Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 180500
per

Your estimated
City
free-cash

Dresden , Germany
₽60463
₽71630
₽62816
₽83855
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
180 500
trade
-
-
-
21 039
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
56 099
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 894
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 085
total
-
-
-
87 117
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

38 599
-
180 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 894
-
6 894
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

59
-
3 085
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 078
-
56 099
-
total
8 031
-
66 078
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
141 901
180 500
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 170
1 490
-
-
income
21 284
27 076
-
-
trade
22 349
28 429
-
-
chamber of commerce
356
412
-
-
total
45 159
57 407
-
-
Dividends
96 742
123 093
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 310
1 672
-
-
withholding
23 803
30 391
-
-
total
25 113
32 063
-
-
Income
180 500
180 500
180 500
180 500
Total tax
78 303
89 470
66 078
87 117
After tax
102 197
91 030
114 422
93 383
Living cost
30 567
30 567
30 567
30 567
Free-cash
71 630
60 463
83 855
62 816

Estimated living cost  is ₽30567 per week

₽19227
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3564
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽571
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7205
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
₽61638
₽60790
₽55150
₽56118
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
municipal
-
-
-
19 797
pensions
-
-
-
21 660
national
-
-
-
30 959
social contributions
-
-
-
1 940
total
-
-
-
74 356
Employee
79 050
-
156 041
-
municipal
9 764
-
20 496
-
pensions
3 162
-
6 242
-
national
15 130
-
32 490
-
total
28 056
-
59 228
-
Employer
79 050
-
156 041
-
social contributions
850
-
1 677
-
pensions
6 324
-
12 483
-
total
7 174
-
14 160
-
Corporate
89 059
180 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

17 812
36 100
-
-
total
17 812
36 100
-
-
Dividends
71 247
144 400
-
-
withholding
15 674
31 768
-
-
total
15 674
31 768
-
-
Income
180 500
180 500
180 500
180 500
Total tax
68 716
67 868
73 388
74 356
After tax
111 784
112 632
107 112
106 144
Living cost
50 994
50 994
50 994
50 994
Free-cash
60 790
61 638
56 118
55 150

Estimated living cost  is ₽50994 per week

₽34660
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4740
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽763
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10830
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₽123406
₽115127
₽41528
₽55035
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
180 500
microenterprise
-
-
-
-
income
-
-
-
33 284
surtax
-
-
-
46 027
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
38 666
total
-
-
-
117 977
Employee
29 488
-
136 510
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

3 244
-
13 229
-
surtax
-
-
19 794
-
income
5 249
-
27 458
-
total
8 493
-
60 481
-
Employer
29 488
-
136 510
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

7 103
-
28 973
-
surtax
-
-
15 016
-
total
7 103
-
43 989
-
Corporate
143 909
180 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

28 782
36 099
-
-
total
28 782
36 099
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

115 127
144 401
-
-
total
-
-
-
-
Income
180 500
180 500
180 500
180 500
Total tax
44 378
36 099
104 470
117 977
After tax
136 122
144 401
76 030
62 523
Living cost
20 995
20 995
20 995
20 995
Free-cash
115 127
123 406
55 035
41 528

Estimated living cost  is ₽20995 per week

₽13394
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1999
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽477
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5125
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
₽47131
₽40946
₽57184
₽70793
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
income
-
-
-
56 772
pensions
-
-
-
11 824
health
-
-
-
12 444
total
-
-
-
81 040
Employee
86 179
86 179
161 746
-
health
13 228
11 251
12 444
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 106
14 106
24 409
-
pensions
15 512
11 824
11 824
-
total
42 846
37 181
48 677
-
Employer
86 179
86 179
161 746
-
unemployment
3 102
3 102
3 855
-
pensions
5 998
5 998
7 455
-
health
5 990
5 990
7 444
-
total
15 090
15 090
18 754
-
Corporate
80 287
79 230
-
-
income
16 058
15 845
-
-
total
16 058
15 845
-
-
Dividends
64 229
63 385
-
-
income
13 649
13 469
-
-
withholding
9 635
9 508
-
-
total
23 284
22 977
-
-
Income
180 500
180 500
180 500
180 500
Total tax
97 278
91 093
67 431
81 040
After tax
83 222
89 407
113 069
99 460
Living cost
42 276
42 276
42 276
42 276
Free-cash
40 946
47 131
70 793
57 184

Estimated living cost  is ₽42276 per week

₽29960
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3811
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽672
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7833
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
₽59563
₽58687
₽53179
₽52233
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
municipal
-
-
-
46 443
accident
-
-
-
171
pensions
-
-
-
9 237
other
-
-
-
9 930
unemployment
-
-
-
86
health
-
-
-
5 332
national
-
-
-
17 132
total
-
-
-
88 331
Employee
55 558
-
153 651
-
municipal
16 567
-
45 819
-
national
-
-
16 609
-
total
16 567
-
62 428
-
Employer
55 558
-
153 651
-
accident
111
-
171
-
other
6 456
-
9 930
-
unemployment
1 467
-
2 256
-
pensions
6 006
-
9 237
-
health
3 417
-
5 255
-
total
17 457
-
26 849
-
Corporate
107 486
180 500
-
-
income
23 647
39 710
-
-
total
23 647
39 710
-
-
Dividends
83 839
140 790
-
-
withholding
25 152
42 237
-
-
total
25 152
42 237
-
-
Income
180 500
180 500
180 500
180 500
Total tax
82 823
81 947
89 277
88 331
After tax
97 677
98 553
91 223
92 169
Living cost
38 990
38 990
38 990
38 990
Free-cash
58 687
59 563
52 233
53 179

Estimated living cost  is ₽38990 per week

₽25841
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3826
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽592
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8731
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
₽50458
₽64643
₽52804
₽74778
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
180 500
trade
-
-
-
21 974
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
56 099
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 894
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 085
total
-
-
-
88 052
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

51 177
-
180 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 894
-
6 894
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

241
-
3 085
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 397
-
56 099
-
total
11 532
-
66 078
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
129 323
180 500
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 067
1 490
-
-
income
19 398
27 076
-
-
trade
21 273
29 692
-
-
chamber of commerce
337
410
-
-
total
42 075
58 668
-
-
Dividends
87 249
121 833
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 178
1 655
-
-
withholding
21 428
30 075
-
-
total
22 606
31 730
-
-
Income
180 500
180 500
180 500
180 500
Total tax
76 213
90 398
66 078
88 052
After tax
104 287
90 102
114 422
92 448
Living cost
39 644
39 644
39 644
39 644
Free-cash
64 643
50 458
74 778
52 804

Estimated living cost  is ₽39644 per week

₽26514
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4181
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽592
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8357
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
₽98938
₽94749
₽90503
₽88922
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
income
-
-
-
36 335
health
-
-
-
4 602
social contributions
-
-
-
16 328
total
-
-
-
57 265
Employee
77 600
77 600
168 692
-
social contributions
3 771
6 440
8 687
-
health
772
1 319
2 867
-
income
8 149
7 183
35 483
-
total
12 692
14 942
47 037
-
Employer
77 600
77 600
168 692
-
social contributions
3 771
6 440
8 687
-
health
841
1 436
3 122
-
total
4 612
7 876
11 809
-
Corporate
130 465
95 023
-
-
income
16 309
11 877
-
-
total
16 309
11 877
-
-
Dividends
114 156
83 146
-
-
withholding
19 406
14 135
-
-
total
19 406
14 135
-
-
Income
180 500
180 500
180 500
180 500
Total tax
53 019
48 830
58 846
57 265
After tax
127 481
131 670
121 654
123 235
Living cost
32 732
32 732
32 732
32 732
Free-cash
94 749
98 938
88 922
90 503

