Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 167500
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₽40193
₽33970
₽50708
₽60841
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
167 500
income
-
-
-
49 794
pensions
-
-
-
11 905
health
-
-
-
12 529
total
-
-
-
74 228
Employee
86 768
86 768
148 617
-
health
13 318
11 328
12 529
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 202
14 202
20 779
-
pensions
15 618
11 905
11 905
-
total
43 138
37 435
45 213
-
Employer
86 768
86 768
148 617
-
unemployment
3 124
3 124
3 881
-
pensions
6 039
6 039
7 506
-
health
6 031
6 031
7 495
-
total
15 194
15 194
18 882
-
Corporate
66 603
65 538
-
-
income
13 320
13 108
-
-
total
13 320
13 108
-
-
Dividends
53 283
52 431
-
-
income
11 322
11 141
-
-
withholding
7 992
7 865
-
-
total
19 314
19 006
-
-
Income
167 500
167 500
167 500
167 500
Total tax
90 966
84 743
64 095
74 228
After tax
76 534
82 757
103 405
93 272
Living cost
42 564
42 564
42 564
42 564
Free-cash
33 970
40 193
60 841
50 708

Estimated living cost  is ₽42564 per week

₽30164
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3837
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽677
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7886
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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Estimated living cost

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