Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 169500
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₽41521
₽35338
₽51877
₽62725
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
169 500
income
-
-
-
51 079
pensions
-
-
-
11 824
health
-
-
-
12 444
total
-
-
-
75 347
Employee
86 180
86 180
150 745
-
health
13 228
11 251
12 444
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 106
14 106
21 476
-
pensions
15 512
11 824
11 824
-
total
42 846
37 181
45 744
-
Employer
86 180
86 180
150 745
-
unemployment
3 102
3 102
3 855
-
pensions
5 998
5 998
7 456
-
health
5 990
5 990
7 444
-
total
15 090
15 090
18 755
-
Corporate
69 286
68 229
-
-
income
13 858
13 645
-
-
total
13 858
13 645
-
-
Dividends
55 428
54 584
-
-
income
11 778
11 600
-
-
withholding
8 314
8 187
-
-
total
20 092
19 787
-
-
Income
169 500
169 500
169 500
169 500
Total tax
91 886
85 703
64 499
75 347
After tax
77 614
83 797
105 001
94 153
Living cost
42 276
42 276
42 276
42 276
Free-cash
35 338
41 521
62 725
51 877

Estimated living cost  is ₽42276 per week

₽29960
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3811
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽672
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7833
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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Estimated living cost

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