Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 166500
per

Your estimated
City
free-cash

Zurich , Switzerland
-₽259
₽32428
₽58900
₽51007
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
166 500
city
-
-
-
1 754
pensions
-
-
-
15 318
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 330
regional
-
-
-
7 968
health
-
-
-
375
national
-
-
-
2 461
total
-
-
-
31 206
Employee
89 401
-
149 028
-
city
959
-
1 601
-
regional
2 927
-
6 889
-
health
202
-
336
-
pensions
7 511
-
12 518
-
unemployment
-
-
-
-
national
423
-
1 921
-
total
12 022
-
23 265
-
Employer
89 401
-
149 028
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 787
-
2 980
-
unemployment
-
-
-
-
pensions
7 511
-
12 518
-
health
202
-
336
-
total
9 500
-
15 834
-
Corporate
66 616
166 500
-
-
regional
14 090
35 216
-
-
national
5 663
14 153
-
-
total
19 753
49 369
-
-
Dividends
46 863
117 132
-
-
withholding
16 403
40 996
-
-
total
16 403
40 996
-
-
Income
166 500
166 500
166 500
166 500
Total tax
57 678
90 365
39 099
31 206
After tax
108 822
76 135
127 401
135 294
Living cost
76 394
76 394
76 394
76 394
Free-cash
32 428
-259
51 007
58 900

Estimated living cost  is ₽76394 per week

₽49678
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6856
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽938
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18922
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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