Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 168000
per

Your estimated
City
free-cash

Andorra , Andorra
₽126242
₽102485
₽98019
₽123451
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
168 000
social contributions
-
-
-
36 960
income
-
-
-
8 063
total
-
-
-
45 023
Employee
26 693
-
145 454
-
social contributions
1 735
-
9 454
-
income
-
-
8 557
-
total
1 735
-
18 011
-
Employer
26 693
-
145 454
-
social contributions
4 138
-
22 546
-
total
4 138
-
22 546
-
Corporate
137 169
168 000
-
-
income
13 718
16 800
-
-
total
13 718
16 800
-
-
Dividends
123 452
151 200
-
-
total
-
-
-
-
Income
168 000
168 000
168 000
168 000
Total tax
19 591
16 800
40 557
45 023
After tax
148 409
151 200
127 443
122 977
Living cost
24 958
24 958
24 958
24 958
Free-cash
123 451
126 242
102 485
98 019

Estimated living cost  is ₽24958 per week

₽16138
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6470
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽66346
₽17794
₽59961
₽65936
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
168 000
chamber of commerce
-
-
-
671
unemployment
-
-
-
5 092
health
-
-
-
7 420
pensions
-
-
-
17 945
income
-
-
-
50 422
surtax
-
-
-
-
total
-
-
-
81 550
Employee
36 295
33 089
137 154
-
health
1 404
1 281
3 753
-
pensions
3 717
3 388
9 933
-
other
362
331
971
-
unemployment
1 089
993
2 910
-
income
3 233
2 441
41 803
-
total
9 805
8 434
59 370
-
Employer
36 295
33 089
137 154
-
pensions
4 555
4 153
12 173
-
accident
471
430
1 261
-
unemployment
1 089
993
2 910
-
surtax
-
-
-
-
payroll
1 089
993
4 114
-
chamber of commerce
145
132
548
-
health
1 372
1 251
3 667
-
other
1 724
1 571
6 173
-
total
10 445
9 523
30 846
-
Corporate
121 260
125 388
134 002
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

30 315
31 347
33 501
-
total
30 315
31 347
33 501
-
Dividends
90 945
94 041
-
-
withholding
25 010
25 861
-
-
total
25 010
25 861
-
-
Income
168 000
168 000
168 000
168 000
Total tax
75 575
75 165
123 717
81 550
After tax
92 425
92 835
44 283
86 450
Living cost
26 489
26 489
26 489
26 489
Free-cash
65 936
66 346
17 794
59 961

Estimated living cost  is ₽26489 per week

₽15890
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽473
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7421
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽63489
₽14987
₽57030
₽62204
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
168 000
chamber of commerce
-
-
-
671
unemployment
-
-
-
5 092
health
-
-
-
7 420
pensions
-
-
-
17 945
income
-
-
-
50 422
surtax
-
-
-
164
total
-
-
-
81 714
Employee
41 494
33 089
137 001
-
health
1 606
1 281
3 753
-
pensions
4 250
3 388
9 933
-
other
414
331
971
-
unemployment
1 245
993
2 910
-
income
4 724
2 441
41 729
-
total
12 239
8 434
59 296
-
Employer
41 494
33 089
137 001
-
pensions
5 208
4 153
12 173
-
accident
539
430
1 261
-
unemployment
1 245
993
2 910
-
surtax
164
164
164
-
payroll
1 245
993
4 109
-
chamber of commerce
165
132
548
-
health
1 568
1 251
3 667
-
other
1 971
1 571
6 167
-
total
12 105
9 687
30 999
-
Corporate
114 401
125 224
133 849
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

28 601
31 306
33 462
-
total
28 601
31 306
33 462
-
Dividends
85 800
93 918
-
-
withholding
23 595
25 828
-
-
total
23 595
25 828
-
-
Income
168 000
168 000
168 000
168 000
Total tax
76 540
75 255
123 757
81 714
After tax
91 460
92 745
44 243
86 286
Living cost
29 256
29 256
29 256
29 256
Free-cash
62 204
63 489
14 987
57 030

Estimated living cost  is ₽29256 per week

₽19513
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2496
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽481
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6767
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽62968
₽27660
₽42700
₽51185
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
168 000
social contributions
-
-
-
20 701
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
8 838
national
-
-
-
65 487
total
-
-
-
95 026
Employee

The minimum management director salary is set at €45,000 per year.

