Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 164500
per

Your estimated
City
free-cash

Andorra , Andorra
₽123110
₽99949
₽95578
₽120323
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 500
social contributions
-
-
-
36 190
income
-
-
-
7 792
total
-
-
-
43 982
Employee
26 673
-
142 425
-
social contributions
1 733
-
9 258
-
income
-
-
8 278
-
total
1 733
-
17 536
-
Employer
26 673
-
142 425
-
social contributions
4 135
-
22 075
-
total
4 135
-
22 075
-
Corporate
133 692
164 500
-
-
income
13 369
16 450
-
-
total
13 369
16 450
-
-
Dividends
120 324
148 050
-
-
total
-
-
-
-
Income
164 500
164 500
164 500
164 500
Total tax
19 237
16 450
39 611
43 982
After tax
145 263
148 050
124 889
120 518
Living cost
24 940
24 940
24 940
24 940
Free-cash
120 323
123 110
99 949
95 578

Estimated living cost  is ₽24940 per week

₽16126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6465
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽64462
₽16934
₽58175
₽64052
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 500
chamber of commerce
-
-
-
658
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
48 764
surtax
-
-
-
-
total
-
-
-
79 856
Employee
36 267
33 064
133 907
-
health
1 403
1 280
3 750
-
pensions
3 714
3 385
9 925
-
other
362
331
970
-
unemployment
1 088
992
2 908
-
income
3 231
2 439
40 262
-
total
9 798
8 427
57 815
-
Employer
36 267
33 064
133 907
-
pensions
4 552
4 150
12 164
-
accident
471
430
1 260
-
unemployment
1 088
992
2 908
-
surtax
-
-
-
-
payroll
1 088
992
4 016
-
chamber of commerce
145
132
535
-
health
1 371
1 250
3 664
-
other
1 722
1 570
6 046
-
total
10 437
9 516
30 593
-
Corporate
117 796
121 920
130 758
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

29 449
30 480
32 689
-
total
29 449
30 480
32 689
-
Dividends
88 347
91 441
-
-
withholding
24 295
25 146
-
-
total
24 295
25 146
-
-
Income
164 500
164 500
164 500
164 500
Total tax
73 979
73 569
121 097
79 856
After tax
90 521
90 931
43 403
84 644
Living cost
26 469
26 469
26 469
26 469
Free-cash
64 052
64 462
16 934
58 175

Estimated living cost  is ₽26469 per week

₽15878
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7416
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽61607
₽14126
₽55246
₽60324
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 500
chamber of commerce
-
-
-
658
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
48 764
surtax
-
-
-
164
total
-
-
-
80 020
Employee
41 463
33 064
133 752
-
health
1 604
1 280
3 750
-
pensions
4 246
3 385
9 925
-
other
414
331
970
-
unemployment
1 244
992
2 908
-
income
4 720
2 439
40 188
-
total
12 228
8 427
57 741
-
Employer
41 463
33 064
133 752
-
pensions
5 204
4 150
12 164
-
accident
538
430
1 260
-
unemployment
1 244
992
2 908
-
surtax
164
164
164
-
payroll
1 244
992
4 013
-
chamber of commerce
165
132
535
-
health
1 567
1 250
3 664
-
other
1 970
1 570
6 040
-
total
12 096
9 680
30 748
-
Corporate
110 942
121 757
130 604
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

27 736
30 439
32 651
-
total
27 736
30 439
32 651
-
Dividends
83 206
91 318
-
-
withholding
22 882
25 113
-
-
total
22 882
25 113
-
-
Income
164 500
164 500
164 500
164 500
Total tax
74 942
73 659
121 140
80 020
After tax
89 558
90 841
43 360
84 480
Living cost
29 234
29 234
29 234
29 234
Free-cash
60 324
61 607
14 126
55 246

Estimated living cost  is ₽29234 per week

₽19498
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽61257
₽26641
₽41184
₽49267
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 500
social contributions
-
-
-
20 685
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
8 630
national
-
-
-
63 750
total
-
-
-
93 065
Employee

The minimum management director salary is set at €45,000 per year.

