Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 181000
per

Your estimated
City
free-cash

Andorra , Andorra
₽138006
₽112008
₽107198
₽135225
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
181 000
social contributions
-
-
-
39 820
income
-
-
-
9 088
total
-
-
-
48 908
Employee
26 624
-
156 710
-
social contributions
1 730
-
10 185
-
income
-
-
9 623
-
total
1 730
-
19 808
-
Employer
26 624
-
156 710
-
social contributions
4 127
-
24 290
-
total
4 127
-
24 290
-
Corporate
150 249
181 000
-
-
income
15 024
18 100
-
-
total
15 024
18 100
-
-
Dividends
135 225
162 900
-
-
total
-
-
-
-
Income
181 000
181 000
181 000
181 000
Total tax
20 881
18 100
44 098
48 908
After tax
160 119
162 900
136 902
132 092
Living cost
24 894
24 894
24 894
24 894
Free-cash
135 225
138 006
112 008
107 198

Estimated living cost  is ₽24894 per week

₽16096
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1876
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽468
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽73479
₽21129
₽66552
₽73071
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
181 000
chamber of commerce
-
-
-
724
unemployment
-
-
-
5 079
health
-
-
-
7 401
pensions
-
-
-
17 899
income
-
-
-
56 924
surtax
-
-
-
-
total
-
-
-
88 027
Employee
36 201
33 003
149 319
-
health
1 400
1 278
3 743
-
pensions
3 707
3 379
9 907
-
other
361
330
968
-
unemployment
1 086
990
2 903
-
income
3 225
2 434
47 705
-
total
9 779
8 411
65 226
-
Employer
36 201
33 003
149 319
-
pensions
4 543
4 143
12 142
-
accident
470
429
1 257
-
unemployment
1 086
990
2 903
-
surtax
-
-
-
-
payroll
1 086
990
4 479
-
chamber of commerce
145
132
597
-
health
1 369
1 248
3 657
-
other
1 719
1 567
6 645
-
total
10 418
9 499
31 680
-
Corporate
134 381
138 499
146 177
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

33 595
34 625
36 544
-
total
33 595
34 625
36 544
-
Dividends
100 786
103 874
-
-
withholding
27 716
28 565
-
-
total
27 716
28 565
-
-
Income
181 000
181 000
181 000
181 000
Total tax
81 508
81 100
133 450
88 027
After tax
99 492
99 900
47 550
92 973
Living cost
26 421
26 421
26 421
26 421
Free-cash
73 071
73 479
21 129
66 552

Estimated living cost  is ₽26421 per week

₽15849
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2698
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7402
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽70630
₽18328
₽63629
₽69349
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
181 000
chamber of commerce
-
-
-
724
unemployment
-
-
-
5 079
health
-
-
-
7 401
pensions
-
-
-
17 899
income
-
-
-
56 924
surtax
-
-
-
163
total
-
-
-
88 190
Employee
41 387
33 003
149 166
-
health
1 601
1 278
3 743
-
pensions
4 239
3 379
9 907
-
other
413
330
968
-
unemployment
1 242
990
2 903
-
income
4 712
2 434
47 631
-
total
12 207
8 411
65 152
-
Employer
41 387
33 003
149 166
-
pensions
5 194
4 143
12 142
-
accident
537
429
1 257
-
unemployment
1 242
990
2 903
-
surtax
163
163
163
-
payroll
1 242
990
4 474
-
chamber of commerce
165
132
597
-
health
1 564
1 248
3 657
-
other
1 966
1 567
6 640
-
total
12 073
9 662
31 833
-
Corporate
127 540
138 335
146 023
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

31 885
34 584
36 506
-
total
31 885
34 584
36 506
-
Dividends
95 655
103 751
-
-
withholding
26 305
28 532
-
-
total
26 305
28 532
-
-
Income
181 000
181 000
181 000
181 000
Total tax
82 470
81 189
133 491
88 190
After tax
98 530
99 811
47 509
92 810
Living cost
29 181
29 181
29 181
29 181
Free-cash
69 349
70 630
18 328
63 629

Estimated living cost  is ₽29181 per week

₽19462
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2489
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽479
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6750
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽69428
₽31570
₽48503
₽58540
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
181 000
social contributions
-
-
-
20 647
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
9 621
national
-
-
-
72 034
total
-
-
-
102 302
Employee

The minimum management director salary is set at €45,000 per year.

