Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 182000
per

Your estimated
City
free-cash

Dresden , Germany
₽61004
₽72247
₽63349
₽84573
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
182 000
trade
-
-
-
21 224
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
56 589
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 943
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 113
total
-
-
-
87 869
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

38 870
-
182 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 943
-
6 943
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

60
-
3 113
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 086
-
56 589
-
total
8 089
-
66 645
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
143 130
182 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 180
1 502
-
-
income
21 469
27 300
-
-
trade
22 543
28 666
-
-
chamber of commerce
361
417
-
-
total
45 553
57 885
-
-
Dividends
97 578
124 115
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 321
1 686
-
-
withholding
24 008
30 643
-
-
total
25 329
32 329
-
-
Income
182 000
182 000
182 000
182 000
Total tax
78 971
90 214
66 645
87 869
After tax
103 029
91 786
115 355
94 131
Living cost
30 782
30 782
30 782
30 782
Free-cash
72 247
61 004
84 573
63 349

Estimated living cost  is ₽30782 per week

₽19363
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3589
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽575
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7255
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
₽62293
₽61441
₽55705
₽56682
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 000
municipal
-
-
-
19 965
pensions
-
-
-
21 840
national
-
-
-
31 259
social contributions
-
-
-
1 956
total
-
-
-
75 020
Employee
79 485
-
157 337
-
municipal
9 818
-
20 670
-
pensions
3 179
-
6 293
-
national
15 213
-
32 802
-
total
28 210
-
59 765
-
Employer
79 485
-
157 337
-
social contributions
854
-
1 691
-
pensions
6 359
-
12 587
-
total
7 213
-
14 278
-
Corporate
90 055
182 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

18 011
36 400
-
-
total
18 011
36 400
-
-
Dividends
72 044
145 600
-
-
withholding
15 850
32 032
-
-
total
15 850
32 032
-
-
Income
182 000
182 000
182 000
182 000
Total tax
69 284
68 432
74 043
75 020
After tax
112 716
113 568
107 957
106 980
Living cost
51 275
51 275
51 275
51 275
Free-cash
61 441
62 293
56 682
55 705

Estimated living cost  is ₽51275 per week

₽34851
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4766
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽767
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10890
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₽124458
₽116122
₽41919
₽55532
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
182 000
microenterprise
-
-
-
-
income
-
-
-
33 591
surtax
-
-
-
46 410
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
38 937
total
-
-
-
118 938
Employee
29 696
-
137 678
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

3 267
-
13 322
-
surtax
-
-
19 964
-
income
5 286
-
27 717
-
total
8 553
-
61 003
-
Employer
29 696
-
137 678
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

7 153
-
29 177
-
surtax
-
-
15 145
-
total
7 153
-
44 322
-
Corporate
145 151
182 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

29 030
36 399
-
-
total
29 030
36 399
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

116 121
145 601
-
-
total
-
-
-
-
Income
182 000
182 000
182 000
182 000
Total tax
44 736
36 399
105 325
118 938
After tax
137 264
145 601
76 675
63 062
Living cost
21 142
21 142
21 142
21 142
Free-cash
116 122
124 458
55 532
41 919

Estimated living cost  is ₽21142 per week

₽13488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2013
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5161
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
₽47580
₽41355
₽57697
₽71459
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 000
income
-
-
-
57 291
pensions
-
-
-
11 907
health
-
-
-
12 532
total
-
-
-
81 730
Employee
86 784
86 784
163 114
-
health
13 320
11 330
12 532
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 205
14 205
24 643
-
pensions
15 621
11 907
11 907
-
total
43 146
37 442
49 082
-
Employer
86 784
86 784
163 114
-
unemployment
3 124
3 124
3 882
-
pensions
6 040
6 040
7 508
-
health
6 032
6 032
7 496
-
total
15 196
15 196
18 886
-
Corporate
81 083
80 019
-
-
income
16 217
16 003
-
-
total
16 217
16 003
-
-
Dividends
64 866
64 016
-
-
income
13 783
13 604
-
-
withholding
9 730
9 602
-
-
total
23 513
23 206
-
-
Income
182 000
182 000
182 000
182 000
Total tax
98 072
91 847
67 968
81 730
After tax
83 928
90 153
114 032
100 270
Living cost
42 573
42 573
42 573
42 573
Free-cash
41 355
47 580
71 459
57 697

Estimated living cost  is ₽42573 per week

₽30170
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3838
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽677
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7888
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
₽60215
₽59337
₽53734
₽52784
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 000
municipal
-
-
-
46 859
accident
-
-
-
172
pensions
-
-
-
9 277
other
-
-
-
9 972
unemployment
-
-
-
86
health
-
-
-
5 355
national
-
-
-
17 388
total
-
-
-
89 109
Employee
55 795
-
155 036
-
municipal
16 638
-
46 232
-
national
-
-
16 862
-
total
16 638
-
63 094
-
Employer
55 795
-
155 036
-
accident
112
-
172
-
other
6 483
-
9 972
-
unemployment
1 473
-
2 266
-
pensions
6 031
-
9 277
-
health
3 431
-
5 278
-
total
17 530
-
26 965
-
Corporate
108 675
182 000
-
-
income
23 908
40 040
-
-
total
23 908
40 040
-
-
Dividends
84 766
141 960
-
-
withholding
25 430
42 588
-
-
total
25 430
42 588
-
-
Income
182 000
182 000
182 000
182 000
Total tax
83 506
82 628
90 059
89 109
After tax
98 494
99 372
91 941
92 891
Living cost
39 157
39 157
39 157
39 157
Free-cash
59 337
60 215
52 784
53 734

Estimated living cost  is ₽39157 per week

₽25951
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3842
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽595
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8768
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
₽50931
₽65209
₽53265
₽75432
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
182 000
trade
-
-
-
22 167
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
56 589
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 943
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 113
total
-
-
-
88 812
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

51 537
-
182 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 943
-
6 943
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

243
-
3 113
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 428
-
56 589
-
total
11 614
-
66 645
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
130 463
182 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 076
1 502
-
-
income
19 569
27 300
-
-
trade
21 461
29 939
-
-
chamber of commerce
339
413
-
-
total
42 445
59 154
-
-
Dividends
88 018
122 846
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 190
1 668
-
-
withholding
21 619
30 324
-
-
total
22 809
31 992
-
-
Income
182 000
182 000
182 000
182 000
Total tax
76 868
91 146
66 645
88 812
After tax
105 132
90 854
115 355
93 188
Living cost
39 923
39 923
39 923
39 923
Free-cash
65 209
50 931
75 432
53 265

Estimated living cost  is ₽39923 per week

₽26701
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4210
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8416
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
₽99798
₽95585
₽91286
₽89693
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 000
income
-
-
-
36 669
health
-
-
-
4 640
social contributions
-
-
-
16 443
total
-
-
-
57 752
Employee
78 145
78 145
170 105
-
social contributions
3 797
6 486
8 748
-
health
777
1 329
2 891
-
income
8 206
7 234
35 811
-
total
12 780
15 049
47 450
-
Employer
78 145
78 145
170 105
-
social contributions
3 797
6 486
8 748
-
health
847
1 446
3 147
-
total
4 644
7 932
11 895
-
Corporate
131 613
95 922
-
-
income
16 452
11 990
-
-
total
16 452
11 990
-
-
Dividends
115 161
83 933
-
-
withholding
19 577
14 269
-
-
total
19 577
14 269
-
-
Income
182 000
182 000
182 000
182 000
Total tax
53 453
49 240
59 345
57 752
After tax
128 547
132 760
122 655
124 248
Living cost
32 962
32 962
32 962
32 962
Free-cash
95 585
99 798
89 693
91 286

