Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 164500
per

Your estimated
City
free-cash

Andorra , Andorra
₽93893
₽117975
₽98263
₽120998
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 500
social contributions
-
-
-
36 189
income
-
-
-
7 366
total
-
-
-
43 555
Employee
28 933
-
142 423
-
social contributions
1 880
-
9 258
-
income
-
-
7 851
-
total
1 880
-
17 109
-
Employer
28 933
-
142 423
-
social contributions
4 485
-
22 076
-
total
4 485
-
22 076
-
Corporate
131 082
164 500
-
-
income
13 108
16 450
-
-
total
13 108
16 450
-
-
Dividends
117 975
148 050
-
-
total
-
-
-
-
Income
164 500
164 500
164 500
164 500
Total tax
19 473
16 450
39 185
43 555
After tax
145 027
148 050
125 315
120 945
Living cost
27 052
27 052
27 052
27 052
Free-cash
117 975
120 998
98 263
93 893

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽55911
₽61901
₽14861
₽62346
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 500
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
8 042
chamber of commerce
-
-
-
658
pensions
-
-
-
19 451
income
-
-
-
46 206
total
-
-
-
79 877
Employee
39 340
35 865
132 263
-
unemployment
1 180
1 076
3 154
-
other
393
359
1 052
-
income
3 504
2 645
37 439
-
pensions
4 029
3 672
10 766
-
health
1 522
1 388
4 068
-
total
10 628
9 140
56 479
-
Employer
39 340
35 865
132 263
-
pensions
4 937
4 502
13 195
-
surtax
-
-
-
-
payroll
1 180
1 076
3 967
-
other
1 868
1 703
6 051
-
health
1 488
1 356
3 974
-
accident
511
466
1 366
-
unemployment
1 180
1 076
3 154
-
chamber of commerce
157
143
529
-
total
11 321
10 322
32 236
-
Corporate
113 839
118 313
128 847
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

28 459
29 578
32 212
-
total
28 459
29 578
32 212
-
Dividends
85 379
88 735
-
-
withholding
23 479
24 402
-
-
total
23 479
24 402
-
-
Income
164 500
164 500
164 500
164 500
Total tax
73 887
73 442
120 927
79 877
After tax
90 613
91 058
43 573
84 623
Living cost
28 712
28 712
28 712
28 712
Free-cash
61 901
62 346
14 861
55 911

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽52734
₽57859
₽11816
₽59249
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 500
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
8 042
chamber of commerce
-
-
-
658
pensions
-
-
-
19 451
income
-
-
-
46 206
total
-
-
-
80 055
Employee
44 976
35 865
132 097
-
unemployment
1 349
1 076
3 154
-
other
449
359
1 052
-
income
5 120
2 645
37 359
-
pensions
4 606
3 672
10 766
-
health
1 740
1 388
4 068
-
total
13 264
9 140
56 399
-
Employer
44 976
35 865
132 097
-
pensions
5 644
4 502
13 195
-
surtax
178
178
178
-
payroll
1 349
1 076
3 962
-
other
2 137
1 703
6 046
-
health
1 699
1 356
3 974
-
accident
584
466
1 366
-
unemployment
1 349
1 076
3 154
-
chamber of commerce
179
143
528
-
total
13 119
10 500
32 403
-
Corporate
106 404
118 136
128 681
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

26 601
29 534
32 171
-
total
26 601
29 534
32 171
-
Dividends
79 803
88 602
-
-
withholding
21 946
24 366
-
-
total
21 946
24 366
-
-
Income
164 500
164 500
164 500
164 500
Total tax
74 930
73 540
120 973
80 055
After tax
89 570
90 960
43 527
84 445
Living cost
31 711
31 711
31 711
31 711
Free-cash
57 859
59 249
11 816
52 734

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽38542
₽45676
₽24768
₽59174
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 500
national
-
-
-
62 183
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
8 524
social contributions
-
-
-
22 437
total
-
-
-
93 144
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
127 411
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
1 108
-
national
19 791
-
46 532
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
6 645
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
9 555
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
5 988
-
total
31 562
-
69 828
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
127 411
-
surtax
7 299
-
14 448
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
11 289
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
7 836
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
1 657
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
1 860
-
total
18 738
-
37 090
-
Corporate
81 387
164 500
-
-
income
16 277
32 900
-
-
surtax
326
658
-
-
total
16 603
33 558
-
-
Dividends
64 783
130 943
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

