Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 164000
per

Your estimated
City
free-cash

Andorra , Andorra
₽93338
₽117241
₽97694
₽120292
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 000
social contributions
-
-
-
36 079
income
-
-
-
7 275
total
-
-
-
43 354
Employee
29 206
-
141 992
-
social contributions
1 898
-
9 230
-
income
-
-
7 760
-
total
1 898
-
16 990
-
Employer
29 206
-
141 992
-
social contributions
4 527
-
22 008
-
total
4 527
-
22 008
-
Corporate
130 267
164 000
-
-
income
13 026
16 400
-
-
total
13 026
16 400
-
-
Dividends
117 241
147 600
-
-
total
-
-
-
-
Income
164 000
164 000
164 000
164 000
Total tax
19 451
16 400
38 998
43 354
After tax
144 549
147 600
125 002
120 646
Living cost
27 308
27 308
27 308
27 308
Free-cash
117 241
120 292
97 694
93 338

Estimated living cost  is ₽27308 per week

₽17657
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2058
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7079
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽55378
₽61368
₽14482
₽61816
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 000
surtax
-
-
-
-
unemployment
-
-
-
5 572
health
-
-
-
8 118
chamber of commerce
-
-
-
657
pensions
-
-
-
19 634
income
-
-
-
45 658
total
-
-
-
79 639
Employee
39 711
36 203
131 598
-
unemployment
1 191
1 086
3 184
-
other
397
362
1 062
-
income
3 538
2 670
36 874
-
pensions
4 067
3 707
10 868
-
health
1 536
1 402
4 107
-
total
10 729
9 227
56 095
-
Employer
39 711
36 203
131 598
-
pensions
4 984
4 544
13 319
-
surtax
-
-
-
-
payroll
1 191
1 086
3 948
-
other
1 886
1 719
6 034
-
health
1 502
1 369
4 012
-
accident
515
471
1 379
-
unemployment
1 191
1 086
3 184
-
chamber of commerce
159
145
526
-
total
11 428
10 420
32 402
-
Corporate
112 860
117 377
128 150
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

28 215
29 344
32 038
-
total
28 215
29 344
32 038
-
Dividends
84 646
88 033
-
-
withholding
23 277
24 210
-
-
total
23 277
24 210
-
-
Income
164 000
164 000
164 000
164 000
Total tax
73 649
73 201
120 535
79 639
After tax
90 351
90 799
43 465
84 361
Living cost
28 983
28 983
28 983
28 983
Free-cash
61 368
61 816
14 482
55 378

Estimated living cost  is ₽28983 per week

₽17386
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8120
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽52171
₽57287
₽11411
₽58692
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 000
surtax
-
-
-
179
unemployment
-
-
-
5 572
health
-
-
-
8 118
chamber of commerce
-
-
-
657
pensions
-
-
-
19 634
income
-
-
-
45 658
total
-
-
-
79 818
Employee
45 401
36 203
131 431
-
unemployment
1 362
1 086
3 184
-
other
453
362
1 062
-
income
5 168
2 670
36 793
-
pensions
4 650
3 707
10 868
-
health
1 757
1 402
4 107
-
total
13 390
9 227
56 014
-
Employer
45 401
36 203
131 431
-
pensions
5 698
4 544
13 319
-
surtax
179
179
179
-
payroll
1 362
1 086
3 943
-
other
2 157
1 719
6 027
-
health
1 715
1 369
4 012
-
accident
590
471
1 379
-
unemployment
1 362
1 086
3 184
-
chamber of commerce
181
145
526
-
total
13 244
10 599
32 569
-
Corporate
105 356
117 198
127 983
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

26 339
29 299
31 995
-
total
26 339
29 299
31 995
-
Dividends
79 017
87 899
-
-
withholding
21 729
24 172
-
-
total
21 729
24 172
-
-
Income
164 000
164 000
164 000
164 000
Total tax
74 702
73 297
120 578
79 818
After tax
89 298
90 703
43 422
84 182
Living cost
32 011
32 011
32 011
32 011
Free-cash
57 287
58 692
11 411
52 171

Estimated living cost  is ₽32011 per week

₽21350
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2731
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7404
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽38003
₽44964
₽24393
₽58587
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 000
national
-
-
-
61 744
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
8 480
social contributions
-
-
-
22 649
total
-
-
-
92 873
Employee

The minimum management director salary is set at €45,000 per year.