Estimated living cost  is ₽32962 per week

₽22533
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2575
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7301
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽83821
₽84205
₽107672
₽87097
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 000
income
-
-
-
22 249
pensions
-
-
-
18 200
unemployment
-
-
-
2 730
health
-
-
-
12 740
total
-
-
-
55 919
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 573
10 576
152 301
-
health
1 860
740
10 661
-
income
3 249
1 293
18 619
-
pensions
2 657
1 058
15 230
-
unemployment
399
159
2 285
-
total
8 165
3 250
46 795
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 573
10 576
152 301
-
pensions
5 182
2 062
29 699
-
total
5 182
2 062
29 699
-
Corporate
150 245
169 362
-
-
income
13 522
15 243
-
-
total
13 522
15 243
-
-
Dividends
136 723
154 119
-
-
social contributions
26 540
29 932
-
-
withholding
25 977
29 283
-
-
total
52 517
59 215
-
-
Income
182 000
182 000
182 000
182 000
Total tax
79 386
79 770
76 494
55 919
After tax
102 614
102 230
105 506
126 081
Living cost
18 409
18 409
18 409
18 409
Free-cash
84 205
83 821
87 097
107 672

Estimated living cost  is ₽18409 per week

₽12562
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1506
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽368
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3972
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
₽121055
₽114741
₽73008
₽80355
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 000
income
-
-
-
24 388
pensions
-
-
-
36 399
health
-
-
-
23 659
total
-
-
-
84 446
Employee
28 830
-
136 025
-
income
3 246
-
26 226
-
pensions
577
-
2 721
-
unemployment
461
-
2 177
-
total
4 284
-
31 124
-
Employer
28 830
-
136 025
-
unemployment
231
-
1 088
-
pensions
5 766
-
27 204
-
health
3 747
-
17 683
-
total
9 744
-
45 975
-
Corporate
143 425
182 000
-
-
income
28 685
36 399
-
-
total
28 685
36 399
-
-
Dividends
114 740
145 601
-
-
total
-
-
-
-
Income
182 000
182 000
182 000
182 000
Total tax
42 713
36 399
77 099
84 446
After tax
139 287
145 601
104 901
97 554
Living cost
24 546
24 546
24 546
24 546
Free-cash
114 741
121 055
80 355
73 008

Estimated living cost  is ₽24546 per week

₽16836
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5755
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
-₽7454
₽11337
₽102204
₽76814
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 000
accident
-
-
-
255
income
-
-
-
50 573
pensions
-
-
-
4 198
other
-
-
-
374
health
-
-
-
2 200
total
-
-
-
57 600
Employee
34 915
-
164 123
-
health
3 998
-
18 792
-
income
4 790
-
38 624
-
pensions
3 932
-
7 697
-
total
12 720
-
65 113
-
Employer
34 915
-
164 123
-
accident
583
-
2 741
-
unemployment
855
-
4 021
-
pensions
5 677
-
11 115
-
total
7 115
-
17 877
-
Corporate
139 969
182 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

125 972
163 800
-
-
total
125 972
163 800
-
-
Dividends
13 997
18 200
-
-
withholding
2 660
3 458
-
-
total
2 660
3 458
-
-
Income
182 000
182 000
182 000
182 000
Total tax
148 467
167 258
82 990
57 600
After tax
33 533
14 742
99 010
124 400
Living cost
22 196
22 196
22 196
22 196
Free-cash
11 337
-7 454
76 814
102 204

Estimated living cost  is ₽22196 per week

₽16268
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1230
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4236
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽163638
₽161902
₽170918
₽136338
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
182 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 820
total
-
-
-
1 820
Employee
11 577
-
182 000
-
income
2 315
-
36 400
-
total
2 315
-
36 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

170 423
182 000
-
-
total
-
-
-
-
Dividends
170 423
182 000
-
-
withholding
8 521
9 100
-
-
total
8 521
9 100
-
-
Income
182 000
182 000
182 000
182 000
Total tax
10 836
9 100
36 400
1 820
After tax
171 164
172 900
145 600
180 180
Living cost
9 262
9 262
9 262
9 262
Free-cash
161 902
163 638
136 338
170 918

Estimated living cost  is ₽9262 per week

₽5740
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽770
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽255
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2498
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
₽106636
₽99774
₽75299
₽76001
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 000
income
-
-
-
28 392
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
37 090
other
-
-
-
7 340
health
-
-
-
6 800
total
-
-
-
79 622
Employee
36 899
-
145 369
-
health
517
-
2 035
-
income
6 353
-
28 625
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 582
-
10 175
-
unemployment
368
-
1 454
-
total
9 820
-
42 289
-
Employer
36 899
-
145 369
-
accident
295
-
1 163
-
other
1 846
-
7 267
-
unemployment
368
-
1 454
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

6 274
-
24 712
-
health
517
-
2 035
-
total
9 300
-
36 631
-
Corporate
135 801
182 000
-
-
income
28 517
38 220
-
-
total
28 517
38 220
-
-
Dividends
107 284
143 780
-
-
withholding
7 510
10 065
-
-
total
7 510
10 065
-
-
Income
182 000
182 000
182 000
182 000
Total tax
55 147
48 285
78 920
79 622
After tax
126 853
133 715
103 080
102 378
Living cost
27 079
27 079
27 079
27 079
Free-cash
99 774
106 636
76 001
75 299

Estimated living cost  is ₽27079 per week

₽19133
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1828
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽436
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5681
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
₽50528
₽53907
₽52144
₽35679
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 000
income
-
-
-
52 208
pensions
-
-
-
9 239
total
-
-
-
61 447
Employee
96 788
-
158 971
-
health
1 595
-
2 298
-
income
17 447
-
41 233
-
pensions
9 337
-
11 352
-
total
28 379
-
54 883
-
Employer
96 788
-
158 971
-
pensions
11 428
-
20 008
-
health
1 838
-
3 021
-
total
13 266
-
23 029
-
Corporate
71 946
182 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

13 669
34 581
-
-
total
13 669
34 581
-
-
Dividends
58 277
147 419
-
-
withholding
4 370
28 482
-
-
total
4 370
28 482
-
-
Income
182 000
182 000
182 000
182 000
Total tax
59 684
63 063
77 912
61 447
After tax
122 316
118 937
104 088
120 553
Living cost
68 409
68 409
68 409
68 409
Free-cash
53 907
50 528
35 679
52 144

Estimated living cost  is ₽68409 per week

₽51260
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽8038
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽556
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8556
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽142288
₽137569
₽131901
₽139072
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 000
income
-
-
-
27 300
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 253
unemployment
-
-
-
142
health
-
-
-
4 082
total
-
-
-
36 777
Employee
17 640
-
175 037
-
health
811
-
1 633
-
accident

We are using the highest rate at 1.1%.

194
-
390
-
income
1 764
-
17 504
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 549
-
3 116
-
total
4 318
-
22 643
-
Employer
17 640
-
175 037
-
accident

We are using the highest rate at 1.1%.

194
-
390
-
unemployment
105
-
213
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 944
-
3 911
-
health
1 218
-
2 449
-
total
3 461
-
6 963
-
Corporate
160 898
182 000
-
-
income
16 090
18 200
-
-
total
16 090
18 200
-
-
Dividends
144 808
163 800
-
-
withholding
7 240
8 190
-
-
total
7 240
8 190
-
-
Income
182 000
182 000
182 000
182 000
Total tax
31 109
26 390
29 606
36 777
After tax
150 891
155 610
152 394
145 223
Living cost
13 322
13 322
13 322
13 322
Free-cash
137 569
142 288
139 072
131 901

Estimated living cost  is ₽13322 per week

₽7778
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽951
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽353
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4240
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
₽33800
₽36355
₽43917
₽57679
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 000
income
-
-
-
57 291
pensions
-
-
-
11 907
health
-
-
-
12 532
total
-
-
-
81 730
Employee
94 220
86 784
163 114
-
health
11 754
11 330
12 532
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 205
14 205
24 643
-
pensions
11 907
11 907
11 907
-
total
37 866
37 442
49 082
-
Employer
94 220
86 784
163 114
-
unemployment
3 392
3 124
3 882
-
pensions
6 557
6 040
7 508
-
health
6 547
6 032
7 496
-
total
16 496
15 196
18 886
-
Corporate
71 283
80 019
-
-
income
14 256
16 003
-
-
total
14 256
16 003
-
-
Dividends
57 027
64 016
-
-
income
12 119
13 604
-
-
withholding
8 555
9 602
-
-
total
20 674
23 206
-
-
Income
182 000
182 000
182 000
182 000
Total tax
89 292
91 847
67 968
81 730
After tax
92 708
90 153
114 032
100 270
Living cost
56 353
56 353
56 353
56 353
Free-cash
36 355
33 800
57 679
43 917

