
14 566
-
-
Income
183 000
183 000
183 000
183 000
Total tax
53 685
49 520
59 817
58 223
After tax
129 315
133 480
123 183
124 777
Living cost
32 579
32 579
32 579
32 579
Free-cash
96 736
100 901
90 604
92 198

Estimated living cost  is ₽32579 per week

₽22271
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2545
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽547
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7216
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽84558
₽84937
₽108544
₽87857
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
income
-
-
-
22 372
pensions
-
-
-
18 300
unemployment
-
-
-
2 745
health
-
-
-
12 810
total
-
-
-
56 227
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 314
10 473
153 138
-
health
1 842
733
10 720
-
income
3 217
1 280
18 721
-
pensions
2 631
1 047
15 314
-
unemployment
395
157
2 297
-
total
8 085
3 217
47 052
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 314
10 473
153 138
-
pensions
5 131
2 042
29 862
-
total
5 131
2 042
29 862
-
Corporate
151 555
170 485
-
-
income
13 640
15 344
-
-
total
13 640
15 344
-
-
Dividends
137 915
155 142
-
-
social contributions
26 774
30 133
-
-
withholding
26 204
29 477
-
-
total
52 978
59 610
-
-
Income
183 000
183 000
183 000
183 000
Total tax
79 834
80 213
76 914
56 227
After tax
103 166
102 787
106 086
126 773
Living cost
18 229
18 229
18 229
18 229
Free-cash
84 937
84 558
87 857
108 544

Estimated living cost  is ₽18229 per week

₽12440
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1491
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽364
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3934
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
₽122138
₽115899
₽73828
₽81219
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
income
-
-
-
24 522
pensions
-
-
-
36 599
health
-
-
-
23 790
total
-
-
-
84 911
Employee
28 494
-
136 772
-
income
3 208
-
26 369
-
pensions
570
-
2 735
-
unemployment
456
-
2 188
-
total
4 234
-
31 292
-
Employer
28 494
-
136 772
-
unemployment
229
-
1 094
-
pensions
5 699
-
27 354
-
health
3 704
-
17 780
-
total
9 632
-
46 228
-
Corporate
144 875
183 000
-
-
income
28 974
36 601
-
-
total
28 974
36 601
-
-
Dividends
115 900
146 399
-
-
total
-
-
-
-
Income
183 000
183 000
183 000
183 000
Total tax
42 840
36 601
77 520
84 911
After tax
140 160
146 399
105 480
98 089
Living cost
24 261
24 261
24 261
24 261
Free-cash
115 899
122 138
81 219
73 828

Estimated living cost  is ₽24261 per week

₽16640
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1445
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽488
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5688
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
-₽7222
₽11440
₽103032
₽77586
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
accident
-
-
-
253
income
-
-
-
50 945
pensions
-
-
-
4 169
other
-
-
-
371
health
-
-
-
2 185
total
-
-
-
57 923
Employee
34 678
-
165 156
-
health
3 971
-
18 910
-
income
4 758
-
38 970
-
pensions
3 905
-
7 645
-
total
12 634
-
65 525
-
Employer
34 678
-
165 156
-
accident
579
-
2 758
-
unemployment
850
-
4 046
-
pensions
5 639
-
11 040
-
total
7 068
-
17 844
-
Corporate
141 254
183 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

127 129
164 700
-
-
total
127 129
164 700
-
-
Dividends
14 125
18 300
-
-
withholding
2 684
3 477
-
-
total
2 684
3 477
-
-
Income
183 000
183 000
183 000
183 000
Total tax
149 515
168 177
83 369
57 923
After tax
33 485
14 823
99 631
125 077
Living cost
22 045
22 045
22 045
22 045
Free-cash
11 440
-7 222
77 586
103 032

Estimated living cost  is ₽22045 per week

₽16157
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1221
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽460
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4207
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽164750
₽163044
₽172070
₽137300
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
183 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 830
total
-
-
-
1 830
Employee
11 375
-
183 000
-
income
2 275
-
36 600
-
total
2 275
-
36 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

171 625
183 000
-
-
total
-
-
-
-
Dividends
171 625
183 000
-
-
withholding
8 581
9 150
-
-
total
8 581
9 150
-
-
Income
183 000
183 000
183 000
183 000
Total tax
10 856
9 150
36 600
1 830
After tax
172 144
173 850
146 400
181 170
Living cost
9 100
9 100
9 100
9 100
Free-cash
163 044
164 750
137 300
172 070

Estimated living cost  is ₽9100 per week

₽5639
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽756
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽250
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2454
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
₽107686
₽100901
₽76761
₽76808
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
income
-
-
-
28 841
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
36 658
other
-
-
-
7 255
health
-
-
-
6 721
total
-
-
-
79 475
Employee
36 470
-
146 165
-
health
511
-
2 047
-
income
6 279
-
28 856
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 552
-
10 230
-
unemployment
364
-
1 462
-
total
9 706
-
42 595
-
Employer
36 470
-
146 165
-
accident
292
-
1 168
-
other
1 824
-
7 308
-
unemployment
364
-
1 462
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

6 201
-
24 848
-
health
511
-
2 047
-
total
9 192
-
36 833
-
Corporate
137 339
183 000
-
-
income
28 841
38 431
-
-
total
28 841
38 431
-
-
Dividends
108 498
144 569
-
-
withholding
7 596
10 119
-
-
total
7 596
10 119
-
-
Income
183 000
183 000
183 000
183 000
Total tax
55 335
48 550
79 428
79 475
After tax
127 665
134 450
103 572
103 525
Living cost
26 764
26 764
26 764
26 764
Free-cash
100 901
107 686
76 808
76 761

Estimated living cost  is ₽26764 per week

₽18910
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1807
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽431
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5615
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
₽52012
₽56230
₽53780
₽37249
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
income
-
-
-
52 965
pensions
-
-
-
9 153
total
-
-
-
62 118
Employee
94 939
-
159 803
-
health
1 564
-
2 292
-
income
17 114
-
41 948
-
pensions
9 159
-
11 212
-
total
27 837
-
55 452
-
Employer
94 939
-
159 803
-
pensions
11 210
-
20 161
-
health
1 803
-
3 036
-
total
13 013
-
23 197
-
Corporate
75 048
183 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

14 259
34 771
-
-
total
14 259
34 771
-
-
Dividends
60 790
148 229
-
-
withholding
4 559
29 115
-
-
total
4 559
29 115
-
-
Income
183 000
183 000
183 000
183 000
Total tax
59 668
63 886
78 649
62 118
After tax
123 332
119 114
104 351
120 882
Living cost
67 102
67 102
67 102
67 102
Free-cash
56 230
52 012
37 249
53 780

Estimated living cost  is ₽67102 per week

₽50281
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7884
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽546
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8392
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽143297
₽138632
₽133016
₽140258
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
income
-
-
-
27 450
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 192
unemployment
-
-
-
140
health
-
-
-
4 034
total
-
-
-
36 816
Employee
17 436
-
176 117
-
health
802
-
1 614
-
accident

We are using the highest rate at 1.1%.