59 347
-
127 412
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 788
-
5 989
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 451
-
9 555
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 095
-
6 646
-
national
18 246
-
47 223
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

516
-
1 108
-
total
29 096
-
70 521
-
Employer

The minimum management director salary is set at €45,000 per year.

59 347
-
127 412
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

771
-
1 656
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

866
-
1 859
-
surtax
6 729
-
14 447
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 650
-
7 836
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 259
-
11 289
-
total
17 275
-
37 087
-
Corporate
87 878
164 500
-
-
surtax
351
671
-
-
income
17 576
33 534
-
-
total
17 927
34 205
-
-
Dividends
69 951
130 295
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

20 684
38 787
-
-
total
20 684
38 787
-
-
Income
164 500
164 500
164 500
164 500
Total tax
84 982
72 992
107 608
93 065
After tax
79 518
91 508
56 892
71 435
Living cost
30 251
30 251
30 251
30 251
Free-cash
49 267
61 257
26 641
41 184

Estimated living cost  is ₽30251 per week

₽19485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2645
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7647
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽126385
₽124478
₽117829
₽121332
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 500
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
24 675
total
-
-
-
32 408
Employee
18 887
-
158 818
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
health
869
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 658
-
2 543
-
income
1 889
-
15 882
-
total
4 624
-
20 076
-
Employer
18 887
-
158 818
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
unemployment
113
-
174
-
health
1 303
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 081
-
3 192
-
total
3 705
-
5 683
-
Corporate
141 907
164 500
-
-
income
14 191
16 450
-
-
total
14 191
16 450
-
-
Dividends
127 717
148 050
-
-
withholding
6 385
7 402
-
-
total
6 385
7 402
-
-
Income
164 500
164 500
164 500
164 500
Total tax
28 905
23 852
25 759
32 408
After tax
135 595
140 648
138 741
132 092
Living cost
14 263
14 263
14 263
14 263
Free-cash
121 332
126 385
124 478
117 829

Estimated living cost  is ₽14263 per week

₽9434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽340
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3673
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽129777
₽127870
₽121221
₽125925
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 500
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
24 675
total
-
-
-
32 408
Employee
14 395
-
158 818
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
health
662
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 264
-
2 543
-
income
1 439
-
15 882
-
total
3 523
-
20 076
-
Employer
14 395
-
158 818
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
unemployment
86
-
174
-
health
994
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 587
-
3 192
-
total
2 825
-
5 683
-
Corporate
147 280
164 500
-
-
income
14 728
16 450
-
-
total
14 728
16 450
-
-
Dividends
132 552
148 050
-
-
withholding
6 628
7 402
-
-
total
6 628
7 402
-
-
Income
164 500
164 500
164 500
164 500
Total tax
27 704
23 852
25 759
32 408
After tax
136 796
140 648
138 741
132 092
Living cost
10 871
10 871
10 871
10 871
Free-cash
125 925
129 777
127 870
121 221

Estimated living cost  is ₽10871 per week

₽6347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽288
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3460
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽100734
₽90910
₽92308
₽96220
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 500
social contributions
-
-
-
13 424
health
-
-
-
4 194
income
-
-
-
35 365
total
-
-
-
52 983
Employee
63 798
63 798
154 501
-
health
494
1 085
2 626
-
social contributions
2 412
5 295
7 142
-
income
6 947
5 906
34 613
-
total
9 853
12 286
44 381
-
Employer
63 798
63 798
154 501
-
social contributions
2 412
5 295
7 142
-
health
537
1 181
2 858
-
total
2 949
6 476
10 000
-
Corporate
132 489
94 227
-
-
income
16 562
11 779
-
-
total
16 562
11 779
-
-
Dividends
115 927
82 448
-
-
withholding
19 707
14 016
-
-
total
19 707
14 016
-
-
Income
164 500
164 500
164 500
164 500
Total tax
49 071
44 557
54 381
52 983
After tax
115 429
119 943
110 119
111 517
Living cost
19 209
19 209
19 209
19 209
Free-cash
96 220
100 734
90 910
92 308

