Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 180500
per

Your estimated
City
free-cash

Valencia , Spain
₽94723
₽75913
₽79211
₽98193
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
unemployment
-
-
-
510
income
-
-
-
57 817
other
-
-
-
73
accident
-
-
-
656
pensions
-
-
-
20 618
total
-
-
-
79 674
Employee
29 064
-
157 273
-
unemployment
450
-
1 129
-
pensions
1 366
-
3 425
-
income
5 603
-
55 119
-
other
28
-
73
-
total
7 447
-
59 746
-
Employer
29 064
-
157 273
-
pensions
6 859
-
17 194
-
accident
576
-
1 442
-
unemployment
1 599
-
4 007
-
other
233
-
583
-
total
9 267
-
23 226
-
Corporate
142 169
180 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

21 325
27 075
-
-
total
21 325
27 075
-
-
Dividends
120 845
153 425
-
-
withholding
26 123
33 617
-
-
total
26 123
33 617
-
-
Income
180 500
180 500
180 500
180 500
Total tax
64 162
60 692
82 972
79 674
After tax
116 338
119 808
97 528
100 826
Living cost
21 615
21 615
21 615
21 615
Free-cash
94 723
98 193
75 913
79 211

Estimated living cost  is ₽21615 per week

₽14590
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2078
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽379
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4569
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽106359
₽86553
₽88038
₽111669
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
28 687
income
-
-
-
31 893
other
-
-
-
5 677
health
-
-
-
5 260
total
-
-
-
71 517
Employee
28 540
-
150 134
-
health
400
-
1 674
-
unemployment
285
-
1 195
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

1 997
-
8 367
-
income
4 914
-
31 399
-
total
7 596
-
42 635
-
Employer
28 540
-
150 134
-
health
400
-
1 674
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

4 852
-
20 321
-
accident
228
-
1 201
-
unemployment
285
-
1 195
-
other
1 428
-
5 976
-
total
7 193
-
30 367
-
Corporate
144 767
180 500
-
-
income
30 401
37 904
-
-
total
30 401
37 904
-
-
Dividends
114 366
142 596
-
-
withholding
8 006
9 982
-
-
total
8 006
9 982
-
-
Income
180 500
180 500
180 500
180 500
Total tax
53 196
47 886
73 002
71 517
After tax
127 304
132 614
107 498
108 983
Living cost
20 945
20 945
20 945
20 945
Free-cash
106 359
111 669
86 553
88 038

Estimated living cost  is ₽20945 per week

₽14799
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1414
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽337
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4394
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽140376
₽143328
₽135795
₽144026
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 062
unemployment
-
-
-
110
income
-
-
-
27 075
health
-
-
-
3 156
total
-
-
-
34 403
Employee
13 641
-
175 115
-
health
627
-
1 262
-
accident

We are using the highest rate at 1.1%.

150
-
302
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 198
-
2 410
-
income
1 364
-
17 511
-
total
3 339
-
21 485
-
Employer
13 641
-
175 115
-
health
942
-
1 894
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 503
-
3 024
-
accident

We are using the highest rate at 1.1%.

150
-
302
-
unemployment
82
-
165
-
total
2 677
-
5 385
-
Corporate
164 183
180 500
-
-
income
16 418
18 050
-
-
total
16 418
18 050
-
-
Dividends
147 765
162 450
-
-
withholding
7 388
8 122
-
-
total
7 388
8 122
-
-
Income
180 500
180 500
180 500
180 500
Total tax
29 822
26 172
26 870
34 403
After tax
150 678
154 328
153 630
146 097
Living cost
10 302
10 302
10 302
10 302
Free-cash
140 376
144 026
143 328
135 795