64 983
-
127 023
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

565
-
1 105
-
national
19 978
-
46 278
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 389
-
6 625
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 874
-
9 527
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 053
-
5 970
-
total
31 859
-
69 505
-
Employer

The minimum management director salary is set at €45,000 per year.

64 983
-
127 023
-
surtax
7 368
-
14 406
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 758
-
11 254
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 996
-
7 811
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

845
-
1 652
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

948
-
1 855
-
total
18 915
-
36 978
-
Corporate
80 102
164 000
-
-
income
16 021
32 800
-
-
surtax
321
657
-
-
total
16 342
33 457
-
-
Dividends
63 760
130 543
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

18 796
38 832
-
-
total
18 796
38 832
-
-
Income
164 000
164 000
164 000
164 000
Total tax
85 912
72 289
106 483
92 873
After tax
78 088
91 711
57 517
71 127
Living cost
33 124
33 124
33 124
33 124
Free-cash
44 964
58 587
24 393
38 003

Estimated living cost  is ₽33124 per week

₽21336
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2896
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8373
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽115338
₽119089
₽121814
₽124617
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 000
unemployment
-
-
-
127
health
-
-
-
3 643
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 689
income
-
-
-
24 600
total
-
-
-
33 059
Employee
20 661
-
157 784
-
accident

We are using the highest rate at 1.1%.

227
-
349
-
income
2 066
-
15 779
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 814
-
2 782
-
health
950
-
1 457
-
total
5 057
-
20 367
-
Employer
20 661
-
157 784
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 277
-
3 491
-
health
1 426
-
2 186
-
accident

We are using the highest rate at 1.1%.

227
-
349
-
unemployment
124
-
190
-
total
4 054
-
6 216
-
Corporate
139 286
164 000
-
-
income
13 929
16 400
-
-
total
13 929
16 400
-
-
Dividends
125 357
147 600
-
-
withholding
6 268
7 380
-
-
total
6 268
7 380
-
-
Income
164 000
164 000
164 000
164 000
Total tax
29 308
23 780
26 583
33 059
After tax
134 692
140 220
137 417
130 941
Living cost
15 603
15 603
15 603
15 603
Free-cash
119 089
124 617
121 814
115 338

Estimated living cost  is ₽15603 per week

₽10320
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4018
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽119049
₽124115
₽125525
₽128328
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 000
unemployment
-
-
-
127
health
-
-
-
3 643
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 689
income
-
-
-
24 600
total
-
-
-
33 059
Employee
15 747
-
157 784
-
accident

We are using the highest rate at 1.1%.

173
-
349
-
income
1 574
-
15 779
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 383
-
2 782
-
health
724
-
1 457
-
total
3 854
-
20 367
-
Employer
15 747
-
157 784
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 736
-
3 491
-
health
1 087
-
2 186
-
accident

We are using the highest rate at 1.1%.

173
-
349
-
unemployment
94
-
190
-
total
3 090
-
6 216
-
Corporate
145 163
164 000
-
-
income
14 516
16 400
-
-
total
14 516
16 400
-
-
Dividends
130 647
147 600
-
-
withholding
6 533
7 380
-
-
total
6 533
7 380
-
-
Income
164 000
164 000
164 000
164 000
Total tax
27 993
23 780
26 583
33 059
After tax
136 007
140 220
137 417
130 941
Living cost
11 892
11 892
11 892
11 892
Free-cash
124 115
128 328
125 525
119 049