Estimated living cost  is ₽19209 per week

₽11512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽93033
₽83209
₽84607
₽89595
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 500
social contributions
-
-
-
13 424
health
-
-
-
4 194
income
-
-
-
35 365
total
-
-
-
52 983
Employee
63 798
63 798
154 501
-
health
635
1 085
2 626
-
social contributions
3 100
5 295
7 142
-
income
6 699
5 906
34 613
-
total
10 434
12 286
44 381
-
Employer
63 798
63 798
154 501
-
social contributions
3 100
5 295
7 142
-
health
691
1 181
2 858
-
total
3 791
6 476
10 000
-
Corporate
123 364
94 227
-
-
income
15 420
11 779
-
-
total
15 420
11 779
-
-
Dividends
107 944
82 448
-
-
withholding
18 350
14 016
-
-
total
18 350
14 016
-
-
Income
164 500
164 500
164 500
164 500
Total tax
47 995
44 557
54 381
52 983
After tax
116 505
119 943
110 119
111 517
Living cost
26 910
26 910
26 910
26 910
Free-cash
89 595
93 033
83 209
84 607

Estimated living cost  is ₽26910 per week

₽18396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5961
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽93735
₽69269
₽76287
₽86771
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 500
social contributions
-
-
-
28 093
health
-
-
-
22 208
solidarity contribution
-
-
-
1 259
income
-
-
-
17 130
total
-
-
-
68 690
Employee
28 710
-
128 851
-
health
3 876
-
17 395
-
social contributions
1 866
-
6 254
-
solidarity contribution
-
-
630
-
income
3 445
-
15 780
-
total
9 187
-
40 059
-
Employer
28 710
-
128 851
-
social contributions
7 178
-
24 052
-
health
2 584
-
11 597
-
total
9 762
-
35 649
-
Corporate
126 028
164 500
-
-
income
23 945
31 255
-
-
total
23 945
31 255
-
-
Dividends
102 083
133 245
-
-
withholding
15 312
19 987
-
-
total
15 312
19 987
-
-
Income
164 500
164 500
164 500
164 500
Total tax
58 206
51 242
75 708
68 690
After tax
106 294
113 258
88 792
95 810
Living cost
19 523
19 523
19 523
19 523
Free-cash
86 771
93 735
69 269
76 287

Estimated living cost  is ₽19523 per week

₽13561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽89201
₽64735
₽71753
₽80618
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 500
social contributions
-
-
-
28 093
health
-
-
-
22 208
solidarity contribution
-
-
-
1 259
income
-
-
-
17 130
total
-
-
-
68 690
Employee
35 378
-
128 851
-
health
4 776
-
17 395
-
social contributions
2 300
-
6 254
-
solidarity contribution
-
-
630
-
income
4 245
-
15 780
-
total
11 321
-
40 059
-
Employer
35 378
-
128 851
-
social contributions
8 845
-
24 052
-
health
3 184
-
11 597
-
total
12 029
-
35 649
-
Corporate
117 093
164 500
-
-
income
22 248
31 255
-
-
total
22 248
31 255
-
-
Dividends
94 845
133 245
-
-
withholding
14 227
19 987
-
-
total
14 227
19 987
-
-
Income
164 500
164 500
164 500
164 500
Total tax
59 825
51 242
75 708
68 690
After tax
104 675
113 258
88 792
95 810
Living cost
24 057
24 057
24 057
24 057
Free-cash
80 618
89 201
64 735
71 753

