Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 18000
per

Your estimated
City
free-cash

Varna , Bulgaria
₽1464
₽1081
₽211
₽5107
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
18 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 664
unemployment
-
-
-
72
income
-
-
-
2 700
health
-
-
-
2 070
total
-
-
-
7 506
Employee
13 616
-
15 047
-
health
626
-
692
-
accident

We are using the highest rate at 1.1%.

150
-
166
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 196
-
1 321
-
income
1 361
-
1 504
-
total
3 333
-
3 683
-
Employer
13 616
-
15 047
-
health
940
-
1 038
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 501
-
1 658
-
accident

We are using the highest rate at 1.1%.

150
-
166
-
unemployment
81
-
91
-
total
2 672
-
2 953
-
Corporate
1 712
18 000
-
-
income
171
1 800
-
-
total
171
1 800
-
-
Dividends
1 541
16 200
-
-
withholding
77
810
-
-
total
77
810
-
-
Income
18 000
18 000
18 000
18 000
Total tax
6 253
2 610
6 636
7 506
After tax
11 747
15 390
11 364
10 494
Living cost
10 283
10 283
10 283
10 283
Free-cash
1 464
5 107
1 081
211

Estimated living cost  is ₽10283 per week

₽6003
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽734
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽272
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3273
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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