Estimated living cost  is ₽11892 per week

₽6943
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽849
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽315
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3785
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽90862
₽93650
₽89428
₽98592
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 000
health
-
-
-
4 182
social contributions
-
-
-
14 699
income
-
-
-
33 224
total
-
-
-
52 105
Employee
69 856
69 856
153 342
-
income
7 606
6 467
32 454
-
social contributions
2 641
5 798
7 820
-
health
541
1 188
2 607
-
total
10 788
13 453
42 881
-
Employer
69 856
69 856
153 342
-
social contributions
2 641
5 798
7 820
-
health
588
1 293
2 838
-
total
3 229
7 091
10 658
-
Corporate
128 949
87 053
-
-
income
16 119
10 882
-
-
total
16 119
10 882
-
-
Dividends
112 830
76 171
-
-
withholding
19 181
12 949
-
-
total
19 181
12 949
-
-
Income
164 000
164 000
164 000
164 000
Total tax
49 317
44 375
53 539
52 105
After tax
114 683
119 625
110 461
111 895
Living cost
21 033
21 033
21 033
21 033
Free-cash
93 650
98 592
89 428
90 862

Estimated living cost  is ₽21033 per week

₽12606
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5899
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽82429
₽86392
₽80995
₽90159
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 000
health
-
-
-
4 182
social contributions
-
-
-
14 699
income
-
-
-
33 224
total
-
-
-
52 105
Employee
69 856
69 856
153 342
-
income
7 336
6 467
32 454
-
social contributions
3 395
5 798
7 820
-
health
695
1 188
2 607
-
total
11 426
13 453
42 881
-
Employer
69 856
69 856
153 342
-
social contributions
3 395
5 798
7 820
-
health
757
1 293
2 838
-
total
4 152
7 091
10 658
-
Corporate
118 958
87 053
-
-
income
14 869
10 882
-
-
total
14 869
10 882
-
-
Dividends
104 089
76 171
-
-
withholding
17 695
12 949
-
-
total
17 695
12 949
-
-
Income
164 000
164 000
164 000
164 000
Total tax
48 142
44 375
53 539
52 105
After tax
115 858
119 625
110 461
111 895
Living cost
29 466
29 466
29 466
29 466
Free-cash
86 392
90 159
80 995
82 429

Estimated living cost  is ₽29466 per week

₽20143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2302
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6527
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽73246
₽84362
₽66362
₽91870
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 000
health
-
-
-
22 140
social contributions
-
-
-
30 282
income
-
-
-
16 737
solidarity contribution
-
-
-
551
total
-
-
-
69 710
Employee
30 948
-
126 673
-
income
3 714
-
15 425
-
social contributions
2 012
-
6 741
-
health
4 178
-
17 101
-
solidarity contribution
-
-
-
-
total
9 904
-
39 267
-
Employer
30 948
-
126 673
-
social contributions
7 737
-
25 926
-
health
2 785
-
11 401
-
total
10 522
-
37 327
-
Corporate
122 530
164 000
-
-
income
23 281
31 160
-
-
total
23 281
31 160
-
-
Dividends
99 250
132 840
-
-
withholding
14 887
19 926
-
-
total
14 887
19 926
-
-
Income
164 000
164 000
164 000
164 000
Total tax
58 594
51 086
76 594
69 710
After tax
105 406
112 914
87 406
94 290
Living cost
21 044
21 044
21 044
21 044
Free-cash
84 362
91 870
66 362
73 246

Estimated living cost  is ₽21044 per week

₽14618
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1497
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽414
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽68358
₽77731
₽61474
₽86982
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 000
health
-
-
-
22 140
social contributions
-
-
-
30 282
income
-
-
-
16 737
solidarity contribution
-
-
-
551
total
-
-
-
69 710
Employee
38 135
-
126 673
-
income
4 576
-
15 425
-
social contributions
2 479
-
6 741
-
health
5 148
-
17 101
-
solidarity contribution
-
-
-
-
total
12 203
-
39 267
-
Employer
38 135
-
126 673
-
social contributions
9 534
-
25 926
-
health
3 432
-
11 401
-
total
12 966
-
37 327
-
Corporate
112 899
164 000
-
-
income
21 451
31 160
-
-
total
21 451
31 160
-
-
Dividends
91 448
132 840
-
-
withholding
13 717
19 926
-
-
total
13 717
19 926
-
-
Income
164 000
164 000
164 000
164 000
Total tax
60 337
51 086
76 594
69 710
After tax
103 663
112 914
87 406
94 290
Living cost
25 932
25 932
25 932
25 932
Free-cash
77 731
86 982
61 474
68 358