59 392
-
130 122
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 790
-
6 117
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 454
-
9 760
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 098
-
6 786
-
national
18 259
-
48 394
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

517
-
1 131
-
total
29 118
-
72 188
-
Employer

The minimum management director salary is set at €45,000 per year.

59 392
-
130 122
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

772
-
1 692
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

867
-
1 900
-
surtax
6 734
-
14 754
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 652
-
8 003
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 263
-
11 529
-
total
17 288
-
37 878
-
Corporate
91 320
168 000
-
-
surtax
366
690
-
-
income
18 265
34 540
-
-
total
18 631
35 230
-
-
Dividends
72 690
132 770
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

21 504
39 528
-
-
total
21 504
39 528
-
-
Income
168 000
168 000
168 000
168 000
Total tax
86 541
74 758
110 066
95 026
After tax
81 459
93 242
57 934
72 974
Living cost
30 274
30 274
30 274
30 274
Free-cash
51 185
62 968
27 660
42 700

Estimated living cost  is ₽30274 per week

₽19500
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2647
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7653
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽129362
₽127603
₽120781
₽124303
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
168 000
unemployment
-
-
-
116
health
-
-
-
3 334
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 291
income
-
-
-
25 200
total
-
-
-
32 941
Employee
18 907
-
162 312
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
health
870
-
1 334
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 660
-
2 546
-
income
1 891
-
16 231
-
total
4 629
-
20 430
-
Employer
18 907
-
162 312
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
unemployment
114
-
174
-
health
1 305
-
2 001
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 083
-
3 195
-
total
3 710
-
5 689
-
Corporate
145 384
168 000
-
-
income
14 538
16 800
-
-
total
14 538
16 800
-
-
Dividends
130 846
151 200
-
-
withholding
6 542
7 560
-
-
total
6 542
7 560
-
-
Income
168 000
168 000
168 000
168 000
Total tax
29 419
24 360
26 119
32 941
After tax
138 581
143 640
141 881
135 059
Living cost
14 278
14 278
14 278
14 278
Free-cash
124 303
129 362
127 603
120 781

Estimated living cost  is ₽14278 per week

₽9444
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽341
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3677
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽132757
₽130998
₽124176
₽128901
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
168 000
unemployment
-
-
-
116
health
-
-
-
3 334
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 291
income
-
-
-
25 200
total
-
-
-
32 941
Employee
14 410
-
162 312
-
accident

We are using the highest rate at 1.1%.

159
-
319
-
health
663
-
1 334
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 265
-
2 546
-
income
1 441
-
16 231
-
total
3 528
-
20 430
-
Employer
14 410
-
162 312
-
accident

We are using the highest rate at 1.1%.

159
-
319
-
unemployment
86
-
174
-
health
995
-
2 001
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 588
-
3 195
-
total
2 828
-
5 689
-
Corporate
150 762
168 000
-
-
income
15 076
16 800
-
-
total
15 076
16 800
-
-
Dividends
135 686
151 200
-
-
withholding
6 784
7 560
-
-
total
6 784
7 560
-
-
Income
168 000
168 000
168 000
168 000
Total tax
28 216
24 360
26 119
32 941
After tax
139 784
143 640
141 881
135 059
Living cost
10 883
10 883
10 883
10 883
Free-cash
128 901
132 757
130 998
124 176

Estimated living cost  is ₽10883 per week

₽6353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽777
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽288
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3464
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽103261
₽93096
₽94516
₽98744
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
168 000
social contributions
-
-
-
13 434
health
-
-
-
4 284
income
-
-
-
36 542
total
-
-
-
54 260
Employee
63 846
63 846
157 932
-
health
495
1 086
2 685
-
social contributions
2 414
5 299
7 147
-
income
6 952
5 910
35 780
-
total
9 861
12 295
45 612
-
Employer
63 846
63 846
157 932
-
social contributions
2 414
5 299
7 147
-
health
537
1 182
2 921
-
total
2 951
6 481
10 068
-
Corporate
135 965
97 674
-
-
income
16 995
12 210
-
-
total
16 995
12 210
-
-
Dividends
118 970
85 464
-
-
withholding
20 225
14 529
-
-
total
20 225
14 529
-
-
Income
168 000
168 000
168 000
168 000
Total tax
50 032
45 515
55 680
54 260
After tax
117 968
122 485
112 320
113 740
Living cost
19 224
19 224
19 224
19 224
Free-cash
98 744
103 261
93 096
94 516