19 107
38 954
-
-
total
19 107
38 954
-
-
Income
164 500
164 500
164 500
164 500
Total tax
86 010
72 512
106 918
93 144
After tax
78 490
91 988
57 582
71 356
Living cost
32 814
32 814
32 814
32 814
Free-cash
45 676
59 174
24 768
38 542

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽115962
₽119692
₽122477
₽125174
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 500
unemployment
-
-
-
126
health
-
-
-
3 613
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 650
income
-
-
-
24 675
total
-
-
-
33 064
Employee
20 490
-
158 335
-
accident

We are using the highest rate at 1.1%.

225
-
346
-
income
2 049
-
15 834
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 799
-
2 759
-
health
943
-
1 445
-
total
5 016
-
20 384
-
Employer
20 490
-
158 335
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 258
-
3 462
-
health
1 414
-
2 168
-
accident

We are using the highest rate at 1.1%.

225
-
346
-
unemployment
123
-
189
-
total
4 020
-
6 165
-
Corporate
139 989
164 500
-
-
income
13 999
16 450
-
-
total
13 999
16 450
-
-
Dividends
125 990
148 050
-
-
withholding
6 299
7 402
-
-
total
6 299
7 402
-
-
Income
164 500
164 500
164 500
164 500
Total tax
29 334
23 852
26 549
33 064
After tax
135 166
140 648
137 951
131 436
Living cost
15 474
15 474
15 474
15 474
Free-cash
119 692
125 174
122 477
115 962

Estimated living cost  is ₽15474 per week

₽10235
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽886
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3985
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽119642
₽124676
₽126157
₽128854
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 500
unemployment
-
-
-
126
health
-
-
-
3 613
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 650
income
-
-
-
24 675
total
-
-
-
33 064
Employee
15 617
-
158 335
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
income
1 561
-
15 834
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 371
-
2 759
-
health
718
-
1 445
-
total
3 822
-
20 384
-
Employer
15 617
-
158 335
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 721
-
3 462
-
health
1 078
-
2 168
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
unemployment
93
-
189
-
total
3 064
-
6 165
-
Corporate
145 818
164 500
-
-
income
14 582
16 450
-
-
total
14 582
16 450
-
-
Dividends
131 236
148 050
-
-
withholding
6 562
7 402
-
-
total
6 562
7 402
-
-
Income
164 500
164 500
164 500
164 500
Total tax
28 030
23 852
26 549
33 064
After tax
136 470
140 648
137 951
131 436
Living cost
11 794
11 794
11 794
11 794
Free-cash
124 676
128 854
126 157
119 642

Estimated living cost  is ₽11794 per week

₽6886
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽842
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3754
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽91301
₽94251
₽89869
₽99149
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 500
health
-
-
-
4 194
social contributions
-
-
-
14 561
income
-
-
-
33 607
total
-
-
-
52 362
Employee
69 203
69 203
153 906
-
income
7 535
6 406
32 837
-
social contributions
2 616
5 743
7 747
-
health
536
1 177
2 616
-
total
10 687
13 326
43 200
-
Employer
69 203
69 203
153 906
-
social contributions
2 616
5 743
7 747
-
health
582
1 281
2 847
-
total
3 198
7 024
10 594
-
Corporate
129 777
88 273
-
-
income
16 223
11 034
-
-
total
16 223
11 034
-
-
Dividends
113 554
77 239
-
-
withholding
19 304
13 130
-
-
total
19 304
13 130
-
-
Income
164 500
164 500
164 500
164 500
Total tax
49 412
44 514
53 794
52 362
After tax
115 088
119 986
110 706
112 138
Living cost
20 837
20 837
20 837
20 837
Free-cash
94 251
99 149
89 869
91 301

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽82948
₽87062
₽81516
₽90796
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 500
health
-
-
-
4 194
social contributions
-
-
-
14 561
income
-
-
-
33 607
total
-
-
-
52 362
Employee
69 203
69 203
153 906
-
income
7 267
6 406
32 837
-
social contributions
3 363
5 743
7 747
-
health
688
1 177
2 616
-
total
11 318
13 326
43 200
-
Employer
69 203
69 203
153 906
-
social contributions
3 363
5 743
7 747
-
health
750
1 281
2 847
-
total
4 113
7 024
10 594
-
Corporate
119 879
88 273
-
-
income
14 985
11 034
-
-
total
14 985
11 034
-
-
Dividends
104 895
77 239
-
-
withholding
17 832
13 130
-
-
total
17 832
13 130
-
-
Income
164 500
164 500
164 500
164 500
Total tax
48 248
44 514
53 794
52 362
After tax
116 252
119 986
110 706
112 138
Living cost
29 190
29 190
29 190
29 190
Free-cash
87 062
90 796
81 516
82 948