192
-
386
-
income
1 743
-
17 611
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 531
-
3 080
-
total
4 268
-
22 691
-
Employer
17 436
-
176 117
-
accident

We are using the highest rate at 1.1%.

192
-
386
-
unemployment
104
-
210
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 922
-
3 866
-
health
1 203
-
2 421
-
total
3 421
-
6 883
-
Corporate
162 143
183 000
-
-
income
16 214
18 300
-
-
total
16 214
18 300
-
-
Dividends
145 929
164 700
-
-
withholding
7 297
8 235
-
-
total
7 297
8 235
-
-
Income
183 000
183 000
183 000
183 000
Total tax
31 200
26 535
29 574
36 816
After tax
151 800
156 465
153 426
146 184
Living cost
13 168
13 168
13 168
13 168
Free-cash
138 632
143 297
140 258
133 016

Estimated living cost  is ₽13168 per week

₽7687
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽940
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽349
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4191
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
₽34996
₽37520
₽44911
₽59296
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
income
-
-
-
58 238
pensions
-
-
-
11 768
health
-
-
-
12 386
total
-
-
-
82 392
Employee
93 123
85 774
164 334
-
health
11 618
11 198
12 386
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 040
14 040
25 187
-
pensions
11 768
11 768
11 768
-
total
37 426
37 006
49 341
-
Employer
93 123
85 774
164 334
-
unemployment
3 353
3 088
3 837
-
pensions
6 481
5 970
7 420
-
health
6 471
5 962
7 409
-
total
16 305
15 020
18 666
-
Corporate
73 572
82 206
-
-
income
14 715
16 442
-
-
total
14 715
16 442
-
-
Dividends
58 857
65 764
-
-
income
12 508
13 975
-
-
withholding
8 829
9 864
-
-
total
21 337
23 839
-
-
Income
183 000
183 000
183 000
183 000
Total tax
89 783
92 307
68 007
82 392
After tax
93 217
90 693
114 993
100 608
Living cost
55 697
55 697
55 697
55 697
Free-cash
37 520
34 996
59 296
44 911

Estimated living cost  is ₽55697 per week

₽41086
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4975
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽639
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8999
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
₽101976
₽93407
₽80778
₽72922
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
income
-
-
-
18 560
health
-
-
-
24 705
solidarity contribution
-
-
-
376
social contributions
-
-
-
34 562
total
-
-
-
78 203
Employee
35 322
-
140 742
-
social contributions
2 296
-
7 694
-
health
4 768
-
19 000
-
solidarity contribution
-
-
-
-
income
4 239
-
17 107
-
total
11 303
-
43 801
-
Employer
35 322
-
140 742
-
social contributions
8 831
-
29 591
-
health
3 179
-
12 667
-
total
12 010
-
42 258
-
Corporate
135 668
183 000
-
-
income
25 777
34 770
-
-
total
25 777
34 770
-
-
Dividends
109 891
148 230
-
-
withholding
16 484
22 235
-
-
total
16 484
22 235
-
-
Income
183 000
183 000
183 000
183 000
Total tax
65 574
57 005
86 059
78 203
After tax
117 426
125 995
96 941
104 797
Living cost
24 019
24 019
24 019
24 019
Free-cash
93 407
101 976
72 922
80 778

Estimated living cost  is ₽24019 per week

₽16684
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1709
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5154
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
₽55255
₽50011
₽44723
₽36457
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
municipal
-
-
-
1 088
regional
-
-
-
2 166
national
-
-
-
45 573
social contributions
-
-
-
47 067
total
-
-
-
95 894
Employee
89 267
-
183 000
-
social contributions
30 101
-
61 708
-
regional
842
-
1 912
-
municipal
473
-
970
-
national
15 468
-
39 570
-
total
46 884
-
104 160
-
Employer
89 267
-
183 000
-
total
-
-
-
-
Corporate
93 733
183 000
-
-
nationa
22 496
43 920
-
-
municipal
3 656
7 136
-
-
total
26 152
51 056
-
-
Dividends
67 581
131 944
-
-
withholding
17 570
34 306
-
-
total
17 570
34 306
-
-
Income
183 000
183 000
183 000
183 000
Total tax
90 606
85 362
104 160
95 894
After tax
92 394
97 638
78 840
87 106
Living cost
42 383
42 383
42 383
42 383
Free-cash
50 011
55 255
36 457
44 723

Estimated living cost  is ₽42383 per week

₽29544
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2779
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽650
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9408
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
₽92943
₽89816
₽64354
₽58214
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
income
-
-
-
51 794
pensions
-
-
-
26 811
other
-
-
-
-
unemployment
-
-
-
229
health
-
-
-
9 517
surtax
-
-
-
8 131
total
-
-
-
96 482
Employee
33 216
-
154 782
-
other
-
-
-
-
health
848
-
3 418
-
surtax
109
-
6 929
-
income
5 568
-
45 786
-
pensions
2 215
-
8 941
-
unemployment
2 312
-
9 330
-
total
11 052
-
74 404
-
Employer
33 216
-
154 782
-
other
-
-
-
-
unemployment
1 052
-
4 249
-
pensions
4 428
-
17 870
-
health
1 512
-
6 099
-
total
6 992
-
28 218
-
Corporate
142 793
183 000
-
-
income
37 127
47 580
-
-
total
37 127
47 580
-
-
Dividends
105 666
135 420
-
-
withholding
15 849
20 313
-
-
total
15 849
20 313
-
-
Income
183 000
183 000
183 000
183 000
Total tax
71 020
67 893
102 622
96 482
After tax
111 980
115 107
80 378
86 518
Living cost
22 164
22 164
22 164
22 164
Free-cash
89 816
92 943
58 214
64 354

Estimated living cost  is ₽22164 per week

₽13552
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2045
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6056
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
₽73272
₽79901
₽75040
₽58509
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
income
-
-
-
52 965
pensions
-
-
-
9 153
total
-
-
-
62 118
Employee
63 626
-
159 803
-
health
924
-
2 292
-
income
11 459
-
41 948
-
pensions
5 400
-
11 212
-
total
17 783
-
55 452
-
Employer
63 626
-
159 803
-
pensions
6 887
-
20 161
-
health
1 209
-
3 036
-
total
8 096
-
23 197
-
Corporate
111 278
183 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

21 142
34 771
-
-
total
21 142
34 771
-
-
Dividends
90 136
148 229
-
-
withholding
10 236
29 115
-
-
total
10 236
29 115
-
-
Income
183 000
183 000
183 000
183 000
Total tax
57 257
63 886
78 649
62 118
After tax
125 743
119 114
104 351
120 882
Living cost
45 842
45 842
45 842
45 842
Free-cash
79 901
73 272
58 509
75 040