Estimated living cost  is ₽32732 per week

₽22376
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2557
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7251
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽83054
₽83435
₽106705
₽86300
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
income
-
-
-
22 066
pensions
-
-
-
18 050
unemployment
-
-
-
2 707
health
-
-
-
12 635
total
-
-
-
55 458
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 470
10 535
151 046
-
health
1 853
737
10 573
-
income
3 236
1 288
18 465
-
pensions
2 647
1 053
15 105
-
unemployment
397
158
2 266
-
total
8 133
3 236
46 409
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 470
10 535
151 046
-
pensions
5 162
2 054
29 454
-
total
5 162
2 054
29 454
-
Corporate
148 869
167 911
-
-
income
13 398
15 112
-
-
total
13 398
15 112
-
-
Dividends
135 471
152 799
-
-
social contributions
26 296
29 675
-
-
withholding
25 739
29 032
-
-
total
52 035
58 707
-
-
Income
180 500
180 500
180 500
180 500
Total tax
78 728
79 109
75 863
55 458
After tax
101 772
101 391
104 637
125 042
Living cost
18 337
18 337
18 337
18 337
Free-cash
83 435
83 054
86 300
106 705

Estimated living cost  is ₽18337 per week

₽12513
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1500
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽366
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3957
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
₽120026
₽113755
₽72372
₽79664
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
income
-
-
-
24 188
pensions
-
-
-
36 099
health
-
-
-
23 466
total
-
-
-
83 753
Employee
28 629
-
134 900
-
income
3 223
-
26 009
-
pensions
573
-
2 698
-
unemployment
458
-
2 158
-
total
4 254
-
30 865
-
Employer
28 629
-
134 900
-
unemployment
230
-
1 080
-
pensions
5 726
-
26 980
-
health
3 721
-
17 536
-
total
9 677
-
45 596
-
Corporate
142 195
180 500
-
-
income
28 439
36 099
-
-
total
28 439
36 099
-
-
Dividends
113 755
144 401
-
-
total
-
-
-
-
Income
180 500
180 500
180 500
180 500
Total tax
42 370
36 099
76 461
83 753
After tax
138 130
144 401
104 039
96 747
Living cost
24 375
24 375
24 375
24 375
Free-cash
113 755
120 026
79 664
72 372

Estimated living cost  is ₽24375 per week

₽16719
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1452
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
-₽7448
₽11235
₽101307
₽76109
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
accident
-
-
-
253
income
-
-
-
50 137
pensions
-
-
-
4 174
other
-
-
-
372
health
-
-
-
2 188
total
-
-
-
57 124
Employee
34 715
-
162 744
-
health
3 975
-
18 634
-
income
4 763
-
38 278
-
pensions
3 909
-
7 653
-
total
12 647
-
64 565
-
Employer
34 715
-
162 744
-
accident
580
-
2 718
-
unemployment
850
-
3 987
-
pensions
5 645
-
11 052
-
total
7 075
-
17 757
-
Corporate
138 710
180 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

124 839
162 450
-
-
total
124 839
162 450
-
-
Dividends
13 871
18 050
-
-
withholding
2 635
3 429
-
-
total
2 635
3 429
-
-
Income
180 500
180 500
180 500
180 500
Total tax
147 196
165 879
82 322
57 124
After tax
33 304
14 621
98 178
123 376
Living cost
22 069
22 069
22 069
22 069
Free-cash
11 235
-7 448
76 109
101 307

Estimated living cost  is ₽22069 per week

₽16174
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1223
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4211
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽162396
₽160695
₽169616
₽135321
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
180 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 805
total
-
-
-
1 805
Employee
11 349
-
180 500
-
income
2 269
-
36 100
-
total
2 269
-
36 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

169 151
180 500
-
-
total
-
-
-
-
Dividends
169 151
180 500
-
-
withholding
8 457
9 025
-
-
total
8 457
9 025
-
-
Income
180 500
180 500
180 500
180 500
Total tax
10 726
9 025
36 100
1 805
After tax
169 774
171 475
144 400
178 695
Living cost
9 079
9 079
9 079
9 079
Free-cash
160 695
162 396
135 321
169 616

Estimated living cost  is ₽9079 per week

₽5627
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽755
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽250
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2448
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
₽105724
₽98909
₽74600
₽75344
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
income
-
-
-
28 137
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
36 831
other
-
-
-
7 289
health
-
-
-
6 753
total
-
-
-
79 010
Employee
36 642
-
144 171
-
health
513
-
2 019
-
income
6 308
-
28 385
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 564
-
10 091
-
unemployment
366
-
1 442
-
total
9 751
-
41 937
-
Employer
36 642
-
144 171
-
accident
293
-
1 153
-
other
1 833
-
7 208
-
unemployment
366
-
1 442
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

6 230
-
24 507
-
health
513
-
2 019
-
total
9 235
-
36 329
-
Corporate
134 624
180 500
-
-
income
28 271
37 905
-
-
total
28 271
37 905
-
-
Dividends
106 353
142 595
-
-
withholding
7 444
9 981
-
-
total
7 444
9 981
-
-
Income
180 500
180 500
180 500
180 500
Total tax
54 701
47 886
78 266
79 010
After tax
125 799
132 614
102 234
101 490
Living cost
26 890
26 890
26 890
26 890
Free-cash
98 909
105 724
75 344
74 600

Estimated living cost  is ₽26890 per week

₽19000
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1816
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5642
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
₽50199
₽53603
₽51806
₽35482
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
income
-
-
-
51 813
pensions
-
-
-
9 154
total
-
-
-
60 967
Employee
95 823
-
157 658
-
health
1 579
-
2 277
-
income
17 273
-
40 929
-
pensions
9 244
-
11 243
-
total
28 096
-
54 449
-
Employer
95 823
-
157 658
-
pensions
11 314
-
19 847
-
health
1 820
-
2 995
-
total
13 134
-
22 842
-
Corporate
71 543
180 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

13 593
34 294
-
-
total
13 593
34 294
-
-
Dividends
57 950
146 206
-
-
withholding
4 347
28 280
-
-
total
4 347
28 280
-
-
Income
180 500
180 500
180 500
180 500
Total tax
59 170
62 574
77 291
60 967
After tax
121 330
117 926
103 209
119 533
Living cost
67 727
67 727
67 727
67 727
Free-cash
53 603
50 199
35 482
51 806

Estimated living cost  is ₽67727 per week

₽50749
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7957
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽551
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8470
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽141089
₽136398
₽130769
₽137875
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
income
-
-
-
27 075
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 220
unemployment
-
-
-
141
health
-
-
-
4 056
total
-
-
-
36 492
Employee
17 531
-
173 580
-
health
806
-
1 622
-
accident

We are using the highest rate at 1.1%.

193
-
388
-
income
1 753
-
17 358
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 539
-
3 097
-
total
4 291
-
22 465
-
Employer
17 531
-
173 580
-
accident

We are using the highest rate at 1.1%.

193
-
388
-
unemployment
105
-
212
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 932
-
3 887
-
health
1 210
-
2 434
-
total
3 440
-
6 921
-
Corporate
159 529
180 500
-
-
income
15 953
18 050
-
-
total
15 953
18 050
-
-
Dividends
143 577
162 450
-
-
withholding
7 179
8 122
-
-
total
7 179
8 122
-
-
Income
180 500
180 500
180 500
180 500
Total tax
30 863
26 172
29 386
36 492
After tax
149 637
154 328
151 114
144 008
Living cost
13 239
13 239
13 239
13 239
Free-cash
136 398
141 089
137 875
130 769

Estimated living cost  is ₽13239 per week

₽7729
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽945
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽351
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4214
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
₽33447
₽35985
₽43500
₽57109
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
income
-
-
-
56 772
pensions
-
-
-
11 824
health
-
-
-
12 444
total
-
-
-
81 040
Employee
93 563
86 179
161 746
-
health
11 672
11 251
12 444
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 106
14 106
24 409
-
pensions
11 824
11 824
11 824
-
total
37 602
37 181
48 677
-
Employer
93 563
86 179
161 746
-
unemployment
3 369
3 102
3 855
-
pensions
6 511
5 998
7 455
-
health
6 502
5 990
7 444
-
total
16 382
15 090
18 754
-
Corporate
70 556
79 230
-
-
income
14 110
15 845
-
-
total
14 110
15 845
-
-
Dividends
56 445
63 385
-
-
income
11 994
13 469
-
-
withholding
8 467
9 508
-
-
total
20 461
22 977
-
-
Income
180 500
180 500
180 500
180 500
Total tax
88 555
91 093
67 431
81 040
After tax
91 945
89 407
113 069
99 460
Living cost
55 960
55 960
55 960
55 960
Free-cash
35 985
33 447
57 109
43 500