Estimated living cost  is ₽19224 per week

₽11521
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1886
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5392
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽95554
₽85389
₽86809
₽92113
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
168 000
social contributions
-
-
-
13 434
health
-
-
-
4 284
income
-
-
-
36 542
total
-
-
-
54 260
Employee
63 846
63 846
157 932
-
health
635
1 086
2 685
-
social contributions
3 102
5 299
7 147
-
income
6 704
5 910
35 780
-
total
10 441
12 295
45 612
-
Employer
63 846
63 846
157 932
-
social contributions
3 102
5 299
7 147
-
health
692
1 182
2 921
-
total
3 794
6 481
10 068
-
Corporate
126 833
97 674
-
-
income
15 854
12 210
-
-
total
15 854
12 210
-
-
Dividends
110 979
85 464
-
-
withholding
18 867
14 529
-
-
total
18 867
14 529
-
-
Income
168 000
168 000
168 000
168 000
Total tax
48 956
45 515
55 680
54 260
After tax
119 044
122 485
112 320
113 740
Living cost
26 931
26 931
26 931
26 931
Free-cash
92 113
95 554
85 389
86 809

Estimated living cost  is ₽26931 per week

₽18410
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2103
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5965
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽96156
₽71454
₽78668
₽89196
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
168 000
social contributions
-
-
-
28 078
health
-
-
-
22 680
solidarity contribution
-
-
-
1 476
income
-
-
-
17 586
total
-
-
-
69 820
Employee
28 695
-
132 074
-
health
3 874
-
17 830
-
social contributions
1 865
-
6 250
-
solidarity contribution
-
-
829
-
income
3 443
-
16 199
-
total
9 182
-
41 108
-
Employer
28 695
-
132 074
-
social contributions
7 174
-
24 039
-
health
2 582
-
11 887
-
total
9 756
-
35 926
-
Corporate
129 549
168 000
-
-
income
24 614
31 920
-
-
total
24 614
31 920
-
-
Dividends
104 935
136 080
-
-
withholding
15 740
20 412
-
-
total
15 740
20 412
-
-
Income
168 000
168 000
168 000
168 000
Total tax
59 292
52 332
77 034
69 820
After tax
108 708
115 668
90 966
98 180
Living cost
19 512
19 512
19 512
19 512
Free-cash
89 196
96 156
71 454
78 668

Estimated living cost  is ₽19512 per week

₽13554
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1388
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4187
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽91624
₽66922
₽74136
₽83046
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
168 000
social contributions
-
-
-
28 078
health
-
-
-
22 680
solidarity contribution
-
-
-
1 476
income
-
-
-
17 586
total
-
-
-
69 820
Employee
35 359
-
132 074
-
health
4 774
-
17 830
-
social contributions
2 298
-
6 250
-
solidarity contribution
-
-
829
-
income
4 243
-
16 199
-
total
11 315
-
41 108
-
Employer
35 359
-
132 074
-
social contributions
8 840
-
24 039
-
health
3 182
-
11 887
-
total
12 022
-
35 926
-
Corporate
120 618
168 000
-
-
income
22 918
31 920
-
-
total
22 918
31 920
-
-
Dividends
97 701
136 080
-
-
withholding
14 655
20 412
-
-
total
14 655
20 412
-
-
Income
168 000
168 000
168 000
168 000
Total tax
60 910
52 332
77 034
69 820
After tax
107 090
115 668
90 966
98 180
Living cost
24 044
24 044
24 044
24 044
Free-cash
83 046
91 624
66 922
74 136