Estimated living cost  is ₽45842 per week

₽34345
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3436
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽479
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7581
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
₽7292
₽39979
₽71102
₽62835
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
city
-
-
-
1 929
pensions
-
-
-
16 836
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 659
regional
-
-
-
9 284
health
-
-
-
412
national
-
-
-
3 388
total
-
-
-
35 508
Employee
89 396
-
163 796
-
city
959
-
1 760
-
regional
2 927
-
8 003
-
health
202
-
369
-
pensions
7 510
-
13 757
-
unemployment
-
-
-
-
national
423
-
2 484
-
total
12 021
-
26 373
-
Employer
89 396
-
163 796
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 787
-
3 276
-
unemployment
-
-
-
-
pensions
7 510
-
13 757
-
health
202
-
369
-
total
9 499
-
17 402
-
Corporate
83 121
183 000
-
-
regional
17 579
38 704
-
-
national
7 065
15 555
-
-
total
24 644
54 259
-
-
Dividends
58 477
128 742
-
-
withholding
20 467
45 059
-
-
total
20 467
45 059
-
-
Income
183 000
183 000
183 000
183 000
Total tax
66 631
99 318
43 775
35 508
After tax
116 369
83 682
139 225
147 492
Living cost
76 390
76 390
76 390
76 390
Free-cash
39 979
7 292
62 835
71 102

Estimated living cost  is ₽76390 per week

₽49675
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6855
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽938
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18921
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
₽44392
₽60678
₽46358
₽69734
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
183 000
trade
-
-
-
23 376
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
57 242
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 862
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 149
total
-
-
-
90 629
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

60 364
-
183 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 862
-
6 862
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

391
-
3 149
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

7 098
-
57 242
-
total
14 351
-
67 253
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
122 636
183 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 012
1 510
-
-
income
18 396
27 450
-
-
trade
21 032
31 384
-
-
chamber of commerce
326
410
-
-
total
40 766
60 754
-
-
Dividends
81 870
122 247
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 106
1 660
-
-
withholding
20 086
30 181
-
-
total
21 192
31 841
-
-
Income
183 000
183 000
183 000
183 000
Total tax
76 309
92 595
67 253
90 629
After tax
106 691
90 405
115 747
92 371
Living cost
46 013
46 013
46 013
46 013
Free-cash
60 678
44 392
69 734
46 358

Estimated living cost  is ₽46013 per week

₽33606
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3681
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽599
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8129
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
₽57868
₽63799
₽68664
₽65500
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
income
-
-
-
29 105
pensions
-
-
-
32 051
other
-
-
-
5 673
health
-
-
-
7 927
surtax
-
-
-
-
social contributions
-
-
-
5 215
total
-
-
-
79 971
Employee
42 988
-
141 464
-
social contributions
1 226
-
4 031
-
surtax
-
-
-
-
income
2 537
-
27 662
-
pensions
4 861
-
9 906
-
total
8 624
-
41 599
-
Employer
42 988
-
141 464
-
other
1 483
-
5 547
-
social contributions
130
-
425
-
unemployment
1 740
-
5 730
-
pensions
7 062
-
16 664
-
health
3 010
-
13 170
-
total
13 425
-
41 536
-
Corporate
126 588
183 000
-
-
surtax
-
-
-
-
income
35 444
51 239
-
-
total
35 444
51 239
-
-
Dividends
91 144
131 761
-
-
surtax
-
-
-
-
social contributions
15 676
22 663
-
-
withholding
11 667
16 865
-
-
total
27 343
39 528
-
-
Income
183 000
183 000
183 000
183 000
Total tax
84 836
90 767
83 135
79 971
After tax
98 164
92 233
99 865
103 029
Living cost
34 365
34 365
34 365
34 365
Free-cash
63 799
57 868
65 500
68 664

Estimated living cost  is ₽34365 per week

₽21668
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2794
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽585
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9319
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
₽61273
₽66851
₽72069
₽68905
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
income
-
-
-
29 105
pensions
-
-
-
32 051
other
-
-
-
5 673
health
-
-
-
7 927
surtax
-
-
-
-
social contributions
-
-
-
5 215
total
-
-
-
79 971
Employee
38 373
-
141 464
-
social contributions
1 094
-
4 031
-
surtax
-
-
-
-
income
1 979
-
27 662
-
pensions
4 340
-
9 906
-
total
7 413
-
41 599
-
Employer
38 373
-
141 464
-
other
1 325
-
5 547
-
social contributions
114
-
425
-
unemployment
1 553
-
5 730
-
pensions
6 305
-
16 664
-
health
2 686
-
13 170
-
total
11 983
-
41 536
-
Corporate
132 644
183 000
-
-
surtax
-
-
-
-
income
37 140
51 239
-
-
total
37 140
51 239
-
-
Dividends
95 504
131 761
-
-
surtax
-
-
-
-
social contributions
16 429
22 663
-
-
withholding
12 224
16 865
-
-
total
28 653
39 528
-
-
Income
183 000
183 000
183 000
183 000
Total tax
85 189
90 767
83 135
79 971
After tax
97 811
92 233
99 865
103 029
Living cost
30 960
30 960
30 960
30 960
Free-cash
66 851
61 273
68 905
72 069

Estimated living cost  is ₽30960 per week

₽17955
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3145
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽587
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9273
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽90349
₽90870
₽96224
₽92271
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
income
-
-
-
27 450
health
-
-
-
12 773
social contributions
-
-
-
25 254
total
-
-
-
65 477
Employee
34 056
-
183 000
-
social contributions
4 700
-
25 254
-
health
2 377
-
12 773
-
income
5 680
-
31 403
-
total
12 757
-
69 430
-
Employer
34 056
-
183 000
-
total
-
-
-
-
Corporate
148 944
183 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

7 447
9 149
-
-
total
7 447
9 149
-
-
Dividends
141 497
173 851
-
-
health
9 877
12 134
-
-
social contributions
19 526
23 992
-
-
withholding
21 224
26 077
-
-
total
50 627
62 203
-
-
Income
183 000
183 000
183 000
183 000
Total tax
70 831
71 352
69 430
65 477
After tax
112 169
111 648
113 570
117 523
Living cost
21 299
21 299
21 299
21 299
Free-cash
90 870
90 349
92 271
96 224

Estimated living cost  is ₽21299 per week

₽14254
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1313
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5240
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
₽65806
₽64248
₽58549
₽13038
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
chamber of commerce
-
-
-
732
income
-
-
-
51 285
pensions
-
-
-
21 708
unemployment
-
-
-
6 160
health
-
-
-
8 976
surtax
-
-
-
198
total
-
-
-
89 059
Employee
50 197
40 028
146 876
-
other
501
400
1 174
-
health
1 942
1 550
4 540
-
income
5 714
2 953
41 429
-
pensions
5 141
4 098
12 016
-
unemployment
1 506
1 201
3 521
-
total
14 804
10 202
62 680
-
Employer
50 197
40 028
146 876
-
accident
652
520
1 525
-
other
2 385
1 900
6 725
-
chamber of commerce
200
160
587
-
unemployment
1 506
1 201
3 521
-
surtax
198
198
198
-
pensions
6 300
5 024
14 726
-
payroll
1 506
1 201
4 407
-
health
1 897
1 513
4 435
-
total
14 644
11 717
36 124
-
Corporate
118 161
131 254
143 064
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

29 541
32 813
35 766
-
total
29 541
32 813
35 766
-
Dividends
88 620
98 440
-
-
withholding
24 371
27 070
-
-
total
24 371
27 070
-
-
Income
183 000
183 000
183 000
183 000
Total tax
83 360
81 802
134 570
89 059
After tax
99 640
101 198
48 430
93 941
Living cost
35 392
35 392
35 392
35 392
Free-cash
64 248
65 806
13 038
58 549

Estimated living cost  is ₽35392 per week

₽23605
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3019
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽581
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8187
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
₽65709
₽50647
₽42755
₽27468
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
national
-
-
-
69 103
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
9 477
social contributions
-
-
-
25 042
total
-
-
-
103 622
Employee

The minimum management director salary is set at €45,000 per year.