Estimated living cost  is ₽55960 per week

₽41280
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4998
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽642
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9041
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
₽100104
₽91482
₽78824
₽70918
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
income
-
-
-
18 203
health
-
-
-
24 367
solidarity contribution
-
-
-
157
social contributions
-
-
-
34 779
total
-
-
-
77 506
Employee
35 544
-
138 278
-
social contributions
2 310
-
7 742
-
health
4 798
-
18 668
-
solidarity contribution
-
-
-
-
income
4 265
-
16 780
-
total
11 373
-
43 190
-
Employer
35 544
-
138 278
-
social contributions
8 886
-
29 777
-
health
3 199
-
12 445
-
total
12 085
-
42 222
-
Corporate
132 871
180 500
-
-
income
25 246
34 295
-
-
total
25 246
34 295
-
-
Dividends
107 626
146 205
-
-
withholding
16 144
21 931
-
-
total
16 144
21 931
-
-
Income
180 500
180 500
180 500
180 500
Total tax
64 848
56 226
85 412
77 506
After tax
115 652
124 274
95 088
102 994
Living cost
24 170
24 170
24 170
24 170
Free-cash
91 482
100 104
70 918
78 824

Estimated living cost  is ₽24170 per week

₽16789
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1719
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽475
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5186
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
₽53722
₽48452
₽43522
₽35367
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
municipal
-
-
-
1 072
regional
-
-
-
2 134
national
-
-
-
44 763
social contributions
-
-
-
46 426
total
-
-
-
94 395
Employee
89 689
-
180 500
-
social contributions
30 243
-
60 865
-
regional
846
-
1 883
-
municipal
475
-
958
-
national
15 541
-
38 844
-
total
47 105
-
102 550
-
Employer
89 689
-
180 500
-
total
-
-
-
-
Corporate
90 811
180 500
-
-
nationa
21 796
43 319
-
-
municipal
3 541
7 040
-
-
total
25 337
50 359
-
-
Dividends
65 475
130 141
-
-
withholding
17 023
33 836
-
-
total
17 023
33 836
-
-
Income
180 500
180 500
180 500
180 500
Total tax
89 465
84 195
102 550
94 395
After tax
91 035
96 305
77 950
86 105
Living cost
42 583
42 583
42 583
42 583
Free-cash
48 452
53 722
35 367
43 522

Estimated living cost  is ₽42583 per week

₽29684
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2792
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽653
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
₽91266
₽88125
₽63108
₽56940
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
income
-
-
-
50 526
pensions
-
-
-
26 938
other
-
-
-
-
unemployment
-
-
-
230
health
-
-
-
9 562
surtax
-
-
-
7 867
total
-
-
-
95 123
Employee
33 373
-
152 149
-
other
-
-
-
-
health
852
-
3 434
-
surtax
109
-
6 659
-
income
5 594
-
44 489
-
pensions
2 225
-
8 984
-
unemployment
2 323
-
9 374
-
total
11 103
-
72 940
-
Employer
33 373
-
152 149
-
other
-
-
-
-
unemployment
1 057
-
4 269
-
pensions
4 449
-
17 954
-
health
1 519
-
6 128
-
total
7 025
-
28 351
-
Corporate
140 103
180 500
-
-
income
36 427
46 929
-
-
total
36 427
46 929
-
-
Dividends
103 676
133 571
-
-
withholding
15 551
20 036
-
-
total
15 551
20 036
-
-
Income
180 500
180 500
180 500
180 500
Total tax
70 106
66 965
101 291
95 123
After tax
110 394
113 535
79 209
85 377
Living cost
22 269
22 269
22 269
22 269
Free-cash
88 125
91 266
56 940
63 108

Estimated living cost  is ₽22269 per week

₽13616
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2055
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽513
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6084
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
₽71657
₽78345
₽73264
₽56940
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
income
-
-
-
51 813
pensions
-
-
-
9 154
total
-
-
-
60 967
Employee
64 218
-
157 658
-
health
932
-
2 277
-
income
11 566
-
40 929
-
pensions
5 451
-
11 243
-
total
17 949
-
54 449
-
Employer
64 218
-
157 658
-
pensions
6 952
-
19 847
-
health
1 220
-
2 995
-
total
8 172
-
22 842
-
Corporate
108 110
180 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

20 540
34 294
-
-
total
20 540
34 294
-
-
Dividends
87 570
146 206
-
-
withholding
9 225
28 280
-
-
total
9 225
28 280
-
-
Income
180 500
180 500
180 500
180 500
Total tax
55 886
62 574
77 291
60 967
After tax
124 614
117 926
103 209
119 533
Living cost
46 269
46 269
46 269
46 269
Free-cash
78 345
71 657
56 940
73 264

Estimated living cost  is ₽46269 per week

₽34665
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3468
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7652
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
₽6265
₽38898
₽69358
₽61189
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
city
-
-
-
1 902
pensions
-
-
-
16 606
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 610
regional
-
-
-
9 092
health
-
-
-
406
national
-
-
-
3 253
total
-
-
-
34 869
Employee
89 259
-
161 557
-
city
958
-
1 736
-
regional
2 923
-
7 830
-
health
202
-
364
-
pensions
7 499
-
13 570
-
unemployment
-
-
-
-
national
422
-
2 374
-
total
12 004
-
25 874
-
Employer
89 259
-
161 557
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 785
-
3 230
-
unemployment
-
-
-
-
pensions
7 499
-
13 570
-
health
202
-
364
-
total
9 486
-
17 164
-
Corporate
80 775
180 500
-
-
regional
17 084
38 176
-
-
national
6 866
15 343
-
-
total
23 950
53 519
-
-
Dividends
56 824
126 981
-
-
withholding
19 889
44 443
-
-
total
19 889
44 443
-
-
Income
180 500
180 500
180 500
180 500
Total tax
65 329
97 962
43 038
34 869
After tax
115 171
82 538
137 462
145 631
Living cost
76 273
76 273
76 273
76 273
Free-cash
38 898
6 265
61 189
69 358

Estimated living cost  is ₽76273 per week

₽49599
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6845
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽936
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18892
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
₽42944
₽59312
₽45283
₽68191
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
180 500
trade
-
-
-
22 908
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
56 099
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 894
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 085
total
-
-
-
88 986
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

60 649
-
180 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 894
-
6 894
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

393
-
3 085
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

7 132
-
56 099
-
total
14 419
-
66 078
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
119 851
180 500
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

988
1 490
-
-
income
17 977
27 076
-
-
trade
20 555
30 955
-
-
chamber of commerce
322
408
-
-
total
39 842
59 929
-
-
Dividends
80 009
120 571
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 078
1 637
-
-
withholding
19 618
29 759
-
-
total
20 696
31 396
-
-
Income
180 500
180 500
180 500
180 500
Total tax
74 957
91 325
66 078
88 986
After tax
105 543
89 175
114 422
91 514
Living cost
46 230
46 230
46 230
46 230
Free-cash
59 312
42 944
68 191
45 283