Estimated living cost  is ₽56353 per week

₽41570
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5033
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽646
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9105
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
₽101018
₽92353
₽79622
₽71679
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 000
income
-
-
-
18 372
health
-
-
-
24 570
solidarity contribution
-
-
-
195
social contributions
-
-
-
34 952
total
-
-
-
78 089
Employee
35 720
-
139 519
-
social contributions
2 322
-
7 780
-
health
4 822
-
18 835
-
solidarity contribution
-
-
-
-
income
4 286
-
16 936
-
total
11 430
-
43 551
-
Employer
35 720
-
139 519
-
social contributions
8 930
-
29 924
-
health
3 215
-
12 557
-
total
12 145
-
42 481
-
Corporate
134 135
182 000
-
-
income
25 486
34 580
-
-
total
25 486
34 580
-
-
Dividends
108 650
147 420
-
-
withholding
16 297
22 113
-
-
total
16 297
22 113
-
-
Income
182 000
182 000
182 000
182 000
Total tax
65 358
56 693
86 032
78 089
After tax
116 642
125 307
95 968
103 911
Living cost
24 289
24 289
24 289
24 289
Free-cash
92 353
101 018
71 679
79 622

Estimated living cost  is ₽24289 per week

₽16872
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽478
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
₽54223
₽48916
₽43926
₽35706
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 000
municipal
-
-
-
1 082
regional
-
-
-
2 151
national
-
-
-
45 149
social contributions
-
-
-
46 810
total
-
-
-
95 192
Employee
90 319
-
182 000
-
social contributions
30 456
-
61 370
-
regional
852
-
1 900
-
municipal
478
-
964
-
national
15 650
-
39 178
-
total
47 436
-
103 412
-
Employer
90 319
-
182 000
-
total
-
-
-
-
Corporate
91 681
182 000
-
-
nationa
22 003
43 680
-
-
municipal
3 576
7 097
-
-
total
25 579
50 777
-
-
Dividends
66 103
131 223
-
-
withholding
17 187
34 118
-
-
total
17 187
34 118
-
-
Income
182 000
182 000
182 000
182 000
Total tax
90 202
84 895
103 412
95 192
After tax
91 798
97 105
78 588
86 808
Living cost
42 882
42 882
42 882
42 882
Free-cash
48 916
54 223
35 706
43 926

Estimated living cost  is ₽42882 per week

₽29892
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2812
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽658
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9519
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
₽92053
₽88890
₽63661
₽57447
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 000
income
-
-
-
50 985
pensions
-
-
-
27 127
other
-
-
-
-
unemployment
-
-
-
231
health
-
-
-
9 629
surtax
-
-
-
7 942
total
-
-
-
95 914
Employee
33 607
-
153 450
-
other
-
-
-
-
health
858
-
3 458
-
surtax
110
-
6 727
-
income
5 633
-
44 906
-
pensions
2 241
-
9 047
-
unemployment
2 339
-
9 440
-
total
11 181
-
73 578
-
Employer
33 607
-
153 450
-
other
-
-
-
-
unemployment
1 065
-
4 299
-
pensions
4 480
-
18 080
-
health
1 529
-
6 171
-
total
7 074
-
28 550
-
Corporate
141 319
182 000
-
-
income
36 743
47 321
-
-
total
36 743
47 321
-
-
Dividends
104 576
134 679
-
-
withholding
15 687
20 201
-
-
total
15 687
20 201
-
-
Income
182 000
182 000
182 000
182 000
Total tax
70 685
67 522
102 128
95 914
After tax
111 315
114 478
79 872
86 086
Living cost
22 425
22 425
22 425
22 425
Free-cash
88 890
92 053
57 447
63 661

Estimated living cost  is ₽22425 per week

₽13712
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2069
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6127
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
₽72202
₽78960
₽73818
₽57353
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 000
income
-
-
-
52 208
pensions
-
-
-
9 239
total
-
-
-
61 447
Employee
64 865
-
158 971
-
health
942
-
2 298
-
income
11 682
-
41 233
-
pensions
5 506
-
11 352
-
total
18 130
-
54 883
-
Employer
64 865
-
158 971
-
pensions
7 022
-
20 008
-
health
1 232
-
3 021
-
total
8 254
-
23 029
-
Corporate
108 882
182 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

20 686
34 581
-
-
total
20 686
34 581
-
-
Dividends
88 195
147 419
-
-
withholding
9 235
28 482
-
-
total
9 235
28 482
-
-
Income
182 000
182 000
182 000
182 000
Total tax
56 305
63 063
77 912
61 447
After tax
125 695
118 937
104 088
120 553
Living cost
46 735
46 735
46 735
46 735
Free-cash
78 960
72 202
57 353
73 818

Estimated living cost  is ₽46735 per week

₽35014
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3503
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽489
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7729
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
₽5609
₽38819
₽69344
₽61098
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 000
city
-
-
-
1 918
pensions
-
-
-
16 745
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 640
regional
-
-
-
9 118
health
-
-
-
409
national
-
-
-
3 213
total
-
-
-
35 043
Employee
90 828
-
162 901
-
city
975
-
1 750
-
regional
2 974
-
7 846
-
health
205
-
367
-
pensions
7 631
-
13 683
-
unemployment
-
-
-
-
national
430
-
2 336
-
total
12 215
-
25 982
-
Employer
90 828
-
162 901
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 816
-
3 257
-
unemployment
-
-
-
-
pensions
7 631
-
13 683
-
health
205
-
367
-
total
9 652
-
17 307
-
Corporate
80 522
182 000
-
-
regional
17 030
38 493
-
-
national
6 845
15 471
-
-
total
23 875
53 964
-
-
Dividends
56 647
128 037
-
-
withholding
19 826
44 814
-
-
total
19 826
44 814
-
-
Income
182 000
182 000
182 000
182 000
Total tax
65 568
98 778
43 289
35 043
After tax
116 432
83 222
138 711
146 957
Living cost
77 613
77 613
77 613
77 613
Free-cash
38 819
5 609
61 098
69 344

Estimated living cost  is ₽77613 per week

₽50471
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6965
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽953
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽19224
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
₽43362
₽59842
₽45690
₽68800
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
182 000
trade
-
-
-
23 110
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
56 589
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 943
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 113
total
-
-
-
89 755
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

61 075
-
182 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 943
-
6 943
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

395
-
3 113
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

7 182
-
56 589
-
total
14 520
-
66 645
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
120 925
182 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

997
1 502
-
-
income
18 138
27 300
-
-
trade
20 738
31 213
-
-
chamber of commerce
324
411
-
-
total
40 197
60 426
-
-
Dividends
80 728
121 573
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 090
1 651
-
-
withholding
19 796
30 006
-
-
total
20 886
31 657
-
-
Income
182 000
182 000
182 000
182 000
Total tax
75 603
92 083
66 645
89 755
After tax
106 397
89 917
115 355
92 245
Living cost
46 555
46 555
46 555
46 555
Free-cash
59 842
43 362
68 800
45 690

Estimated living cost  is ₽46555 per week

₽34002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3724
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽606
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8225
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
₽56958
₽62961
₽67741
₽64894
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 000
income
-
-
-
28 702
pensions
-
-
-
32 169
other
-
-
-
5 643
health
-
-
-
7 789
surtax
-
-
-
-
social contributions
-
-
-
5 186
total
-
-
-
79 489
Employee
43 494
-
140 862
-
social contributions
1 240
-
4 013
-
surtax
-
-
-
-
income
2 567
-
27 394
-
pensions
4 918
-
9 791
-
total
8 725
-
41 198
-
Employer
43 494
-
140 862
-
other
1 500
-
5 493
-
social contributions
131
-
422
-
unemployment
1 761
-
5 705
-
pensions
7 145
-
16 488
-
health
3 045
-
13 030
-
total
13 582
-
41 138
-
Corporate
124 923
182 000
-
-
surtax
-
-
-
-
income
34 978
50 960
-
-
total
34 978
50 960
-
-
Dividends
89 945
131 040
-
-
surtax
-
-
-
-
social contributions
15 471
22 539
-
-
withholding
11 513
16 773
-
-
total
26 984
39 312
-
-
Income
182 000
182 000
182 000
182 000
Total tax
84 269
90 272
82 336
79 489
After tax
97 731
91 728
99 664
102 511
Living cost
34 770
34 770
34 770
34 770
Free-cash
62 961
56 958
64 894
67 741