Estimated living cost  is ₽24044 per week

₽17881
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1332
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4415
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽13430
-₽13430
₽57747
-₽13430
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
168 000
labour market
-
-
-
13 382
municipal
-
-
-
35 628
pensions
-
-
-
722
national
-
-
-
20 417
total
-
-
-
70 149
Employee
169 268
169 268
169 268
-
municipal
36 045
36 045
36 045
-
pensions
241
241
241
-
national
20 679
20 679
20 679
-
labour market
13 522
13 522
13 522
-
total
70 487
70 487
70 487
-
Employer
169 268
169 268
169 268
-
labour market
13 541
13 541
13 541
-
national
20 715
20 715
20 715
-
municipal
36 102
36 102
36 102
-
pensions
481
481
481
-
total
70 839
70 839
70 839
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
168 000
168 000
168 000
168 000
Total tax
141 326
141 326
141 326
70 149
After tax
26 674
26 674
26 674
97 851
Living cost
40 104
40 104
40 104
40 104
Free-cash
-13 430
-13 430
-13 430
57 747

Estimated living cost  is ₽40104 per week

₽27447
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3548
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽617
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8492
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽114344
₽76779
₽69993
₽109188
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
168 000
health
-
-
-
21 840
pensions
-
-
-
33 601
income
-
-
-
22 511
total
-
-
-
77 952
Employee
23 554
-
125 558
-
pensions
471
-
2 512
-
unemployment
377
-
2 009
-
income
2 652
-
24 208
-
total
3 500
-
28 729
-
Employer
23 554
-
125 558
-
pensions
4 711
-
25 111
-
unemployment
189
-
1 004
-
health
3 061
-
16 322
-
total
7 961
-
42 437
-
Corporate
136 484
168 000
-
-
income
27 296
33 601
-
-
total
27 296
33 601
-
-
Dividends
109 188
134 399
-
-
total
-
-
-
-
Income
168 000
168 000
168 000
168 000
Total tax
38 757
33 601
71 166
77 952
After tax
129 243
134 399
96 834
90 048
Living cost
20 055
20 055
20 055
20 055
Free-cash
109 188
114 344
76 779
69 993

Estimated living cost  is ₽20055 per week

₽13755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1194
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4702
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽72043
₽54078
₽73322
₽74608
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
168 000
health
-
-
-
2 241
municipal
-
-
-
29 836
national
-
-
-
30 724
total
-
-
-
62 801
Employee
43 684
-
141 331
-
health
326
-
1 829
-
municipal
7 155
-
23 011
-
pensions
2 948
-
9 541
-
national
722
-
18 875
-
unemployment
655
-
2 119
-
total
11 806
-
55 375
-
Employer
43 684
-
141 331
-
accident
44
-
142
-
unemployment
284
-
919
-
health
336
-
1 089
-
pensions
7 579
-
24 520
-
total
8 243
-
26 670
-
Corporate
116 074
168 000
-
-
income
23 216
33 601
-
-
total
23 216
33 601
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

69 644
100 800
-
-
municipal
12 536
18 144
-
-
national
5 714
12 335
-
-
total
18 250
30 479
-
-
Income
168 000
168 000
168 000
168 000
Total tax
61 515
64 080
82 045
62 801
After tax
106 485
103 920
85 955
105 199
Living cost
31 877
31 877
31 877
31 877
Free-cash
74 608
72 043
54 078
73 322

Estimated living cost  is ₽31877 per week

₽20822
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3066
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7483
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽59080
₽64238
₽67967
₽63691
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
168 000
social contributions
-
-
-
4 787
health
-
-
-
7 782
pensions
-
-
-
27 883
other
-
-
-
5 208
income
-
-
-
28 780
surtax
-
-
-
-
total
-
-
-
74 440
Employee
31 720
-
128 965
-
income
1 636
-
26 056
-
social contributions
904
-
3 674
-
pensions
3 588
-
9 403
-
surtax
-
-
-
-
total
6 128
-
39 133
-
Employer
31 720
-
128 965
-
pensions
5 212
-
15 755
-
social contributions
95
-
388
-
unemployment
1 284
-
5 223
-
health
2 220
-
12 452
-
other
1 095
-
5 218
-
total
9 906
-
39 036
-
Corporate
126 374
168 000
-
-
surtax
-
-
-
-
income
35 384
47 039
-
-
total
35 384
47 039
-
-
Dividends
90 989
120 961
-
-
surtax
-
-
-
-
withholding
11 647
15 482
-
-
social contributions
15 651
20 806
-
-
total
27 298
36 288
-
-
Income
168 000
168 000
168 000
168 000
Total tax
78 716
83 327
78 169
74 440
After tax
89 284
84 673
89 831
93 560
Living cost
25 593
25 593
25 593
25 593
Free-cash
63 691
59 080
64 238
67 967