Estimated living cost  is ₽24057 per week

₽17891
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4418
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽16754
-₽16754
₽55916
-₽16754
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 500
labour market
-
-
-
13 102
municipal
-
-
-
34 800
pensions
-
-
-
721
national
-
-
-
19 896
total
-
-
-
68 519
Employee
169 104
169 104
169 104
-
municipal
36 010
36 010
36 010
-
pensions
240
240
240
-
national
20 659
20 659
20 659
-
labour market
13 509
13 509
13 509
-
total
70 418
70 418
70 418
-
Employer
169 104
169 104
169 104
-
labour market
13 528
13 528
13 528
-
national
20 695
20 695
20 695
-
municipal
36 067
36 067
36 067
-
pensions
481
481
481
-
total
70 771
70 771
70 771
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
164 500
164 500
164 500
164 500
Total tax
141 189
141 189
141 189
68 519
After tax
23 311
23 311
23 311
95 981
Living cost
40 065
40 065
40 065
40 065
Free-cash
-16 754
-16 754
-16 754
55 916

Estimated living cost  is ₽40065 per week

₽27421
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3544
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽616
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8484
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽111560
₽74778
₽68132
₽106405
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 500
health
-
-
-
21 384
pensions
-
-
-
32 900
income
-
-
-
22 044
total
-
-
-
76 328
Employee
23 536
-
122 944
-
pensions
471
-
2 459
-
unemployment
376
-
1 966
-
income
2 650
-
23 703
-
total
3 497
-
28 128
-
Employer
23 536
-
122 944
-
pensions
4 708
-
24 588
-
unemployment
189
-
984
-
health
3 059
-
15 982
-
total
7 956
-
41 554
-
Corporate
133 008
164 500
-
-
income
26 602
32 900
-
-
total
26 602
32 900
-
-
Dividends
106 406
131 600
-
-
total
-
-
-
-
Income
164 500
164 500
164 500
164 500
Total tax
38 055
32 900
69 682
76 328
After tax
126 445
131 600
94 818
88 172
Living cost
20 040
20 040
20 040
20 040
Free-cash
106 405
111 560
74 778
68 132

Estimated living cost  is ₽20040 per week

₽13745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽70085
₽52739
₽71581
₽72611
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
164 500
health
-
-
-
2 187
municipal
-
-
-
29 216
national
-
-
-
29 663
total
-
-
-
61 066
Employee
43 651
-
138 386
-
health
326
-
1 785
-
municipal
7 150
-
22 534
-
pensions
2 946
-
9 341
-
national
721
-
18 059
-
unemployment
655
-
2 075
-
total
11 798
-
53 794
-
Employer
43 651
-
138 386
-
accident
44
-
139
-
unemployment
283
-
899
-
health
335
-
1 066
-
pensions
7 573
-
24 010
-
total
8 235
-
26 114
-
Corporate
112 613
164 500
-
-
income
22 523
32 900
-
-
total
22 523
32 900
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

67 568
98 700
-
-
municipal
12 163
17 766
-
-
national
5 317
11 896
-
-
total
17 480
29 662
-
-
Income
164 500
164 500
164 500
164 500
Total tax
60 036
62 562
79 908
61 066
After tax
104 464
101 938
84 592
103 434
Living cost
31 853
31 853
31 853
31 853
Free-cash
72 611
70 085
52 739
71 581

Estimated living cost  is ₽31853 per week

₽20806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽57334
₽62746
₽66363
₽61947
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 500
social contributions
-
-
-
4 687
health
-
-
-
7 529
pensions
-
-
-
27 582
other
-
-
-
5 100
income
-
-
-
27 666
surtax
-
-
-
-
total
-
-
-
72 564
Employee
31 696
-
126 442
-
income
1 634
-
25 369
-
social contributions
904
-
3 604
-
pensions
3 585
-
9 152
-
surtax
-
-
-
-
total
6 123
-
38 125
-
Employer
31 696
-
126 442
-
pensions
5 208
-
15 345
-
social contributions
94
-
379
-
unemployment
1 283
-
5 120
-
health
2 218
-
12 126
-
other
1 094
-
5 086
-
total
9 897
-
38 056
-
Corporate
122 905
164 500
-
-
surtax
-
-
-
-
income
34 413
46 061
-
-
total
34 413
46 061
-
-
Dividends
88 492
118 439
-
-
surtax
-
-
-
-
withholding
11 327
15 160
-
-
social contributions
15 220
20 372
-
-
total
26 547
35 532
-
-
Income
164 500
164 500
164 500
164 500
Total tax
76 980
81 593
76 181
72 564
After tax
87 520
82 907
88 319
91 936
Living cost
25 573
25 573
25 573
25 573
Free-cash
61 947
57 334
62 746
66 363