Estimated living cost  is ₽34770 per week

₽21924
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2827
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽592
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9429
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
₽60403
₽66049
₽71186
₽68339
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 000
income
-
-
-
28 702
pensions
-
-
-
32 169
other
-
-
-
5 643
health
-
-
-
7 789
surtax
-
-
-
-
social contributions
-
-
-
5 186
total
-
-
-
79 489
Employee
38 825
-
140 862
-
social contributions
1 107
-
4 013
-
surtax
-
-
-
-
income
2 002
-
27 394
-
pensions
4 391
-
9 791
-
total
7 500
-
41 198
-
Employer
38 825
-
140 862
-
other
1 340
-
5 493
-
social contributions
116
-
422
-
unemployment
1 572
-
5 705
-
pensions
6 380
-
16 488
-
health
2 717
-
13 030
-
total
12 125
-
41 138
-
Corporate
131 050
182 000
-
-
surtax
-
-
-
-
income
36 694
50 960
-
-
total
36 694
50 960
-
-
Dividends
94 356
131 040
-
-
surtax
-
-
-
-
social contributions
16 229
22 539
-
-
withholding
12 078
16 773
-
-
total
28 307
39 312
-
-
Income
182 000
182 000
182 000
182 000
Total tax
84 626
90 272
82 336
79 489
After tax
97 374
91 728
99 664
102 511
Living cost
31 325
31 325
31 325
31 325
Free-cash
66 049
60 403
68 339
71 186

Estimated living cost  is ₽31325 per week

₽18167
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3182
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽594
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9382
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽89486
₽90015
₽95333
₽91493
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 000
income
-
-
-
27 300
health
-
-
-
12 703
social contributions
-
-
-
25 115
total
-
-
-
65 118
Employee
34 457
-
182 000
-
social contributions
4 756
-
25 115
-
health
2 405
-
12 703
-
income
5 747
-
31 140
-
total
12 908
-
68 958
-
Employer
34 457
-
182 000
-
total
-
-
-
-
Corporate
147 543
182 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

7 377
9 101
-
-
total
7 377
9 101
-
-
Dividends
140 166
172 899
-
-
health
9 783
12 069
-
-
social contributions
19 343
23 860
-
-
withholding
21 025
25 935
-
-
total
50 151
61 864
-
-
Income
182 000
182 000
182 000
182 000
Total tax
70 436
70 965
68 958
65 118
After tax
111 564
111 035
113 042
116 882
Living cost
21 549
21 549
21 549
21 549
Free-cash
90 015
89 486
91 493
95 333

Estimated living cost  is ₽21549 per week

₽14422
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1329
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽496
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5302
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
₽64863
₽63288
₽57610
₽12396
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 000
chamber of commerce
-
-
-
727
income
-
-
-
50 374
pensions
-
-
-
21 964
unemployment
-
-
-
6 233
health
-
-
-
9 082
surtax
-
-
-
201
total
-
-
-
88 581
Employee
50 788
40 499
145 664
-
other
507
405
1 188
-
health
1 965
1 568
4 594
-
income
5 782
2 987
40 505
-
pensions
5 201
4 146
12 158
-
unemployment
1 524
1 215
3 562
-
total
14 979
10 321
62 007
-
Employer
50 788
40 499
145 664
-
accident
660
526
1 543
-
other
2 413
1 923
6 690
-
chamber of commerce
202
162
582
-
unemployment
1 524
1 215
3 562
-
surtax
201
201
201
-
pensions
6 374
5 084
14 900
-
payroll
1 524
1 215
4 370
-
health
1 919
1 531
4 488
-
total
14 817
11 857
36 336
-
Corporate
116 397
129 644
141 807
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

29 100
32 411
35 452
-
total
29 100
32 411
35 452
-
Dividends
87 297
97 233
-
-
withholding
24 007
26 739
-
-
total
24 007
26 739
-
-
Income
182 000
182 000
182 000
182 000
Total tax
82 903
81 328
133 795
88 581
After tax
99 097
100 672
48 205
93 419
Living cost
35 809
35 809
35 809
35 809
Free-cash
63 288
64 863
12 396
57 610

Estimated living cost  is ₽35809 per week

₽23883
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3055
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽588
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8283
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
₽64729
₽49483
₽41869
₽26857
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 000
national
-
-
-
68 340
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
9 400
social contributions
-
-
-
25 337
total
-
-
-
103 077
Employee

The minimum management director salary is set at €45,000 per year.

72 694
-
140 966
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 792
-
7 352
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 415
-
6 626
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 452
-
10 572
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

633
-
1 227
-
national
22 349
-
51 278
-
total
35 641
-
77 055
-
Employer

The minimum management director salary is set at €45,000 per year.

72 694
-
140 966
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

945
-
1 832
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 061
-
2 058
-
surtax
8 243
-
15 984
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

6 441
-
12 489
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 470
-
8 671
-
total
21 160
-
41 034
-
Corporate
88 146
182 000
-
-
surtax
353
727
-
-
income
17 629
36 399
-
-
total
17 982
37 126
-
-
Dividends
70 165
144 874
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

20 680
43 091
-
-
total
20 680
43 091
-
-
Income
182 000
182 000
182 000
182 000
Total tax
95 463
80 217
118 089
103 077
After tax
86 537
101 783
63 911
78 923
Living cost
37 054
37 054
37 054
37 054
Free-cash
49 483
64 729
26 857
41 869

Estimated living cost  is ₽37054 per week

₽23868
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3240
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽580
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9367
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
₽84577
₽77615
₽65404
₽61141
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 000
accident
-
-
-
849
income
-
-
-
51 636
pensions
-
-
-
26 656
other
-
-
-
94
unemployment
-
-
-
660
total
-
-
-
79 895
Employee
50 587
-
151 971
-
other
50
-
94
-
income
10 674
-
48 147
-
pensions
2 378
-
4 428
-
unemployment
785
-
1 460
-
total
13 887
-
54 129
-
Employer
50 587
-
151 971
-
accident
1 001
-
1 865
-
other
403
-
754
-
unemployment
2 783
-
5 180
-
pensions
11 938
-
22 230
-
total
16 125
-
30 029
-
Corporate
115 289
182 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

17 293
27 300
-
-
total
17 293
27 300
-
-
Dividends
97 995
154 700
-
-
withholding
20 379
33 422
-
-
total
20 379
33 422
-
-
Income
182 000
182 000
182 000
182 000
Total tax
67 684
60 722
84 158
79 895
After tax
114 316
121 278
97 842
102 105
Living cost
36 701
36 701
36 701
36 701
Free-cash
77 615
84 577
61 141
65 404

Estimated living cost  is ₽36701 per week

₽27027
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2604
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6542
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
₽51035
₽37950
₽34419
₽41676
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 000
accident
-
-
-
1 535
income
-
-
-
30 225
pensions
-
-
-
27 279
health
-
-
-
12 788
surtax
-
-
-
9 024
communal
-
-
-
11 502
total
-
-
-
92 353
Employee
76 960
-
162 572
-
health
3 425
-
7 234
-
surtax
4 717
-
9 963
-
income
7 434
-
35 465
-
pensions
6 156
-
13 006
-
total
21 732
-
65 668
-
Employer
76 960
-
162 572
-
accident
692
-
1 464
-
pensions
6 156
-
13 006
-
health
2 347
-
4 958
-
total
9 195
-
19 428
-
Corporate
95 844
182 000
-
-
surtax
1 007
1 911
-
-
communal
6 470
12 285
-
-
income
14 377
27 300
-
-
total
21 854
41 496
-
-
Dividends
73 990
140 504
-
-
income
24 942
13 166
-
-
withholding
11 099
21 075
-
-
total
36 041
34 241
-
-
Income
182 000
182 000
182 000
182 000
Total tax
88 822
75 737
85 096
92 353
After tax
93 178
106 263
96 904
89 647
Living cost
55 228
55 228
55 228
55 228
Free-cash
37 950
51 035
41 676
34 419