Estimated living cost  is ₽46230 per week

₽33765
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3698
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽601
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8168
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
₽56447
₽62406
₽67146
₽64339
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
income
-
-
-
28 448
pensions
-
-
-
31 923
other
-
-
-
5 596
health
-
-
-
7 718
surtax
-
-
-
-
social contributions
-
-
-
5 142
total
-
-
-
78 827
Employee
43 191
-
139 712
-
social contributions
1 231
-
3 980
-
surtax
-
-
-
-
income
2 549
-
27 159
-
pensions
4 883
-
9 708
-
total
8 663
-
40 847
-
Employer
43 191
-
139 712
-
other
1 490
-
5 447
-
social contributions
130
-
419
-
unemployment
1 748
-
5 659
-
pensions
7 095
-
16 344
-
health
3 024
-
12 918
-
total
13 487
-
40 787
-
Corporate
123 821
180 500
-
-
surtax
-
-
-
-
income
34 671
50 539
-
-
total
34 671
50 539
-
-
Dividends
89 150
129 961
-
-
surtax
-
-
-
-
social contributions
15 334
22 353
-
-
withholding
11 412
16 634
-
-
total
26 746
38 987
-
-
Income
180 500
180 500
180 500
180 500
Total tax
83 567
89 526
81 634
78 827
After tax
96 933
90 974
98 866
101 673
Living cost
34 527
34 527
34 527
34 527
Free-cash
62 406
56 447
64 339
67 146

Estimated living cost  is ₽34527 per week

₽21771
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2808
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽588
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9363
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
₽59868
₽65473
₽70567
₽67760
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
income
-
-
-
28 448
pensions
-
-
-
31 923
other
-
-
-
5 596
health
-
-
-
7 718
surtax
-
-
-
-
social contributions
-
-
-
5 142
total
-
-
-
78 827
Employee
38 554
-
139 712
-
social contributions
1 099
-
3 980
-
surtax
-
-
-
-
income
1 988
-
27 159
-
pensions
4 361
-
9 708
-
total
7 448
-
40 847
-
Employer
38 554
-
139 712
-
other
1 331
-
5 447
-
social contributions
115
-
419
-
unemployment
1 561
-
5 659
-
pensions
6 335
-
16 344
-
health
2 698
-
12 918
-
total
12 040
-
40 787
-
Corporate
129 906
180 500
-
-
surtax
-
-
-
-
income
36 373
50 539
-
-
total
36 373
50 539
-
-
Dividends
93 533
129 961
-
-
surtax
-
-
-
-
social contributions
16 087
22 353
-
-
withholding
11 973
16 634
-
-
total
28 060
38 987
-
-
Income
180 500
180 500
180 500
180 500
Total tax
83 921
89 526
81 634
78 827
After tax
96 579
90 974
98 866
101 673
Living cost
31 106
31 106
31 106
31 106
Free-cash
65 473
59 868
67 760
70 567

Estimated living cost  is ₽31106 per week

₽18040
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3160
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽590
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9317
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽88721
₽89245
₽94516
₽90715
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
income
-
-
-
27 076
health
-
-
-
12 599
social contributions
-
-
-
24 910
total
-
-
-
64 585
Employee
34 217
-
180 500
-
social contributions
4 723
-
24 910
-
health
2 388
-
12 599
-
income
5 707
-
30 877
-
total
12 818
-
68 386
-
Employer
34 217
-
180 500
-
total
-
-
-
-
Corporate
146 283
180 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

7 314
9 026
-
-
total
7 314
9 026
-
-
Dividends
138 970
171 474
-
-
health
9 700
11 969
-
-
social contributions
19 178
23 663
-
-
withholding
20 846
25 722
-
-
total
49 724
61 354
-
-
Income
180 500
180 500
180 500
180 500
Total tax
69 856
70 380
68 386
64 585
After tax
110 644
110 120
112 114
115 915
Living cost
21 399
21 399
21 399
21 399
Free-cash
89 245
88 721
90 715
94 516

Estimated living cost  is ₽21399 per week

₽14321
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1319
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5265
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
₽64285
₽62725
₽57090
₽12253
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
chamber of commerce
-
-
-
722
income
-
-
-
49 911
pensions
-
-
-
21 811
unemployment
-
-
-
6 190
health
-
-
-
9 018
surtax
-
-
-
199
total
-
-
-
87 851
Employee
50 434
40 217
144 433
-
other
504
402
1 180
-
health
1 951
1 557
4 562
-
income
5 741
2 966
40 119
-
pensions
5 165
4 117
12 073
-
unemployment
1 513
1 207
3 537
-
total
14 874
10 249
61 471
-
Employer
50 434
40 217
144 433
-
accident
655
523
1 532
-
other
2 396
1 909
6 634
-
chamber of commerce
201
161
578
-
unemployment
1 513
1 207
3 537
-
surtax
199
199
199
-
pensions
6 329
5 048
14 796
-
payroll
1 513
1 207
4 334
-
health
1 906
1 521
4 456
-
total
14 712
11 775
36 066
-
Corporate
115 355
128 509
140 603
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

28 839
32 127
35 151
-
total
28 839
32 127
35 151
-
Dividends
86 515
96 382
-
-
withholding
23 791
26 505
-
-
total
23 791
26 505
-
-
Income
180 500
180 500
180 500
180 500
Total tax
82 216
80 656
132 688
87 851
After tax
98 284
99 844
47 812
92 649
Living cost
35 559
35 559
35 559
35 559
Free-cash
62 725
64 285
12 253
57 090

Estimated living cost  is ₽35559 per week

₽23716
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3033
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽584
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8225
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
₽64148
₽49012
₽41475
₽26598
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
national
-
-
-
67 748
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
9 321
social contributions
-
-
-
25 160
total
-
-
-
102 229
Employee

The minimum management director salary is set at €45,000 per year.

72 186
-
139 802
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 765
-
7 293
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 392
-
6 573
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 414
-
10 485
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

628
-
1 216
-
national
22 193
-
50 842
-
total
35 392
-
76 409
-
Employer

The minimum management director salary is set at €45,000 per year.

72 186
-
139 802
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

938
-
1 817
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 053
-
2 041
-
surtax
8 185
-
15 853
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

6 396
-
12 387
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 439
-
8 599
-
total
21 011
-
40 697
-
Corporate
87 301
180 500
-
-
surtax
349
722
-
-
income
17 460
36 099
-
-
total
17 809
36 821
-
-
Dividends
69 493
143 679
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

20 480
42 735
-
-
total
20 480
42 735
-
-
Income
180 500
180 500
180 500
180 500
Total tax
94 692
79 556
117 106
102 229
After tax
85 808
100 944
63 394
78 271
Living cost
36 796
36 796
36 796
36 796
Free-cash
49 012
64 148
26 598
41 475

Estimated living cost  is ₽36796 per week

₽23701
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3217
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽576
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9302
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
₽83837
₽76924
₽64821
₽60586
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
accident
-
-
-
843
income
-
-
-
51 172
pensions
-
-
-
26 470
other
-
-
-
94
unemployment
-
-
-
655
total
-
-
-
79 234
Employee
50 234
-
150 680
-
other
50
-
94
-
income
10 599
-
47 708
-
pensions
2 361
-
4 397
-
unemployment
779
-
1 450
-
total
13 789
-
53 649
-
Employer
50 234
-
150 680
-
accident
994
-
1 852
-
other
400
-
749
-
unemployment
2 763
-
5 144
-
pensions
11 854
-
22 075
-
total
16 011
-
29 820
-
Corporate
114 254
180 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

17 138
27 076
-
-
total
17 138
27 076
-
-
Dividends
97 116
153 424
-
-
withholding
20 193
33 142
-
-
total
20 193
33 142
-
-
Income
180 500
180 500
180 500
180 500
Total tax
67 131
60 218
83 469
79 234
After tax
113 369
120 282
97 031
101 266
Living cost
36 445
36 445
36 445
36 445
Free-cash
76 924
83 837
60 586
64 821

Estimated living cost  is ₽36445 per week

₽26838
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2585
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6496
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
₽50560
₽37574
₽34094
₽41289
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
accident
-
-
-
1 522
income
-
-
-
29 951
pensions
-
-
-
27 054
health
-
-
-
12 680
surtax
-
-
-
8 949
communal
-
-
-
11 408
total
-
-
-
91 564
Employee
76 423
-
161 234
-
health
3 401
-
7 174
-
surtax
4 684
-
9 882
-
income
7 382
-
35 149
-
pensions
6 113
-
12 898
-
total
21 580
-
65 103
-
Employer
76 423
-
161 234
-
accident
688
-
1 452
-
pensions
6 113
-
12 898
-
health
2 331
-
4 916
-
total
9 132
-
19 266
-
Corporate
94 945
180 500
-
-
surtax
998
1 896
-
-
communal
6 408
12 184
-
-
income
14 243
27 076
-
-
total
21 649
41 156
-
-
Dividends
73 297
139 345
-
-
income
24 728
13 041
-
-
withholding
10 995
20 901
-
-
total
35 723
33 942
-
-
Income
180 500
180 500
180 500
180 500
Total tax
88 084
75 098
84 369
91 564
After tax
92 416
105 402
96 131
88 936
Living cost
54 842
54 842
54 842
54 842
Free-cash
37 574
50 560
41 289
34 094