59 238
-
140 190
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 783
-
6 590
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 443
-
10 514
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 090
-
7 312
-
national
18 212
-
52 790
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

515
-
1 220
-
total
29 043
-
78 426
-
Employer

The minimum management director salary is set at €45,000 per year.

59 238
-
140 190
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

770
-
1 823
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

864
-
2 046
-
surtax
6 717
-
15 898
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 643
-
8 622
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 249
-
12 420
-
total
17 243
-
40 809
-
Corporate
104 519
181 000
-
-
surtax
418
767
-
-
income
20 903
38 346
-
-
total
21 321
39 113
-
-
Dividends
83 197
141 887
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

24 658
42 264
-
-
total
24 658
42 264
-
-
Income
181 000
181 000
181 000
181 000
Total tax
92 265
81 377
119 235
102 302
After tax
88 735
99 623
61 765
78 698
Living cost
30 195
30 195
30 195
30 195
Free-cash
58 540
69 428
31 570
48 503

Estimated living cost  is ₽30195 per week

₽19450
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2640
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽473
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7633
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽140534
₽139400
₽131918
₽135497
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
181 000
unemployment
-
-
-
116
health
-
-
-
3 321
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 274
income
-
-
-
27 150
total
-
-
-
34 861
Employee
18 831
-
175 335
-
accident

We are using the highest rate at 1.1%.

207
-
318
-
health
866
-
1 328
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 653
-
2 535
-
income
1 883
-
17 533
-
total
4 609
-
21 714
-
Employer
18 831
-
175 335
-
accident

We are using the highest rate at 1.1%.

207
-
318
-
unemployment
113
-
173
-
health
1 299
-
1 992
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 075
-
3 182
-
total
3 694
-
5 665
-
Corporate
158 475
181 000
-
-
income
15 847
18 100
-
-
total
15 847
18 100
-
-
Dividends
142 627
162 900
-
-
withholding
7 132
8 145
-
-
total
7 132
8 145
-
-
Income
181 000
181 000
181 000
181 000
Total tax
31 282
26 245
27 379
34 861
After tax
149 718
154 755
153 621
146 139
Living cost
14 221
14 221
14 221
14 221
Free-cash
135 497
140 534
139 400
131 918

Estimated living cost  is ₽14221 per week

₽9406
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽814
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽339
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3662
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽143916
₽142782
₽135300
₽140076
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
181 000
unemployment
-
-
-
116
health
-
-
-
3 321
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 274
income
-
-
-
27 150
total
-
-
-
34 861
Employee
14 352
-
175 335
-
accident

We are using the highest rate at 1.1%.

158
-
318
-
health
660
-
1 328
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 260
-
2 535
-
income
1 435
-
17 533
-
total
3 513
-
21 714
-
Employer
14 352
-
175 335
-
accident

We are using the highest rate at 1.1%.

158
-
318
-
unemployment
86
-
173
-
health
991
-
1 992
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 582
-
3 182
-
total
2 817
-
5 665
-
Corporate
163 832
181 000
-
-
income
16 383
18 100
-
-
total
16 383
18 100
-
-
Dividends
147 448
162 900
-
-
withholding
7 372
8 145
-
-
total
7 372
8 145
-
-
Income
181 000
181 000
181 000
181 000
Total tax
30 085
26 245
27 379
34 861
After tax
150 915
154 755
153 621
146 139
Living cost
10 839
10 839
10 839
10 839
Free-cash
140 076
143 916
142 782
135 300