Estimated living cost  is ₽10302 per week

₽6014
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽736
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽273
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3279
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽68722
₽66040
₽71562
₽64080
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
income
-
-
-
34 185
other
-
-
-
5 595
health
-
-
-
8 945
social contributions
-
-
-
5 142
pensions
-
-
-
28 178
surtax
-
-
-
-
total
-
-
-
82 045
Employee
33 641
-
137 518
-
pensions
3 804
-
10 465
-
income
1 985
-
30 201
-
social contributions
959
-
3 919
-
surtax
-
-
-
-
total
6 748
-
44 585
-
Employer
33 641
-
137 518
-
health
2 355
-
13 793
-
social contributions
101
-
413
-
pensions
5 527
-
17 457
-
unemployment
1 362
-
5 570
-
other
1 161
-
5 749
-
total
10 506
-
42 982
-
Corporate
136 353
180 500
-
-
income
38 179
50 540
-
-
surtax
-
-
-
-
total
38 179
50 540
-
-
Dividends
98 174
129 960
-
-
social contributions
16 886
22 352
-
-
surtax
-
-
-
-
withholding
12 566
16 635
-
-
total
29 452
38 987
-
-
Income
180 500
180 500
180 500
180 500
Total tax
84 885
89 527
87 567
82 045
After tax
95 615
90 973
92 933
98 455
Living cost
26 893
26 893
26 893
26 893
Free-cash
68 722
64 080
66 040
71 562

Estimated living cost  is ₽26893 per week

₽16957
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2187
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7293
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
₽52249
₽82504
₽63797
₽57065
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
pensions
-
-
-
9 209
income
-
-
-
64 873
health
-
-
-
9 693
total
-
-
-
83 775
Employee
67 124
67 124
165 892
-
health
10 303
8 763
9 693
-
pensions
12 082
9 209
9 209
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

10 987
10 987
31 558
-
total
33 372
28 959
50 460
-
Employer
67 124
67 124
165 892
-
health
4 666
4 666
5 798
-
pensions
4 672
4 672
5 807
-
unemployment
2 416
2 416
3 003
-
total
11 754
11 754
14 608
-
Corporate
102 445
101 621
-
-
income
20 489
20 324
-
-
total
20 489
20 324
-
-
Dividends
81 955
81 298
-
-
income
17 415
17 276
-
-
withholding
12 293
12 194
-
-
total
29 708
29 470
-
-
Income
180 500
180 500
180 500
180 500
Total tax
95 323
90 507
65 068
83 775
After tax
85 177
89 993
115 432
96 725
Living cost
32 928
32 928
32 928
32 928
Free-cash
52 249
57 065
82 504
63 797

Estimated living cost  is ₽32928 per week

₽23335
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2968
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6101
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽75854
₽87540
₽64867
₽67160
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
180 500
trade
-
-
-
22 673
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
60 457
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 370
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 325
total
-
-
-
91 825
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

30 064
-
180 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 370
-
5 370
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

840
-
60 457
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

46
-
3 325
-
total
6 256
-
69 152
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
150 436
180 500
-
-
income
22 566
27 075
-
-
trade
23 693
28 429
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 241
1 489
-
-
chamber of commerce
336
379
-
-
total
47 836
57 372
-
-
Dividends
102 600
123 128
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 395
1 677
-
-
withholding
25 351
30 483
-
-
total
26 746
32 160
-
-
Income
180 500
180 500
180 500
180 500
Total tax
80 838
89 532
69 152
91 825
After tax
99 662
90 968
111 348
88 675
Living cost
23 808
23 808
23 808
23 808
Free-cash
75 854
67 160
87 540
64 867

Estimated living cost  is ₽23808 per week

₽14976
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽445
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5612
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽109064
₽101594
₽103068
₽113341
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
income
-
-
-
41 912
health
-
-
-
4 603
social contributions
-
-
-
12 718
total
-
-
-
59 233
Employee
60 443
60 443
170 578
-
health
468
1 028
2 900
-
income
6 581
5 595
41 119
-
social contributions
2 285
5 016
6 766
-
total
9 334
11 639
50 785
-
Employer
60 443
60 443
170 578
-
health
509
1 119
3 156
-
social contributions
2 285
5 016
6 766
-
total
2 794
6 135
9 922
-
Corporate
150 172
113 922
-
-
income
18 771
14 241
-
-
total
18 771
14 241
-
-
Dividends
131 401
99 681
-
-
withholding
22 338
16 945
-
-
total
22 338
16 945
-
-
Income
180 500
180 500
180 500
180 500
Total tax
53 237
48 960
60 707
59 233
After tax
127 263
131 540
119 793
121 267
Living cost
18 199
18 199
18 199
18 199
Free-cash
109 064
113 341
101 594
103 068