Estimated living cost  is ₽54842 per week

₽41140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽580
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9798
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
₽90868
₽87660
₽62710
₽56542
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
income
-
-
-
50 526
pensions
-
-
-
26 938
other
-
-
-
-
unemployment
-
-
-
230
health
-
-
-
9 562
surtax
-
-
-
7 867
total
-
-
-
95 123
Employee
33 985
-
152 149
-
other
-
-
-
-
health
868
-
3 434
-
surtax
121
-
6 659
-
income
5 697
-
44 489
-
pensions
2 267
-
8 984
-
unemployment
2 365
-
9 374
-
total
11 318
-
72 940
-
Employer
33 985
-
152 149
-
other
-
-
-
-
unemployment
1 078
-
4 269
-
pensions
4 531
-
17 954
-
health
1 545
-
6 128
-
total
7 154
-
28 351
-
Corporate
139 360
180 500
-
-
income
36 233
46 929
-
-
total
36 233
46 929
-
-
Dividends
103 127
133 571
-
-
withholding
15 468
20 036
-
-
total
15 468
20 036
-
-
Income
180 500
180 500
180 500
180 500
Total tax
70 173
66 965
101 291
95 123
After tax
110 327
113 535
79 209
85 377
Living cost
22 667
22 667
22 667
22 667
Free-cash
87 660
90 868
56 542
62 710

Estimated living cost  is ₽22667 per week

₽13685
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1971
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6486
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
₽67692
₽65447
₽58332
₽50219
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
municipal
-
-
-
1 072
regional
-
-
-
2 722
national
-
-
-
44 763
social contributions
-
-
-
46 426
total
-
-
-
94 983
Employee
55 980
-
180 500
-
social contributions
18 877
-
60 865
-
regional
754
-
2 429
-
municipal
297
-
958
-
national
8 869
-
38 844
-
total
28 797
-
103 096
-
Employer
55 980
-
180 500
-
total
-
-
-
-
Corporate
124 520
180 500
-
-
nationa
29 885
43 319
-
-
municipal
6 190
8 970
-
-
total
36 075
52 289
-
-
Dividends
88 445
128 210
-
-
withholding
22 996
33 334
-
-
total
22 996
33 334
-
-
Income
180 500
180 500
180 500
180 500
Total tax
87 868
85 623
103 096
94 983
After tax
92 632
94 877
77 404
85 517
Living cost
27 185
27 185
27 185
27 185
Free-cash
65 447
67 692
50 219
58 332

Estimated living cost  is ₽27185 per week

₽16906
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2754
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7059
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
₽94491
₽83865
₽73211
₽65305
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
income
-
-
-
18 203
health
-
-
-
24 367
solidarity contribution
-
-
-
157
social contributions
-
-
-
34 779
total
-
-
-
77 506
Employee
43 799
-
138 278
-
social contributions
2 847
-
7 742
-
health
5 913
-
18 668
-
solidarity contribution
-
-
-
-
income
5 256
-
16 780
-
total
14 016
-
43 190
-
Employer
43 799
-
138 278
-
social contributions
10 950
-
29 777
-
health
3 942
-
12 445
-
total
14 892
-
42 222
-
Corporate
121 809
180 500
-
-
income
23 144
34 295
-
-
total
23 144
34 295
-
-
Dividends
98 665
146 205
-
-
withholding
14 800
21 931
-
-
total
14 800
21 931
-
-
Income
180 500
180 500
180 500
180 500
Total tax
66 852
56 226
85 412
77 506
After tax
113 648
124 274
95 088
102 994
Living cost
29 783
29 783
29 783
29 783
Free-cash
83 865
94 491
65 305
73 211

Estimated living cost  is ₽29783 per week

₽22149
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1650
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽515
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5469
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
₽67755
₽67258
₽60652
₽15667
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
chamber of commerce
-
-
-
722
income
-
-
-
49 911
pensions
-
-
-
21 811
unemployment
-
-
-
6 190
health
-
-
-
9 018
surtax
-
-
-
-
total
-
-
-
87 652
Employee
44 114
40 217
144 621
-
other
440
402
1 180
-
health
1 706
1 557
4 562
-
income
3 930
2 966
40 209
-
pensions
4 518
4 117
12 073
-
unemployment
1 323
1 207
3 537
-
total
11 917
10 249
61 561
-
Employer
44 114
40 217
144 621
-
accident
573
523
1 532
-
other
2 095
1 909
6 642
-
chamber of commerce
176
161
578
-
unemployment
1 323
1 207
3 537
-
surtax
-
-
-
-
pensions
5 537
5 048
14 796
-
payroll
1 323
1 207
4 338
-
health
1 668
1 521
4 456
-
total
12 695
11 576
35 879
-
Corporate
123 691
128 708
140 791
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

30 923
32 177
35 197
-
total
30 923
32 177
35 197
-
Dividends
92 768
96 531
-
-
withholding
25 511
26 547
-
-
total
25 511
26 547
-
-
Income
180 500
180 500
180 500
180 500
Total tax
81 046
80 549
132 637
87 652
After tax
99 454
99 951
47 863
92 848
Living cost
32 196
32 196
32 196
32 196
Free-cash
67 258
67 755
15 667
60 652

Estimated living cost  is ₽32196 per week

₽19314
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3288
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽575
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9020
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽157326
₽154674
₽164546
₽130251
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
180 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 805
total
-
-
-
1 805
Employee
17 686
-
180 500
-
income
3 537
-
36 100
-
total
3 537
-
36 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

162 814
180 500
-
-
total
-
-
-
-
Dividends
162 814
180 500
-
-
withholding
8 140
9 025
-
-
total
8 140
9 025
-
-
Income
180 500
180 500
180 500
180 500
Total tax
11 677
9 025
36 100
1 805
After tax
168 823
171 475
144 400
178 695
Living cost
14 149
14 149
14 149
14 149
Free-cash
154 674
157 326
130 251
164 546

Estimated living cost  is ₽14149 per week

₽9574
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽594
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3505
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
₽97205
₽88765
₽60951
₽56167
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
180 500
income
-
-
-
41 486
pensions
-
-
-
32 964
unemployment
-
-
-
270
health
-
-
-
17 761
total
-
-
-
92 481
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 626
-
156 182
-
health
2 882
-
10 091
-
income
7 696
-
38 429
-
pensions
6 917
-
24 209
-
unemployment
63
-
218
-
total
17 558
-
72 947
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 626
-
156 182
-
unemployment
27
-
94
-
pensions
3 949
-
13 821
-
health
2 972
-
10 403
-
total
6 948
-
24 318
-
Corporate
128 926
180 500
-
-
income
24 496
34 295
-
-
total
24 496
34 295
-
-
Dividends
104 430
146 205
-
-
withholding
15 665
21 932
-
-
total
15 665
21 932
-
-
Income
180 500
180 500
180 500
180 500
Total tax
64 667
56 227
97 265
92 481
After tax
115 833
124 273
83 235
88 019
Living cost
27 068
27 068
27 068
27 068
Free-cash
88 765
97 205
56 167
60 951