71 847
-
141 739
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 747
-
7 394
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 376
-
6 662
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 389
-
10 630
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

625
-
1 233
-
national
22 089
-
51 731
-
total
35 226
-
77 650
-
Employer

The minimum management director salary is set at €45,000 per year.

71 847
-
141 739
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

934
-
1 843
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 048
-
2 070
-
surtax
8 147
-
16 072
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

6 366
-
12 557
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 418
-
8 717
-
total
20 913
-
41 259
-
Corporate
90 239
183 000
-
-
surtax
360
732
-
-
income
18 049
36 601
-
-
total
18 409
37 333
-
-
Dividends
71 830
145 667
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

21 182
43 335
-
-
total
21 182
43 335
-
-
Income
183 000
183 000
183 000
183 000
Total tax
95 730
80 668
118 909
103 622
After tax
87 270
102 332
64 091
79 378
Living cost
36 623
36 623
36 623
36 623
Free-cash
50 647
65 709
27 468
42 755

Estimated living cost  is ₽36623 per week

₽23590
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3202
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽574
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
₽85634
₽78754
₽66357
₽62144
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
accident
-
-
-
839
income
-
-
-
52 439
pensions
-
-
-
26 346
other
-
-
-
93
unemployment
-
-
-
652
total
-
-
-
80 369
Employee
49 998
-
153 320
-
other
50
-
93
-
income
10 549
-
48 991
-
pensions
2 350
-
4 376
-
unemployment
776
-
1 443
-
total
13 725
-
54 903
-
Employer
49 998
-
153 320
-
accident
989
-
1 843
-
other
398
-
745
-
unemployment
2 750
-
5 120
-
pensions
11 799
-
21 971
-
total
15 936
-
29 679
-
Corporate
117 065
183 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

17 559
27 450
-
-
total
17 559
27 450
-
-
Dividends
99 506
155 550
-
-
withholding
20 752
33 642
-
-
total
20 752
33 642
-
-
Income
183 000
183 000
183 000
183 000
Total tax
67 972
61 092
84 582
80 369
After tax
115 028
121 908
98 418
102 631
Living cost
36 274
36 274
36 274
36 274
Free-cash
78 754
85 634
62 144
66 357

Estimated living cost  is ₽36274 per week

₽26712
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2573
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽522
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6465
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
₽52040
₽39004
₽35212
₽42506
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
accident
-
-
-
1 542
income
-
-
-
30 735
pensions
-
-
-
27 429
health
-
-
-
12 858
surtax
-
-
-
9 073
communal
-
-
-
11 566
total
-
-
-
93 203
Employee
76 064
-
163 466
-
health
3 385
-
7 274
-
surtax
4 662
-
10 018
-
income
7 347
-
36 005
-
pensions
6 084
-
13 078
-
total
21 478
-
66 375
-
Employer
76 064
-
163 466
-
accident
684
-
1 472
-
pensions
6 084
-
13 078
-
health
2 320
-
4 984
-
total
9 088
-
19 534
-
Corporate
97 847
183 000
-
-
surtax
1 027
1 921
-
-
communal
6 605
12 353
-
-
income
14 677
27 450
-
-
total
22 309
41 724
-
-
Dividends
75 539
141 276
-
-
income
25 204
13 459
-
-
withholding
11 332
21 192
-
-
total
36 536
34 651
-
-
Income
183 000
183 000
183 000
183 000
Total tax
89 411
76 375
85 909
93 203
After tax
93 589
106 625
97 091
89 797
Living cost
54 585
54 585
54 585
54 585
Free-cash
39 004
52 040
42 506
35 212

Estimated living cost  is ₽54585 per week

₽40947
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3307
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽578
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9752
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
₽92546
₽89352
₽63957
₽57817
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
income
-
-
-
51 794
pensions
-
-
-
26 811
other
-
-
-
-
unemployment
-
-
-
229
health
-
-
-
9 517
surtax
-
-
-
8 131
total
-
-
-
96 482
Employee
33 826
-
154 782
-
other
-
-
-
-
health
863
-
3 418
-
surtax
120
-
6 929
-
income
5 671
-
45 786
-
pensions
2 257
-
8 941
-
unemployment
2 354
-
9 330
-
total
11 265
-
74 404
-
Employer
33 826
-
154 782
-
other
-
-
-
-
unemployment
1 073
-
4 249
-
pensions
4 510
-
17 870
-
health
1 538
-
6 099
-
total
7 121
-
28 218
-
Corporate
142 053
183 000
-
-
income
36 934
47 580
-
-
total
36 934
47 580
-
-
Dividends
105 119
135 420
-
-
withholding
15 767
20 313
-
-
total
15 767
20 313
-
-
Income
183 000
183 000
183 000
183 000
Total tax
71 087
67 893
102 622
96 482
After tax
111 913
115 107
80 378
86 518
Living cost
22 561
22 561
22 561
22 561
Free-cash
89 352
92 546
57 817
63 957

Estimated living cost  is ₽22561 per week

₽13621
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1961
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6456
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
₽69132
₽66904
₽59456
₽51233
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
municipal
-
-
-
1 088
regional
-
-
-
2 759
national
-
-
-
45 573
social contributions
-
-
-
47 067
total
-
-
-
96 487
Employee
55 717
-
183 000
-
social contributions
18 788
-
61 708
-
regional
750
-
2 462
-
municipal
295
-
970
-
national
8 827
-
39 570
-
total
28 660
-
104 710
-
Employer
55 717
-
183 000
-
total
-
-
-
-
Corporate
127 283
183 000
-
-
nationa
30 547
43 920
-
-
municipal
6 326
9 096
-
-
total
36 873
53 016
-
-
Dividends
90 410
129 984
-
-
withholding
23 506
33 795
-
-
total
23 506
33 795
-
-
Income
183 000
183 000
183 000
183 000
Total tax
89 039
86 811
104 710
96 487
After tax
93 961
96 189
78 290
86 513
Living cost
27 057
27 057
27 057
27 057
Free-cash
66 904
69 132
51 233
59 456

Estimated living cost  is ₽27057 per week

₽16827
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2741
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7026
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
₽96397
₽85839
₽75199
₽67343
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
income
-
-
-
18 560
health
-
-
-
24 705
solidarity contribution
-
-
-
376
social contributions
-
-
-
34 562
total
-
-
-
78 203
Employee
43 526
-
140 742
-
social contributions
2 829
-
7 694
-
health
5 876
-
19 000
-
solidarity contribution
-
-
-
-
income
5 223
-
17 107
-
total
13 928
-
43 801
-
Employer
43 526
-
140 742
-
social contributions
10 882
-
29 591
-
health
3 917
-
12 667
-
total
14 799
-
42 258
-
Corporate
124 675
183 000
-
-
income
23 688
34 770
-
-
total
23 688
34 770
-
-
Dividends
100 987
148 230
-
-
withholding
15 148
22 235
-
-
total
15 148
22 235
-
-
Income
183 000
183 000
183 000
183 000
Total tax
67 563
57 005
86 059
78 203
After tax
115 437
125 995
96 941
104 797
Living cost
29 598
29 598
29 598
29 598
Free-cash
85 839
96 397
67 343
75 199