Estimated living cost  is ₽25593 per week

₽14843
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2600
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7666
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽56266
₽61424
₽65153
₽61171
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
168 000
social contributions
-
-
-
4 787
health
-
-
-
7 782
pensions
-
-
-
27 883
other
-
-
-
5 208
income
-
-
-
28 780
surtax
-
-
-
-
total
-
-
-
74 440
Employee
35 535
-
128 965
-
income
2 097
-
26 056
-
social contributions
1 013
-
3 674
-
pensions
4 018
-
9 403
-
surtax
-
-
-
-
total
7 128
-
39 133
-
Employer
35 535
-
128 965
-
pensions
5 838
-
15 755
-
social contributions
107
-
388
-
unemployment
1 439
-
5 223
-
health
2 488
-
12 452
-
other
1 226
-
5 218
-
total
11 098
-
39 036
-
Corporate
121 367
168 000
-
-
surtax
-
-
-
-
income
33 983
47 039
-
-
total
33 983
47 039
-
-
Dividends
87 384
120 961
-
-
surtax
-
-
-
-
withholding
11 185
15 482
-
-
social contributions
15 028
20 806
-
-
total
26 213
36 288
-
-
Income
168 000
168 000
168 000
168 000
Total tax
78 422
83 327
78 169
74 440
After tax
89 578
84 673
89 831
93 560
Living cost
28 407
28 407
28 407
28 407
Free-cash
61 171
56 266
61 424
65 153

Estimated living cost  is ₽28407 per week

₽17912
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2310
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7703
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽44571
₽49729
₽53458
₽50275
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
168 000
social contributions
-
-
-
4 787
health
-
-
-
7 782
pensions
-
-
-
27 883
other
-
-
-
5 208
income
-
-
-
28 780
surtax
-
-
-
-
total
-
-
-
74 440
Employee
52 003
-
128 965
-
income
4 537
-
26 056
-
social contributions
1 481
-
3 674
-
pensions
5 882
-
9 403
-
surtax
-
-
-
-
total
11 900
-
39 133
-
Employer
52 003
-
128 965
-
pensions
8 545
-
15 755
-
social contributions
156
-
388
-
unemployment
2 107
-
5 223
-
health
3 640
-
12 452
-
other
1 795
-
5 218
-
total
16 243
-
39 036
-
Corporate
99 755
168 000
-
-
surtax
-
-
-
-
income
27 931
47 039
-
-
total
27 931
47 039
-
-
Dividends
71 824
120 961
-
-
surtax
-
-
-
-
withholding
9 194
15 482
-
-
social contributions
12 355
20 806
-
-
total
21 549
36 288
-
-
Income
168 000
168 000
168 000
168 000
Total tax
77 623
83 327
78 169
74 440
After tax
90 377
84 673
89 831
93 560
Living cost
40 102
40 102
40 102
40 102
Free-cash
50 275
44 571
49 729
53 458

Estimated living cost  is ₽40102 per week

₽27140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9131
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽153735
₽128535
₽160455
₽152636
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
168 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 680
total
-
-
-
1 680
Employee
7 330
-
168 000
-
income
1 466
-
33 600
-
total
1 466
-
33 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

160 670
168 000
-
-
total
-
-
-
-
Dividends
160 670
168 000
-
-
withholding
8 033
8 400
-
-
total
8 033
8 400
-
-
Income
168 000
168 000
168 000
168 000
Total tax
9 499
8 400
33 600
1 680
After tax
158 501
159 600
134 400
166 320
Living cost
5 865
5 865
5 865
5 865
Free-cash
152 636
153 735
128 535
160 455

