Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 166000
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₽39421
₽33194
₽49977
₽59727
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
166 000
income
-
-
-
49 011
pensions
-
-
-
11 907
health
-
-
-
12 532
total
-
-
-
73 450
Employee
86 784
86 784
147 114
-
health
13 320
11 330
12 532
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 205
14 205
20 375
-
pensions
15 621
11 907
11 907
-
total
43 146
37 442
44 814
-
Employer
86 784
86 784
147 114
-
unemployment
3 124
3 124
3 882
-
pensions
6 040
6 040
7 508
-
health
6 032
6 032
7 496
-
total
15 196
15 196
18 886
-
Corporate
65 083
64 019
-
-
income
13 016
12 804
-
-
total
13 016
12 804
-
-
Dividends
52 067
51 215
-
-
income
11 064
10 883
-
-
withholding
7 811
7 681
-
-
total
18 875
18 564
-
-
Income
166 000
166 000
166 000
166 000
Total tax
90 233
84 006
63 700
73 450
After tax
75 767
81 994
102 300
92 550
Living cost
42 573
42 573
42 573
42 573
Free-cash
33 194
39 421
59 727
49 977

Estimated living cost  is ₽42573 per week

₽30170
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3838
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽677
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7888
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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