Estimated living cost  is ₽29598 per week

₽22011
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1640
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5435
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
₽69259
₽68763
₽62094
₽16433
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
chamber of commerce
-
-
-
732
income
-
-
-
51 285
pensions
-
-
-
21 708
unemployment
-
-
-
6 160
health
-
-
-
8 976
surtax
-
-
-
-
total
-
-
-
88 861
Employee
43 906
40 028
147 059
-
other
438
400
1 174
-
health
1 698
1 550
4 540
-
income
3 911
2 953
41 518
-
pensions
4 496
4 098
12 016
-
unemployment
1 317
1 201
3 521
-
total
11 860
10 202
62 769
-
Employer
43 906
40 028
147 059
-
accident
570
520
1 525
-
other
2 085
1 900
6 732
-
chamber of commerce
175
160
589
-
unemployment
1 317
1 201
3 521
-
surtax
-
-
-
-
pensions
5 511
5 024
14 726
-
payroll
1 317
1 201
4 413
-
health
1 660
1 513
4 435
-
total
12 635
11 519
35 941
-
Corporate
126 458
131 452
143 247
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

31 614
32 863
35 812
-
total
31 614
32 863
35 812
-
Dividends
94 844
98 589
-
-
withholding
26 083
27 112
-
-
total
26 083
27 112
-
-
Income
183 000
183 000
183 000
183 000
Total tax
82 192
81 696
134 522
88 861
After tax
100 808
101 304
48 478
94 139
Living cost
32 045
32 045
32 045
32 045
Free-cash
68 763
69 259
16 433
62 094

Estimated living cost  is ₽32045 per week

₽19223
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3273
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽572
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8978
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽159669
₽157010
₽166989
₽132219
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
183 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 830
total
-
-
-
1 830
Employee
17 726
-
183 000
-
income
3 545
-
36 600
-
total
3 545
-
36 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

165 274
183 000
-
-
total
-
-
-
-
Dividends
165 274
183 000
-
-
withholding
8 264
9 150
-
-
total
8 264
9 150
-
-
Income
183 000
183 000
183 000
183 000
Total tax
11 809
9 150
36 600
1 830
After tax
171 191
173 850
146 400
181 170
Living cost
14 181
14 181
14 181
14 181
Free-cash
157 010
159 669
132 219
166 989

Estimated living cost  is ₽14181 per week

₽9596
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽595
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3513
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
₽99053
₽90653
₽62130
₽57283
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
183 000
income
-
-
-
42 229
pensions
-
-
-
33 419
unemployment
-
-
-
274
health
-
-
-
18 007
total
-
-
-
93 929
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 416
-
158 345
-
health
2 869
-
10 228
-
income
7 659
-
39 129
-
pensions
6 885
-
24 543
-
unemployment
63
-
221
-
total
17 476
-
74 121
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 416
-
158 345
-
unemployment
27
-
95
-
pensions
3 930
-
14 014
-
health
2 958
-
10 546
-
total
6 915
-
24 655
-
Corporate
131 669
183 000
-
-
income
25 017
34 771
-
-
total
25 017
34 771
-
-
Dividends
106 651
148 229
-
-
withholding
15 998
22 235
-
-
total
15 998
22 235
-
-
Income
183 000
183 000
183 000
183 000
Total tax
65 406
57 006
98 776
93 929
After tax
117 594
125 994
84 224
89 071
Living cost
26 941
26 941
26 941
26 941
Free-cash
90 653
99 053
57 283
62 130

Estimated living cost  is ₽26941 per week

₽18489
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1727
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽522
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6204
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
₽67775
₽19753
₽82906
₽126156
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
income
-
-
-
35 670
social contributions
-
-
-
20 862
total
-
-
-
56 532
Employee
62 462
-
-
-
social contributions
5 122
-
730
-
income
13 778
-
-
-
total
18 900
-
730
-
Employer
62 462
-
-
-
social contributions
88 071
-
12 552
-
total
88 071
-
12 552
-
Corporate
32 467
183 000
-
-
income
7 143
40 260
-
-
total
7 143
40 260
-
-
Dividends
25 325
142 740
-
-
income
5 571
31 403
-
-
total
5 571
31 403
-
-
Income
183 000
183 000
183 000
183 000
Total tax
119 685
71 663
13 282
56 532
After tax
63 315
111 337
169 718
126 468
Living cost
43 562
43 562
43 562
43 562
Free-cash
19 753
67 775
126 156
82 906

Estimated living cost  is ₽43562 per week

₽28265
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4097
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽555
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10645
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
₽72583
₽71573
₽66110
₽52235
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
183 000
income
-
-
-
21 791
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
63 593
total
-
-
-
85 384
Employee
46 196
-
147 878
-
social contributions
5 082
-
16 267
-
surtax
-
-
-
-
income
9 609
-
47 870
-
total
14 691
-
64 137
-
Employer
46 196
-
147 878
-
social contributions
10 971
-
35 122
-
total
10 971
-
35 122
-
Corporate
125 833
183 000
-
-
surtax
-
-
-
-
income
26 424
38 431
-
-
total
26 424
38 431
-
-
Dividends
99 409
144 569
-
-
withholding
27 835
40 480
-
-
total
27 835
40 480
-
-
Income
183 000
183 000
183 000
183 000
Total tax
79 921
78 911
99 259
85 384
After tax
103 079
104 089
83 741
97 616
Living cost
31 506
31 506
31 506
31 506
Free-cash
71 573
72 583
52 235
66 110

Estimated living cost  is ₽31506 per week

₽23573
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1858
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5549
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
₽43721
₽50623
₽54517
₽51353
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
income
-
-
-
29 105
pensions
-
-
-
32 051
other
-
-
-
5 673
health
-
-
-
7 927
surtax
-
-
-
-
social contributions
-
-
-
5 215
total
-
-
-
79 971
Employee
62 909
-
141 464
-
social contributions
1 792
-
4 031
-
surtax
-
-
-
-
income
5 489
-
27 662
-
pensions
7 115
-
9 906
-
total
14 396
-
41 599
-
Employer
62 909
-
141 464
-
other
2 171
-
5 547
-
social contributions
189
-
425
-
unemployment
2 548
-
5 730
-
pensions
10 337
-
16 664
-
health
4 403
-
13 170
-
total
19 648
-
41 536
-
Corporate
100 443
183 000
-
-
surtax
-
-
-
-
income
28 124
51 239
-
-
total
28 124
51 239
-
-
Dividends
72 319
131 761
-
-
surtax
-
-
-
-
social contributions
12 441
22 663
-
-
withholding
9 256
16 865
-
-
total
21 697
39 528
-
-
Income
183 000
183 000
183 000
183 000
Total tax
83 865
90 767
83 135
79 971
After tax
99 135
92 233
99 865
103 029
Living cost
48 512
48 512
48 512
48 512
Free-cash
50 623
43 721
51 353
54 517