Estimated living cost  is ₽5865 per week

₽3634
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1581
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽150461
₽125261
₽157181
₽148747
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
168 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 680
total
-
-
-
1 680
Employee
11 424
-
168 000
-
income
2 285
-
33 600
-
total
2 285
-
33 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

156 576
168 000
-
-
total
-
-
-
-
Dividends
156 576
168 000
-
-
withholding
7 829
8 400
-
-
total
7 829
8 400
-
-
Income
168 000
168 000
168 000
168 000
Total tax
10 114
8 400
33 600
1 680
After tax
157 886
159 600
134 400
166 320
Living cost
9 139
9 139
9 139
9 139
Free-cash
148 747
150 461
125 261
157 181

Estimated living cost  is ₽9139 per week

₽6184
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽384
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2264
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽54372
₽72941
₽54372
₽65230
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
168 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 672
trade
-
-
-
18 569
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
54 342
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 989
total
-
-
-
81 572
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 312
-
168 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 672
-
5 672
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

188
-
2 989
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 397
-
54 342
-
total
9 257
-
63 003
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
126 688
168 000
-
-
trade
18 180
24 107
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 045
1 387
-
-
chamber of commerce
312
372
-
-
income
19 004
25 199
-
-
total
38 541
51 065
-
-
Dividends
88 147
116 935
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 194
1 590
-
-
withholding
21 722
28 918
-
-
total
22 916
30 508
-
-
Income
168 000
168 000
168 000
168 000
Total tax
70 714
81 573
63 003
81 572
After tax
97 286
86 427
104 997
86 428
Living cost
32 056
32 056
32 056
32 056
Free-cash
65 230
54 372
72 941
54 372

Estimated living cost  is ₽32056 per week

₽22113
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3449
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6028
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽59548
₽79848
₽59469
₽68733
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
168 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 672
trade
-
-
-
20 379
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
54 342
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 989
total
-
-
-
83 382
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 757
-
168 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 672
-
5 672
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
2 989
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

887
-
54 342
-
total
6 608
-
63 003
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
136 243
168 000
-
-
trade
21 459
26 460
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 123
1 387
-
-
chamber of commerce
321
367
-
-
income
20 436
25 199
-
-
total
43 339
53 413
-
-
Dividends
92 903
114 587
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 261
1 558
-
-
withholding
22 910
28 332
-
-
total
24 171
29 890
-
-
Income
168 000
168 000
168 000
168 000
Total tax
74 118
83 303
63 003
83 382
After tax
93 882
84 697
104 997
84 618
Living cost
25 149
25 149
25 149
25 149
Free-cash
68 733
59 548
79 848
59 469

Estimated living cost  is ₽25149 per week

₽15819
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5928
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽51214
₽72379
₽51094
₽62883
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
168 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 672
trade
-
-
-
21 285
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
54 342
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 989
total
-
-
-
84 288
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

42 106
-
168 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 672
-
5 672
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

199
-
2 989
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 618
-
54 342
-
total
9 489
-
63 003
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
125 894
168 000
-
-
trade
20 710
27 635
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 038
1 387
-
-
chamber of commerce
306
366
-
-
income
18 884
25 199
-
-
total
40 938
54 587
-
-
Dividends
84 956
113 413
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 150
1 543
-
-
withholding
20 923
28 039
-
-
total
22 073
29 582
-
-
Income
168 000
168 000
168 000
168 000
Total tax
72 500
84 169
63 003
84 288
After tax
95 500
83 831
104 997
83 712
Living cost
32 618
32 618
32 618
32 618
Free-cash
62 883
51 214
72 379
51 094

Estimated living cost  is ₽32618 per week

₽21815
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3440
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽44935
₽66961
₽44770
₽58398
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
168 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 672
trade
-
-
-
22 191
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
54 342
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 989
total
-
-
-
85 194
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 899
-
168 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 672
-
5 672
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

323
-
2 989
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 868
-
54 342
-
total
11 863
-
63 003
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
118 101
168 000
-
-
trade
20 255
28 812
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