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽74058
₽85068
₽67179
₽92481
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 500
health
-
-
-
22 208
social contributions
-
-
-
29 898
income
-
-
-
16 859
solidarity contribution
-
-
-
700
total
-
-
-
69 665
Employee
30 555
-
127 434
-
income
3 667
-
15 536
-
social contributions
1 986
-
6 655
-
health
4 125
-
17 204
-
solidarity contribution
-
-
83
-
total
9 778
-
39 478
-
Employer
30 555
-
127 434
-
social contributions
7 639
-
25 597
-
health
2 750
-
11 469
-
total
10 389
-
37 066
-
Corporate
123 557
164 500
-
-
income
23 476
31 255
-
-
total
23 476
31 255
-
-
Dividends
100 081
133 245
-
-
withholding
15 012
19 987
-
-
total
15 012
19 987
-
-
Income
164 500
164 500
164 500
164 500
Total tax
58 655
51 242
76 544
69 665
After tax
105 845
113 258
87 956
94 835
Living cost
20 777
20 777
20 777
20 777
Free-cash
85 068
92 481
67 179
74 058

Estimated living cost  is ₽20777 per week

₽14432
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4459
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽69232
₽78521
₽62353
₽87655
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 500
health
-
-
-
22 208
social contributions
-
-
-
29 898
income
-
-
-
16 859
solidarity contribution
-
-
-
700
total
-
-
-
69 665
Employee
37 652
-
127 434
-
income
4 518
-
15 536
-
social contributions
2 447
-
6 655
-
health
5 083
-
17 204
-
solidarity contribution
-
-
83
-
total
12 048
-
39 478
-
Employer
37 652
-
127 434
-
social contributions
9 413
-
25 597
-
health
3 389
-
11 469
-
total
12 802
-
37 066
-
Corporate
114 047
164 500
-
-
income
21 669
31 255
-
-
total
21 669
31 255
-
-
Dividends
92 378
133 245
-
-
withholding
13 857
19 987
-
-
total
13 857
19 987
-
-
Income
164 500
164 500
164 500
164 500
Total tax
60 376
51 242
76 544
69 665
After tax
104 124
113 258
87 956
94 835
Living cost
25 603
25 603
25 603
25 603
Free-cash
78 521
87 655
62 353
69 232

Estimated living cost  is ₽25603 per week

₽19040
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4702
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽53229
-₽32172
-₽32172
-₽32172
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 500
national
-
-
-
19 490
pensions
-
-
-
782
municipal
-
-
-
34 429
labour market
-
-
-
13 097
total
-
-
-
67 798
Employee
183 488
183 488
183 488
-
municipal
39 073
39 073
39 073
-
national
22 416
22 416
22 416
-
pensions
261
261
261
-
labour market
14 658
14 658
14 658
-
total
76 408
76 408
76 408
-
Employer
183 488
183 488
183 488
-
pensions
522
522
522
-
labour market
14 679
14 679
14 679
-
municipal
39 135
39 135
39 135
-
national
22 455
22 455
22 455
-
total
76 791
76 791
76 791
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
164 500
164 500
164 500
164 500
Total tax
153 199
153 199
153 199
67 798
After tax
11 301
11 301
11 301
96 702
Living cost
43 473
43 473
43 473
43 473
Free-cash
-32 172
-32 172
-32 172
53 229

Estimated living cost  is ₽43473 per week

₽29753
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9205
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽66434
₽104273
₽73080
₽109863
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 500
health
-
-
-
21 386
pensions
-
-
-
32 900
income
-
-
-
22 043
total
-
-
-
76 329
Employee
25 530
-
122 943
-
unemployment
408
-
1 967
-
income
2 874
-
23 703
-
pensions
511
-
2 459
-
total
3 793
-
28 129
-
Employer
25 530
-
122 943
-
pensions
5 106
-
24 588
-
health
3 318
-
15 982
-
unemployment
205
-
984
-
total
8 629
-
41 554
-
Corporate
130 340
164 500
-
-
income
26 068
32 900
-
-
total
26 068
32 900
-
-
Dividends
104 271
131 600
-
-
total
-
-
-
-
Income
164 500
164 500
164 500
164 500
Total tax
38 490
32 900
69 683
76 329
After tax
126 010
131 600
94 817
88 171
Living cost
21 737
21 737
21 737
21 737
Free-cash
104 273
109 863
73 080
66 434

