Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 170000
per

Your estimated
City
free-cash

Varna , Bulgaria
₽123924
₽129068
₽130684
₽133326
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
170 000
unemployment
-
-
-
128
health
-
-
-
3 684
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 741
income
-
-
-
25 500
total
-
-
-
34 053
Employee
15 921
-
163 715
-
accident

We are using the highest rate at 1.1%.

175
-
352
-
income
1 592
-
16 371
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 398
-
2 813
-
health
732
-
1 473
-
total
3 897
-
21 009
-
Employer
15 921
-
163 715
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 755
-
3 530
-
health
1 099
-
2 210
-
accident

We are using the highest rate at 1.1%.

175
-
352
-
unemployment
95
-
192
-
total
3 124
-
6 284
-
Corporate
150 955
170 000
-
-
income
15 095
17 000
-
-
total
15 095
17 000
-
-
Dividends
135 860
153 000
-
-
withholding
6 793
7 650
-
-
total
6 793
7 650
-
-
Income
170 000
170 000
170 000
170 000
Total tax
28 909
24 650
27 293
34 053
After tax
141 091
145 350
142 707
135 947
Living cost
12 024
12 024
12 024
12 024
Free-cash
129 068
133 326
130 684
123 924

Estimated living cost  is ₽12024 per week

₽7020
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽859
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽319
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3827
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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