Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 172500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽2606
₽35239
₽63459
₽55493
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
172 500
city
-
-
-
1 818
pensions
-
-
-
15 870
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 450
regional
-
-
-
8 455
health
-
-
-
388
national
-
-
-
2 786
total
-
-
-
32 767
Employee
89 260
-
154 397
-
city
958
-
1 659
-
regional
2 923
-
7 284
-
health
202
-
347
-
pensions
7 499
-
12 970
-
unemployment
-
-
-
-
national
422
-
2 069
-
total
12 004
-
24 329
-
Employer
89 260
-
154 397
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 785
-
3 087
-
unemployment
-
-
-
-
pensions
7 499
-
12 970
-
health
202
-
347
-
total
9 486
-
16 404
-
Corporate
72 773
172 500
-
-
regional
15 392
36 484
-
-
national
6 186
14 663
-
-
total
21 578
51 147
-
-
Dividends
51 195
121 353
-
-
withholding
17 919
42 473
-
-
total
17 919
42 473
-
-
Income
172 500
172 500
172 500
172 500
Total tax
60 987
93 620
40 733
32 767
After tax
111 513
78 880
131 767
139 733
Living cost
76 274
76 274
76 274
76 274
Free-cash
35 239
2 606
55 493
63 459

Estimated living cost  is ₽76274 per week

₽49600
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6845
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽936
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18893
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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