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽70682
₽70564
₽51364
₽68155
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
164 500
national
-
-
-
27 888
health
-
-
-
2 157
municipal
-
-
-
29 221
total
-
-
-
59 266
Employee
47 349
-
138 385
-
unemployment
710
-
2 075
-
municipal
7 755
-
22 538
-
national
782
-
16 760
-
pensions
3 195
-
9 340
-
health
354
-
1 756
-
total
12 796
-
52 469
-
Employer
47 349
-
138 385
-
pensions
8 215
-
24 011
-
health
364
-
1 066
-
accident
48
-
138
-
unemployment
307
-
900
-
total
8 934
-
26 115
-
Corporate
108 218
164 500
-
-
income
21 643
32 900
-
-
total
21 643
32 900
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

64 931
98 700
-
-
municipal
11 687
17 767
-
-
national
4 324
11 126
-
-
total
16 011
28 893
-
-
Income
164 500
164 500
164 500
164 500
Total tax
59 384
61 793
78 584
59 266
After tax
105 116
102 707
85 916
105 234
Living cost
34 552
34 552
34 552
34 552
Free-cash
70 564
68 155
51 364
70 682

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽64865
₽60168
₽61972
₽55168
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 500
surtax
-
-
-
-
health
-
-
-
7 142
pensions
-
-
-
28 762
social contributions
-
-
-
4 686
income
-
-
-
26 205
other
-
-
-
5 100
total
-
-
-
71 895
Employee
34 382
-
127 136
-
income
1 773
-
24 886
-
surtax
-
-
-
-
social contributions
980
-
3 622
-
pensions
3 889
-
8 915
-
total
6 642
-
37 423
-
Employer
34 382
-
127 136
-
pensions
5 650
-
14 992
-
social contributions
102
-
381
-
other
1 187
-
4 991
-
health
2 406
-
11 852
-
unemployment
1 392
-
5 149
-
total
10 737
-
37 365
-
Corporate
119 381
164 500
-
-
income
33 426
46 060
-
-
surtax
-
-
-
-
total
33 426
46 060
-
-
Dividends
85 955
118 440
-
-
withholding
11 002
15 161
-
-
social contributions
14 785
20 371
-
-
surtax
-
-
-
-
total
25 787
35 532
-
-
Income
164 500
164 500
164 500
164 500
Total tax
76 592
81 592
74 788
71 895
After tax
87 908
82 908
89 712
92 605
Living cost
27 740
27 740
27 740
27 740
Free-cash
60 168
55 168
61 972
64 865

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽61814
₽57432
₽58921
₽52117
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 500
surtax
-
-
-
-
health
-
-
-
7 142
pensions
-
-
-
28 762
social contributions
-
-
-
4 686
income
-
-
-
26 205
other
-
-
-
5 100
total
-
-
-
71 895
Employee
38 517
-
127 136
-
income
2 273
-
24 886
-
surtax
-
-
-
-
social contributions
1 098
-
3 622
-
pensions
4 355
-
8 915
-
total
7 726
-
37 423
-
Employer
38 517
-
127 136
-
pensions
6 328
-
14 992
-
social contributions
116
-
381
-
other
1 329
-
4 991
-
health
2 697
-
11 852
-
unemployment
1 559
-
5 149
-
total
12 029
-
37 365
-
Corporate
113 955
164 500
-
-
income
31 908
46 060
-
-
surtax
-
-
-
-
total
31 908
46 060
-
-
Dividends
82 047
118 440
-
-
withholding
10 502
15 161
-
-
social contributions
14 112
20 371
-
-
surtax
-
-
-
-
total
24 614
35 532
-
-
Income
164 500
164 500
164 500
164 500
Total tax
76 277
81 592
74 788
71 895
After tax
88 223
82 908
89 712
92 605
Living cost
30 791
30 791
30 791
30 791
Free-cash
57 432
52 117
58 921
61 814