974
1 387
-
-
chamber of commerce
291
362
-
-
income
17 715
25 199
-
-
total
39 235
55 760
-
-
Dividends
78 866
112 240
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 067
1 525
-
-
withholding
19 401
27 744
-
-
total
20 468
29 269
-
-
Income
168 000
168 000
168 000
168 000
Total tax
71 566
85 029
63 003
85 194
After tax
96 434
82 971
104 997
82 806
Living cost
38 036
38 036
38 036
38 036
Free-cash
58 398
44 935
66 961
44 770

Estimated living cost  is ₽38036 per week

₽27780
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3043
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6720
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽87023
₽55487
₽60564
₽84380
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
168 000
unemployment
-
-
-
189
health
-
-
-
7 867
pensions
-
-
-
22 163
other
-
-
-
-
income
-
-
-
50 342
surtax
-
-
-
8 226
total
-
-
-
88 787
Employee
27 961
-
144 674
-
health
714
-
2 825
-
pensions
1 866
-
7 391
-
surtax
99
-
7 234
-
other
-
-
-
-
unemployment
1 946
-
7 713
-
income
4 688
-
45 375
-
total
9 313
-
70 538
-
Employer
27 961
-
144 674
-
pensions
3 728
-
14 772
-
unemployment
887
-
3 512
-
health
1 272
-
5 042
-
other
-
-
-
-
total
5 887
-
23 326
-
Corporate
134 152
168 000
-
-
income
34 880
43 680
-
-
total
34 880
43 680
-
-
Dividends
99 272
124 320
-
-
withholding
14 891
18 648
-
-
total
14 891
18 648
-
-
Income
168 000
168 000
168 000
168 000
Total tax
64 971
62 328
93 864
88 787
After tax
103 029
105 672
74 136
79 213
Living cost
18 649
18 649
18 649
18 649
Free-cash
84 380
87 023
55 487
60 564

Estimated living cost  is ₽18649 per week

₽11260
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1621
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5337
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽87350
₽55814
₽60891
₽84766
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
168 000
unemployment
-
-
-
189
health
-
-
-
7 867
pensions
-
-
-
22 163
other
-
-
-
-
income
-
-
-
50 342
surtax
-
-
-
8 226
total
-
-
-
88 787
Employee
27 457
-
144 674
-
health
701
-
2 825
-
pensions
1 831
-
7 391
-
surtax
90
-
7 234
-
other
-
-
-
-
unemployment
1 911
-
7 713
-
income
4 602
-
45 375
-
total
9 135
-
70 538
-
Employer
27 457
-
144 674
-
pensions
3 660
-
14 772
-
unemployment
870
-
3 512
-
health
1 249
-
5 042
-
other
-
-
-
-
total
5 779
-
23 326
-
Corporate
134 763
168 000
-
-
income
35 039
43 680
-
-
total
35 039
43 680
-
-
Dividends
99 724
124 320
-
-
withholding
14 959
18 648
-
-
total
14 959
18 648
-
-
Income
168 000
168 000
168 000
168 000
Total tax
64 912
62 328
93 864
88 787
After tax
103 088
105 672
74 136
79 213
Living cost
18 322
18 322
18 322
18 322
Free-cash
84 766
87 350
55 814
60 891

Estimated living cost  is ₽18322 per week

₽11203
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1691
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5006
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽78002
₽81038
₽100030
₽78343
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
168 000
unemployment
-
-
-
2 520
health
-
-
-
11 760
pensions
-
-
-
16 800
income
-
-
-
20 538
total
-
-
-
51 618
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 604
9 394
140 586
-
health
1 652
658
9 841
-
pensions
2 360
939
14 059
-
unemployment
354
141
2 109
-
income
2 886
1 148
17 187
-
total
7 252
2 886
43 196
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 604
9 394
140 586
-
pensions
4 603
1 832
27 414
-
total
4 603
1 832
27 414
-
Corporate
139 793
156 774
-
-
income
12 581
14 110
-
-
total
12 581
14 110
-
-
Dividends
127 211
142 664
-
-
withholding
24 170
27 106
-
-
social contributions
24 699
27 712
-
-
total
48 869
54 818
-
-
Income
168 000
168 000
168 000
168 000
Total tax
73 305
73 646
70 610
51 618
After tax
94 695
94 354
97 390
116 382
Living cost
16 352
16 352
16 352
16 352
Free-cash
78 343
78 002
81 038
100 030

