Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 168000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽128798
₽126672
₽119911
₽123540
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
168 000
unemployment
-
-
-
121
health
-
-
-
3 466
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 460
income
-
-
-
25 200
total
-
-
-
33 247
Employee
19 653
-
162 087
-
accident

We are using the highest rate at 1.1%.

216
-
332
-
health
904
-
1 386
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 725
-
2 646
-
income
1 966
-
16 209
-
total
4 811
-
20 573
-
Employer
19 653
-
162 087
-
accident

We are using the highest rate at 1.1%.

216
-
332
-
unemployment
118
-
181
-
health
1 356
-
2 079
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 166
-
3 321
-
total
3 856
-
5 913
-
Corporate
144 492
168 000
-
-
income
14 449
16 800
-
-
total
14 449
16 800
-
-
Dividends
130 043
151 200
-
-
withholding
6 502
7 560
-
-
total
6 502
7 560
-
-
Income
168 000
168 000
168 000
168 000
Total tax
29 618
24 360
26 486
33 247
After tax
138 382
143 640
141 514
134 753
Living cost
14 842
14 842
14 842
14 842
Free-cash
123 540
128 798
126 672
119 911

Estimated living cost  is ₽14842 per week

₽9816
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽850
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽354
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3822
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽132328
₽130202
₽123441
₽128319
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
168 000
unemployment
-
-
-
121
health
-
-
-
3 466
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 460
income
-
-
-
25 200
total
-
-
-
33 247
Employee
14 979
-
162 087
-
accident

We are using the highest rate at 1.1%.

165
-
332
-
health
689
-
1 386
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 315
-
2 646
-
income
1 498
-
16 209
-
total
3 667
-
20 573
-
Employer
14 979
-
162 087
-
accident

We are using the highest rate at 1.1%.

165
-
332
-
unemployment
90
-
181
-
health
1 034
-
2 079
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 651
-
3 321
-
total
2 940
-
5 913
-
Corporate
150 082
168 000
-
-
income
15 008
16 800
-
-
total
15 008
16 800
-
-
Dividends
135 074
151 200
-
-
withholding
6 754
7 560
-
-
total
6 754
7 560
-
-
Income
168 000
168 000
168 000
168 000
Total tax
28 369
24 360
26 486
33 247
After tax
139 631
143 640
141 514
134 753
Living cost
11 312
11 312
11 312
11 312
Free-cash
128 319
132 328
130 202
123 441

Estimated living cost  is ₽11312 per week

₽6604
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽808
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽300
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3600
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
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