Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 165500
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₽39483
₽33303
₽49948
₽59796
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
165 500
income
-
-
-
49 012
pensions
-
-
-
11 823
health
-
-
-
12 444
total
-
-
-
73 279
Employee
86 174
86 174
146 747
-
health
13 227
11 251
12 444
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 105
14 105
20 410
-
pensions
15 511
11 823
11 823
-
total
42 843
37 179
44 677
-
Employer
86 174
86 174
146 747
-
unemployment
3 102
3 102
3 855
-
pensions
5 998
5 998
7 455
-
health
5 990
5 990
7 444
-
total
15 090
15 090
18 754
-
Corporate
65 293
64 235
-
-
income
13 058
12 848
-
-
total
13 058
12 848
-
-
Dividends
52 234
51 388
-
-
income
11 099
10 919
-
-
withholding
7 834
7 708
-
-
total
18 933
18 627
-
-
Income
165 500
165 500
165 500
165 500
Total tax
89 924
83 744
63 431
73 279
After tax
75 576
81 756
102 069
92 221
Living cost
42 273
42 273
42 273
42 273
Free-cash
33 303
39 483
59 796
49 948

Estimated living cost  is ₽42273 per week

₽29958
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3811
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽672
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7832
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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Estimated living cost

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