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽49138
₽45630
₽46245
₽39441
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 500
surtax
-
-
-
-
health
-
-
-
7 142
pensions
-
-
-
28 762
social contributions
-
-
-
4 686
income
-
-
-
26 205
other
-
-
-
5 100
total
-
-
-
71 895
Employee
56 366
-
127 136
-
income
4 918
-
24 886
-
surtax
-
-
-
-
social contributions
1 605
-
3 622
-
pensions
6 375
-
8 915
-
total
12 898
-
37 423
-
Employer
56 366
-
127 136
-
pensions
9 262
-
14 992
-
social contributions
169
-
381
-
other
1 945
-
4 991
-
health
3 945
-
11 852
-
unemployment
2 283
-
5 149
-
total
17 604
-
37 365
-
Corporate
90 529
164 500
-
-
income
25 348
46 060
-
-
surtax
-
-
-
-
total
25 348
46 060
-
-
Dividends
65 182
118 440
-
-
withholding
8 343
15 161
-
-
social contributions
11 210
20 371
-
-
surtax
-
-
-
-
total
19 553
35 532
-
-
Income
164 500
164 500
164 500
164 500
Total tax
75 403
81 592
74 788
71 895
After tax
89 097
82 908
89 712
92 605
Living cost
43 467
43 467
43 467
43 467
Free-cash
45 630
39 441
46 245
49 138

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽157032
₽149361
₽125777
₽150452
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
164 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 645
total
-
-
-
1 645
Employee
7 278
-
164 500
-
income
1 455
-
32 900
-
total
1 455
-
32 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

157 222
164 500
-
-
total
-
-
-
-
Dividends
157 222
164 500
-
-
withholding
7 861
8 225
-
-
total
7 861
8 225
-
-
Income
164 500
164 500
164 500
164 500
Total tax
9 316
8 225
32 900
1 645
After tax
155 184
156 275
131 600
162 855
Living cost
5 823
5 823
5 823
5 823
Free-cash
149 361
150 452
125 777
157 032

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽153782
₽145501
₽122527
₽147202
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
164 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 645
total
-
-
-
1 645
Employee
11 342
-
164 500
-
income
2 268
-
32 900
-
total
2 268
-
32 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

153 158
164 500
-
-
total
-
-
-
-
Dividends
153 158
164 500
-
-
withholding
7 658
8 225
-
-
total
7 658
8 225
-
-
Income
164 500
164 500
164 500
164 500
Total tax
9 926
8 225
32 900
1 645
After tax
154 574
156 275
131 600
162 855
Living cost
9 073
9 073
9 073
9 073
Free-cash
145 501
147 202
122 527
153 782

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽51661
₽61679
₽69262
₽49905
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
164 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 833
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
51 512
trade
-
-
-
17 601
total
-
-
-
78 094
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
164 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
51 512
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
2 833
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
60 493
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
119 721
164 500
-
-
trade
17 179
23 606
-
-
income
17 958
24 675
-
-
chamber of commerce
313
377
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

987
1 358
-
-
total
36 437
50 016
-
-
Dividends
83 285
114 484
-
-
withholding
20 479
28 278
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 127
1 556
-
-
total
21 606
29 834
-
-
Income
164 500
164 500
164 500
164 500
Total tax
68 076
79 850
60 493
78 094
After tax
96 424
84 650
104 007
86 406
Living cost
34 745
34 745
34 745
34 745
Free-cash
61 679
49 905
69 262
51 661

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽57429
₽65652
₽76748
₽55700
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
164 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 833
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
51 512
trade
-
-
-
19 319
total
-
-
-
79 812
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
164 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
51 512
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
2 833
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
60 493
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
130 078
164 500
-
-
trade
20 487
25 908
-
-
income
19 512
24 675
-
-
chamber of commerce
323
372
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 073
1 358
-
-
total
41 395
52 313
-
-
Dividends
88 684
112 187
-
-
withholding
21 830
27 705
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 201
1 523
-
-
total
23 031
29 228
-
-
Income
164 500
164 500
164 500
164 500
Total tax
71 589
81 541
60 493
79 812
After tax
92 911
82 959
104 007
84 688
Living cost
27 259
27 259
27 259
27 259
Free-cash
65 652
55 700
76 748
57 429