Estimated living cost  is ₽18199 per week

₽10907
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1786
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5104
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽77222
₽55080
₽69313
₽78014
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
180 500
income
-
-
-
23 808
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
62 724
surtax
-
-
-
-
total
-
-
-
86 532
Employee
36 152
-
145 858
-
income
7 520
-
49 817
-
social contributions
3 977
-
16 044
-
surtax
-
-
263
-
total
11 497
-
66 124
-
Employer
36 152
-
145 858
-
social contributions
8 586
-
34 641
-
total
8 586
-
34 641
-
Corporate
135 762
180 500
-
-
income
28 510
37 904
-
-
surtax
-
-
-
-
total
28 510
37 904
-
-
Dividends
107 252
142 596
-
-
withholding
30 030
39 927
-
-
total
30 030
39 927
-
-
Income
180 500
180 500
180 500
180 500
Total tax
78 623
77 831
100 765
86 532
After tax
101 877
102 669
79 735
93 968
Living cost
24 655
24 655
24 655
24 655
Free-cash
77 222
78 014
55 080
69 313

Estimated living cost  is ₽24655 per week

₽18447
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1454
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽412
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4342
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽164227
₽138296
₽172591
₽165371
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
180 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 805
total
-
-
-
1 805
Employee
7 629
-
180 500
-
income
1 526
-
36 100
-
total
1 526
-
36 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

172 871
180 500
-
-
total
-
-
-
-
Dividends
172 871
180 500
-
-
withholding
8 643
9 025
-
-
total
8 643
9 025
-
-
Income
180 500
180 500
180 500
180 500
Total tax
10 169
9 025
36 100
1 805
After tax
170 331
171 475
144 400
178 695
Living cost
6 104
6 104
6 104
6 104
Free-cash
164 227
165 371
138 296
172 591

Estimated living cost  is ₽6104 per week

₽3782
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽507
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽168
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1646
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽96616
₽58410
₽62329
₽103192
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
180 500
pensions
-
-
-
32 964
unemployment
-
-
-
271
income
-
-
-
46 090
health
-
-
-
17 763
total
-
-
-
97 088
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

34 759
-
156 182
-
health
2 245
-
10 090
-
unemployment
49
-
219
-
pensions
5 388
-
24 208
-
income
5 994
-
42 171
-
total
13 676
-
76 688
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

34 759
-
156 182
-
health
2 315
-
10 403
-
pensions
3 076
-
13 822
-
unemployment
21
-
94
-
total
5 412
-
24 319
-
Corporate
140 330
180 500
-
-
income
26 663
34 295
-
-
total
26 663
34 295
-
-
Dividends
113 666
146 205
-
-
withholding
17 050
21 930
-
-
total
17 050
21 930
-
-
Income
180 500
180 500
180 500
180 500
Total tax
62 801
56 225
101 007
97 088
After tax
117 699
124 275
79 493
83 412
Living cost
21 083
21 083
21 083
21 083
Free-cash
96 616
103 192
58 410
62 329

Estimated living cost  is ₽21083 per week

₽14469
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1351
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4855
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽87385
₽97239
₽119922
₽84639
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
180 500
income
-
-
-
27 075
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
4 970
total
-
-
-
32 045
Employee
36 059
-
176 884
-
social contributions
3 613
-
3 616
-
income
3 913
-
47 496
-
total
7 526
-
51 112
-
Employer
36 059
-
176 884
-
social contributions
3 613
-
3 616
-
total
3 613
-
3 616
-
Corporate
140 828
180 500
-
-
income
49 290
63 175
-
-
total
49 290
63 175
-
-
Dividends
91 538
117 325
-
-
social contributions
4 153
4 153
-
-
total
4 153
4 153
-
-
Income
180 500
180 500
180 500
180 500
Total tax
64 582
67 328
54 728
32 045
After tax
115 918
113 172
125 772
148 455
Living cost
28 533
28 533
28 533
28 533
Free-cash
87 385
84 639
97 239
119 922