Estimated living cost  is ₽10839 per week

₽6328
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽774
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽287
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3450
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽112753
₽101282
₽102781
₽108246
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
181 000
social contributions
-
-
-
13 399
health
-
-
-
4 616
income
-
-
-
41 030
total
-
-
-
59 045
Employee
63 681
63 681
170 713
-
health
493
1 083
2 903
-
social contributions
2 408
5 285
7 129
-
income
6 934
5 895
40 224
-
total
9 835
12 263
50 256
-
Employer
63 681
63 681
170 713
-
social contributions
2 408
5 285
7 129
-
health
536
1 179
3 159
-
total
2 944
6 464
10 288
-
Corporate
149 048
110 856
-
-
income
18 631
13 856
-
-
total
18 631
13 856
-
-
Dividends
130 417
96 999
-
-
withholding
22 170
16 490
-
-
total
22 170
16 490
-
-
Income
181 000
181 000
181 000
181 000
Total tax
53 580
49 073
60 544
59 045
After tax
127 420
131 927
120 456
121 955
Living cost
19 174
19 174
19 174
19 174
Free-cash
108 246
112 753
101 282
102 781

Estimated living cost  is ₽19174 per week

₽11491
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽424
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5378
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽105066
₽93595
₽95094
₽101633
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
181 000
social contributions
-
-
-
13 399
health
-
-
-
4 616
income
-
-
-
41 030
total
-
-
-
59 045
Employee
63 681
63 681
170 713
-
health
633
1 083
2 903
-
social contributions
3 094
5 285
7 129
-
income
6 687
5 895
40 224
-
total
10 414
12 263
50 256
-
Employer
63 681
63 681
170 713
-
social contributions
3 094
5 285
7 129
-
health
690
1 179
3 159
-
total
3 784
6 464
10 288
-
Corporate
139 940
110 856
-
-
income
17 493
13 856
-
-
total
17 493
13 856
-
-
Dividends
122 447
96 999
-
-
withholding
20 815
16 490
-
-
total
20 815
16 490
-
-
Income
181 000
181 000
181 000
181 000
Total tax
52 506
49 073
60 544
59 045
After tax
128 494
131 927
120 456
121 955
Living cost
26 861
26 861
26 861
26 861
Free-cash
101 633
105 066
93 595
95 094

Estimated living cost  is ₽26861 per week

₽18362
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2098
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5950
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽105166
₽79600
₽87544
₽98225
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
181 000
social contributions
-
-
-
27 992
health
-
-
-
24 435
solidarity contribution
-
-
-
2 290
income
-
-
-
19 286
total
-
-
-
74 003
Employee
28 608
-
144 068
-
health
3 862
-
19 449
-
social contributions
1 859
-
6 231
-
solidarity contribution
-
-
1 577
-
income
3 433
-
17 758
-
total
9 154
-
45 015
-
Employer
28 608
-
144 068
-
social contributions
7 152
-
23 966
-
health
2 575
-
12 966
-
total
9 727
-
36 932
-
Corporate
142 666
181 000
-
-
income
27 107
34 390
-
-
total
27 107
34 390
-
-
Dividends
115 559
146 610
-
-
withholding
17 334
21 991
-
-
total
17 334
21 991
-
-
Income
181 000
181 000
181 000
181 000
Total tax
63 322
56 381
81 947
74 003
After tax
117 678
124 619
99 053
106 997
Living cost
19 453
19 453
19 453
19 453
Free-cash
98 225
105 166
79 600
87 544

Estimated living cost  is ₽19453 per week

₽13512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1384
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽383
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4174
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽100648
₽75082
₽83026
₽92096
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
181 000
social contributions
-
-
-
27 992
health
-
-
-
24 435
solidarity contribution
-
-
-
2 290
income
-
-
-
19 286
total
-
-
-
74 003
Employee
35 252
-
144 068
-
health
4 759
-
19 449
-
social contributions
2 291
-
6 231
-
solidarity contribution
-
-
1 577
-
income
4 230
-
17 758
-
total
11 280
-
45 015
-
Employer
35 252
-
144 068
-
social contributions
8 813
-
23 966
-
health
3 173
-
12 966
-
total
11 986
-
36 932
-
Corporate
133 762
181 000
-
-
income
25 415
34 390
-
-
total
25 415
34 390
-
-
Dividends
108 348
146 610
-
-
withholding
16 252
21 991
-
-
total
16 252
21 991
-
-
Income
181 000
181 000
181 000
181 000
Total tax
64 933
56 381
81 947
74 003
After tax
116 067
124 619
99 053
106 997
Living cost
23 971
23 971
23 971
23 971
Free-cash
92 096
100 648
75 082
83 026