Estimated living cost  is ₽25573 per week

₽14831
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2598
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7660
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽54521
₽59933
₽63550
₽59423
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 500
social contributions
-
-
-
4 687
health
-
-
-
7 529
pensions
-
-
-
27 582
other
-
-
-
5 100
income
-
-
-
27 666
surtax
-
-
-
-
total
-
-
-
72 564
Employee
35 509
-
126 442
-
income
2 096
-
25 369
-
social contributions
1 012
-
3 604
-
pensions
4 015
-
9 152
-
surtax
-
-
-
-
total
7 123
-
38 125
-
Employer
35 509
-
126 442
-
pensions
5 833
-
15 345
-
social contributions
107
-
379
-
unemployment
1 437
-
5 120
-
health
2 486
-
12 126
-
other
1 225
-
5 086
-
total
11 088
-
38 056
-
Corporate
117 902
164 500
-
-
surtax
-
-
-
-
income
33 013
46 061
-
-
total
33 013
46 061
-
-
Dividends
84 889
118 439
-
-
surtax
-
-
-
-
withholding
10 865
15 160
-
-
social contributions
14 602
20 372
-
-
total
25 467
35 532
-
-
Income
164 500
164 500
164 500
164 500
Total tax
76 691
81 593
76 181
72 564
After tax
87 809
82 907
88 319
91 936
Living cost
28 386
28 386
28 386
28 386
Free-cash
59 423
54 521
59 933
63 550

Estimated living cost  is ₽28386 per week

₽17898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2308
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽42835
₽48247
₽51864
₽48540
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 500
social contributions
-
-
-
4 687
health
-
-
-
7 529
pensions
-
-
-
27 582
other
-
-
-
5 100
income
-
-
-
27 666
surtax
-
-
-
-
total
-
-
-
72 564
Employee
51 964
-
126 442
-
income
4 534
-
25 369
-
social contributions
1 480
-
3 604
-
pensions
5 877
-
9 152
-
surtax
-
-
-
-
total
11 891
-
38 125
-
Employer
51 964
-
126 442
-
pensions
8 538
-
15 345
-
social contributions
156
-
379
-
unemployment
2 105
-
5 120
-
health
3 637
-
12 126
-
other
1 793
-
5 086
-
total
16 229
-
38 056
-
Corporate
96 307
164 500
-
-
surtax
-
-
-
-
income
26 966
46 061
-
-
total
26 966
46 061
-
-
Dividends
69 341
118 439
-
-
surtax
-
-
-
-
withholding
8 875
15 160
-
-
social contributions
11 927
20 372
-
-
total
20 802
35 532
-
-
Income
164 500
164 500
164 500
164 500
Total tax
75 888
81 593
76 181
72 564
After tax
88 612
82 907
88 319
91 936
Living cost
40 072
40 072
40 072
40 072
Free-cash
48 540
42 835
48 247
51 864

Estimated living cost  is ₽40072 per week

₽27120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3278
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9124
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽150418
₽125743
₽156998
₽149320
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
164 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 645
total
-
-
-
1 645
Employee
7 321
-
164 500
-
income
1 464
-
32 900
-
total
1 464
-
32 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