Estimated living cost  is ₽55228 per week

₽41429
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3346
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽584
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9866
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
₽91652
₽88420
₽63260
₽57046
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 000
income
-
-
-
50 985
pensions
-
-
-
27 127
other
-
-
-
-
unemployment
-
-
-
231
health
-
-
-
9 629
surtax
-
-
-
7 942
total
-
-
-
95 914
Employee
34 224
-
153 450
-
other
-
-
-
-
health
874
-
3 458
-
surtax
121
-
6 727
-
income
5 737
-
44 906
-
pensions
2 283
-
9 047
-
unemployment
2 382
-
9 440
-
total
11 397
-
73 578
-
Employer
34 224
-
153 450
-
other
-
-
-
-
unemployment
1 086
-
4 299
-
pensions
4 563
-
18 080
-
health
1 556
-
6 171
-
total
7 205
-
28 550
-
Corporate
140 571
182 000
-
-
income
36 548
47 321
-
-
total
36 548
47 321
-
-
Dividends
104 023
134 679
-
-
withholding
15 604
20 201
-
-
total
15 604
20 201
-
-
Income
182 000
182 000
182 000
182 000
Total tax
70 754
67 522
102 128
95 914
After tax
111 246
114 478
79 872
86 086
Living cost
22 826
22 826
22 826
22 826
Free-cash
88 420
91 652
57 046
63 260

Estimated living cost  is ₽22826 per week

₽13781
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1984
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6532
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
₽68286
₽66031
₽58838
₽50664
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 000
municipal
-
-
-
1 082
regional
-
-
-
2 745
national
-
-
-
45 149
social contributions
-
-
-
46 810
total
-
-
-
95 786
Employee
56 373
-
182 000
-
social contributions
19 010
-
61 370
-
regional
759
-
2 448
-
municipal
299
-
964
-
national
8 931
-
39 178
-
total
28 999
-
103 960
-
Employer
56 373
-
182 000
-
total
-
-
-
-
Corporate
125 627
182 000
-
-
nationa
30 151
43 680
-
-
municipal
6 243
9 045
-
-
total
36 394
52 725
-
-
Dividends
89 233
129 276
-
-
withholding
23 200
33 613
-
-
total
23 200
33 613
-
-
Income
182 000
182 000
182 000
182 000
Total tax
88 593
86 338
103 960
95 786
After tax
93 407
95 662
78 040
86 214
Living cost
27 376
27 376
27 376
27 376
Free-cash
66 031
68 286
50 664
58 838

Estimated living cost  is ₽27376 per week

₽17025
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2773
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7109
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
₽95376
₽84699
₽73980
₽66037
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 000
income
-
-
-
18 372
health
-
-
-
24 570
solidarity contribution
-
-
-
195
social contributions
-
-
-
34 952
total
-
-
-
78 089
Employee
44 016
-
139 519
-
social contributions
2 861
-
7 780
-
health
5 942
-
18 835
-
solidarity contribution
-
-
-
-
income
5 282
-
16 936
-
total
14 085
-
43 551
-
Employer
44 016
-
139 519
-
social contributions
11 004
-
29 924
-
health
3 961
-
12 557
-
total
14 965
-
42 481
-
Corporate
123 018
182 000
-
-
income
23 373
34 580
-
-
total
23 373
34 580
-
-
Dividends
99 645
147 420
-
-
withholding
14 947
22 113
-
-
total
14 947
22 113
-
-
Income
182 000
182 000
182 000
182 000
Total tax
67 370
56 693
86 032
78 089
After tax
114 630
125 307
95 968
103 911
Living cost
29 931
29 931
29 931
29 931
Free-cash
84 699
95 376
66 037
73 980

Estimated living cost  is ₽29931 per week

₽22259
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1658
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽518
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5497
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
₽68360
₽67856
₽61198
₽15832
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 000
chamber of commerce
-
-
-
727
income
-
-
-
50 374
pensions
-
-
-
21 964
unemployment
-
-
-
6 233
health
-
-
-
9 082
surtax
-
-
-
-
total
-
-
-
88 380
Employee
44 424
40 499
145 851
-
other
444
405
1 188
-
health
1 718
1 568
4 594
-
income
3 957
2 987
40 596
-
pensions
4 549
4 146
12 158
-
unemployment
1 333
1 215
3 562
-
total
12 001
10 321
62 098
-
Employer
44 424
40 499
145 851
-
accident
577
526
1 543
-
other
2 110
1 923
6 696
-
chamber of commerce
177
162
584
-
unemployment
1 333
1 215
3 562
-
surtax
-
-
-
-
pensions
5 575
5 084
14 900
-
payroll
1 333
1 215
4 376
-
health
1 680
1 531
4 488
-
total
12 785
11 656
36 149
-
Corporate
124 792
129 844
141 994
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

31 198
32 461
35 499
-
total
31 198
32 461
35 499
-
Dividends
93 594
97 383
-
-
withholding
25 738
26 780
-
-
total
25 738
26 780
-
-
Income
182 000
182 000
182 000
182 000
Total tax
81 722
81 218
133 746
88 380
After tax
100 278
100 782
48 254
93 620
Living cost
32 422
32 422
32 422
32 422
Free-cash
67 856
68 360
15 832
61 198

Estimated living cost  is ₽32422 per week

₽19449
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3311
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽579
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9083
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽158467
₽155760
₽165747
₽131167
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
182 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 820
total
-
-
-
1 820
Employee
18 042
-
182 000
-
income
3 609
-
36 400
-
total
3 609
-
36 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

163 958
182 000
-
-
total
-
-
-
-
Dividends
163 958
182 000
-
-
withholding
8 198
9 100
-
-
total
8 198
9 100
-
-
Income
182 000
182 000
182 000
182 000
Total tax
11 807
9 100
36 400
1 820
After tax
170 193
172 900
145 600
180 180
Living cost
14 433
14 433
14 433
14 433
Free-cash
155 760
158 467
131 167
165 747

Estimated living cost  is ₽14433 per week

₽9767
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽606
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3576
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
₽98048
₽89549
₽61479
₽56659
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
182 000
income
-
-
-
41 841
pensions
-
-
-
33 238
unemployment
-
-
-
274
health
-
-
-
17 910
total
-
-
-
93 263
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 939
-
157 479
-
health
2 902
-
10 173
-
income
7 750
-
38 759
-
pensions
6 966
-
24 410
-
unemployment
64
-
220
-
total
17 682
-
73 562
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 939
-
157 479
-
unemployment
27
-
94
-
pensions
3 977
-
13 938
-
health
2 993
-
10 489
-
total
6 997
-
24 521
-
Corporate
130 064
182 000
-
-
income
24 712
34 581
-
-
total
24 712
34 581
-
-
Dividends
105 352
147 419
-
-
withholding
15 802
22 113
-
-
total
15 802
22 113
-
-
Income
182 000
182 000
182 000
182 000
Total tax
65 193
56 694
98 083
93 263
After tax
116 807
125 306
83 917
88 737
Living cost
27 258
27 258
27 258
27 258
Free-cash
89 549
98 048
56 659
61 479