Estimated living cost  is ₽23971 per week

₽17827
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1328
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽415
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4402
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽29
₽29
₽64744
₽17
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
181 000
labour market
-
-
-
14 422
municipal
-
-
-
38 733
pensions
-
-
-
720
national
-
-
-
22 379
total
-
-
-
76 254
Employee
168 840
168 840
168 840
-
municipal
35 953
35 953
35 953
-
pensions
240
240
240
-
national
20 627
20 627
20 627
-
labour market
13 488
13 488
13 488
-
total
70 308
70 308
70 308
-
Employer
168 840
168 840
168 840
-
labour market
13 507
13 507
13 507
-
national
20 663
20 663
20 663
-
municipal
36 011
36 011
36 011
-
pensions
480
480
480
-
total
70 661
70 661
70 661
-
Corporate
29
-
-
-
income
6
-
-
-
total
6
-
-
-
Dividends
23
-
-
-
withholding
6
-
-
-
total
6
-
-
-
Income
181 000
181 000
181 000
181 000
Total tax
140 981
140 969
140 969
76 254
After tax
40 019
40 031
40 031
104 746
Living cost
40 002
40 002
40 002
40 002
Free-cash
17
29
29
64 744

Estimated living cost  is ₽40002 per week

₽27378
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3539
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽615
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8470
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽124798
₽84322
₽77015
₽119651
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
181 000
health
-
-
-
23 529
pensions
-
-
-
36 199
income
-
-
-
24 254
total
-
-
-
83 982
Employee
23 493
-
135 277
-
pensions
470
-
2 706
-
unemployment
376
-
2 164
-
income
2 645
-
26 082
-
total
3 491
-
30 952
-
Employer
23 493
-
135 277
-
pensions
4 699
-
27 054
-
unemployment
189
-
1 083
-
health
3 054
-
17 586
-
total
7 942
-
45 723
-
Corporate
149 566
181 000
-
-
income
29 913
36 199
-
-
total
29 913
36 199
-
-
Dividends
119 652
144 801
-
-
total
-
-
-
-
Income
181 000
181 000
181 000
181 000
Total tax
41 346
36 199
76 675
83 982
After tax
139 654
144 801
104 325
97 018
Living cost
20 003
20 003
20 003
20 003
Free-cash
119 651
124 798
84 322
77 015

Estimated living cost  is ₽20003 per week

₽13720
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1191
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽402
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽79441
₽59114
₽79845
₽82001
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
181 000
health
-
-
-
2 442
municipal
-
-
-
32 140
national
-
-
-
34 778
total
-
-
-
69 360
Employee
43 571
-
152 267
-
health
325
-
1 999
-
municipal
7 136
-
24 787
-
pensions
2 940
-
10 278
-
national
720
-
22 012
-
unemployment
654
-
2 283
-
total
11 775
-
61 359
-
Employer
43 571
-
152 267
-
accident
44
-
152
-
unemployment
283
-
990
-
health
335
-
1 172
-
pensions
7 559
-
26 418
-
total
8 221
-
28 732
-
Corporate
129 209
181 000
-
-
income
25 841
36 199
-
-
total
25 841
36 199
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

77 526
108 600
-
-
municipal
13 954
19 549
-
-
national
7 413
14 016
-
-
total
21 367
33 565
-
-
Income
181 000
181 000
181 000
181 000
Total tax
67 204
69 764
90 091
69 360
After tax
113 796
111 236
90 909
111 640
Living cost
31 795
31 795
31 795
31 795
Free-cash
82 001
79 441
59 114
79 845

