Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 175000
per

Your estimated
City
free-cash

Valencia , Spain
-₽1744
-₽38245
-₽21996
-₽24519
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
175 000
accident
-
-
-
1 577
income
-
-
-
24 236
pensions
-
-
-
49 527
other
-
-
-
174
unemployment
-
-
-
1 228
total
-
-
-
76 742
Employee
161 698
-
128 444
-
other
158
-
149
-
income
31 174
-
23 431
-
pensions
7 602
-
6 863
-
unemployment
2 506
-
2 266
-
total
41 440
-
32 709
-
Employer
161 698
-
128 444
-
accident
3 203
-
2 888
-
other
1 295
-
1 170
-
unemployment
8 896
-
8 033
-
pensions
38 157
-
34 465
-
total
51 551
-
46 556
-
Corporate
-
175 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
26 249
-
-
total
-
26 249
-
-
Dividends
-
148 751
-
-
withholding
-
30 241
-
-
total
-
30 241
-
-
Income
175 000
175 000
175 000
175 000
Total tax
92 991
56 490
79 265
76 742
After tax
82 009
118 510
95 735
98 258
Living cost
120 254
120 254
120 254
120 254
Free-cash
-38 245
-1 744
-24 519
-21 996

Estimated living cost  is ₽120254 per month

₽81170
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11560
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2108
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽25419
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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