Estimated living cost  is ₽48512 per week

₽32832
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3968
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽665
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽11046
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
₽134507
₽131133
₽104372
₽109235
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
income
-
-
-
8 175
social contributions
-
-
-
40 260
total
-
-
-
48 435
Employee
32 291
-
158 440
-
income
-
-
8 715
-
social contributions
2 099
-
10 299
-
total
2 099
-
19 014
-
Employer
32 291
-
158 440
-
social contributions
5 005
-
24 558
-
total
5 005
-
24 558
-
Corporate
145 703
183 000
-
-
income
14 570
18 300
-
-
total
14 570
18 300
-
-
Dividends
131 133
164 700
-
-
total
-
-
-
-
Income
183 000
183 000
183 000
183 000
Total tax
21 674
18 300
43 572
48 435
After tax
161 326
164 700
139 428
134 565
Living cost
30 193
30 193
30 193
30 193
Free-cash
131 133
134 507
109 235
104 372

Estimated living cost  is ₽30193 per week

₽19522
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2276
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽568
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7826
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
-₽35840
-₽35840
₽59206
-₽35840
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
municipal
-
-
-
38 300
pensions
-
-
-
871
national
-
-
-
21 680
labour market
-
-
-
14 570
total
-
-
-
75 421
Employee
204 171
204 171
204 171
-
labour market
16 310
16 310
16 310
-
national
24 943
24 943
24 943
-
municipal
43 477
43 477
43 477
-
pensions
290
290
290
-
total
85 020
85 020
85 020
-
Employer
204 171
204 171
204 171
-
labour market
16 334
16 334
16 334
-
municipal
43 546
43 546
43 546
-
pensions
580
580
580
-
national
24 987
24 987
24 987
-
total
85 447
85 447
85 447
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
183 000
183 000
183 000
183 000
Total tax
170 467
170 467
170 467
75 421
After tax
12 533
12 533
12 533
107 579
Living cost
48 373
48 373
48 373
48 373
Free-cash
-35 840
-35 840
-35 840
59 206

Estimated living cost  is ₽48373 per week

₽33107
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4279
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽744
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10243
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
-₽6897
₽11493
₽103357
₽77911
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
accident
-
-
-
253
income
-
-
-
50 945
pensions
-
-
-
4 169
other
-
-
-
371
health
-
-
-
2 185
total
-
-
-
57 923
Employee
34 167
-
165 156
-
health
3 912
-
18 910
-
income
4 687
-
38 970
-
pensions
3 847
-
7 645
-
total
12 446
-
65 525
-
Employer
34 167
-
165 156
-
accident
571
-
2 758
-
unemployment
837
-
4 046
-
pensions
5 555
-
11 040
-
total
6 963
-
17 844
-
Corporate
141 870
183 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

127 683
164 700
-
-
total
127 683
164 700
-
-
Dividends
14 187
18 300
-
-
withholding
2 695
3 477
-
-
total
2 695
3 477
-
-
Income
183 000
183 000
183 000
183 000
Total tax
149 787
168 177
83 369
57 923
After tax
33 213
14 823
99 631
125 077
Living cost
21 720
21 720
21 720
21 720
Free-cash
11 493
-6 897
77 911
103 357

Estimated living cost  is ₽21720 per week

₽15810
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1238
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽408
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4264
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
₽75731
₽78401
₽78587
₽57048
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
183 000
municipal
-
-
-
32 508
health
-
-
-
2 400
national
-
-
-
30 942
total
-
-
-
65 850
Employee
52 845
-
153 949
-
health
395
-
1 952
-
municipal
8 656
-
25 073
-
pensions
3 566
-
10 392
-
unemployment
793
-
2 310
-
national
873
-
18 611
-
total
14 283
-
58 338
-
Employer
52 845
-
153 949
-
accident
53
-
154
-
unemployment
343
-
1 001
-
pensions
9 168
-
26 710
-
health
406
-
1 186
-
total
9 970
-
29 051
-
Corporate
120 184
183 000
-
-
income
24 038
36 601
-
-
total
24 038
36 601
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

72 110
109 799
-
-
national
4 765
12 341
-
-
municipal
12 980
19 764
-
-
total
17 745
32 105
-
-
Income
183 000
183 000
183 000
183 000
Total tax
66 036
68 706
87 389
65 850
After tax
116 964
114 294
95 611
117 150
Living cost
38 563
38 563
38 563
38 563
Free-cash
78 401
75 731
57 048
78 587

Estimated living cost  is ₽38563 per week

₽25189
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3709
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽614
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9052
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
₽110225
₽104757
₽101522
₽99928
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
income
-
-
-
37 306
health
-
-
-
4 666
social contributions
-
-
-
16 251
total
-
-
-
58 223
Employee
77 236
77 236
171 186
-
social contributions
2 920
6 410
8 646
-
health
599
1 313
2 911
-
income
8 410
7 150
36 448
-
total
11 929
14 873
48 005
-
Employer
77 236
77 236
171 186
-
social contributions
2 920
6 410
8 646
-
health
650
1 430
3 166
-
total
3 570
7 840
11 812
-
Corporate
144 246
97 925
-
-
income
18 032
12 241
-
-
total
18 032
12 241
-
-
Dividends
126 215
85 684
-
-
withholding
21 457
14 566
-
-
total
21 457
14 566
-
-
Income
183 000
183 000
183 000
183 000
Total tax
54 988
49 520
59 817
58 223
After tax
128 012
133 480
123 183
124 777
Living cost
23 255
23 255
23 255
23 255
Free-cash
104 757
110 225
99 928
101 522

Estimated living cost  is ₽23255 per week

₽13937
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2282
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽515
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6523
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽135594
₽130488
₽138332
₽118183
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
183 000
income
-
-
-
18 668
pensions
-
-
-
6 389
unemployment
-
-
-
29
health
-
-
-
3 635
total
-
-
-
28 721
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

23 055
-
173 184
-
health
1 959
-
8 101
-
income
1 576
-
16 179
-
pensions
3 458
-
14 296
-
unemployment
114
-
477
-
total
7 107
-
39 053
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

23 055
-
173 184
-
unemployment
114
-
477
-
pensions
1 268
-
5 242
-
health
991
-
4 098
-
total
2 373
-
9 817
-
Corporate
157 572
183 000
-
-
income
14 181
16 471
-
-
total
14 181
16 471
-
-
Dividends
143 391
166 529
-
-
withholding
12 904
14 988
-
-
total
12 904
14 988
-
-
Income
183 000
183 000
183 000
183 000
Total tax
36 565
31 459
48 870
28 721
After tax
146 435
151 541
134 130
154 279
Living cost
15 947
15 947
15 947
15 947
Free-cash
130 488
135 594
118 183
138 332