Estimated living cost  is ₽31795 per week

₽20768
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3058
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7463
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽65698
₽69012
₽73980
₽70299
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
181 000
social contributions
-
-
-
5 158
health
-
-
-
8 750
pensions
-
-
-
28 927
other
-
-
-
5 610
income
-
-
-
33 049
surtax
-
-
-
-
total
-
-
-
81 494
Employee
31 638
-
138 291
-
income
1 631
-
29 452
-
social contributions
902
-
3 940
-
pensions
3 578
-
10 360
-
surtax
-
-
-
-
total
6 111
-
43 752
-
Employer
31 638
-
138 291
-
pensions
5 199
-
17 307
-
social contributions
94
-
415
-
unemployment
1 281
-
5 601
-
health
2 214
-
13 675
-
other
1 092
-
5 712
-
total
9 880
-
42 710
-
Corporate
139 481
181 000
-
-
surtax
-
-
-
-
income
39 055
50 680
-
-
total
39 055
50 680
-
-
Dividends
100 426
130 320
-
-
surtax
-
-
-
-
withholding
12 854
16 681
-
-
social contributions
17 275
22 415
-
-
total
30 129
39 096
-
-
Income
181 000
181 000
181 000
181 000
Total tax
85 175
89 776
86 462
81 494
After tax
95 825
91 224
94 538
99 506
Living cost
25 526
25 526
25 526
25 526
Free-cash
70 299
65 698
69 012
73 980

Estimated living cost  is ₽25526 per week

₽14804
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2593
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7646
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽62890
₽66204
₽71172
₽67780
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
181 000
social contributions
-
-
-
5 158
health
-
-
-
8 750
pensions
-
-
-
28 927
other
-
-
-
5 610
income
-
-
-
33 049
surtax
-
-
-
-
total
-
-
-
81 494
Employee
35 443
-
138 291
-
income
2 092
-
29 452
-
social contributions
1 011
-
3 940
-
pensions
4 007
-
10 360
-
surtax
-
-
-
-
total
7 110
-
43 752
-
Employer
35 443
-
138 291
-
pensions
5 823
-
17 307
-
social contributions
107
-
415
-
unemployment
1 435
-
5 601
-
health
2 482
-
13 675
-
other
1 223
-
5 712
-
total
11 070
-
42 710
-
Corporate
134 488
181 000
-
-
surtax
-
-
-
-
income
37 656
50 680
-
-
total
37 656
50 680
-
-
Dividends
96 832
130 320
-
-
surtax
-
-
-
-
withholding
12 395
16 681
-
-
social contributions
16 655
22 415
-
-
total
29 050
39 096
-
-
Income
181 000
181 000
181 000
181 000
Total tax
84 886
89 776
86 462
81 494
After tax
96 114
91 224
94 538
99 506
Living cost
28 334
28 334
28 334
28 334
Free-cash
67 780
62 890
66 204
71 172

Estimated living cost  is ₽28334 per week

₽17866
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2304
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽482
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7683
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽51226
₽54540
₽59508
₽56918
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
181 000
social contributions
-
-
-
5 158
health
-
-
-
8 750
pensions
-
-
-
28 927
other
-
-
-
5 610
income
-
-
-
33 049
surtax
-
-
-
-
total
-
-
-
81 494
Employee
51 868
-
138 291
-
income
4 526
-
29 452
-
social contributions
1 477
-
3 940
-
pensions
5 867
-
10 360
-
surtax
-
-
-
-
total
11 870
-
43 752
-
Employer
51 868
-
138 291
-
pensions
8 523
-
17 307
-
social contributions
156
-
415
-
unemployment
2 101
-
5 601
-
health
3 630
-
13 675
-
other
1 790
-
5 712
-
total
16 200
-
42 710
-
Corporate
112 932
181 000
-
-
surtax
-
-
-
-
income
31 621
50 680
-
-
total
31 621
50 680
-
-
Dividends
81 310
130 320
-
-
surtax
-
-
-
-
withholding
10 408
16 681
-
-
social contributions
13 985
22 415
-
-
total
24 393
39 096
-
-
Income
181 000
181 000
181 000
181 000
Total tax
84 084
89 776
86 462
81 494
After tax
96 916
91 224
94 538
99 506
Living cost
39 998
39 998
39 998
39 998
Free-cash
56 918
51 226
54 540
59 508

Estimated living cost  is ₽39998 per week

₽27070
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3272
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽548
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9107
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽166116
₽138966
₽173356
₽165023
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
181 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 810
total
-
-
-
1 810
Employee
7 292
-
181 000
-
income
1 458
-
36 200
-
total
1 458
-
36 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

173 708
181 000
-
-
total
-
-
-
-
Dividends
173 708
181 000
-
-
withholding
8 685
9 050
-
-
total
8 685
9 050
-
-
Income
181 000
181 000
181 000
181 000
Total tax
10 143
9 050
36 200
1 810
After tax
170 857
171 950
144 800
179 190
Living cost
5 834
5 834
5 834
5 834
Free-cash
165 023
166 116
138 966
173 356