Estimated living cost  is ₽25932 per week

₽19285
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽449
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽52643
-₽34495
-₽34495
-₽34495
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 000
national
-
-
-
19 367
pensions
-
-
-
790
municipal
-
-
-
34 267
labour market
-
-
-
13 057
total
-
-
-
67 481
Employee
185 189
185 189
185 189
-
municipal
39 435
39 435
39 435
-
national
22 624
22 624
22 624
-
pensions
263
263
263
-
labour market
14 794
14 794
14 794
-
total
77 116
77 116
77 116
-
Employer
185 189
185 189
185 189
-
pensions
526
526
526
-
labour market
14 815
14 815
14 815
-
municipal
39 498
39 498
39 498
-
national
22 664
22 664
22 664
-
total
77 503
77 503
77 503
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
164 000
164 000
164 000
164 000
Total tax
154 619
154 619
154 619
67 481
After tax
9 381
9 381
9 381
96 519
Living cost
43 876
43 876
43 876
43 876
Free-cash
-34 495
-34 495
-34 495
52 643

Estimated living cost  is ₽43876 per week

₽30029
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽675
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9291
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽65962
₽103614
₽72583
₽109257
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 000
health
-
-
-
21 320
pensions
-
-
-
32 800
income
-
-
-
21 975
total
-
-
-
76 095
Employee
25 772
-
122 569
-
unemployment
412
-
1 962
-
income
2 901
-
23 630
-
pensions
515
-
2 451
-
total
3 828
-
28 043
-
Employer
25 772
-
122 569
-
pensions
5 155
-
24 515
-
health
3 350
-
15 935
-
unemployment
207
-
981
-
total
8 712
-
41 431
-
Corporate
129 517
164 000
-
-
income
25 903
32 800
-
-
total
25 903
32 800
-
-
Dividends
103 615
131 200
-
-
total
-
-
-
-
Income
164 000
164 000
164 000
164 000
Total tax
38 443
32 800
69 474
76 095
After tax
125 557
131 200
94 526
87 905
Living cost
21 943
21 943
21 943
21 943
Free-cash
103 614
109 257
72 583
65 962

Estimated living cost  is ₽21943 per week

₽15050
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1307
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽441
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5144
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽70323
₽70019
₽50902
₽67641
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
164 000
national
-
-
-
27 520
health
-
-
-
2 146
municipal
-
-
-
29 133
total
-
-
-
58 799
Employee
47 796
-
137 966
-
unemployment
717
-
2 069
-
municipal
7 829
-
22 472
-
national
790
-
16 588
-
pensions
3 226
-
9 313
-
health
357
-
1 745
-
total
12 919
-
52 187
-
Employer
47 796
-
137 966
-
pensions
8 292
-
23 937
-
health
367
-
1 062
-
accident
48
-
138
-
unemployment
310
-
896
-
total
9 017
-
26 033
-
Corporate
107 186
164 000
-
-
income
21 438
32 800
-
-
total
21 438
32 800
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

64 311
98 400
-
-
municipal
11 576
17 712
-
-
national
4 153
10 969
-
-
total
15 729
28 681
-
-
Income
164 000
164 000
164 000
164 000
Total tax
59 103
61 481
78 220
58 799
After tax
104 897
102 519
85 780
105 201
Living cost
34 878
34 878
34 878
34 878
Free-cash
70 019
67 641
50 902
70 323