Estimated living cost  is ₽15947 per week

₽10175
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1149
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽475
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4148
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
₽94287
₽89851
₽75010
₽70797
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
accident
-
-
-
839
income
-
-
-
52 439
pensions
-
-
-
26 346
other
-
-
-
93
unemployment
-
-
-
652
total
-
-
-
80 369
Employee
37 140
-
153 320
-
other
36
-
93
-
income
7 160
-
48 991
-
pensions
1 746
-
4 376
-
unemployment
576
-
1 443
-
total
9 518
-
54 903
-
Employer
37 140
-
153 320
-
accident
736
-
1 843
-
other
297
-
745
-
unemployment
2 043
-
5 120
-
pensions
8 764
-
21 971
-
total
11 840
-
29 679
-
Corporate
134 020
183 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

20 104
27 450
-
-
total
20 104
27 450
-
-
Dividends
113 916
155 550
-
-
withholding
24 066
33 642
-
-
total
24 066
33 642
-
-
Income
183 000
183 000
183 000
183 000
Total tax
65 528
61 092
84 582
80 369
After tax
117 472
121 908
98 418
102 631
Living cost
27 621
27 621
27 621
27 621
Free-cash
89 851
94 287
70 797
75 010

Estimated living cost  is ₽27621 per week

₽18643
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2655
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5838
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽111441
₽110988
₽114583
₽114387
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
income
-
-
-
62 204
pensions
-
-
-
2 007
health
-
-
-
1 455
total
-
-
-
65 666
Employee
4 190
-
180 743
-
health
210
-
502
-
income
811
-
62 099
-
pensions
377
-
903
-
unemployment
42
-
100
-
total
1 440
-
63 604
-
Employer
4 190
-
180 743
-
unemployment
84
-
201
-
pensions
461
-
1 104
-
health
398
-
953
-
total
943
-
2 258
-
Corporate
177 867
183 000
-
-
income
39 131
40 260
-
-
total
39 131
40 260
-
-
Dividends
138 736
142 740
-
-
withholding
27 747
28 548
-
-
total
27 747
28 548
-
-
Income
183 000
183 000
183 000
183 000
Total tax
69 261
68 808
65 862
65 666
After tax
113 739
114 192
117 138
117 334
Living cost
2 751
2 751
2 751
2 751
Free-cash
110 988
111 441
114 387
114 583

Estimated living cost  is ₽2751 per week

₽1635
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽223
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽63
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽830
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽114847
₽109907
₽96018
₽96017
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
183 000
income
-
-
-
41 554
pensions
-
-
-
19 299
unemployment
-
-
-
1 113
health
-
-
-
7 646
total
-
-
-
69 612
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

26 193
-
169 713
-
health
1 349
-
3 823
-
income
3 610
-
41 554
-
pensions
3 667
-
10 392
-
unemployment
196
-
557
-
total
8 822
-
56 326
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

26 193
-
169 713
-
unemployment
196
-
557
-
pensions
3 143
-
8 907
-
health
1 349
-
3 823
-
total
4 688
-
13 287
-
Corporate
152 119
183 000
-
-
income
22 818
27 450
-
-
total
22 818
27 450
-
-
Dividends
129 301
155 550
-
-
withholding
19 395
23 333
-
-
total
19 395
23 333
-
-
Income
183 000
183 000
183 000
183 000
Total tax
55 723
50 783
69 613
69 612
After tax
127 277
132 217
113 387
113 388
Living cost
17 370
17 370
17 370
17 370
Free-cash
109 907
114 847
96 017
96 018

Estimated living cost  is ₽17370 per week

₽11695
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1344
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽503
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3829
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
₽77010
₽76650
₽70537
₽56662
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
183 000
income
-
-
-
21 791
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
63 593
total
-
-
-
85 384
Employee
38 984
-
147 878
-
social contributions
4 289
-
16 267
-
surtax
-
-
-
-
income
7 617
-
47 870
-
total
11 906
-
64 137
-
Employer
38 984
-
147 878
-
social contributions
9 258
-
35 122
-
total
9 258
-
35 122
-
Corporate
134 758
183 000
-
-
surtax
-
-
-
-
income
28 300
38 431
-
-
total
28 300
38 431
-
-
Dividends
106 458
144 569
-
-
withholding
29 807
40 480
-
-
total
29 807
40 480
-
-
Income
183 000
183 000
183 000
183 000
Total tax
79 271
78 911
99 259
85 384
After tax
103 729
104 089
83 741
97 616
Living cost
27 079
27 079
27 079
27 079
Free-cash
76 650
77 010
56 662
70 537

Estimated living cost  is ₽27079 per week

₽19179
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5539
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
₽86608
₽80033
₽67331
₽63118
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
accident
-
-
-
839
income
-
-
-
52 439
pensions
-
-
-
26 346
other
-
-
-
93
unemployment
-
-
-
652
total
-
-
-
80 369
Employee
48 509
-
153 320
-
other
48
-
93
-
income
10 132
-
48 991
-
pensions
2 280
-
4 376
-
unemployment
751
-
1 443
-
total
13 211
-
54 903
-
Employer
48 509
-
153 320
-
accident
961
-
1 843
-
other
389
-
745
-
unemployment
2 669
-
5 120
-
pensions
11 448
-
21 971
-
total
15 467
-
29 679
-
Corporate
119 025
183 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

17 854
27 450
-
-
total
17 854
27 450
-
-
Dividends
101 170
155 550
-
-
withholding
21 135
33 642
-
-
total
21 135
33 642
-
-
Income
183 000
183 000
183 000
183 000
Total tax
67 667
61 092
84 582
80 369
After tax
115 333
121 908
98 418
102 631
Living cost
35 300
35 300
35 300
35 300
Free-cash
80 033
86 608
63 118
67 331

Estimated living cost  is ₽35300 per week

₽25351
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2745
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽497
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6708
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽139189
₽133070
₽128908
₽136150
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
income
-
-
-
27 450
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 192
unemployment
-
-
-
140
health
-
-
-
4 034
total
-
-
-
36 816
Employee
22 876
-
176 117
-
health
1 052
-
1 614
-
accident

We are using the highest rate at 1.1%.

251
-
386
-
income
2 288
-
17 611
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 008
-
3 080
-
total
5 599
-
22 691
-
Employer
22 876
-
176 117
-
accident

We are using the highest rate at 1.1%.