Estimated living cost  is ₽5834 per week

₽3615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽485
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽162859
₽135709
₽170099
₽161154
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
181 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 810
total
-
-
-
1 810
Employee
11 364
-
181 000
-
income
2 273
-
36 200
-
total
2 273
-
36 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

169 636
181 000
-
-
total
-
-
-
-
Dividends
169 636
181 000
-
-
withholding
8 482
9 050
-
-
total
8 482
9 050
-
-
Income
181 000
181 000
181 000
181 000
Total tax
10 755
9 050
36 200
1 810
After tax
170 245
171 950
144 800
179 190
Living cost
9 091
9 091
9 091
9 091
Free-cash
161 154
162 859
135 709
170 099

Estimated living cost  is ₽9091 per week

₽6152
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2252
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽61122
₽80234
₽59786
₽71954
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
181 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 658
trade
-
-
-
20 448
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
59 844
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 291
total
-
-
-
89 241
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 205
-
181 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 658
-
5 658
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
3 291
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 388
-
59 844
-
total
9 233
-
68 793
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
139 795
181 000
-
-
trade
20 061
25 973
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 154
1 493
-
-
chamber of commerce
330
391
-
-
income
20 969
27 150
-
-
total
42 514
55 007
-
-
Dividends
97 281
125 992
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 320
1 715
-
-
withholding
24 006
31 183
-
-
total
25 326
32 898
-
-
Income
181 000
181 000
181 000
181 000
Total tax
77 073
87 905
68 793
89 241
After tax
103 927
93 095
112 207
91 759
Living cost
31 973
31 973
31 973
31 973
Free-cash
71 954
61 122
80 234
59 786

Estimated living cost  is ₽31973 per week

₽22055
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3440
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6013
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽66149
₽87123
₽64679
₽75307
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
181 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 658
trade
-
-
-
22 444
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
59 844
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 291
total
-
-
-
91 237
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 675
-
181 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 658
-
5 658
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
3 291
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

885
-
59 844
-
total
6 592
-
68 793
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
149 325
181 000
-
-
trade
23 518
28 508
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 232
1 493
-
-
chamber of commerce
341
385
-
-
income
22 400
27 150
-
-
total
47 491
57 536
-
-
Dividends
101 834
123 463
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 383
1 680
-
-
withholding
25 143
30 551
-
-
total
26 526
32 231
-
-
Income
181 000
181 000
181 000
181 000
Total tax
80 609
89 767
68 793
91 237
After tax
100 391
91 233
112 207
89 763
Living cost
25 084
25 084
25 084
25 084
Free-cash
75 307
66 149
87 123
64 679

Estimated living cost  is ₽25084 per week

₽15779
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2925
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽468
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5912
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽57768
₽79674
₽56233
₽69403
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
181 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 658
trade
-
-
-
23 441
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
59 844
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 291
total
-
-
-
92 234
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 997
-
181 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 658
-
5 658
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
3 291
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 608
-
59 844
-
total
9 464
-
68 793
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
139 003
181 000
-
-
trade
22 866
29 775
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 147
1 493
-
-
chamber of commerce
324
383
-
-
income
20 850
27 150
-
-
total
45 187
58 801
-
-
Dividends
93 816
122 198
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 273
1 663
-
-
withholding
23 140
30 235
-
-
total
24 413
31 898
-
-
Income
181 000
181 000
181 000
181 000
Total tax
79 064
90 699
68 793
92 234
After tax
101 936
90 301
112 207
88 766
Living cost
32 533
32 533
32 533
32 533
Free-cash
69 403
57 768
79 674
56 233

Estimated living cost  is ₽32533 per week

₽21758
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3431
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽486
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6858
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽51433
₽74269
₽49831
₽64861
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
181 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 658
trade
-
-
-
24 438
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
59 844
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 291
total
-
-
-
93 231
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 770
-
181 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 658
-
5 658
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