Estimated living cost  is ₽27068 per week

₽18576
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1735
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6234
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
₽66236
₽18195
₽81160
₽123633
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
income
-
-
-
35 183
social contributions
-
-
-
20 577
total
-
-
-
55 760
Employee
62 487
-
-
-
social contributions
5 124
-
730
-
income
13 783
-
-
-
total
18 907
-
730
-
Employer
62 487
-
-
-
social contributions
88 107
-
12 557
-
total
88 107
-
12 557
-
Corporate
29 906
180 500
-
-
income
6 579
39 710
-
-
total
6 579
39 710
-
-
Dividends
23 327
140 790
-
-
income
5 132
30 974
-
-
total
5 132
30 974
-
-
Income
180 500
180 500
180 500
180 500
Total tax
118 725
70 684
13 287
55 760
After tax
61 775
109 816
167 213
124 740
Living cost
43 580
43 580
43 580
43 580
Free-cash
18 195
66 236
123 633
81 160

Estimated living cost  is ₽43580 per week

₽28276
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4099
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽555
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10649
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
₽71015
₽69998
₽64838
₽51150
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
180 500
income
-
-
-
21 285
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
62 723
total
-
-
-
84 008
Employee
46 414
-
145 858
-
social contributions
5 106
-
16 045
-
surtax
-
-
-
-
income
9 654
-
47 009
-
total
14 760
-
63 054
-
Employer
46 414
-
145 858
-
social contributions
11 023
-
34 642
-
total
11 023
-
34 642
-
Corporate
123 063
180 500
-
-
surtax
-
-
-
-
income
25 844
37 905
-
-
total
25 844
37 905
-
-
Dividends
97 219
142 595
-
-
withholding
27 221
39 926
-
-
total
27 221
39 926
-
-
Income
180 500
180 500
180 500
180 500
Total tax
78 848
77 831
97 696
84 008
After tax
101 652
102 669
82 804
96 492
Living cost
31 654
31 654
31 654
31 654
Free-cash
69 998
71 015
51 150
64 838

Estimated living cost  is ₽31654 per week

₽23684
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1867
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5575
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
₽42232
₽49167
₽52931
₽50124
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
income
-
-
-
28 448
pensions
-
-
-
31 923
other
-
-
-
5 596
health
-
-
-
7 718
surtax
-
-
-
-
social contributions
-
-
-
5 142
total
-
-
-
78 827
Employee
63 206
-
139 712
-
social contributions
1 800
-
3 980
-
surtax
-
-
-
-
income
5 515
-
27 159
-
pensions
7 149
-
9 708
-
total
14 464
-
40 847
-
Employer
63 206
-
139 712
-
other
2 181
-
5 447
-
social contributions
190
-
419
-
unemployment
2 560
-
5 659
-
pensions
10 386
-
16 344
-
health
4 424
-
12 918
-
total
19 741
-
40 787
-
Corporate
97 553
180 500
-
-
surtax
-
-
-
-
income
27 315
50 539
-
-
total
27 315
50 539
-
-
Dividends
70 238
129 961
-
-
surtax
-
-
-
-
social contributions
12 080
22 353
-
-
withholding
8 991
16 634
-
-
total
21 071
38 987
-
-
Income
180 500
180 500
180 500
180 500
Total tax
82 591
89 526
81 634
78 827
After tax
97 909
90 974
98 866
101 673
Living cost
48 742
48 742
48 742
48 742
Free-cash
49 167
42 232
50 124
52 931

Estimated living cost  is ₽48742 per week

₽32987
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3987
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽668
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽11098
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
₽132115
₽128725
₽102505
₽107301
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
income
-
-
-
7 951
social contributions
-
-
-
39 709
total
-
-
-
47 660
Employee
32 444
-
156 278
-
income
-
-
8 484
-
social contributions
2 109
-
10 158
-
total
2 109
-
18 642
-
Employer
32 444
-
156 278
-
social contributions
5 029
-
24 222
-
total
5 029
-
24 222
-
Corporate
143 027
180 500
-
-
income
14 302
18 050
-
-
total
14 302
18 050
-
-
Dividends
128 725
162 450
-
-
total
-
-
-
-
Income
180 500
180 500
180 500
180 500
Total tax
21 440
18 050
42 864
47 660
After tax
159 060
162 450
137 636
132 840
Living cost
30 335
30 335
30 335
30 335
Free-cash
128 725
132 115
107 301
102 505

Estimated living cost  is ₽30335 per week

₽19614
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2287
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽571
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7863
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
-₽39471
-₽39471
₽57678
-₽39471
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
municipal
-
-
-
37 678
pensions
-
-
-
875
national
-
-
-
21 276
labour market
-
-
-
14 370
total
-
-
-
74 199
Employee
205 225
205 225
205 225
-
labour market
16 395
16 395
16 395
-
national
25 072
25 072
25 072
-
municipal
43 701
43 701
43 701
-
pensions
292
292
292
-
total
85 460
85 460
85 460
-
Employer
205 225
205 225
205 225
-
labour market
16 418
16 418
16 418
-
municipal
43 771
43 771
43 771
-
pensions
583
583
583
-
national
25 116
25 116
25 116
-
total
85 888
85 888
85 888
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
180 500
180 500
180 500
180 500
Total tax
171 348
171 348
171 348
74 199
After tax
9 152
9 152
9 152
106 301
Living cost
48 623
48 623
48 623
48 623
Free-cash
-39 471
-39 471
-39 471
57 678

Estimated living cost  is ₽48623 per week

₽33278
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4301
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽748
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10296
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
-₽7122
₽11286
₽101633
₽76435
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
accident
-
-
-
253
income
-
-
-
50 137
pensions
-
-
-
4 174
other
-
-
-
372
health
-
-
-
2 188
total
-
-
-
57 124
Employee
34 203
-
162 744
-
health
3 917
-
18 634
-
income
4 692
-
38 278
-
pensions
3 852
-
7 653
-
total
12 461
-
64 565
-
Employer
34 203
-
162 744
-
accident
571
-
2 718
-
unemployment
838
-
3 987
-
pensions
5 561
-
11 052
-
total
6 970
-
17 757
-
Corporate
139 326
180 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

125 393
162 450
-
-
total
125 393
162 450
-
-
Dividends
13 933
18 050
-
-
withholding
2 647
3 429
-
-
total
2 647
3 429
-
-
Income
180 500
180 500
180 500
180 500
Total tax
147 471
165 879
82 322
57 124
After tax
33 029
14 621
98 178
123 376
Living cost
21 743
21 743
21 743
21 743
Free-cash
11 286
-7 122
76 435
101 633

Estimated living cost  is ₽21743 per week

₽15827
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1239
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽408
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4269
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
₽74191
₽76793
₽77278
₽55769
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
180 500
municipal
-
-
-
32 066
health
-
-
-
2 359
national
-
-
-
30 052
total
-
-
-
64 477
Employee
53 094
-
151 846
-
health
396
-
1 917
-
municipal
8 696
-
24 733
-
pensions
3 583
-
10 250
-
unemployment
797
-
2 277
-
national
877
-
18 156
-
total
14 349
-
57 333
-
Employer
53 094
-
151 846
-
accident
54
-
151
-
unemployment
345
-
986
-
pensions
9 212
-
26 346
-
health
408
-
1 170
-
total
10 019
-
28 653
-
Corporate
117 388
180 500
-
-
income
23 477
36 099
-
-
total
23 477
36 099
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

70 433
108 300
-
-
national
4 439
11 971
-
-
municipal
12 678
19 494
-
-
total
17 117
31 465
-
-
Income
180 500
180 500
180 500
180 500
Total tax
64 962
67 564
85 986
64 477
After tax
115 538
112 936
94 514
116 023
Living cost
38 745
38 745
38 745
38 745
Free-cash
76 793
74 191
55 769
77 278

Estimated living cost  is ₽38745 per week

₽25308
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3727
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽617
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9095
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
₽108305
₽102811
₽99870
₽98289
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
income
-
-
-
36 335
health
-
-
-
4 602
social contributions
-
-
-
16 328
total
-
-
-
57 265
Employee
77 600
77 600
168 692
-
social contributions
2 934
6 440
8 687
-
health
601
1 319
2 867
-
income
8 449
7 183
35 483
-
total
11 984
14 942
47 037
-
Employer
77 600
77 600
168 692
-
social contributions
2 934
6 440
8 687
-
health
653
1 436
3 122
-
total
3 587
7 876
11 809
-
Corporate
141 563
95 023
-
-
income
17 695
11 877
-
-
total
17 695
11 877
-
-
Dividends
123 868
83 146
-
-
withholding
21 058
14 135
-
-
total
21 058
14 135
-
-
Income
180 500
180 500
180 500
180 500
Total tax
54 324
48 830
58 846
57 265
After tax
126 176
131 670
121 654
123 235
Living cost
23 365
23 365
23 365
23 365
Free-cash
102 811
108 305
98 289
99 870