Estimated living cost  is ₽16352 per week

₽11159
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1338
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽327
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3529
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽62853
₽55952
₽55050
₽62154
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
168 000
social contributions
-
-
-
1 806
municipal
-
-
-
18 561
pensions
-
-
-
20 160
national
-
-
-
30 444
total
-
-
-
70 971
Employee
65 075
-
145 234
-
municipal
8 038
-
19 211
-
pensions
2 603
-
5 809
-
national
12 455
-
31 869
-
total
23 096
-
56 889
-
Employer
65 075
-
145 234
-
social contributions
700
-
1 561
-
pensions
5 206
-
11 619
-
total
5 906
-
13 180
-
Corporate
92 725
168 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

18 545
33 600
-
-
total
18 545
33 600
-
-
Dividends
74 180
134 400
-
-
withholding
16 320
29 568
-
-
total
16 320
29 568
-
-
Income
168 000
168 000
168 000
168 000
Total tax
63 867
63 168
70 069
70 971
After tax
104 133
104 832
97 931
97 029
Living cost
41 979
41 979
41 979
41 979
Free-cash
62 154
62 853
55 952
55 050

Estimated living cost  is ₽41979 per week

₽28532
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3902
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽628
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8916
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽70303
₽38694
₽38694
₽72136
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
168 000
social contributions
-
-
-
28 533
income
-
-
-
53 476
total
-
-
-
82 009
Employee
64 948
-
168 000
-
social contributions
5 396
-
28 533
-
income
12 255
-
53 476
-
total
17 651
-
82 009
-
Employer
64 948
-
168 000
-
total
-
-
-
-
Corporate
103 052
168 000
-
-
income
12 881
21 000
-
-
total
12 881
21 000
-
-
Dividends
90 171
147 000
-
-
withholding
18 035
29 400
-
-
total
18 035
29 400
-
-
Income
168 000
168 000
168 000
168 000
Total tax
48 567
50 400
82 009
82 009
After tax
119 433
117 600
85 991
85 991
Living cost
47 297
47 297
47 297
47 297
Free-cash
72 136
70 303
38 694
38 694

Estimated living cost  is ₽47297 per week

₽35983
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3854
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7008
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽54597
₽37619
₽44752
₽50264
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
168 000
regional
-
-
-
2 035
social contributions
-
-
-
41 556
municipal
-
-
-
1 012
national
-
-
-
43 609
total
-
-
-
88 212
Employee
73 792
-
168 000
-
regional
696
-
1 811
-
municipal
391
-
908
-
social contributions
24 883
-
54 481
-
national
12 786
-
38 145
-
total
38 756
-
95 345
-
Employer
73 792
-
168 000
-
total
-
-
-
-
Corporate
94 208
168 000
-
-
nationa
22 610
40 321
-
-
municipal
3 674
6 552
-
-
total
26 284
46 873
-
-
Dividends
67 923
121 128
-
-
withholding
17 660
31 494
-
-
total
17 660
31 494
-
-
Income
168 000
168 000
168 000
168 000
Total tax
82 700
78 367
95 345
88 212
After tax
85 300
89 633
72 655
79 788
Living cost
35 036
35 036
35 036
35 036
Free-cash
50 264
54 597
37 619
44 752

Estimated living cost  is ₽35036 per week

₽24422
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2297
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7777
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽65938
₽49796
₽56889
₽64095
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
168 000
regional
-
-
-
2 568
social contributions
-
-
-
41 556
municipal
-
-
-
1 012
national
-
-
-
43 609
total
-
-
-
88 745
Employee
46 058
-
168 000
-
regional
620
-
2 304
-
municipal
244
-
908
-
social contributions
15 531
-
54 481
-
national
7 297
-
38 145
-
total
23 692
-
95 838
-
Employer
46 058
-
168 000
-
total
-
-
-
-
Corporate
121 942
168 000
-
-