Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 169500
per

Your estimated
City
free-cash

Valencia , Spain
₽42630
₽21561
₽20357
₽28942
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
169 500
unemployment
-
-
-
1 189
pensions
-
-
-
47 970
accident
-
-
-
1 526
other
-
-
-
168
income
-
-
-
26 509
total
-
-
-
77 362
Employee
96 519
-
128 524
-
pensions
4 537
-
6 038
-
other
94
-
129
-
unemployment
1 496
-
1 991
-
income
18 608
-
27 024
-
total
24 735
-
35 182
-
Employer
96 519
-
128 524
-
pensions
22 776
-
30 331
-
accident
1 912
-
2 546
-
unemployment
5 310
-
7 069
-
other
773
-
1 030
-
total
30 771
-
40 976
-
Corporate
42 210
169 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

6 331
25 427
-
-
total
6 331
25 427
-
-
Dividends
35 879
144 073
-
-
withholding
6 940
29 662
-
-
total
6 940
29 662
-
-
Income
169 500
169 500
169 500
169 500
Total tax
68 777
55 089
76 158
77 362
After tax
100 723
114 411
93 342
92 138
Living cost
71 781
71 781
71 781
71 781
Free-cash
28 942
42 630
21 561
20 357

Estimated living cost  is ₽71781 per month

₽48451
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6900
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1258
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽15173
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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