Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 167500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽321
₽32954
₽59749
₽51848
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
167 500
city
-
-
-
1 765
pensions
-
-
-
15 409
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 350
regional
-
-
-
8 055
health
-
-
-
376
national
-
-
-
2 523
total
-
-
-
31 478
Employee
89 259
-
149 920
-
city
958
-
1 610
-
regional
2 923
-
6 960
-
health
202
-
337
-
pensions
7 499
-
12 594
-
unemployment
-
-
-
-
national
422
-
1 948
-
total
12 004
-
23 449
-
Employer
89 259
-
149 920
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 785
-
2 999
-
unemployment
-
-
-
-
pensions
7 499
-
12 594
-
health
202
-
337
-
total
9 486
-
15 930
-
Corporate
67 775
167 500
-
-
regional
14 334
35 426
-
-
national
5 761
14 238
-
-
total
20 095
49 664
-
-
Dividends
47 680
117 836
-
-
withholding
16 688
41 242
-
-
total
16 688
41 242
-
-
Income
167 500
167 500
167 500
167 500
Total tax
58 273
90 906
39 379
31 478
After tax
109 227
76 594
128 121
136 022
Living cost
76 273
76 273
76 273
76 273
Free-cash
32 954
321
51 848
59 749

Estimated living cost  is ₽76273 per week

₽49599
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6845
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽936
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18892
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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