Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 178500
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₽46321
₽40169
₽56360
₽69615
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
178 500
income
-
-
-
55 909
pensions
-
-
-
11 768
health
-
-
-
12 386
total
-
-
-
80 063
Employee
85 774
85 774
159 834
-
health
13 165
11 198
12 386
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 040
14 040
23 988
-
pensions
15 439
11 768
11 768
-
total
42 644
37 006
48 142
-
Employer
85 774
85 774
159 834
-
unemployment
3 088
3 088
3 837
-
pensions
5 970
5 970
7 420
-
health
5 962
5 962
7 409
-
total
15 020
15 020
18 666
-
Corporate
78 758
77 706
-
-
income
15 752
15 540
-
-
total
15 752
15 540
-
-
Dividends
63 006
62 166
-
-
income
13 388
13 211
-
-
withholding
9 450
9 325
-
-
total
22 838
22 536
-
-
Income
178 500
178 500
178 500
178 500
Total tax
96 254
90 102
66 808
80 063
After tax
82 246
88 398
111 692
98 437
Living cost
42 077
42 077
42 077
42 077
Free-cash
40 169
46 321
69 615
56 360

Estimated living cost  is ₽42077 per week

₽29819
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3793
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7796
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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Estimated living cost

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