Estimated living cost  is ₽23365 per week

₽14003
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2292
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6553
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽133448
₽128313
₽135990
₽115748
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
180 500
income
-
-
-
18 387
pensions
-
-
-
6 419
unemployment
-
-
-
29
health
-
-
-
3 652
total
-
-
-
28 487
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

23 164
-
170 637
-
health
1 969
-
8 139
-
income
1 584
-
15 886
-
pensions
3 474
-
14 363
-
unemployment
115
-
479
-
total
7 142
-
38 867
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

23 164
-
170 637
-
unemployment
115
-
479
-
pensions
1 274
-
5 266
-
health
996
-
4 117
-
total
2 385
-
9 862
-
Corporate
154 952
180 500
-
-
income
13 946
16 246
-
-
total
13 946
16 246
-
-
Dividends
141 006
164 254
-
-
withholding
12 691
14 783
-
-
total
12 691
14 783
-
-
Income
180 500
180 500
180 500
180 500
Total tax
36 164
31 029
48 729
28 487
After tax
144 336
149 471
131 771
152 013
Living cost
16 023
16 023
16 023
16 023
Free-cash
128 313
133 448
115 748
135 990

Estimated living cost  is ₽16023 per week

₽10223
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1155
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽477
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4167
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
₽92531
₽88074
₽73515
₽69280
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
accident
-
-
-
843
income
-
-
-
51 172
pensions
-
-
-
26 470
other
-
-
-
94
unemployment
-
-
-
655
total
-
-
-
79 234
Employee
37 315
-
150 680
-
other
36
-
94
-
income
7 194
-
47 708
-
pensions
1 754
-
4 397
-
unemployment
578
-
1 450
-
total
9 562
-
53 649
-
Employer
37 315
-
150 680
-
accident
739
-
1 852
-
other
299
-
749
-
unemployment
2 053
-
5 144
-
pensions
8 806
-
22 075
-
total
11 897
-
29 820
-
Corporate
131 289
180 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

19 693
27 076
-
-
total
19 693
27 076
-
-
Dividends
111 596
153 424
-
-
withholding
23 523
33 142
-
-
total
23 523
33 142
-
-
Income
180 500
180 500
180 500
180 500
Total tax
64 675
60 218
83 469
79 234
After tax
115 825
120 282
97 031
101 266
Living cost
27 751
27 751
27 751
27 751
Free-cash
88 074
92 531
69 280
73 515

Estimated living cost  is ₽27751 per week

₽18731
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2668
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽486
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5866
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽109876
₽109422
₽112951
₽112753
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
income
-
-
-
61 326
pensions
-
-
-
2 010
health
-
-
-
1 457
total
-
-
-
64 793
Employee
4 198
-
178 238
-
health
210
-
503
-
income
812
-
61 220
-
pensions
378
-
905
-
unemployment
42
-
101
-
total
1 442
-
62 729
-
Employer
4 198
-
178 238
-
unemployment
84
-
201
-
pensions
462
-
1 106
-
health
399
-
955
-
total
945
-
2 262
-
Corporate
175 358
180 500
-
-
income
38 579
39 710
-
-
total
38 579
39 710
-
-
Dividends
136 779
140 790
-
-
withholding
27 356
28 158
-
-
total
27 356
28 158
-
-
Income
180 500
180 500
180 500
180 500
Total tax
68 322
67 868
64 991
64 793
After tax
112 178
112 632
115 509
115 707
Living cost
2 756
2 756
2 756
2 756
Free-cash
109 422
109 876
112 753
112 951

Estimated living cost  is ₽2756 per week

₽1638
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽223
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽63
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽832
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽112958
₽107994
₽93945
₽93946
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
180 500
income
-
-
-
40 909
pensions
-
-
-
19 392
unemployment
-
-
-
1 119
health
-
-
-
7 682
total
-
-
-
69 102
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

26 319
-
167 149
-
health
1 355
-
3 841
-
income
3 628
-
40 909
-
pensions
3 685
-
10 442
-
unemployment
197
-
559
-
total
8 865
-
55 751
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

26 319
-
167 149
-
unemployment
197
-
559
-
pensions
3 158
-
8 950
-
health
1 355
-
3 841
-
total
4 710
-
13 350
-
Corporate
149 470
180 500
-
-
income
22 421
27 075
-
-
total
22 421
27 075
-
-
Dividends
127 050
153 425
-
-
withholding
19 057
23 014
-
-
total
19 057
23 014
-
-
Income
180 500
180 500
180 500
180 500
Total tax
55 053
50 089
69 101
69 102
After tax
125 447
130 411
111 399
111 398
Living cost
17 453
17 453
17 453
17 453
Free-cash
107 994
112 958
93 946
93 945

Estimated living cost  is ₽17453 per week

₽11751
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1350
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽505
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3847
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
₽75463
₽75098
₽69286
₽55598
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
180 500
income
-
-
-
21 285
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
62 723
total
-
-
-
84 008
Employee
39 168
-
145 858
-
social contributions
4 309
-
16 045
-
surtax
-
-
-
-
income
7 653
-
47 009
-
total
11 962
-
63 054
-
Employer
39 168
-
145 858
-
social contributions
9 302
-
34 642
-
total
9 302
-
34 642
-
Corporate
132 030
180 500
-
-
surtax
-
-
-
-
income
27 727
37 905
-
-
total
27 727
37 905
-
-
Dividends
104 304
142 595
-
-
withholding
29 205
39 926
-
-
total
29 205
39 926
-
-
Income
180 500
180 500
180 500
180 500
Total tax
78 196
77 831
97 696
84 008
After tax
102 304
102 669
82 804
96 492
Living cost
27 206
27 206
27 206
27 206
Free-cash
75 098
75 463
55 598
69 286

Estimated living cost  is ₽27206 per week

₽19270
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1890
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5565
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
₽84815
₽78210
₽65799
₽61564
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
accident
-
-
-
843
income
-
-
-
51 172
pensions
-
-
-
26 470
other
-
-
-
94
unemployment
-
-
-
655
total
-
-
-
79 234
Employee
48 738
-
150 680
-
other
48
-
94
-
income
10 180
-
47 708
-
pensions
2 290
-
4 397
-
unemployment
755
-
1 450
-
total
13 273
-
53 649
-
Employer
48 738
-
150 680
-
accident
965
-
1 852
-
other
391
-
749
-
unemployment
2 681
-
5 144
-
pensions
11 502
-
22 075
-
total
15 539
-
29 820
-
Corporate
116 223
180 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

17 433
27 076
-
-
total
17 433
27 076
-
-
Dividends
98 790
153 424
-
-
withholding
20 578
33 142
-
-
total
20 578
33 142
-
-
Income
180 500
180 500
180 500
180 500
Total tax
66 823
60 218
83 469
79 234
After tax
113 677
120 282
97 031
101 266
Living cost
35 467
35 467
35 467
35 467
Free-cash
78 210
84 815
61 564
65 799

Estimated living cost  is ₽35467 per week

₽25471
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2758
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽500
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6739
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽136957
₽130802
₽126638
₽133744
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
income
-
-
-
27 075
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 220
unemployment
-
-
-
141
health
-
-
-
4 056
total
-
-
-
36 492
Employee
23 001
-
173 580
-
health
1 058
-
1 622
-
accident

We are using the highest rate at 1.1%.

253
-
388
-
income
2 300
-
17 358
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 019
-
3 097
-
total
5 630
-
22 465
-
Employer
23 001
-
173 580
-
accident

We are using the highest rate at 1.1%.

