Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 177500
per

Your estimated
City
free-cash

Valencia , Spain
₽48251
₽25753
₽24494
₽34603
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
177 500
unemployment
-
-
-
1 244
pensions
-
-
-
50 230
accident
-
-
-
1 599
other
-
-
-
178
income
-
-
-
28 220
total
-
-
-
81 471
Employee
96 189
-
134 586
-
pensions
4 522
-
6 324
-
other
94
-
133
-
unemployment
1 491
-
2 088
-
income
18 544
-
28 758
-
total
24 651
-
37 303
-
Employer
96 189
-
134 586
-
pensions
22 699
-
31 762
-
accident
1 906
-
2 666
-
unemployment
5 292
-
7 400
-
other
770
-
1 081
-
total
30 667
-
42 909
-
Corporate
50 645
177 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

7 597
26 623
-
-
total
7 597
26 623
-
-
Dividends
43 047
150 877
-
-
withholding
8 447
31 091
-
-
total
8 447
31 091
-
-
Income
177 500
177 500
177 500
177 500
Total tax
71 362
57 714
80 212
81 471
After tax
106 138
119 786
97 288
96 029
Living cost
71 535
71 535
71 535
71 535
Free-cash
34 603
48 251
25 753
24 494

Estimated living cost  is ₽71535 per month

₽48285
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6877
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1254
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽15121
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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