Estimated living cost  is ₽28533 per week

₽18795
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2249
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7051
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽93863
₽94292
₽99249
₽93453
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
income
-
-
-
27 075
health
-
-
-
12 599
social contributions
-
-
-
24 909
total
-
-
-
64 583
Employee
26 651
-
180 500
-
health
1 860
-
12 599
-
income
4 445
-
32 032
-
social contributions
3 678
-
24 909
-
total
9 983
-
69 540
-
Employer
26 651
-
180 500
-
total
-
-
-
-
Corporate
153 849
180 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

7 692
9 025
-
-
total
7 692
9 025
-
-
Dividends
146 156
171 475
-
-
social contributions
20 170
23 664
-
-
withholding
21 923
25 721
-
-
health
10 201
11 969
-
-
total
52 294
61 354
-
-
Income
180 500
180 500
180 500
180 500
Total tax
69 969
70 379
69 540
64 583
After tax
110 531
110 121
110 960
115 917
Living cost
16 668
16 668
16 668
16 668
Free-cash
93 863
93 453
94 292
99 249

Estimated living cost  is ₽16668 per week

₽11155
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1028
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽383
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4101
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽94420
₽77804
₽85897
₽102270
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
income
-
-
-
19 566
health
-
-
-
24 368
social contributions
-
-
-
25 694
solidarity contribution
-
-
-
2 971
total
-
-
-
72 599
Employee
32 358
-
145 414
-
health
4 368
-
19 631
-
solidarity contribution
-
-
2 245
-
income
3 883
-
18 010
-
social contributions
2 103
-
5 720
-
total
10 354
-
45 606
-
Employer
32 358
-
145 414
-
health
2 912
-
13 087
-
social contributions
8 090
-
21 999
-
total
11 002
-
35 086
-
Corporate
137 140
180 500
-
-
income
26 057
34 295
-
-
total
26 057
34 295
-
-
Dividends
111 083
146 205
-
-
withholding
16 663
21 931
-
-
total
16 663
21 931
-
-
Income
180 500
180 500
180 500
180 500
Total tax
64 076
56 226
80 692
72 599
After tax
116 424
124 274
99 808
107 901
Living cost
22 004
22 004
22 004
22 004
Free-cash
94 420
102 270
77 804
85 897

Estimated living cost  is ₽22004 per week

₽16363
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1219
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽381
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4041
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽160180
₽134889
₽169184
₽161964
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
180 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 805
total
-
-
-
1 805
Employee
11 889
-
180 500
-
income
2 378
-
36 100
-
total
2 378
-
36 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

168 611
180 500
-
-
total
-
-
-
-
Dividends
168 611
180 500
-
-
withholding
8 431
9 025
-
-
total
8 431
9 025
-
-
Income
180 500
180 500
180 500
180 500
Total tax
10 809
9 025
36 100
1 805
After tax
169 691
171 475
144 400
178 695
Living cost
9 511
9 511
9 511
9 511
Free-cash
160 180
161 964
134 889
169 184

Estimated living cost  is ₽9511 per week

₽6436
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽399
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽319
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2356
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₽58410
₽54968
₽60490
₽53008
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
income
-
-
-
34 185
other
-
-
-
5 595
health
-
-
-
8 945
social contributions
-
-
-
5 142
pensions
-
-
-
28 178
surtax
-
-
-
-
total
-
-
-
82 045
Employee
49 231
-
137 518
-
pensions
5 568
-
10 465
-
income
4 296
-
30 201
-
social contributions
1 402
-
3 919
-
surtax
-
-
-
-
total
11 266
-
44 585
-
Employer
49 231
-
137 518
-
health
3 446
-
13 793
-
social contributions
148
-
413
-
pensions
8 089
-
17 457
-
unemployment
1 994
-
5 570
-
other
1 699
-
5 749
-
total
15 376
-
42 982
-
Corporate
115 893
180 500
-
-
income
32 449
50 540
-
-
surtax
-
-
-
-
total
32 449
50 540
-
-
Dividends
83 444
129 960
-
-
social contributions
14 354
22 352
-
-
surtax
-
-
-
-
withholding
10 680
16 635
-
-
total
25 034
38 987
-
-
Income
180 500
180 500
180 500
180 500
Total tax
84 125
89 527
87 567
82 045
After tax
96 375
90 973
92 933
98 455
Living cost
37 965
37 965
37 965
37 965
Free-cash
58 410
53 008
54 968
60 490

