Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 169500
per

Your estimated
City
free-cash

Varna , Bulgaria
₽131750
₽121532
₽128098
₽127083
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
169 500
income
-
-
-
25 425
unemployment
-
-
-
140
health
-
-
-
4 036
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 194
total
-
-
-
34 795
Employee
17 443
-
162 614
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 532
-
3 082
-
income
1 744
-
16 261
-
health
802
-
1 614
-
accident

We are using the highest rate at 1.1%.

192
-
386
-
total
4 270
-
21 343
-
Employer
17 443
-
162 614
-
accident

We are using the highest rate at 1.1%.

192
-
386
-
unemployment
104
-
211
-
health
1 204
-
2 422
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 922
-
3 867
-
total
3 422
-
6 886
-
Corporate
148 634
169 500
-
-
income
14 863
16 950
-
-
total
14 863
16 950
-
-
Dividends
133 771
152 550
-
-
withholding
6 689
7 627
-
-
total
6 689
7 627
-
-
Income
169 500
169 500
169 500
169 500
Total tax
29 244
24 577
28 229
34 795
After tax
140 256
144 923
141 271
134 705
Living cost
13 173
13 173
13 173
13 173
Free-cash
127 083
131 750
128 098
121 532

Estimated living cost  is ₽13173 per week

₽7691
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽941
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽349
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4193
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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