Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 178500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽5350
₽37983
₽67883
₽59800
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
178 500
city
-
-
-
1 881
pensions
-
-
-
16 422
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 569
regional
-
-
-
8 933
health
-
-
-
402
national
-
-
-
3 136
total
-
-
-
34 343
Employee
89 260
-
159 766
-
city
958
-
1 716
-
regional
2 923
-
7 683
-
health
202
-
358
-
pensions
7 499
-
13 419
-
unemployment
-
-
-
-
national
422
-
2 278
-
total
12 004
-
25 454
-
Employer
89 260
-
159 766
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 785
-
3 195
-
unemployment
-
-
-
-
pensions
7 499
-
13 419
-
health
202
-
358
-
total
9 486
-
16 972
-
Corporate
78 773
178 500
-
-
regional
16 661
37 754
-
-
national
6 696
15 172
-
-
total
23 357
52 926
-
-
Dividends
55 416
125 574
-
-
withholding
19 396
43 950
-
-
total
19 396
43 950
-
-
Income
178 500
178 500
178 500
178 500
Total tax
64 243
96 876
42 426
34 343
After tax
114 257
81 624
136 074
144 157
Living cost
76 274
76 274
76 274
76 274
Free-cash
37 983
5 350
59 800
67 883

Estimated living cost  is ₽76274 per week

₽49600
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6845
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽936
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18893
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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