Estimated living cost  is ₽37965 per week

₽25694
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3106
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8644
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽113002
₽103204
₽103202
₽116858
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
180 500
pensions
-
-
-
15 059
unemployment
-
-
-
869
income
-
-
-
41 851
health
-
-
-
5 966
total
-
-
-
63 745
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

20 437
-
170 133
-
health
1 053
-
2 983
-
unemployment
153
-
434
-
pensions
2 861
-
8 108
-
income
2 817
-
41 851
-
total
6 884
-
53 376
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

20 437
-
170 133
-
health
1 053
-
2 983
-
pensions
2 452
-
6 950
-
unemployment
153
-
434
-
total
3 658
-
10 367
-
Corporate
156 404
180 500
-
-
income
23 461
27 075
-
-
total
23 461
27 075
-
-
Dividends
132 944
153 425
-
-
withholding
19 942
23 014
-
-
total
19 942
23 014
-
-
Income
180 500
180 500
180 500
180 500
Total tax
53 945
50 089
63 743
63 745
After tax
126 555
130 411
116 757
116 755
Living cost
13 553
13 553
13 553
13 553
Free-cash
113 002
116 858
103 204
103 202

Estimated living cost  is ₽13553 per week

₽9125
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1048
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽392
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2987
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
₽51959
₽82606
₽87871
₽29088
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
pensions
-
-
-
16 607
city
-
-
-
1 903
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 610
health
-
-
-
406
regional
-
-
-
10 827
national
-
-
-
5 826
total
-
-
-
39 179
Employee
62 550
-
163 027
-
health
141
-
367
-
unemployment
-
-
-
-
city
671
-
1 771
-
pensions
5 255
-
12 053
-
regional
2 048
-
9 721
-
national
296
-
4 852
-
total
8 411
-
28 764
-
Employer
62 550
-
163 027
-
health
141
-
367
-
pensions
5 255
-
12 053
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 251
-
3 260
-
total
6 647
-
15 680
-
Corporate
110 615
180 500
-
-
regional
23 395
38 176
-
-
national
9 402
15 342
-
-
total
32 797
53 518
-
-
Dividends
77 818
126 982
-
-
withholding
27 236
44 444
-
-
total
27 236
44 444
-
-
Income
180 500
180 500
180 500
180 500
Total tax
75 091
97 962
44 444
39 179
After tax
105 409
82 538
136 056
141 321
Living cost
53 450
53 450
53 450
53 450
Free-cash
51 959
29 088
82 606
87 871

Estimated living cost  is ₽53450 per week

₽34758
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4797
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽656
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽13239
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽82741
₽59458
₽80134
₽80315
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
180 500
municipal
-
-
-
32 048
health
-
-
-
2 452
national
-
-
-
35 688
total
-
-
-
70 188
Employee
41 355
-
151 845
-
health
309
-
2 011
-
unemployment
621
-
2 278
-
pensions
2 791
-
10 249
-
national
683
-
22 957
-
municipal
6 774
-
24 715
-
total
11 178
-
62 210
-
Employer
41 355
-
151 845
-
health
318
-
1 169
-
pensions
7 175
-
26 346
-
accident
42
-
152
-
unemployment
268
-
987
-
total
7 803
-
28 654
-
Corporate
131 342
180 500
-
-
income
26 268
36 100
-
-
total
26 268
36 100
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

78 806
108 300
-
-
municipal
14 186
19 494
-
-
national
8 146
14 413
-
-
total
22 332
33 907
-
-
Income
180 500
180 500
180 500
180 500
Total tax
67 581
70 007
90 864
70 188
After tax
112 919
110 493
89 636
110 312
Living cost
30 178
30 178
30 178
30 178
Free-cash
82 741
80 315
59 458
80 134

Estimated living cost  is ₽30178 per week

₽19712
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2903
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7084
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
₽60413
₽32544
₽49866
₽70187
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
9 654
social contributions
-
-
-
19 597
national
-
-
-
72 723
total
-
-
-
101 974
Employee

The minimum management director salary is set at €45,000 per year.

