Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 180500
per

Your estimated
City
free-cash

Valencia , Spain
₽50019
₽27027
₽25755
₽36331
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 500
unemployment
-
-
-
1 263
pensions
-
-
-
51 081
accident
-
-
-
1 625
other
-
-
-
178
income
-
-
-
28 817
total
-
-
-
82 964
Employee
96 519
-
136 864
-
pensions
4 537
-
6 435
-
other
94
-
139
-
unemployment
1 496
-
2 120
-
income
18 608
-
29 362
-
total
24 735
-
38 056
-
Employer
96 519
-
136 864
-
pensions
22 776
-
32 302
-
accident
1 912
-
2 710
-
unemployment
5 310
-
7 529
-
other
773
-
1 095
-
total
30 771
-
43 636
-
Corporate
53 210
180 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

7 980
27 076
-
-
total
7 980
27 076
-
-
Dividends
45 230
153 424
-
-
withholding
8 902
31 624
-
-
total
8 902
31 624
-
-
Income
180 500
180 500
180 500
180 500
Total tax
72 388
58 700
81 692
82 964
After tax
108 112
121 800
98 808
97 536
Living cost
71 781
71 781
71 781
71 781
Free-cash
36 331
50 019
27 027
25 755

Estimated living cost  is ₽71781 per month

₽48451
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6900
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1258
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽15173
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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