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽48477
₽59402
₽68653
₽46755
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
164 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 833
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
51 512
trade
-
-
-
20 176
total
-
-
-
80 669
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
164 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
51 512
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
2 833
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
60 493
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
118 861
164 500
-
-
trade
19 553
27 061
-
-
income
17 830
24 675
-
-
chamber of commerce
306
371
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

980
1 358
-
-
total
38 669
53 465
-
-
Dividends
80 192
111 036
-
-
withholding
19 707
27 418
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 084
1 508
-
-
total
20 791
28 926
-
-
Income
164 500
164 500
164 500
164 500
Total tax
69 744
82 391
60 493
80 669
After tax
94 756
82 109
104 007
83 831
Living cost
35 354
35 354
35 354
35 354
Free-cash
59 402
46 755
68 653
48 477

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽41744
₽54632
₽62779
₽40036
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
164 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 833
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
51 512
trade
-
-
-
21 035
total
-
-
-
81 528
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
164 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
51 512
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
2 833
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
60 493
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
110 414
164 500
-
-
trade
18 937
28 212
-
-
income
16 563
24 675
-
-
chamber of commerce
292
369
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

910
1 358
-
-
total
36 702
54 614
-
-
Dividends
73 713
109 887
-
-
withholding
18 086
27 129
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

994
1 493
-
-
total
19 080
28 622
-
-
Income
164 500
164 500
164 500
164 500
Total tax
68 640
83 236
60 493
81 528
After tax
95 860
81 264
104 007
82 972
Living cost
41 228
41 228
41 228
41 228
Free-cash
54 632
40 036
62 779
41 744

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽57551
₽80393
₽52049
₽83257
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 500
surtax
-
-
-
7 333
unemployment
-
-
-
205
health
-
-
-
8 527
pensions
-
-
-
24 022
income
-
-
-
46 648
other
-
-
-
-
total
-
-
-
86 735
Employee
30 307
-
139 217
-
unemployment
2 109
-
8 360
-
other
-
-
-
-
income
5 081
-
41 265
-
surtax
108
-
6 256
-
pensions
2 022
-
8 011
-
health
774
-
3 062
-
total
10 094
-
66 954
-
Employer
30 307
-
139 217
-
pensions
4 041
-
16 011
-
other
-
-
-
-
health
1 378
-
5 465
-
unemployment
962
-
3 807
-
total
6 381
-
25 283
-
Corporate
127 812
164 500
-
-
income
33 231
42 769
-
-
total
33 231
42 769
-
-
Dividends
94 581
121 731
-
-
withholding
14 187
18 260
-
-
total
14 187
18 260
-
-
Income
164 500
164 500
164 500
164 500
Total tax
63 893
61 029
92 237
86 735
After tax
100 607
103 471
72 263
77 765
Living cost
20 214
20 214
20 214
20 214
Free-cash
80 393
83 257
52 049
57 551

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽57906
₽80810
₽52404
₽83612
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 500
surtax
-
-
-
7 333
unemployment
-
-
-
205
health
-
-
-
8 527
pensions
-
-
-
24 022
income
-
-
-
46 648
other
-
-
-
-
total
-
-
-
86 735
Employee
29 761
-
139 217
-
unemployment
2 072
-
8 360
-
other
-
-
-
-
income
4 989
-
41 265
-
surtax
97
-
6 256
-
pensions
1 985
-
8 011
-
health
760
-
3 062
-
total
9 903
-
66 954
-
Employer
29 761
-
139 217
-
pensions
3 967
-
16 011
-
other
-
-
-
-
health
1 354
-
5 465
-
unemployment
943
-
3 807
-
total
6 264
-
25 283
-
Corporate
128 475
164 500
-
-
income
33 404
42 769
-
-
total
33 404
42 769
-
-
Dividends
95 071
121 731
-
-
withholding
14 260
18 260
-
-
total
14 260
18 260
-
-
Income
164 500
164 500
164 500
164 500
Total tax
63 831
61 029
92 237
86 735
After tax
100 669
103 471
72 263
77 765
Living cost
19 859
19 859
19 859
19 859
Free-cash
80 810
83 612
52 404
57 906