56 226
-
139 803
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 642
-
6 571
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

2 933
-
7 291
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

489
-
1 216
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 217
-
10 485
-
national
17 286
-
53 037
-
total
27 567
-
78 600
-
Employer

The minimum management director salary is set at €45,000 per year.

56 226
-
139 803
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 458
-
8 598
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 982
-
12 387
-
surtax
6 375
-
15 853
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

731
-
1 817
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

820
-
2 041
-
total
16 366
-
40 696
-
Corporate
107 908
180 500
-
-
income
21 581
38 920
-
-
surtax
431
779
-
-
total
22 012
39 699
-
-
Dividends
85 896
140 801
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

25 482
41 954
-
-
total
25 482
41 954
-
-
Income
180 500
180 500
180 500
180 500
Total tax
91 427
81 653
119 296
101 974
After tax
89 073
98 847
61 204
78 526
Living cost
28 660
28 660
28 660
28 660
Free-cash
60 413
70 187
32 544
49 866

Estimated living cost  is ₽28660 per week

₽18461
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2506
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽449
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7245
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₽63696
₽55917
₽56744
₽64461
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
unemployment
-
-
-
75
municipal
-
-
-
47 370
other
-
-
-
8 682
health
-
-
-
4 662
national
-
-
-
20 649
accident
-
-
-
149
pensions
-
-
-
8 077
total
-
-
-
89 664
Employee
48 578
-
157 024
-
national
-
-
20 191
-
municipal
14 486
-
46 824
-
total
14 486
-
67 015
-
Employer
48 578
-
157 024
-
health
2 988
-
4 595
-
pensions
5 251
-
8 077
-
accident
97
-
149
-
unemployment
1 282
-
1 973
-
other
5 645
-
8 682
-
total
15 263
-
23 476
-
Corporate
116 658
180 500
-
-
income
25 665
39 710
-
-
total
25 665
39 710
-
-
Dividends
90 994
140 790
-
-
withholding
27 298
42 237
-
-
total
27 298
42 237
-
-
Income
180 500
180 500
180 500
180 500
Total tax
82 712
81 947
90 491
89 664
After tax
97 788
98 553
90 009
90 836
Living cost
34 092
34 092
34 092
34 092
Free-cash
63 696
64 461
55 917
56 744

Estimated living cost  is ₽34092 per week

₽22595
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3345
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽518
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7634
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₽29928
₽130915
₽86741
₽71817
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
income
-
-
-
35 183
social contributions
-
-
-
20 577
total
-
-
-
55 760
Employee
54 485
-
-
-
income
12 018
-
-
-
social contributions
4 468
-
637
-
total
16 486
-
637
-
Employer
54 485
-
-
-
social contributions
76 824
-
10 949
-
total
76 824
-
10 949
-
Corporate
49 192
180 500
-
-
income
10 822
39 710
-
-
total
10 822
39 710
-
-
Dividends
38 369
140 790
-
-
income
8 441
30 974
-
-
total
8 441
30 974
-
-
Income
180 500
180 500
180 500
180 500
Total tax
112 573
70 684
11 586
55 760
After tax
67 927
109 816
168 914
124 740
Living cost
37 999
37 999
37 999
37 999
Free-cash
29 928
71 817
130 915
86 741

Estimated living cost  is ₽37999 per week

₽24655
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3574
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9286
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽102785
₽94298
₽95772
₽106045
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
income
-
-
-
41 912
health
-
-
-
4 603
social contributions
-
-
-
12 718
total
-
-
-
59 233
Employee
60 443
60 443
170 578
-
health
601
1 028
2 900
-
income
6 347
5 595
41 119
-
social contributions
2 937
5 016
6 766
-
total
9 885
11 639
50 785
-
Employer
60 443
60 443
170 578
-
health
655
1 119
3 156
-
social contributions
2 937
5 016
6 766
-
total
3 592
6 135
9 922
-
Corporate
141 528
113 922
-
-
income
17 691
14 241
-
-
total
17 691
14 241
-
-
Dividends
123 837
99 681
-
-
withholding
21 052
16 945
-
-
total
21 052
16 945
-
-
Income
180 500
180 500
180 500
180 500
Total tax
52 220
48 960
60 707
59 233
After tax
128 280
131 540
119 793
121 267
Living cost
25 495
25 495
25 495
25 495
Free-cash
102 785
106 045
94 298
95 772

