Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 174000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽3291
₽35926
₽64566
₽56592
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
174 000
city
-
-
-
1 834
pensions
-
-
-
16 007
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 479
regional
-
-
-
8 575
health
-
-
-
392
national
-
-
-
2 873
total
-
-
-
33 160
Employee
89 260
-
155 736
-
city
958
-
1 673
-
regional
2 923
-
7 380
-
health
202
-
351
-
pensions
7 499
-
13 080
-
unemployment
-
-
-
-
national
422
-
2 104
-
total
12 004
-
24 588
-
Employer
89 260
-
155 736
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 785
-
3 115
-
unemployment
-
-
-
-
pensions
7 499
-
13 080
-
health
202
-
351
-
total
9 486
-
16 546
-
Corporate
74 273
174 000
-
-
regional
15 709
36 802
-
-
national
6 314
14 790
-
-
total
22 023
51 592
-
-
Dividends
52 250
122 408
-
-
withholding
18 287
42 843
-
-
total
18 287
42 843
-
-
Income
174 000
174 000
174 000
174 000
Total tax
61 800
94 435
41 134
33 160
After tax
112 200
79 565
132 866
140 840
Living cost
76 274
76 274
76 274
76 274
Free-cash
35 926
3 291
56 592
64 566

Estimated living cost  is ₽76274 per week

₽49600
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6845
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽936
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18893
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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