251
-
386
-
unemployment
137
-
210
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 521
-
3 866
-
health
1 579
-
2 421
-
total
4 488
-
6 883
-
Corporate
155 635
183 000
-
-
income
15 564
18 300
-
-
total
15 564
18 300
-
-
Dividends
140 071
164 700
-
-
withholding
7 003
8 235
-
-
total
7 003
8 235
-
-
Income
183 000
183 000
183 000
183 000
Total tax
32 654
26 535
29 574
36 816
After tax
150 346
156 465
153 426
146 184
Living cost
17 276
17 276
17 276
17 276
Free-cash
133 070
139 189
136 150
128 908

Estimated living cost  is ₽17276 per week

₽11426
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽989
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽412
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4449
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
₽55392
₽68531
₽57411
₽76969
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
183 000
trade
-
-
-
19 558
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
57 242
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 862
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 149
total
-
-
-
86 811
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 976
-
183 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 862
-
6 862
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

227
-
3 149
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 110
-
57 242
-
total
11 199
-
67 253
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
133 024
183 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 098
1 510
-
-
income
19 953
27 450
-
-
trade
19 089
26 260
-
-
chamber of commerce
347
421
-
-
total
40 487
55 641
-
-
Dividends
92 536
127 359
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 252
1 731
-
-
withholding
22 753
31 458
-
-
total
24 005
33 189
-
-
Income
183 000
183 000
183 000
183 000
Total tax
75 691
88 830
67 253
86 811
After tax
107 309
94 170
115 747
96 189
Living cost
38 778
38 778
38 778
38 778
Free-cash
68 531
55 392
76 969
57 411

Estimated living cost  is ₽38778 per week

₽26750
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4172
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽562
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7293
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
₽70884
₽73099
₽38514
₽38514
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
income
-
-
-
56 597
social contributions
-
-
-
30 672
total
-
-
-
87 269
Employee
78 569
-
183 000
-
income
14 826
-
56 597
-
social contributions
6 527
-
30 672
-
total
21 353
-
87 269
-
Employer
78 569
-
183 000
-
total
-
-
-
-
Corporate
104 431
183 000
-
-
income
13 055
22 875
-
-
total
13 055
22 875
-
-
Dividends
91 377
160 125
-
-
withholding
18 276
32 024
-
-
total
18 276
32 024
-
-
Income
183 000
183 000
183 000
183 000
Total tax
52 684
54 899
87 269
87 269
After tax
130 316
128 101
95 731
95 731
Living cost
57 217
57 217
57 217
57 217
Free-cash
73 099
70 884
38 514
38 514

Estimated living cost  is ₽57217 per week

₽43529
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4662
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽547
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8478
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
₽77182
₽80691
₽111218
₽93286
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
183 000
income
-
-
-
28 591
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
6 730
total
-
-
-
35 321
Employee
46 077
-
178 380
-
income
5 000
-
44 013
-
social contributions
4 617
-
4 620
-
total
9 617
-
48 633
-
Employer
46 077
-
178 380
-
social contributions
4 617
-
4 620
-
total
4 617
-
4 620
-
Corporate
132 306
183 000
-
-
income
46 307
64 050
-
-
total
46 307
64 050
-
-
Dividends
86 000
118 950
-
-
social contributions
5 307
5 307
-
-
total
5 307
5 307
-
-
Income
183 000
183 000
183 000
183 000
Total tax
65 848
69 357
53 253
35 321
After tax
117 152
113 643
129 747
147 679
Living cost
36 461
36 461
36 461
36 461
Free-cash
80 691
77 182
93 286
111 218

Estimated living cost  is ₽36461 per week

₽24017
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2874
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽558
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9010
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
₽81846
₽87789
₽83614
₽67083
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
income
-
-
-
52 965
pensions
-
-
-
9 153
total
-
-
-
62 118
Employee
51 156
-
159 803
-
health
667
-
2 292
-
income
9 316
-
41 948
-
pensions
3 904
-
11 212
-
total
13 887
-
55 452
-
Employer
51 156
-
159 803
-
pensions
5 168
-
20 161
-
health
972
-
3 036
-
total
6 140
-
23 197
-
Corporate
125 704
183 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

23 884
34 771
-
-
total
23 884
34 771
-
-
Dividends
101 819
148 229
-
-
withholding
14 032
29 115
-
-
total
14 032
29 115
-
-
Income
183 000
183 000
183 000
183 000
Total tax
57 943
63 886
78 649
62 118
After tax
125 057
119 114
104 351
120 882
Living cost
37 268
37 268
37 268
37 268
Free-cash
87 789
81 846
67 083
83 614

Estimated living cost  is ₽37268 per week

₽25566
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3427
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽466
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7807
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
-₽9048
₽11162
₽101206
₽75760
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
accident
-
-
-
253
income
-
-
-
50 945
pensions
-
-
-
4 169
other
-
-
-
371
health
-
-
-
2 185
total
-
-
-
57 923
Employee
37 549
-
165 156
-
health
4 299
-
18 910
-
income
5 151
-
38 970
-
pensions
4 228
-
7 645
-
total
13 678
-
65 525
-
Employer
37 549
-
165 156
-
accident
627
-
2 758
-
unemployment
920
-
4 046
-
pensions
6 105
-
11 040
-
total
7 652
-
17 844
-
Corporate
137 799
183 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

124 019
164 700
-
-
total
124 019
164 700
-
-
Dividends
13 780
18 300
-
-
withholding
2 618
3 477
-
-
total
2 618
3 477
-
-
Income
183 000
183 000
183 000
183 000
Total tax
147 967
168 177
83 369
57 923
After tax
35 033
14 823
99 631
125 077
Living cost
23 871
23 871
23 871
23 871
Free-cash
11 162
-9 048
75 760
101 206

Estimated living cost  is ₽23871 per week

₽17518
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1391
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽481
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4480
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

Close
Skopje , Macedonia
₽140429
₽135729
₽95000
₽117084
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
183 000
work injury
-
-
-
803
health insurance
-
-
-
11 886
income
-
-
-
30 264
pensions
-
-
-
29 554
unemployment
-
-
-
1 927
total
-
-
-
74 434
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

21 706
-
183 000
-
work injury
109
-
402
-
income
2 171
-
30 264
-
pensions
3 994
-
14 777
-
health insurance
1 606
-
5 943
-
unemployment
260
-
964
-
total
8 140
-
52 350
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
161 294
183 000
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

1 613
1 830
-
-
total
1 613
1 830
-
-
Dividends
159 681
181 170
-
-
withholding
23 952
27 175
-
-
total
23 952
27 175
-
-
Income
183 000
183 000
183 000
183 000
Total tax
33 705
29 005
52 350
74 434
After tax
149 295
153 995
130 650
108 566
Living cost
13 566
13 566
13 566
13 566
Free-cash
135 729
140 429
117 084
95 000

Estimated living cost  is ₽13566 per week

₽8404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽986
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽423
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3753
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

Close
Rome , Italy
₽56378
₽51810
₽44924
₽36891
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
municipal
-
-
-
1 224
regional
-
-
-
4 198
national
-
-
-
45 573
social contributions
-
-
-
47 067
total
-
-
-
98 062
Employee
84 639
-
183 000
-
social contributions
28 540
-
61 708
-
regional
1 278
-
3 725
-
municipal
505
-
1 092
-
national
14 303
-
39 570
-
total
44 626
-
106 095
-
Employer
84 639
-
183 000
-
total
-
-
-
-
Corporate
98 361
183 000
-
-
nationa
23 607
43 920
-
-
municipal
4 740
8 821
-
-
total
28 347
52 741
-
-
Dividends
70 013
130 259
-
-
withholding
18 203
33 867
-
-
total
18 203
33 867
-
-
Income
183 000
183 000
183 000
183 000
Total tax
91 176
86 608
106 095
98 062
After tax
91 824
96 392
76 905
84 938
Living cost
40 014
40 014
40 014
40 014
Free-cash
51 810
56 378
36 891
44 924

Estimated living cost  is ₽40014 per week

₽28107
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2752
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽604
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8549
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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