157 179
164 500
-
-
total
-
-
-
-
Dividends
157 179
164 500
-
-
withholding
7 859
8 225
-
-
total
7 859
8 225
-
-
Income
164 500
164 500
164 500
164 500
Total tax
9 323
8 225
32 900
1 645
After tax
155 177
156 275
131 600
162 855
Living cost
5 857
5 857
5 857
5 857
Free-cash
149 320
150 418
125 743
156 998

Estimated living cost  is ₽5857 per week

₽3630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1579
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽147148
₽122473
₽153728
₽145436
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
164 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 645
total
-
-
-
1 645
Employee
11 409
-
164 500
-
income
2 282
-
32 900
-
total
2 282
-
32 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

153 091
164 500
-
-
total
-
-
-
-
Dividends
153 091
164 500
-
-
withholding
7 655
8 225
-
-
total
7 655
8 225
-
-
Income
164 500
164 500
164 500
164 500
Total tax
9 937
8 225
32 900
1 645
After tax
154 563
156 275
131 600
162 855
Living cost
9 127
9 127
9 127
9 127
Free-cash
145 436
147 148
122 473
153 728

Estimated living cost  is ₽9127 per week

₽6176
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽52598
₽71009
₽52939
₽63451
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
164 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
18 070
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
52 884
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 908
total
-
-
-
79 530
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 281
-
164 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
2 908
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 395
-
52 884
-
total
9 250
-
61 460
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
123 219
164 500
-
-
trade
17 681
23 606
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 017
1 357
-
-
chamber of commerce
307
367
-
-
income
18 483
24 675
-
-
total
37 488
50 005
-
-
Dividends
85 731
114 495
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 162
1 557
-
-
withholding
21 118
28 309
-
-
total
22 280
29 866
-
-
Income
164 500
164 500
164 500
164 500
Total tax
69 018
79 871
61 460
79 530
After tax
95 482
84 629
103 040
84 970
Living cost
32 031
32 031
32 031
32 031
Free-cash
63 451
52 598
71 009
52 939

Estimated living cost  is ₽32031 per week

₽22096
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6024
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽57807
₽77910
₽58077
₽66986
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
164 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
19 833
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
52 884
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 908
total
-
-
-
81 293
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 733
-
164 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
2 908
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

886
-
52 884
-
total
6 603
-
61 460
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
132 767
164 500
-
-
trade
20 910
25 909
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 096
1 357
-
-
chamber of commerce
316
362
-
-
income
19 915
24 675
-
-
total
42 237
52 303
-
-
Dividends
90 529
112 197
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 228
1 526
-
-
withholding
22 316
27 734
-
-
total
23 544
29 260
-
-
Income
164 500
164 500
164 500
164 500
Total tax
72 384
81 563
61 460
81 293
After tax
92 116
82 937
103 040
83 207
Living cost
25 130
25 130
25 130
25 130
Free-cash
66 986
57 807
77 910
58 077

Estimated living cost  is ₽25130 per week

₽15808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5923
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽49498
₽70447
₽49732
₽61156
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
164 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
20 715
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
52 884
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 908
total
-
-
-
82 175
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

42 074
-
164 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
2 908
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 615
-
52 884
-
total
9 481
-
61 460
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
122 426
164 500
-
-
trade
20 139
27 060
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 011
1 357
-
-
chamber of commerce
301
361
-
-
income
18 364
24 675
-
-
total
39 815
53 453
-
-
Dividends
82 611
111 047
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 118
1 510
-
-
withholding
20 337
27 446
-
-
total
21 455
28 956
-
-
Income
164 500
164 500
164 500
164 500
Total tax
70 751
82 409
61 460
82 175
After tax
93 749
82 091
103 040
82 325
Living cost
32 593
32 593
32 593
32 593
Free-cash
61 156
49 498
70 447
49 732

Estimated living cost  is ₽32593 per week

₽21798
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽43239
₽65032
₽43435
₽56690
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
164 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
21 597
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
52 884
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 908
total
-
-
-
83 057
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 862
-
164 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

323
-
2 908
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 863
-
52 884
-
total
11 854
-
61 460
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
114 638
164 500
-
-
trade
19 660
28 211
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