Estimated living cost  is ₽27258 per week

₽18707
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1747
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6277
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
₽66826
₽18428
₽81874
₽124711
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 000
income
-
-
-
35 475
social contributions
-
-
-
20 748
total
-
-
-
56 223
Employee
62 951
-
-
-
social contributions
5 162
-
736
-
income
13 886
-
-
-
total
19 048
-
736
-
Employer
62 951
-
-
-
social contributions
88 761
-
12 650
-
total
88 761
-
12 650
-
Corporate
30 288
182 000
-
-
income
6 663
40 040
-
-
total
6 663
40 040
-
-
Dividends
23 624
141 960
-
-
income
5 197
31 231
-
-
total
5 197
31 231
-
-
Income
182 000
182 000
182 000
182 000
Total tax
119 669
71 271
13 386
56 223
After tax
62 331
110 729
168 614
125 777
Living cost
43 903
43 903
43 903
43 903
Free-cash
18 428
66 826
124 711
81 874

Estimated living cost  is ₽43903 per week

₽28486
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4129
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽559
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10728
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
₽71645
₽70621
₽65401
₽51600
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
182 000
income
-
-
-
21 477
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
63 245
total
-
-
-
84 722
Employee
46 740
-
147 070
-
social contributions
5 141
-
16 179
-
surtax
-
-
-
-
income
9 722
-
47 414
-
total
14 863
-
63 593
-
Employer
46 740
-
147 070
-
social contributions
11 101
-
34 930
-
total
11 101
-
34 930
-
Corporate
124 159
182 000
-
-
surtax
-
-
-
-
income
26 074
38 220
-
-
total
26 074
38 220
-
-
Dividends
98 085
143 780
-
-
withholding
27 464
40 258
-
-
total
27 464
40 258
-
-
Income
182 000
182 000
182 000
182 000
Total tax
79 502
78 478
98 523
84 722
After tax
102 498
103 522
83 477
97 278
Living cost
31 877
31 877
31 877
31 877
Free-cash
70 621
71 645
51 600
65 401

Estimated living cost  is ₽31877 per week

₽23850
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽532
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5614
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
₽42644
₽49629
₽53427
₽50580
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 000
income
-
-
-
28 702
pensions
-
-
-
32 169
other
-
-
-
5 643
health
-
-
-
7 789
surtax
-
-
-
-
social contributions
-
-
-
5 186
total
-
-
-
79 489
Employee
63 650
-
140 862
-
social contributions
1 813
-
4 013
-
surtax
-
-
-
-
income
5 554
-
27 394
-
pensions
7 199
-
9 791
-
total
14 566
-
41 198
-
Employer
63 650
-
140 862
-
other
2 197
-
5 493
-
social contributions
191
-
422
-
unemployment
2 578
-
5 705
-
pensions
10 458
-
16 488
-
health
4 455
-
13 030
-
total
19 879
-
41 138
-
Corporate
98 470
182 000
-
-
surtax
-
-
-
-
income
27 572
50 960
-
-
total
27 572
50 960
-
-
Dividends
70 898
131 040
-
-
surtax
-
-
-
-
social contributions
12 194
22 539
-
-
withholding
9 076
16 773
-
-
total
21 270
39 312
-
-
Income
182 000
182 000
182 000
182 000
Total tax
83 287
90 272
82 336
79 489
After tax
98 713
91 728
99 664
102 511
Living cost
49 084
49 084
49 084
49 084
Free-cash
49 629
42 644
50 580
53 427

Estimated living cost  is ₽49084 per week

₽33219
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4015
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽673
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽11176
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
₽133252
₽129839
₽103387
₽108224
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 000
income
-
-
-
8 025
social contributions
-
-
-
40 040
total
-
-
-
48 065
Employee
32 672
-
157 575
-
income
-
-
8 563
-
social contributions
2 123
-
10 242
-
total
2 123
-
18 805
-
Employer
32 672
-
157 575
-
social contributions
5 064
-
24 423
-
total
5 064
-
24 423
-
Corporate
144 264
182 000
-
-
income
14 426
18 200
-
-
total
14 426
18 200
-
-
Dividends
129 838
163 800
-
-
total
-
-
-
-
Income
182 000
182 000
182 000
182 000
Total tax
21 613
18 200
43 228
48 065
After tax
160 387
163 800
138 772
133 935
Living cost
30 548
30 548
30 548
30 548
Free-cash
129 839
133 252
108 224
103 387

Estimated living cost  is ₽30548 per week

₽19752
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2303
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽575
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7919
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
-₽39402
-₽39402
₽58226
-₽39402
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 000
municipal
-
-
-
38 001
pensions
-
-
-
881
national
-
-
-
21 463
labour market
-
-
-
14 490
total
-
-
-
74 835
Employee
206 561
206 561
206 561
-
labour market
16 501
16 501
16 501
-
national
25 235
25 235
25 235
-
municipal
43 986
43 986
43 986
-
pensions
294
294
294
-
total
86 016
86 016
86 016
-
Employer
206 561
206 561
206 561
-
labour market
16 525
16 525
16 525
-
municipal
44 056
44 056
44 056
-
pensions
587
587
587
-
national
25 279
25 279
25 279
-
total
86 447
86 447
86 447
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
182 000
182 000
182 000
182 000
Total tax
172 463
172 463
172 463
74 835
After tax
9 537
9 537
9 537
107 165
Living cost
48 939
48 939
48 939
48 939
Free-cash
-39 402
-39 402
-39 402
58 226

Estimated living cost  is ₽48939 per week

₽33495
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4329
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽753
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10363
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
-₽7126
₽11389
₽102532
₽77142
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 000
accident
-
-
-
255
income
-
-
-
50 573
pensions
-
-
-
4 198
other
-
-
-
374
health
-
-
-
2 200
total
-
-
-
57 600
Employee
34 400
-
164 123
-
health
3 939
-
18 792
-
income
4 719
-
38 624
-
pensions
3 874
-
7 697
-
total
12 532
-
65 113
-
Employer
34 400
-
164 123
-
accident
574
-
2 741
-
unemployment
843
-
4 021
-
pensions
5 593
-
11 115
-
total
7 010
-
17 877
-
Corporate
140 589
182 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

126 530
163 800
-
-
total
126 530
163 800
-
-
Dividends
14 059
18 200
-
-
withholding
2 671
3 458
-
-
total
2 671
3 458
-
-
Income
182 000
182 000
182 000
182 000
Total tax
148 743
167 258
82 990
57 600
After tax
33 257
14 742
99 010
124 400
Living cost
21 868
21 868
21 868
21 868
Free-cash
11 389
-7 126
77 142
102 532

Estimated living cost  is ₽21868 per week

₽15918
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1247
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽410
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4293
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
₽74842
₽77470
₽77937
₽56269
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
182 000
municipal
-
-
-
32 332
health
-
-
-
2 378
national
-
-
-
30 336
total
-
-
-
65 046
Employee
53 468
-
153 110
-
health
399
-
1 934
-
municipal
8 758
-
24 938
-
pensions
3 608
-
10 335
-
unemployment
802
-
2 297
-
national
883
-
18 321
-
total
14 450
-
57 825
-
Employer
53 468
-
153 110
-
accident
54
-
152
-
unemployment
347
-
995
-
pensions
9 276
-
26 564
-
health
411
-
1 178
-
total
10 088
-
28 889
-
Corporate
118 444
182 000
-
-
income
23 688
36 399
-
-
total
23 688
36 399
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

71 067
109 201
-
-
national
4 495
12 086
-
-
municipal
12 792
19 656
-
-
total
17 287
31 742
-
-
Income
182 000
182 000
182 000
182 000
Total tax
65 513
68 141
86 714
65 046
After tax
116 487
113 859
95 286
116 954
Living cost
39 017
39 017
39 017
39 017
Free-cash
77 470
74 842
56 269
77 937

Estimated living cost  is ₽39017 per week

₽25486
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3753
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽621
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9159
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
₽109231
₽103700
₽100719
₽99126
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 000
income
-
-
-
36 669
health
-
-
-
4 640
social contributions
-
-
-
16 443
total
-
-
-
57 752
Employee
78 145
78 145
170 105
-
social contributions
2 955
6 486
8 748
-
health
606
1 329
2 891
-
income
8 509
7 234
35 811
-
total
12 070
15 049
47 450
-
Employer
78 145
78 145
170 105
-
social contributions
2 955
6 486
8 748
-
health
658
1 446
3 147
-
total
3 613
7 932
11 895
-
Corporate
142 790
95 922
-
-
income
17 849
11 990
-
-
total
17 849
11 990
-
-
Dividends
124 941
83 933
-
-
withholding
21 239
14 269
-
-
total
21 239
14 269
-
-
Income
182 000
182 000
182 000
182 000
Total tax
54 771
49 240
59 345
57 752
After tax
127 229
132 760
122 655
124 248
Living cost
23 529
23 529
23 529
23 529
Free-cash
103 700
109 231
99 126
100 719