Estimated living cost  is ₽34878 per week

₽22782
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3355
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽555
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8187
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽64351
₽59704
₽61661
₽54656
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 000
surtax
-
-
-
-
health
-
-
-
7 060
pensions
-
-
-
28 865
social contributions
-
-
-
4 672
income
-
-
-
25 966
other
-
-
-
5 084
total
-
-
-
71 647
Employee
34 706
-
126 859
-
income
1 789
-
24 735
-
surtax
-
-
-
-
social contributions
990
-
3 613
-
pensions
3 925
-
8 847
-
total
6 704
-
37 195
-
Employer
34 706
-
126 859
-
pensions
5 703
-
14 892
-
social contributions
103
-
381
-
other
1 198
-
4 961
-
health
2 429
-
11 771
-
unemployment
1 405
-
5 137
-
total
10 838
-
37 142
-
Corporate
118 455
164 000
-
-
income
33 168
45 920
-
-
surtax
-
-
-
-
total
33 168
45 920
-
-
Dividends
85 287
118 080
-
-
withholding
10 916
15 114
-
-
social contributions
14 668
20 308
-
-
surtax
-
-
-
-
total
25 584
35 422
-
-
Income
164 000
164 000
164 000
164 000
Total tax
76 294
81 342
74 337
71 647
After tax
87 706
82 658
89 663
92 353
Living cost
28 002
28 002
28 002
28 002
Free-cash
59 704
54 656
61 661
64 351

Estimated living cost  is ₽28002 per week

₽16240
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2845
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽61272
₽56940
₽58582
₽51577
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 000
surtax
-
-
-
-
health
-
-
-
7 060
pensions
-
-
-
28 865
social contributions
-
-
-
4 672
income
-
-
-
25 966
other
-
-
-
5 084
total
-
-
-
71 647
Employee
38 881
-
126 859
-
income
2 295
-
24 735
-
surtax
-
-
-
-
social contributions
1 109
-
3 613
-
pensions
4 396
-
8 847
-
total
7 800
-
37 195
-
Employer
38 881
-
126 859
-
pensions
6 387
-
14 892
-
social contributions
117
-
381
-
other
1 341
-
4 961
-
health
2 722
-
11 771
-
unemployment
1 574
-
5 137
-
total
12 141
-
37 142
-
Corporate
112 977
164 000
-
-
income
31 633
45 920
-
-
surtax
-
-
-
-
total
31 633
45 920
-
-
Dividends
81 344
118 080
-
-
withholding
10 413
15 114
-
-
social contributions
13 992
20 308
-
-
surtax
-
-
-
-
total
24 405
35 422
-
-
Income
164 000
164 000
164 000
164 000
Total tax
75 979
81 342
74 337
71 647
After tax
88 021
82 658
89 663
92 353
Living cost
31 081
31 081
31 081
31 081
Free-cash
56 940
51 577
58 582
61 272

Estimated living cost  is ₽31081 per week

₽19598
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2527
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8429
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽48476
₽45022
₽45786
₽38781
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 000
surtax
-
-
-
-
health
-
-
-
7 060
pensions
-
-
-
28 865
social contributions
-
-
-
4 672
income
-
-
-
25 966
other
-
-
-
5 084
total
-
-
-
71 647
Employee
56 899
-
126 859
-
income
4 965
-
24 735
-
surtax
-
-
-
-
social contributions
1 621
-
3 613
-
pensions
6 436
-
8 847
-
total
13 022
-
37 195
-
Employer
56 899
-
126 859
-
pensions
9 349
-
14 892
-
social contributions
171
-
381
-
other
1 964
-
4 961
-
health
3 982
-
11 771
-
unemployment
2 305
-
5 137
-
total
17 771
-
37 142
-
Corporate
89 331
164 000
-
-
income
25 013
45 920
-
-
surtax
-
-
-
-
total
25 013
45 920
-
-
Dividends
64 318
118 080
-
-
withholding
8 232
15 114
-
-
social contributions
11 063
20 308
-
-
surtax
-
-
-
-
total
19 295
35 422
-
-
Income
164 000
164 000
164 000
164 000
Total tax
75 101
81 342
74 337
71 647
After tax
88 899
82 658
89 663
92 353
Living cost
43 877
43 877
43 877
43 877
Free-cash
45 022
38 781
45 786
48 476

Estimated living cost  is ₽43877 per week

₽29695
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3589
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽602
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9990
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽156517
₽148862
₽125357
₽149957
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
164 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 640
total
-
-
-
1 640
Employee
7 303
-
164 000
-
income
1 460
-
32 800
-
total
1 460
-
32 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