946
1 357
-
-
chamber of commerce
287
357
-
-
income
17 196
24 675
-
-
total
38 089
54 600
-
-
Dividends
76 549
109 899
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 036
1 494
-
-
withholding
18 823
27 159
-
-
total
19 859
28 653
-
-
Income
164 500
164 500
164 500
164 500
Total tax
69 802
83 253
61 460
83 057
After tax
94 698
81 247
103 040
81 443
Living cost
38 008
38 008
38 008
38 008
Free-cash
56 690
43 239
65 032
43 435

Estimated living cost  is ₽38008 per week

₽27759
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3040
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽84836
₽53894
₽58967
₽82197
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 500
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
48 786
surtax
-
-
-
7 916
total
-
-
-
86 898
Employee
27 940
-
141 192
-
health
713
-
2 823
-
pensions
1 864
-
7 386
-
surtax
99
-
6 924
-
other
-
-
-
-
unemployment
1 944
-
7 707
-
income
4 684
-
43 823
-
total
9 304
-
68 663
-
Employer
27 940
-
141 192
-
pensions
3 725
-
14 761
-
unemployment
886
-
3 509
-
health
1 271
-
5 038
-
other
-
-
-
-
total
5 882
-
23 308
-
Corporate
130 677
164 500
-
-
income
33 977
42 770
-
-
total
33 977
42 770
-
-
Dividends
96 701
121 730
-
-
withholding
14 505
18 259
-
-
total
14 505
18 259
-
-
Income
164 500
164 500
164 500
164 500
Total tax
63 668
61 029
91 971
86 898
After tax
100 832
103 471
72 529
77 602
Living cost
18 635
18 635
18 635
18 635
Free-cash
82 197
84 836
53 894
58 967

Estimated living cost  is ₽18635 per week

₽11251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽85163
₽54221
₽59294
₽82580
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 500
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
48 786
surtax
-
-
-
7 916
total
-
-
-
86 898
Employee
27 437
-
141 192
-
health
701
-
2 823
-
pensions
1 830
-
7 386
-
surtax
90
-
6 924
-
other
-
-
-
-
unemployment
1 910
-
7 707
-
income
4 599
-
43 823
-
total
9 130
-
68 663
-
Employer
27 437
-
141 192
-
pensions
3 657
-
14 761
-
unemployment
869
-
3 509
-
health
1 249
-
5 038
-
other
-
-
-
-
total
5 775
-
23 308
-
Corporate
131 288
164 500
-
-
income
34 134
42 770
-
-
total
34 134
42 770
-
-
Dividends
97 154
121 730
-
-
withholding
14 573
18 259
-
-
total
14 573
18 259
-
-
Income
164 500
164 500
164 500
164 500
Total tax
63 612
61 029
91 971
86 898
After tax
100 888
103 471
72 529
77 602
Living cost
18 308
18 308
18 308
18 308
Free-cash
82 580
85 163
54 221
59 294

Estimated living cost  is ₽18308 per week

₽11194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1689
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽76121
₽79088
₽97684
₽76460
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 500
unemployment
-
-
-
2 468
health
-
-
-
11 515
pensions
-
-
-
16 450
income
-
-
-
20 110
total
-
-
-
50 543
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
137 657
-
health
1 644
654
9 636
-
pensions
2 349
935
13 766
-
unemployment
352
140
2 065
-
income
2 872
1 143
16 829
-
total
7 217
2 872
42 296
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
137 657
-
pensions
4 581
1 823
26 843
-
total
4 581
1 823
26 843
-
Corporate
136 429
153 328
-
-
income
12 279
13 800
-
-
total
12 279
13 800
-
-
Dividends
124 150
139 528
-
-
withholding
23 588
26 510
-
-
social contributions
24 102
27 101
-
-
total
47 690
53 611
-
-
Income
164 500
164 500
164 500
164 500
Total tax
71 767
72 106
69 139
50 543
After tax
92 733
92 394
95 361
113 957
Living cost
16 273
16 273
16 273
16 273
Free-cash
76 460
76 121
79 088
97 684