Estimated living cost  is ₽23529 per week

₽14102
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2308
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6599
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽134580
₽129409
₽137153
₽116770
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
182 000
income
-
-
-
18 541
pensions
-
-
-
6 464
unemployment
-
-
-
29
health
-
-
-
3 678
total
-
-
-
28 712
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

23 327
-
172 068
-
health
1 983
-
8 196
-
income
1 595
-
16 022
-
pensions
3 498
-
14 464
-
unemployment
116
-
482
-
total
7 192
-
39 164
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

23 327
-
172 068
-
unemployment
116
-
482
-
pensions
1 282
-
5 303
-
health
1 003
-
4 146
-
total
2 401
-
9 931
-
Corporate
156 272
182 000
-
-
income
14 065
16 379
-
-
total
14 065
16 379
-
-
Dividends
142 207
165 621
-
-
withholding
12 798
14 906
-
-
total
12 798
14 906
-
-
Income
182 000
182 000
182 000
182 000
Total tax
36 456
31 285
49 095
28 712
After tax
145 544
150 715
132 905
153 288
Living cost
16 135
16 135
16 135
16 135
Free-cash
129 409
134 580
116 770
137 153

Estimated living cost  is ₽16135 per week

₽10295
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1163
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4197
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
₽93332
₽88845
₽74159
₽69896
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 000
accident
-
-
-
849
income
-
-
-
51 636
pensions
-
-
-
26 656
other
-
-
-
94
unemployment
-
-
-
660
total
-
-
-
79 895
Employee
37 577
-
151 971
-
other
37
-
94
-
income
7 245
-
48 147
-
pensions
1 767
-
4 428
-
unemployment
582
-
1 460
-
total
9 631
-
54 129
-
Employer
37 577
-
151 971
-
accident
744
-
1 865
-
other
301
-
754
-
unemployment
2 067
-
5 180
-
pensions
8 867
-
22 230
-
total
11 979
-
30 029
-
Corporate
132 443
182 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

19 866
27 300
-
-
total
19 866
27 300
-
-
Dividends
112 577
154 700
-
-
withholding
23 733
33 422
-
-
total
23 733
33 422
-
-
Income
182 000
182 000
182 000
182 000
Total tax
65 209
60 722
84 158
79 895
After tax
116 791
121 278
97 842
102 105
Living cost
27 946
27 946
27 946
27 946
Free-cash
88 845
93 332
69 896
74 159

Estimated living cost  is ₽27946 per week

₽18863
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2686
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5907
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽110787
₽110331
₽113885
₽113688
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 000
income
-
-
-
61 834
pensions
-
-
-
2 029
health
-
-
-
1 471
total
-
-
-
65 334
Employee
4 236
-
179 718
-
health
212
-
507
-
income
820
-
61 727
-
pensions
381
-
913
-
unemployment
42
-
101
-
total
1 455
-
63 248
-
Employer
4 236
-
179 718
-
unemployment
85
-
203
-
pensions
466
-
1 116
-
health
402
-
964
-
total
953
-
2 283
-
Corporate
176 810
182 000
-
-
income
38 898
40 040
-
-
total
38 898
40 040
-
-
Dividends
137 912
141 960
-
-
withholding
27 582
28 392
-
-
total
27 582
28 392
-
-
Income
182 000
182 000
182 000
182 000
Total tax
68 888
68 432
65 531
65 334
After tax
113 112
113 568
116 469
116 666
Living cost
2 781
2 781
2 781
2 781
Free-cash
110 331
110 787
113 688
113 885

Estimated living cost  is ₽2781 per week

₽1653
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽225
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽64
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽839
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽113937
₽108939
₽94820
₽94820
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
182 000
income
-
-
-
41 259
pensions
-
-
-
19 509
unemployment
-
-
-
1 126
health
-
-
-
7 728
total
-
-
-
69 622
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

26 477
-
168 569
-
health
1 364
-
3 864
-
income
3 650
-
41 259
-
pensions
3 707
-
10 505
-
unemployment
199
-
563
-
total
8 920
-
56 191
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

26 477
-
168 569
-
unemployment
199
-
563
-
pensions
3 177
-
9 004
-
health
1 364
-
3 864
-
total
4 740
-
13 431
-
Corporate
150 784
182 000
-
-
income
22 618
27 300
-
-
total
22 618
27 300
-
-
Dividends
128 166
154 700
-
-
withholding
19 225
23 205
-
-
total
19 225
23 205
-
-
Income
182 000
182 000
182 000
182 000
Total tax
55 503
50 505
69 622
69 622
After tax
126 497
131 495
112 378
112 378
Living cost
17 558
17 558
17 558
17 558
Free-cash
108 939
113 937
94 820
94 820

Estimated living cost  is ₽17558 per week

₽11822
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1358
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽508
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3870
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
₽76124
₽75757
₽69880
₽56079
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
182 000
income
-
-
-
21 477
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
63 245
total
-
-
-
84 722
Employee
39 443
-
147 070
-
social contributions
4 339
-
16 179
-
surtax
-
-
-
-
income
7 707
-
47 414
-
total
12 046
-
63 593
-
Employer
39 443
-
147 070
-
social contributions
9 367
-
34 930
-
total
9 367
-
34 930
-
Corporate
133 190
182 000
-
-
surtax
-
-
-
-
income
27 970
38 220
-
-
total
27 970
38 220
-
-
Dividends
105 220
143 780
-
-
withholding
29 462
40 258
-
-
total
29 462
40 258
-
-
Income
182 000
182 000
182 000
182 000
Total tax
78 845
78 478
98 523
84 722
After tax
103 155
103 522
83 477
97 278
Living cost
27 398
27 398
27 398
27 398
Free-cash
75 757
76 124
56 079
69 880

Estimated living cost  is ₽27398 per week

₽19405
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1903
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽486
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5604
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
₽85562
₽78913
₽66389
₽62126
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 000
accident
-
-
-
849
income
-
-
-
51 636
pensions
-
-
-
26 656
other
-
-
-
94
unemployment
-
-
-
660
total
-
-
-
79 895
Employee
49 081
-
151 971
-
other
48
-
94
-
income
10 251
-
48 147
-
pensions
2 307
-
4 428
-
unemployment
760
-
1 460
-
total
13 366
-
54 129
-
Employer
49 081
-
151 971
-
accident
972
-
1 865
-
other
393
-
754
-
unemployment
2 700
-
5 180
-
pensions
11 583
-
22 230
-
total
15 648
-
30 029
-
Corporate
117 271
182 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

17 590
27 300
-
-
total
17 590
27 300
-
-
Dividends
99 681
154 700
-
-
withholding
20 767
33 422
-
-
total
20 767
33 422
-
-
Income
182 000
182 000
182 000
182 000
Total tax
67 371
60 722
84 158
79 895
After tax
114 629
121 278
97 842
102 105
Living cost
35 716
35 716
35 716
35 716
Free-cash
78 913
85 562
62 126
66 389

Estimated living cost  is ₽35716 per week

₽25650
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2777
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽503
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6787
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽138131
₽131939
₽127744
₽134915
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 000
income
-
-
-
27 300
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 253
unemployment
-
-
-
142
health
-
-
-
4 082
total
-
-
-
36 777
Employee
23 145
-
175 037
-
health
1 065
-
1 633
-
accident

We are using the highest rate at 1.1%.

254
-
390
-
income
2 315
-
17 504
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 032
-
3 116
-
total
5 666
-
22 643
-
Employer
23 145
-
175 037
-
accident

We are using the highest rate at 1.1%.

