Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 165500

per

Your estimated

Best value All models

City

free-cash

Zurich , Switzerland

-₽1948

₽31268

₽57112

₽49140

S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

165 500

city

1 745

pensions

15 226

other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

3 310

regional

7 801

health

373

national

2 307

total

30 762

Employee

90 843

148 133

city

975

1 591

regional

2 975

6 763

health

205

333

pensions

7 632

12 443

unemployment

national

430

1 865

total

12 217

22 995

Employer

90 843

148 133

other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 816

2 963

unemployment

pensions

7 632

12 443

health

205

333

total

9 653

15 739

Corporate

64 004

165 500

regional

13 537

35 004

national

5 441

14 068

total

18 978

49 072

Dividends

45 026

116 428

withholding

15 758

40 750

total

15 758

40 750

Income

165 500

Total tax

56 606

89 822

38 734

30 762

After tax

108 894

75 678

126 766

134 738

Living cost

77 626

Free-cash

31 268

-1 948

49 140

57 112

Estimated living cost is ₽77626 per week

₽50479

Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.

₽6966

Public transport and taxi. Monthly travel card, and a few taxi rides per week.

₽953

Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.

₽19228

Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.

₽0

I'm drinking at home rarely or never.

₽0

I do not smoke or smoke very rarely.

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Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.