322
-
3 291
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 853
-
59 844
-
total
11 833
-
68 793
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
131 230
181 000
-
-
trade
22 506
31 042
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 083
1 493
-
-
chamber of commerce
311
380
-
-
income
19 684
27 150
-
-
total
43 584
60 065
-
-
Dividends
87 646
120 935
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 188
1 645
-
-
withholding
21 596
29 919
-
-
total
22 784
31 564
-
-
Income
181 000
181 000
181 000
181 000
Total tax
78 201
91 629
68 793
93 231
After tax
102 799
89 371
112 207
87 769
Living cost
37 938
37 938
37 938
37 938
Free-cash
64 861
51 433
74 269
49 831

Estimated living cost  is ₽37938 per week

₽27708
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3035
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽493
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6703
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽95247
₽61523
₽66586
₽92614
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
181 000
unemployment
-
-
-
189
health
-
-
-
7 847
pensions
-
-
-
22 106
other
-
-
-
-
income
-
-
-
56 257
surtax
-
-
-
9 414
total
-
-
-
95 813
Employee
27 889
-
157 735
-
health
712
-
2 818
-
pensions
1 861
-
7 372
-
surtax
99
-
8 424
-
other
-
-
-
-
unemployment
1 941
-
7 693
-
income
4 675
-
51 304
-
total
9 288
-
77 611
-
Employer
27 889
-
157 735
-
pensions
3 718
-
14 733
-
unemployment
885
-
3 503
-
health
1 268
-
5 029
-
other
-
-
-
-
total
5 871
-
23 265
-
Corporate
147 240
181 000
-
-
income
38 282
47 061
-
-
total
38 282
47 061
-
-
Dividends
108 958
133 939
-
-
withholding
16 344
20 091
-
-
total
16 344
20 091
-
-
Income
181 000
181 000
181 000
181 000
Total tax
69 785
67 152
100 876
95 813
After tax
111 215
113 848
80 124
85 187
Living cost
18 601
18 601
18 601
18 601
Free-cash
92 614
95 247
61 523
66 586

Estimated living cost  is ₽18601 per week

₽11230
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1617
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽432
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5323
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽95574
₽61850
₽66913
₽92997
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
181 000
unemployment
-
-
-
189
health
-
-
-
7 847
pensions
-
-
-
22 106
other
-
-
-
-
income
-
-
-
56 257
surtax
-
-
-
9 414
total
-
-
-
95 813
Employee
27 386
-
157 735
-
health
699
-
2 818
-
pensions
1 826
-
7 372
-
surtax
90
-
8 424
-
other
-
-
-
-
unemployment
1 906
-
7 693
-
income
4 591
-
51 304
-
total
9 112
-
77 611
-
Employer
27 386
-
157 735
-
pensions
3 651
-
14 733
-
unemployment
868
-
3 503
-
health
1 246
-
5 029
-
other
-
-
-
-
total
5 765
-
23 265
-
Corporate
147 849
181 000
-
-
income
38 440
47 061
-
-
total
38 440
47 061
-
-
Dividends
109 409
133 939
-
-
withholding
16 412
20 091
-
-
total
16 412
20 091
-
-
Income
181 000
181 000
181 000
181 000
Total tax
69 729
67 152
100 876
95 813
After tax
111 271
113 848
80 124
85 187
Living cost
18 274
18 274
18 274
18 274
Free-cash
92 997
95 574
61 850
66 913

Estimated living cost  is ₽18274 per week

₽11174
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1686
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽421
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4993
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽85240
₽88535
₽108997
₽85581
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
181 000
unemployment
-
-
-
2 715
health
-
-
-
12 670
pensions
-
-
-
18 100
income
-
-
-
22 127
total
-
-
-
55 612
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 661
9 417
151 464
-
health
1 656
659
10 603
-
pensions
2 366
942
15 146
-
unemployment
355
141
2 272
-
income
2 893
1 151
18 517
-
total
7 270
2 893
46 538
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 661
9 417
151 464
-
pensions
4 614
1 836
29 536
-
total
4 614
1 836
29 536
-
Corporate
152 725
169 747
-
-
income
13 745
15 277
-
-
total
13 745
15 277
-
-
Dividends
138 980
154 470
-
-
withholding
26 406
29 349
-
-
social contributions
26 993
30 014
-
-
total
53 399
59 363
-
-
Income
181 000
181 000
181 000
181 000
Total tax
79 028
79 369
76 074
55 612
After tax
101 972
101 631
104 926
125 388
Living cost
16 391
16 391
16 391
16 391
Free-cash
85 581
85 240
88 535
108 997

