Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 180500

per

Your estimated

Best value All models

City

free-cash

Valencia , Spain

₽1111

-₽34245

-₽19869

-₽21448

S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

180 500

accident

1 621

income

25 125

pensions

51 078

other

184

unemployment

1 262

total

79 270

Employee

162 834

133 617

other

159

150

income

31 393

24 624

pensions

7 655

6 911

unemployment

2 524

2 281

total

41 731

33 966

Employer

162 834

133 617

accident

3 226

2 908

other

1 304

1 178

unemployment

8 959

8 090

pensions

38 426

34 707

total

51 915

46 883

Corporate

180 500

income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

27 077

total

27 077

Dividends

153 423

withholding

31 213

total

31 213

Income

180 500

Total tax

93 646

58 290

80 849

79 270

After tax

86 854

122 210

99 651

101 230

Living cost

121 099

Free-cash

-34 245

1 111

-21 448

-19 869

Estimated living cost is ₽121099 per month

₽81740

Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.

₽11641

Public transport and taxi. Monthly travel card, and a few taxi rides per week.

₽2123

Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.

₽25598

Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.

₽0

I'm drinking at home rarely or never.

₽0

I do not smoke or smoke very rarely.

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