156 697
164 000
-
-
total
-
-
-
-
Dividends
156 697
164 000
-
-
withholding
7 835
8 200
-
-
total
7 835
8 200
-
-
Income
164 000
164 000
164 000
164 000
Total tax
9 295
8 200
32 800
1 640
After tax
154 705
155 800
131 200
162 360
Living cost
5 843
5 843
5 843
5 843
Free-cash
148 862
149 957
125 357
156 517

Estimated living cost  is ₽5843 per week

₽3621
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1575
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽153255
₽144988
₽122095
₽146695
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
164 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 640
total
-
-
-
1 640
Employee
11 381
-
164 000
-
income
2 276
-
32 800
-
total
2 276
-
32 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

152 619
164 000
-
-
total
-
-
-
-
Dividends
152 619
164 000
-
-
withholding
7 631
8 200
-
-
total
7 631
8 200
-
-
Income
164 000
164 000
164 000
164 000
Total tax
9 907
8 200
32 800
1 640
After tax
154 093
155 800
131 200
162 360
Living cost
9 105
9 105
9 105
9 105
Free-cash
144 988
146 695
122 095
153 255

Estimated living cost  is ₽9105 per week

₽6161
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2256
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽51302
₽61209
₽68774
₽49324
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
164 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 812
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
51 135
trade
-
-
-
17 472
total
-
-
-
77 625
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 201
-
164 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 717
-
51 135
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

205
-
2 812
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
10 128
-
60 153
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
118 799
164 000
-
-
trade
17 048
23 534
-
-
income
17 819
24 599
-
-
chamber of commerce
312
378
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

979
1 353
-
-
total
36 158
49 864
-
-
Dividends
82 640
114 136
-
-
withholding
20 315
28 189
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 117
1 550
-
-
total
21 432
29 739
-
-
Income
164 000
164 000
164 000
164 000
Total tax
67 718
79 603
60 153
77 625
After tax
96 282
84 397
103 847
86 375
Living cost
35 073
35 073
35 073
35 073
Free-cash
61 209
49 324
68 774
51 302

Estimated living cost  is ₽35073 per week

₽24194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3774
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽57154
₽65241
₽76331
₽55193
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
164 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 812
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
51 135
trade
-
-
-
19 177
total
-
-
-
79 330
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 747
-
164 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

971
-
51 135
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
2 812
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
7 230
-
60 153
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
129 253
164 000
-
-
trade
20 357
25 830
-
-
income
19 388
24 599
-
-
chamber of commerce
324
374
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 067
1 353
-
-
total
41 136
52 156
-
-
Dividends
88 117
111 843
-
-
withholding
21 684
27 616
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 193
1 519
-
-
total
22 877
29 135
-
-
Income
164 000
164 000
164 000
164 000
Total tax
71 243
81 291
60 153
79 330
After tax
92 757
82 709
103 847
84 670
Living cost
27 516
27 516
27 516
27 516
Free-cash
65 241
55 193
76 331
57 154

Estimated living cost  is ₽27516 per week

₽17309
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3208
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6486
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽48130
₽58942
₽68159
₽46178
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
164 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 812
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
51 135
trade
-
-
-
20 029
total
-
-
-
80 182
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 070
-
164 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 958
-
51 135
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

217
-
2 812
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
10 381
-
60 153
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
117 930
164 000
-
-
trade
19 400
26 978
-
-
income
17 690
24 599
-
-
chamber of commerce
305
371
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

972
1 353
-
-
total
38 367
53 301
-
-
Dividends
79 563
110 698
-
-
withholding
19 546
27 330
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 076
1 503
-
-
total
20 622
28 833
-
-
Income
164 000
164 000
164 000
164 000
Total tax
69 370
82 134
60 153
80 182
After tax
94 630
81 866
103 847
83 818
Living cost
35 688
35 688
35 688
35 688
Free-cash
58 942
46 178
68 159
48 130

Estimated living cost  is ₽35688 per week

₽23868
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3763
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽533
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7523
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽41348
₽54138
₽62230
₽39405
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
164 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 812
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
51 135
trade
-
-
-
20 882
total
-
-
-
81 035
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 597
-
164 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 420
-
51 135
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

353
-
2 812
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
12 979
-
60 153
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
109 403
164 000
-
-
trade
18 762
28 127
-
-
income
16 410
24 599
-
-
chamber of commerce
291
369
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