Estimated living cost  is ₽16391 per week

₽11186
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1341
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽328
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3537
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽71014
₽62518
₽61547
₽70316
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
181 000
social contributions
-
-
-
1 946
municipal
-
-
-
20 078
pensions
-
-
-
21 720
national
-
-
-
33 779
total
-
-
-
77 523
Employee
65 000
-
156 473
-
municipal
8 029
-
20 779
-
pensions
2 600
-
6 259
-
national
12 441
-
35 314
-
total
23 070
-
62 352
-
Employer
65 000
-
156 473
-
social contributions
699
-
1 682
-
pensions
5 200
-
12 518
-
total
5 899
-
14 200
-
Corporate
105 812
181 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

21 162
36 200
-
-
total
21 162
36 200
-
-
Dividends
84 649
144 800
-
-
withholding
18 623
31 856
-
-
total
18 623
31 856
-
-
Income
181 000
181 000
181 000
181 000
Total tax
68 754
68 056
76 552
77 523
After tax
112 246
112 944
104 448
103 477
Living cost
41 930
41 930
41 930
41 930
Free-cash
70 316
71 014
62 518
61 547

Estimated living cost  is ₽41930 per week

₽28500
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3898
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽628
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8905
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽79526
₽44101
₽44101
₽81352
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
181 000
social contributions
-
-
-
31 012
income
-
-
-
58 712
total
-
-
-
89 724
Employee
64 780
-
181 000
-
social contributions
5 382
-
31 012
-
income
12 224
-
58 712
-
total
17 606
-
89 724
-
Employer
64 780
-
181 000
-
total
-
-
-
-
Corporate
116 220
181 000
-
-
income
14 528
22 624
-
-
total
14 528
22 624
-
-
Dividends
101 693
158 376
-
-
withholding
20 339
31 675
-
-
total
20 339
31 675
-
-
Income
181 000
181 000
181 000
181 000
Total tax
52 473
54 299
89 724
89 724
After tax
128 527
126 701
91 276
91 276
Living cost
47 175
47 175
47 175
47 175
Free-cash
81 352
79 526
44 101
44 101

Estimated living cost  is ₽47175 per week

₽35890
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3844
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6990
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽61626
₽44932
₽51954
₽57304
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
181 000
regional
-
-
-
2 264
social contributions
-
-
-
41 448
municipal
-
-
-
1 116
national
-
-
-
49 273
total
-
-
-
94 101
Employee
73 601
-
181 000
-
regional
694
-
2 039
-
municipal
390
-
1 014
-
social contributions
24 818
-
54 340
-
national
12 753
-
43 730
-
total
38 655
-
101 123
-
Employer
73 601
-
181 000
-
total
-
-
-
-
Corporate
107 399
181 000
-
-
nationa
25 775
43 440
-
-
municipal
4 188
7 059
-
-
total
29 963
50 499
-
-
Dividends
77 436
130 501
-
-
withholding
20 133
33 930
-
-
total
20 133
33 930
-
-
Income
181 000
181 000
181 000
181 000
Total tax
88 751
84 429
101 123
94 101
After tax
92 249
96 571
79 877
86 899
Living cost
34 945
34 945
34 945
34 945
Free-cash
57 304
61 626
44 932
51 954

Estimated living cost  is ₽34945 per week

₽24359
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2291
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7757
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽72829
₽57036
₽64022
₽70992
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
181 000
regional
-
-
-
2 833
social contributions
-
-
-
41 448
municipal
-
-
-
1 116
national
-
-
-
49 273
total
-
-
-
94 670
Employee
45 939
-
181 000
-
regional
618
-
2 572
-
municipal
244
-
1 014
-
social contributions
15 491
-
54 340
-
national
7 278
-
43 730
-
total
23 631
-
101 656
-
Employer
45 939
-
181 000
-
total
-
-
-
-
Corporate
135 061
181 000
-
-