254
-
390
-
unemployment
139
-
213
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 551
-
3 911
-
health
1 597
-
2 449
-
total
4 541
-
6 963
-
Corporate
154 314
182 000
-
-
income
15 431
18 200
-
-
total
15 431
18 200
-
-
Dividends
138 883
163 800
-
-
withholding
6 944
8 190
-
-
total
6 944
8 190
-
-
Income
182 000
182 000
182 000
182 000
Total tax
32 582
26 390
29 606
36 777
After tax
149 418
155 610
152 394
145 223
Living cost
17 479
17 479
17 479
17 479
Free-cash
131 939
138 131
134 915
127 744

Estimated living cost  is ₽17479 per week

₽11561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1001
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽417
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4502
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
₽54428
₽67721
₽56782
₽76120
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
182 000
trade
-
-
-
19 338
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
56 589
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 943
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 113
total
-
-
-
85 983
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

50 565
-
182 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 943
-
6 943
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

229
-
3 113
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 158
-
56 589
-
total
11 330
-
66 645
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
131 435
182 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 084
1 502
-
-
income
19 715
27 300
-
-
trade
18 861
26 116
-
-
chamber of commerce
347
420
-
-
total
40 007
55 338
-
-
Dividends
91 427
126 660
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 236
1 720
-
-
withholding
22 471
31 279
-
-
total
23 707
32 999
-
-
Income
182 000
182 000
182 000
182 000
Total tax
75 044
88 337
66 645
85 983
After tax
106 956
93 663
115 355
96 017
Living cost
39 235
39 235
39 235
39 235
Free-cash
67 721
54 428
76 120
56 782

Estimated living cost  is ₽39235 per week

₽27065
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4222
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽569
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7379
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
₽69510
₽71753
₽37672
₽37672
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 000
income
-
-
-
56 003
social contributions
-
-
-
30 434
total
-
-
-
86 437
Employee
79 494
-
182 000
-
income
15 000
-
56 003
-
social contributions
6 604
-
30 434
-
total
21 604
-
86 437
-
Employer
79 494
-
182 000
-
total
-
-
-
-
Corporate
102 506
182 000
-
-
income
12 813
22 749
-
-
total
12 813
22 749
-
-
Dividends
89 693
159 251
-
-
withholding
17 939
31 850
-
-
total
17 939
31 850
-
-
Income
182 000
182 000
182 000
182 000
Total tax
52 356
54 599
86 437
86 437
After tax
129 644
127 401
95 563
95 563
Living cost
57 891
57 891
57 891
57 891
Free-cash
71 753
69 510
37 672
37 672

Estimated living cost  is ₽57891 per week

₽44042
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4717
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8578
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
₽76041
₽79591
₽109370
₽92333
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
182 000
income
-
-
-
28 928
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
6 812
total
-
-
-
35 740
Employee
46 620
-
177 325
-
income
5 059
-
43 427
-
social contributions
4 671
-
4 675
-
total
9 730
-
48 102
-
Employer
46 620
-
177 325
-
social contributions
4 671
-
4 675
-
total
4 671
-
4 675
-
Corporate
130 709
182 000
-
-
income
45 749
63 700
-
-
total
45 749
63 700
-
-
Dividends
84 960
118 300
-
-
social contributions
5 369
5 369
-
-
total
5 369
5 369
-
-
Income
182 000
182 000
182 000
182 000
Total tax
65 519
69 069
52 777
35 740
After tax
116 481
112 931
129 223
146 260
Living cost
36 890
36 890
36 890
36 890
Free-cash
79 591
76 041
92 333
109 370

Estimated living cost  is ₽36890 per week

₽24300
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2908
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽565
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9116
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
₽80943
₽87002
₽82559
₽66094
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 000
income
-
-
-
52 208
pensions
-
-
-
9 239
total
-
-
-
61 447
Employee
52 152
-
158 971
-
health
680
-
2 298
-
income
9 497
-
41 233
-
pensions
3 980
-
11 352
-
total
14 157
-
54 883
-
Employer
52 152
-
158 971
-
pensions
5 269
-
20 008
-
health
991
-
3 021
-
total
6 260
-
23 029
-
Corporate
123 588
182 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

23 482
34 581
-
-
total
23 482
34 581
-
-
Dividends
100 106
147 419
-
-
withholding
13 105
28 482
-
-
total
13 105
28 482
-
-
Income
182 000
182 000
182 000
182 000
Total tax
57 004
63 063
77 912
61 447
After tax
124 996
118 937
104 088
120 553
Living cost
37 994
37 994
37 994
37 994
Free-cash
87 002
80 943
66 094
82 559

Estimated living cost  is ₽37994 per week

₽26064
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽475
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7959
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
-₽9291
₽11056
₽100367
₽74977
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 000
accident
-
-
-
255
income
-
-
-
50 573
pensions
-
-
-
4 198
other
-
-
-
374
health
-
-
-
2 200
total
-
-
-
57 600
Employee
37 806
-
164 123
-
health
4 329
-
18 792
-
income
5 187
-
38 624
-
pensions
4 257
-
7 697
-
total
13 773
-
65 113
-
Employer
37 806
-
164 123
-
accident
631
-
2 741
-
unemployment
926
-
4 021
-
pensions
6 147
-
11 115
-
total
7 704
-
17 877
-
Corporate
136 490
182 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

122 841
163 800
-
-
total
122 841
163 800
-
-
Dividends
13 649
18 200
-
-
withholding
2 593
3 458
-
-
total
2 593
3 458
-
-
Income
182 000
182 000
182 000
182 000
Total tax
146 911
167 258
82 990
57 600
After tax
35 089
14 742
99 010
124 400
Living cost
24 033
24 033
24 033
24 033
Free-cash
11 056
-9 291
74 977
100 367

Estimated living cost  is ₽24033 per week

₽17638
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1400
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4511
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

Close
Skopje , Macedonia
₽139458
₽134714
₽93658
₽115952
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
182 000
work injury
-
-
-
811
health insurance
-
-
-
11 998
income
-
-
-
30 059
pensions
-
-
-
29 833
unemployment
-
-
-
1 946
total
-
-
-
74 647
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

21 911
-
182 000
-
work injury
110
-
405
-
income
2 191
-
30 059
-
pensions
4 032
-
14 917
-
health insurance
1 621
-
5 999
-
unemployment
263
-
973
-
total
8 217
-
52 353
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
160 089
182 000
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

1 601
1 820
-
-
total
1 601
1 820
-
-
Dividends
158 488
180 180
-
-
withholding
23 773
27 027
-
-
total
23 773
27 027
-
-
Income
182 000
182 000
182 000
182 000
Total tax
33 591
28 847
52 353
74 647
After tax
148 409
153 153
129 647
107 353
Living cost
13 695
13 695
13 695
13 695
Free-cash
134 714
139 458
115 952
93 658

Estimated living cost  is ₽13695 per week

₽8484
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽995
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽427
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3788
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

Close
Rome , Italy
₽55380
₽50759
₽44167
₽36179
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 000
municipal
-
-
-
1 217
regional
-
-
-
4 172
national
-
-
-
45 149
social contributions
-
-
-
46 810
total
-
-
-
97 348
Employee
85 636
-
182 000
-
social contributions
28 876
-
61 370
-
regional
1 293
-
3 702
-
municipal
511
-
1 086
-
national
14 472
-
39 178
-
total
45 152
-
105 336
-
Employer
85 636
-
182 000
-
total
-
-
-
-
Corporate
96 364
182 000
-
-
nationa
23 127
43 680
-
-
municipal
4 644
8 773
-
-
total
27 771
52 453
-
-
Dividends
68 593
129 547
-
-
withholding
17 833
33 682
-
-
total
17 833
33 682
-
-
Income
182 000
182 000
182 000
182 000
Total tax
90 756
86 135
105 336
97 348
After tax
91 244
95 865
76 664
84 652
Living cost
40 485
40 485
40 485
40 485
Free-cash
50 759
55 380
36 179
44 167

Estimated living cost  is ₽40485 per week

₽28438
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2785
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽611
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8650
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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