Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 181500
per

Your estimated
City
free-cash

Helsinki , Finland
₽77812
₽58415
₽79203
₽80584
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
181 500
health
-
-
-
2 421
municipal
-
-
-
32 235
national
-
-
-
33 174
total
-
-
-
67 830
Employee
47 233
-
152 686
-
health
353
-
1 976
-
municipal
7 736
-
24 860
-
pensions
3 188
-
10 307
-
national
780
-
20 373
-
unemployment
709
-
2 290
-
total
12 766
-
59 806
-
Employer
47 233
-
152 686
-
accident
48
-
153
-
unemployment
307
-
993
-
health
363
-
1 176
-
pensions
8 195
-
26 490
-
total
8 913
-
28 812
-
Corporate
125 355
181 500
-
-
income
25 071
36 300
-
-
total
25 071
36 300
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

75 213
108 900
-
-
municipal
13 539
19 602
-
-
national
6 160
13 319
-
-
total
19 699
32 921
-
-
Income
181 500
181 500
181 500
181 500
Total tax
66 449
69 221
88 618
67 830
After tax
115 051
112 279
92 882
113 670
Living cost
34 467
34 467
34 467
34 467
Free-cash
80 584
77 812
58 415
79 203

Estimated living cost  is ₽34467 per week

₽22514
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3315
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8091
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Additional information

Source

[[ row[2] ]] [[ row[0] ]]

Additional information

Source