Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 182500
per

Your estimated
City
free-cash

Helsinki , Finland
₽75450
₽78108
₽78339
₽56819
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
182 500
municipal
-
-
-
32 420
health
-
-
-
2 390
national
-
-
-
30 787
total
-
-
-
65 597
Employee
52 847
-
153 528
-
health
395
-
1 944
-
municipal
8 656
-
25 005
-
pensions
3 566
-
10 364
-
unemployment
793
-
2 303
-
national
873
-
18 529
-
total
14 283
-
58 145
-
Employer
52 847
-
153 528
-
accident
53
-
154
-
unemployment
343
-
999
-
pensions
9 169
-
26 637
-
health
406
-
1 182
-
total
9 971
-
28 972
-
Corporate
119 682
182 500
-
-
income
23 936
36 499
-
-
total
23 936
36 499
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

71 809
109 500
-
-
national
4 712
12 277
-
-
municipal
12 926
19 710
-
-
total
17 638
31 987
-
-
Income
182 500
182 500
182 500
182 500
Total tax
65 828
68 486
87 117
65 597
After tax
116 672
114 014
95 383
116 903
Living cost
38 564
38 564
38 564
38 564
Free-cash
78 108
75 450
56 819
78 339

Estimated living cost  is ₽38564 per week

₽25190
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3709
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽614
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9052
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close