903
1 353
-
-
total
36 366
54 448
-
-
Dividends
73 036
109 552
-
-
withholding
17 914
27 042
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

986
1 488
-
-
total
18 900
28 530
-
-
Income
164 000
164 000
164 000
164 000
Total tax
68 245
82 978
60 153
81 035
After tax
95 755
81 022
103 847
82 965
Living cost
41 617
41 617
41 617
41 617
Free-cash
54 138
39 405
62 230
41 348

Estimated living cost  is ₽41617 per week

₽30395
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3329
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7353
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽57148
₽79861
₽51595
₽82751
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 000
surtax
-
-
-
7 218
unemployment
-
-
-
207
health
-
-
-
8 608
pensions
-
-
-
24 249
income
-
-
-
46 165
other
-
-
-
-
total
-
-
-
86 447
Employee
30 594
-
138 478
-
unemployment
2 129
-
8 439
-
other
-
-
-
-
income
5 129
-
40 731
-
surtax
109
-
6 130
-
pensions
2 041
-
8 087
-
health
781
-
3 091
-
total
10 189
-
66 478
-
Employer
30 594
-
138 478
-
pensions
4 079
-
16 162
-
other
-
-
-
-
health
1 391
-
5 517
-
unemployment
971
-
3 843
-
total
6 441
-
25 522
-
Corporate
126 966
164 000
-
-
income
33 011
42 641
-
-
total
33 011
42 641
-
-
Dividends
93 955
121 359
-
-
withholding
14 093
18 203
-
-
total
14 093
18 203
-
-
Income
164 000
164 000
164 000
164 000
Total tax
63 734
60 844
92 000
86 447
After tax
100 266
103 156
72 000
77 553
Living cost
20 405
20 405
20 405
20 405
Free-cash
79 861
82 751
51 595
57 148

Estimated living cost  is ₽20405 per week

₽12320
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1774
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5839
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽57506
₽80281
₽51953
₽83109
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 000
surtax
-
-
-
7 218
unemployment
-
-
-
207
health
-
-
-
8 608
pensions
-
-
-
24 249
income
-
-
-
46 165
other
-
-
-
-
total
-
-
-
86 447
Employee
30 042
-
138 478
-
unemployment
2 091
-
8 439
-
other
-
-
-
-
income
5 036
-
40 731
-
surtax
98
-
6 130
-
pensions
2 003
-
8 087
-
health
767
-
3 091
-
total
9 995
-
66 478
-
Employer
30 042
-
138 478
-
pensions
4 005
-
16 162
-
other
-
-
-
-
health
1 367
-
5 517
-
unemployment
952
-
3 843
-
total
6 324
-
25 522
-
Corporate
127 634
164 000
-
-
income
33 185
42 641
-
-
total
33 185
42 641
-
-
Dividends
94 450
121 359
-
-
withholding
14 168
18 203
-
-
total
14 168
18 203
-
-
Income
164 000
164 000
164 000
164 000
Total tax
63 672
60 844
92 000
86 447
After tax
100 328
103 156
72 000
77 553
Living cost
20 047
20 047
20 047
20 047
Free-cash
80 281
83 109
51 953
57 506

Estimated living cost  is ₽20047 per week

₽12257
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1850
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽95423
₽74342
₽76883
₽73964
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 000
unemployment
-
-
-
2 460
health
-
-
-
11 480
pensions
-
-
-
16 400
income
-
-
-
20 049
total
-
-
-
50 389
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 255
10 449
137 238
-
unemployment
394
157
2 059
-
income
3 210
1 277
16 777
-
pensions
2 626
1 045
13 724
-
health
1 838
731
9 607
-
total
8 068
3 210
42 167
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 255
10 449
137 238
-
pensions
5 120
2 038
26 762
-
total
5 120
2 038
26 762
-
Corporate
132 625
151 513
-
-
income
11 936
13 636
-
-
total
11 936
13 636
-
-
Dividends
120 689
137 877
-
-
withholding
22 931
26 197
-
-
social contributions
23 415
26 767
-
-
total
46 346
52 964
-
-
Income
164 000
164 000
164 000
164 000
Total tax
71 470
71 848
68 929
50 389
After tax
92 530
92 152
95 071
113 611
Living cost
18 188
18 188
18 188
18 188
Free-cash
74 342
73 964
76 883
95 423