Estimated living cost  is ₽25495 per week

₽17428
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1991
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽428
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5647
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽89399
₽71887
₽87968
₽84900
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
income
-
-
-
56 542
pensions
-
-
-
7 769
total
-
-
-
64 311
Employee
38 737
-
157 245
-
health
505
-
2 099
-
pensions
2 957
-
9 215
-
income
7 054
-
45 824
-
total
10 516
-
57 138
-
Employer
38 737
-
157 245
-
health
736
-
2 988
-
pensions
3 914
-
20 266
-
total
4 650
-
23 254
-
Corporate
137 113
180 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

26 051
34 295
-
-
total
26 051
34 295
-
-
Dividends
111 062
146 205
-
-
withholding
21 663
33 084
-
-
total
21 663
33 084
-
-
Income
180 500
180 500
180 500
180 500
Total tax
62 880
67 379
80 392
64 311
After tax
117 620
113 121
100 108
116 189
Living cost
28 221
28 221
28 221
28 221
Free-cash
89 399
84 900
71 887
87 968

Estimated living cost  is ₽28221 per week

₽19359
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2595
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽353
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5912
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
₽60186
₽47168
₽53626
₽63760
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
municipal
-
-
-
1 271
regional
-
-
-
4 438
social contributions
-
-
-
39 341
national
-
-
-
50 510
total
-
-
-
95 560
Employee
66 236
-
180 500
-
social contributions
22 335
-
51 577
-
regional
1 000
-
4 031
-
national
11 193
-
45 249
-
municipal
395
-
1 161
-
total
34 923
-
102 018
-
Employer
66 236
-
180 500
-
total
-
-
-
-
Corporate
114 264
180 500
-
-
nationa
27 423
43 321
-
-
municipal
5 507
8 701
-
-
total
32 930
52 022
-
-
Dividends
81 334
128 479
-
-
withholding
21 147
33 404
-
-
total
21 147
33 404
-
-
Income
180 500
180 500
180 500
180 500
Total tax
89 000
85 426
102 018
95 560
After tax
91 500
95 074
78 482
84 940
Living cost
31 314
31 314
31 314
31 314
Free-cash
60 186
63 760
47 168
53 626

Estimated living cost  is ₽31314 per week

₽21996
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2154
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽473
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽12044
₽82875
₽106437
-₽2166
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
pensions
-
-
-
3 175
income
-
-
-
51 961
other
-
-
-
283
health
-
-
-
1 664
accident
-
-
-
193
total
-
-
-
57 276
Employee
26 407
-
165 283
-
health
3 024
-
18 925
-
pensions
2 974
-
5 822
-
income
3 623
-
40 874
-
total
9 621
-
65 621
-
Employer
26 407
-
165 283
-
pensions
4 294
-
8 407
-
accident
441
-
2 760
-
unemployment
647
-
4 050
-
total
5 382
-
15 217
-
Corporate
148 711
180 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

133 840
162 450
-
-
total
133 840
162 450
-
-
Dividends
14 871
18 050
-
-
withholding
2 826
3 429
-
-
total
2 826
3 429
-
-
Income
180 500
180 500
180 500
180 500
Total tax
151 669
165 879
80 838
57 276
After tax
28 831
14 621
99 662
123 224
Living cost
16 787
16 787
16 787
16 787
Free-cash
12 044
-2 166
82 875
106 437

Estimated living cost  is ₽16787 per week

₽12304
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽350
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3204
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽72761
₽81001
₽60343
₽62480
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
180 500
trade
-
-
-
20 658
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
60 457
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 370
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 325
total
-
-
-
89 810
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

39 110
-
180 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 370
-
5 370
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 216
-
60 457
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