253
-
388
-
unemployment
138
-
212
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 535
-
3 887
-
health
1 587
-
2 434
-
total
4 513
-
6 921
-
Corporate
152 986
180 500
-
-
income
15 299
18 050
-
-
total
15 299
18 050
-
-
Dividends
137 687
162 450
-
-
withholding
6 885
8 122
-
-
total
6 885
8 122
-
-
Income
180 500
180 500
180 500
180 500
Total tax
32 327
26 172
29 386
36 492
After tax
148 173
154 328
151 114
144 008
Living cost
17 370
17 370
17 370
17 370
Free-cash
130 802
136 957
133 744
126 638

Estimated living cost  is ₽17370 per week

₽11489
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽994
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽414
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4474
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
₽53927
₽67129
₽56293
₽75461
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
180 500
trade
-
-
-
19 168
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
56 099
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 894
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 085
total
-
-
-
85 246
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

50 212
-
180 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 894
-
6 894
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

228
-
3 085
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 129
-
56 099
-
total
11 251
-
66 078
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
130 288
180 500
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 074
1 490
-
-
income
19 543
27 076
-
-
trade
18 697
25 902
-
-
chamber of commerce
345
417
-
-
total
39 659
54 885
-
-
Dividends
90 628
125 616
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 226
1 706
-
-
withholding
22 274
31 021
-
-
total
23 500
32 727
-
-
Income
180 500
180 500
180 500
180 500
Total tax
74 410
87 612
66 078
85 246
After tax
106 090
92 888
114 422
95 254
Living cost
38 961
38 961
38 961
38 961
Free-cash
67 129
53 927
75 461
56 293

Estimated living cost  is ₽38961 per week

₽26876
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4192
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽565
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7327
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
₽68864
₽71090
₽37316
₽37316
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
income
-
-
-
55 520
social contributions
-
-
-
30 177
total
-
-
-
85 697
Employee
78 939
-
180 500
-
income
14 896
-
55 520
-
social contributions
6 558
-
30 177
-
total
21 454
-
85 697
-
Employer
78 939
-
180 500
-
total
-
-
-
-
Corporate
101 561
180 500
-
-
income
12 695
22 562
-
-
total
12 695
22 562
-
-
Dividends
88 865
157 938
-
-
withholding
17 774
31 587
-
-
total
17 774
31 587
-
-
Income
180 500
180 500
180 500
180 500
Total tax
51 923
54 149
85 697
85 697
After tax
128 577
126 351
94 803
94 803
Living cost
57 487
57 487
57 487
57 487
Free-cash
71 090
68 864
37 316
37 316

Estimated living cost  is ₽57487 per week

₽43735
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4684
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8518
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
₽75360
₽78887
₽108400
₽91540
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
180 500
income
-
-
-
28 726
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
6 741
total
-
-
-
35 467
Employee
46 295
-
175 858
-
income
5 023
-
43 043
-
social contributions
4 638
-
4 642
-
total
9 661
-
47 685
-
Employer
46 295
-
175 858
-
social contributions
4 638
-
4 642
-
total
4 638
-
4 642
-
Corporate
129 567
180 500
-
-
income
45 349
63 175
-
-
total
45 349
63 175
-
-
Dividends
84 218
117 325
-
-
social contributions
5 332
5 332
-
-
total
5 332
5 332
-
-
Income
180 500
180 500
180 500
180 500
Total tax
64 980
68 507
52 327
35 467
After tax
115 520
111 993
128 173
145 033
Living cost
36 633
36 633
36 633
36 633
Free-cash
78 887
75 360
91 540
108 400

Estimated living cost  is ₽36633 per week

₽24130
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2888
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽561
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9053
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
₽80311
₽86304
₽81918
₽65594
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
income
-
-
-
51 813
pensions
-
-
-
9 154
total
-
-
-
60 967
Employee
51 632
-
157 658
-
health
674
-
2 277
-
income
9 403
-
40 929
-
pensions
3 941
-
11 243
-
total
14 018
-
54 449
-
Employer
51 632
-
157 658
-
pensions
5 217
-
19 847
-
health
981
-
2 995
-
total
6 198
-
22 842
-
Corporate
122 670
180 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

23 308
34 294
-
-
total
23 308
34 294
-
-
Dividends
99 362
146 206
-
-
withholding
13 057
28 280
-
-
total
13 057
28 280
-
-
Income
180 500
180 500
180 500
180 500
Total tax
56 581
62 574
77 291
60 967
After tax
123 919
117 926
103 209
119 533
Living cost
37 615
37 615
37 615
37 615
Free-cash
86 304
80 311
65 594
81 918

Estimated living cost  is ₽37615 per week

₽25804
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3459
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7879
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
-₽9275
₽10953
₽99480
₽74282
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
accident
-
-
-
253
income
-
-
-
50 137
pensions
-
-
-
4 174
other
-
-
-
372
health
-
-
-
2 188
total
-
-
-
57 124
Employee
37 589
-
162 744
-
health
4 304
-
18 634
-
income
5 157
-
38 278
-
pensions
4 233
-
7 653
-
total
13 694
-
64 565
-
Employer
37 589
-
162 744
-
accident
628
-
2 718
-
unemployment
921
-
3 987
-
pensions
6 112
-
11 052
-
total
7 661
-
17 757
-
Corporate
135 251
180 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

121 726
162 450
-
-
total
121 726
162 450
-
-
Dividends
13 525
18 050
-
-
withholding
2 570
3 429
-
-
total
2 570
3 429
-
-
Income
180 500
180 500
180 500
180 500
Total tax
145 651
165 879
82 322
57 124
After tax
34 849
14 621
98 178
123 376
Living cost
23 896
23 896
23 896
23 896
Free-cash
10 953
-9 275
74 282
99 480

Estimated living cost  is ₽23896 per week

₽17537
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1392
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽481
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4485
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

Close
Skopje , Macedonia
₽138260
₽133538
₽92686
₽114878
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
180 500
work injury
-
-
-
807
health insurance
-
-
-
11 943
income
-
-
-
29 801
pensions
-
-
-
29 695
unemployment
-
-
-
1 937
total
-
-
-
74 183
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

21 810
-
180 500
-
work injury
109
-
403
-
income
2 181
-
29 801
-
pensions
4 013
-
14 848
-
health insurance
1 614
-
5 971
-
unemployment
262
-
968
-
total
8 179
-
51 991
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
158 690
180 500
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

1 587
1 805
-
-
total
1 587
1 805
-
-
Dividends
157 103
178 695
-
-
withholding
23 565
26 804
-
-
total
23 565
26 804
-
-
Income
180 500
180 500
180 500
180 500
Total tax
33 331
28 609
51 991
74 183
After tax
147 169
151 891
128 509
106 317
Living cost
13 631
13 631
13 631
13 631
Free-cash
133 538
138 260
114 878
92 686

Estimated living cost  is ₽13631 per week

₽8445
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽991
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3771
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

Close
Rome , Italy
₽54873
₽50281
₽43763
₽35842
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
municipal
-
-
-
1 207
regional
-
-
-
4 138
national
-
-
-
44 763
social contributions
-
-
-
46 426
total
-
-
-
96 534
Employee
85 039
-
180 500
-
social contributions
28 675
-
60 865
-
regional
1 284
-
3 670
-
municipal
507
-
1 076
-
national
14 371
-
38 844
-
total
44 837
-
104 455
-
Employer
85 039
-
180 500
-
total
-
-
-
-
Corporate
95 461
180 500
-
-
nationa
22 910
43 319
-
-
municipal
4 602
8 700
-
-
total
27 512
52 019
-
-
Dividends
67 949
128 480
-
-
withholding
17 667
33 405
-
-
total
17 667
33 405
-
-
Income
180 500
180 500
180 500
180 500
Total tax
90 016
85 424
104 455
96 534
After tax
90 484
95 076
76 045
83 966
Living cost
40 203
40 203
40 203
40 203
Free-cash
50 281
54 873
35 842
43 763

Estimated living cost  is ₽40203 per week

₽28240
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2765
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽607
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8589
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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