Estimated living cost  is ₽18188 per week

₽12412
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1488
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽363
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3925
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽51694
₽57610
₽52575
₽58342
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 000
national
-
-
-
28 824
pensions
-
-
-
19 680
social contributions
-
-
-
1 763
municipal
-
-
-
18 045
total
-
-
-
68 312
Employee
68 198
-
141 777
-
municipal
8 424
-
18 680
-
national
13 053
-
30 214
-
pensions
2 728
-
5 671
-
total
24 205
-
54 565
-
Employer
68 198
-
141 777
-
pensions
5 456
-
11 342
-
social contributions
733
-
1 524
-
total
6 189
-
12 866
-
Corporate
85 111
164 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

17 022
32 800
-
-
total
17 022
32 800
-
-
Dividends
68 089
131 200
-
-
withholding
14 980
28 864
-
-
total
14 980
28 864
-
-
Income
164 000
164 000
164 000
164 000
Total tax
62 396
61 664
67 431
68 312
After tax
101 604
102 336
96 569
95 688
Living cost
43 994
43 994
43 994
43 994
Free-cash
57 610
58 342
52 575
51 694

Estimated living cost  is ₽43994 per week

₽29902
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4090
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽658
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9344
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽34212
₽65055
₽34212
₽63049
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 000
social contributions
-
-
-
27 453
income
-
-
-
50 585
total
-
-
-
78 038
Employee
71 062
-
164 000
-
social contributions
5 904
-
27 453
-
income
13 409
-
50 585
-
total
19 313
-
78 038
-
Employer
71 062
-
164 000
-
total
-
-
-
-
Corporate
92 938
164 000
-
-
income
11 618
20 500
-
-
total
11 618
20 500
-
-
Dividends
81 320
143 500
-
-
withholding
16 264
28 701
-
-
total
16 264
28 701
-
-
Income
164 000
164 000
164 000
164 000
Total tax
47 195
49 201
78 038
78 038
After tax
116 805
114 799
85 962
85 962
Living cost
51 750
51 750
51 750
51 750
Free-cash
65 055
63 049
34 212
34 212

Estimated living cost  is ₽51750 per week

₽39370
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4217
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7668
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽39816
₽44421
₽32405
₽49166
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 000
national
-
-
-
40 756
regional
-
-
-
1 940
social contributions
-
-
-
42 180
municipal
-
-
-
974
total
-
-
-
85 850
Employee
80 738
-
164 000
-
municipal
428
-
869
-
national
13 990
-
35 378
-
social contributions
27 225
-
55 302
-
regional
762
-
1 712
-
total
42 405
-
93 261
-
Employer
80 738
-
164 000
-
total
-
-
-
-
Corporate
83 262
164 000
-
-
nationa
19 983
39 360
-
-
municipal
3 248
6 396
-
-
total
23 231
45 756
-
-
Dividends
60 031
118 244
-
-
withholding
15 609
30 744
-
-
total
15 609
30 744
-
-
Income
164 000
164 000
164 000
164 000
Total tax
81 245
76 500
93 261
85 850
After tax
82 755
87 500
70 739
78 150
Living cost
38 334
38 334
38 334
38 334
Free-cash
44 421
49 166
32 405
39 816

Estimated living cost  is ₽38334 per week

₽26722
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2514
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽588
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8510
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽53145
₽59713
₽45773
₽61730
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 000
national
-
-
-
40 756
regional
-
-
-
2 473
social contributions
-
-
-
42 180
municipal
-
-
-
974
total
-
-
-
86 383
Employee
50 394
-
164 000
-
municipal
267
-
869
-
national
7 984
-
35 378
-
social contributions
16 993
-
55 302
-
regional
678
-
2 206
-
total
25 922
-
93 755
-
Employer
50 394
-
164 000
-
total
-
-
-
-
Corporate
113 606
164 000
-
-