Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 173000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽1496
₽34704
₽62695
₽54623
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
173 000
city
-
-
-
1 824
pensions
-
-
-
15 915
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 461
regional
-
-
-
8 400
health
-
-
-
389
national
-
-
-
2 703
total
-
-
-
32 692
Employee
90 828
-
154 844
-
city
975
-
1 662
-
regional
2 974
-
7 248
-
health
205
-
349
-
pensions
7 631
-
13 007
-
unemployment
-
-
-
-
national
430
-
2 044
-
total
12 215
-
24 310
-
Employer
90 828
-
154 844
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 816
-
3 098
-
unemployment
-
-
-
-
pensions
7 631
-
13 007
-
health
205
-
349
-
total
9 652
-
16 454
-
Corporate
71 522
173 000
-
-
regional
15 126
36 589
-
-
national
6 080
14 705
-
-
total
21 206
51 294
-
-
Dividends
50 316
121 706
-
-
withholding
17 610
42 597
-
-
total
17 610
42 597
-
-
Income
173 000
173 000
173 000
173 000
Total tax
60 683
93 891
40 764
32 692
After tax
112 317
79 109
132 236
140 308
Living cost
77 613
77 613
77 613
77 613
Free-cash
34 704
1 496
54 623
62 695

Estimated living cost  is ₽77613 per week

₽50471
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6965
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽953
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽19224
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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