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽96088
₽74930
₽77492
₽74556
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 500
unemployment
-
-
-
2 468
health
-
-
-
11 515
pensions
-
-
-
16 450
income
-
-
-
20 110
total
-
-
-
50 543
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 795
10 266
137 657
-
unemployment
387
154
2 065
-
income
3 153
1 255
16 829
-
pensions
2 579
1 027
13 766
-
health
1 806
719
9 636
-
total
7 925
3 155
42 296
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 795
10 266
137 657
-
pensions
5 030
2 002
26 843
-
total
5 030
2 002
26 843
-
Corporate
133 675
152 232
-
-
income
12 031
13 701
-
-
total
12 031
13 701
-
-
Dividends
121 645
138 531
-
-
withholding
23 112
26 321
-
-
social contributions
23 603
26 896
-
-
total
46 715
53 217
-
-
Income
164 500
164 500
164 500
164 500
Total tax
71 701
72 075
69 139
50 543
After tax
92 799
92 425
95 361
113 957
Living cost
17 869
17 869
17 869
17 869
Free-cash
74 930
74 556
77 492
96 088

Estimated living cost  is ₽17869 per week

₽12194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3856
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽52230
₽58352
₽53113
₽59077
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 500
national
-
-
-
29 077
pensions
-
-
-
19 740
social contributions
-
-
-
1 768
municipal
-
-
-
18 114
total
-
-
-
68 699
Employee
67 543
-
142 209
-
municipal
8 343
-
18 750
-
national
12 928
-
30 472
-
pensions
2 702
-
5 688
-
total
23 973
-
54 910
-
Employer
67 543
-
142 209
-
pensions
5 403
-
11 377
-
social contributions
726
-
1 529
-
total
6 129
-
12 906
-
Corporate
86 369
164 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

17 274
32 900
-
-
total
17 274
32 900
-
-
Dividends
69 095
131 600
-
-
withholding
15 201
28 952
-
-
total
15 201
28 952
-
-
Income
164 500
164 500
164 500
164 500
Total tax
62 577
61 852
67 816
68 699
After tax
101 923
102 648
96 684
95 801
Living cost
43 571
43 571
43 571
43 571
Free-cash
58 352
59 077
53 113
52 230

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽34726
₽65869
₽34726
₽63885
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 500
social contributions
-
-
-
27 584
income
-
-
-
50 924
total
-
-
-
78 508
Employee
70 397
-
164 500
-
social contributions
5 848
-
27 584
-
income
13 284
-
50 924
-
total
19 132
-
78 508
-
Employer
70 397
-
164 500
-
total
-
-
-
-
Corporate
94 103
164 500
-
-
income
11 764
20 562
-
-
total
11 764
20 562
-
-
Dividends
82 340
143 938
-
-
withholding
16 469
28 787
-
-
total
16 469
28 787
-
-
Income
164 500
164 500
164 500
164 500
Total tax
47 365
49 349
78 508
78 508
After tax
117 135
115 151
85 992
85 992
Living cost
51 266
51 266
51 266
51 266
Free-cash
65 869
63 885
34 726
34 726

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽40296
₽45093
₽32863
₽49793
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 500
national
-
-
-
40 995
regional
-
-
-
1 947
social contributions
-
-
-
42 310
municipal
-
-
-
977
total
-
-
-
86 229
Employee
79 983
-
164 500
-
municipal
424
-
873
-
national
13 859
-
35 600
-
social contributions
26 970
-
55 469
-
regional
755
-
1 720
-
total
42 008
-
93 662
-
Employer
79 983
-
164 500
-
total
-
-
-
-
Corporate
84 517
164 500
-
-
nationa
20 284
39 480
-
-
municipal
3 296
6 415
-
-
total
23 580
45 895
-
-
Dividends
60 937
118 605
-
-
withholding
15 844
30 837
-
-
total
15 844
30 837
-
-
Income
164 500
164 500
164 500
164 500
Total tax
81 432
76 732
93 662
86 229
After tax
83 068
87 768
70 838
78 271
Living cost
37 975
37 975
37 975
37 975
Free-cash
45 093
49 793
32 863
40 296

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽53494
₽60225
₽46102
₽62223
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 500
national
-
-
-
40 995
regional
-
-
-
2 481
social contributions
-
-
-
42 310
municipal
-
-
-
977
total
-
-
-
86 763
Employee
49 922
-
164 500
-
municipal
265
-
873
-
national
7 909
-
35 600
-
social contributions
16 834
-
55 469
-
regional
672
-
2 213
-
total
25 680
-
94 155
-
Employer
49 922
-
164 500
-
total
-
-
-
-
Corporate
114 578
164 500
-
-