178
-
3 325
-
total
8 764
-
69 152
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
141 390
180 500
-
-
income
21 208
27 075
-
-
trade
20 289
25 901
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 166
1 489
-
-
chamber of commerce
327
383
-
-
total
42 990
54 848
-
-
Dividends
98 399
125 652
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 337
1 711
-
-
withholding
24 301
31 114
-
-
total
25 638
32 825
-
-
Income
180 500
180 500
180 500
180 500
Total tax
77 392
87 673
69 152
89 810
After tax
103 108
92 827
111 348
90 690
Living cost
30 347
30 347
30 347
30 347
Free-cash
72 761
62 480
81 001
60 343

Estimated living cost  is ₽30347 per week

₽20934
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3265
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽440
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5707
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽121598
₽62318
₽49547
₽128047
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
180 500
income
-
-
-
38 456
microenterprise
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
30 116
surtax
-
-
-
46 028
total
-
-
-
114 600
Employee
22 968
-
142 282
-
income
4 089
-
32 677
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 527
-
10 304
-
surtax
-
-
20 631
-
total
6 616
-
63 612
-
Employer
22 968
-
142 282
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

5 533
-
22 567
-
surtax
-
-
15 650
-
total
5 533
-
38 217
-
Corporate
151 999
180 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

30 400
36 100
-
-
total
30 400
36 100
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

121 599
144 400
-
-
total
-
-
-
-
Income
180 500
180 500
180 500
180 500
Total tax
42 549
36 100
101 829
114 600
After tax
137 951
144 400
78 671
65 900
Living cost
16 353
16 353
16 353
16 353
Free-cash
121 598
128 047
62 318
49 547

Estimated living cost  is ₽16353 per week

₽10433
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1557
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽371
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3992
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽101253
₽101117
₽101813
₽102859
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
income
-
-
-
56 618
health
-
-
-
5 168
pensions
-
-
-
7 128
total
-
-
-
68 914
Employee
14 885
-
172 481
-
health
744
-
1 782
-
unemployment
149
-
357
-
pensions
1 340
-
3 208
-
income
2 879
-
56 243
-
total
5 112
-
61 590
-
Employer
14 885
-
172 481
-
health
1 414
-
3 386
-
pensions
1 637
-
3 921
-
unemployment
298
-
713
-
total
3 349
-
8 020
-
Corporate
162 266
180 500
-
-
income
35 699
39 710
-
-
total
35 699
39 710
-
-
Dividends
126 568
140 790
-
-
withholding
25 314
28 158
-
-
total
25 314
28 158
-
-
Income
180 500
180 500
180 500
180 500
Total tax
69 474
67 868
69 610
68 914
After tax
111 026
112 632
110 890
111 586
Living cost
9 773
9 773
9 773
9 773
Free-cash
101 253
102 859
101 117
101 813

Estimated living cost  is ₽9773 per week

₽5807
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽792
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽224
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2949
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽93380
₽62399
₽67206
₽95879
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
pensions
-
-
-
20 982
unemployment
-
-
-
179
income
-
-
-
57 312
other
-
-
-
-
health
-
-
-
7 448
surtax
-
-
-
9 718
total
-
-
-
95 639
Employee
26 471
-
158 418
-
health
676
-
2 675
-
unemployment
1 842
-
7 302
-
pensions
1 766
-
6 997
-
income
4 438
-
52 612
-
other
-
-
-
-
surtax
94
-
8 778
-
total
8 816
-
78 364
-
Employer
26 471
-
158 418
-
health
1 204
-
4 773
-
pensions
3 529
-
13 984
-
unemployment
840
-
3 325
-
other
-
-
-
-
total
5 573
-
22 082
-
Corporate
148 456
180 500
-
-
income
38 598
46 930
-
-
total
38 598
46 930
-
-
Dividends
109 858
133 570
-
-
withholding
16 478
20 036
-
-
total
16 478
20 036
-
-
Income
180 500
180 500
180 500
180 500
Total tax
69 465
66 966
100 446
95 639
After tax
111 035
113 534
80 054
84 861
Living cost
17 655
17 655
17 655
17 655
Free-cash
93 380
95 879
62 399
67 206

Estimated living cost  is ₽17655 per week

₽10659
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1535
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽410
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5052
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₽74088
₽22246
₽67488
₽74476
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
pensions
-
-
-
16 988
chamber of commerce