Estimated living cost  is ₽16273 per week

₽11105
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1331
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽60765
₽54258
₽53375
₽60068
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 500
social contributions
-
-
-
1 768
municipal
-
-
-
18 155
pensions
-
-
-
19 740
national
-
-
-
29 579
total
-
-
-
69 242
Employee
64 927
-
142 209
-
municipal
8 020
-
18 792
-
pensions
2 597
-
5 688
-
national
12 427
-
30 973
-
total
23 044
-
55 453
-
Employer
64 927
-
142 209
-
social contributions
698
-
1 529
-
pensions
5 194
-
11 377
-
total
5 892
-
12 906
-
Corporate
89 396
164 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

17 879
32 900
-
-
total
17 879
32 900
-
-
Dividends
71 517
131 600
-
-
withholding
15 734
28 952
-
-
total
15 734
28 952
-
-
Income
164 500
164 500
164 500
164 500
Total tax
62 549
61 852
68 359
69 242
After tax
101 951
102 648
96 141
95 258
Living cost
41 883
41 883
41 883
41 883
Free-cash
60 068
60 765
54 258
53 375

Estimated living cost  is ₽41883 per week

₽28468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽627
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8895
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽67889
₽37283
₽37283
₽69718
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 500
social contributions
-
-
-
27 869
income
-
-
-
52 086
total
-
-
-
79 955
Employee
64 899
-
164 500
-
social contributions
5 392
-
27 869
-
income
12 246
-
52 086
-
total
17 638
-
79 955
-
Employer
64 899
-
164 500
-
total
-
-
-
-
Corporate
99 601
164 500
-
-
income
12 451
20 562
-
-
total
12 451
20 562
-
-
Dividends
87 150
143 938
-
-
withholding
17 431
28 787
-
-
total
17 431
28 787
-
-
Income
164 500
164 500
164 500
164 500
Total tax
47 520
49 349
79 955
79 955
After tax
116 980
115 151
84 545
84 545
Living cost
47 262
47 262
47 262
47 262
Free-cash
69 718
67 889
37 283
37 283

Estimated living cost  is ₽47262 per week

₽35956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7003
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽52759
₽35688
₽42881
₽48427
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 500
regional
-
-
-
1 975
social contributions
-
-
-
41 525
municipal
-
-
-
984
national
-
-
-
42 126
total
-
-
-
86 610
Employee
73 736
-
164 500
-
regional
696
-
1 751
-
municipal
390
-
880
-
social contributions
24 864
-
54 440
-
national
12 777
-
36 732
-
total
38 727
-
93 803
-
Employer
73 736
-
164 500
-
total
-
-
-
-
Corporate
90 764
164 500
-
-
nationa
21 783
39 479
-
-
municipal
3 539
6 416
-
-
total
25 322
45 895
-
-
Dividends
65 442
118 605
-
-
withholding
17 015
30 837
-
-
total
17 015
30 837
-
-
Income
164 500
164 500
164 500
164 500
Total tax
81 064
76 732
93 803
86 610
After tax
83 436
87 768
70 697
77 890
Living cost
35 009
35 009
35 009
35 009
Free-cash
48 427
52 759
35 688
42 881

Estimated living cost  is ₽35009 per week

₽24404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7772
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽64116
₽47863
₽55019
₽62273
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 500
regional
-
-
-
2 496
social contributions
-
-
-
41 525
municipal
-
-
-
984
national
-
-
-
42 126
total
-
-
-
87 131
Employee
46 023
-
164 500
-
regional
620
-
2 235
-
municipal
244
-
880
-
social contributions
15 519
-
54 440
-
national
7 291
-
36 732
-
total
23 674
-
94 287
-
Employer
46 023
-
164 500
-
total
-
-
-
-
Corporate
118 477
164 500
-
-