Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 163000
per

Your estimated
City
free-cash

Zurich , Switzerland
-₽1857
₽30830
₽56300
₽48458
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
163 000
city
-
-
-
1 719
pensions
-
-
-
14 996
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 259
regional
-
-
-
7 689
health
-
-
-
367
national
-
-
-
2 276
total
-
-
-
30 306
Employee
89 401
-
145 893
-
city
959
-
1 568
-
regional
2 927
-
6 663
-
health
202
-
328
-
pensions
7 511
-
12 253
-
unemployment
-
-
-
-
national
423
-
1 837
-
total
12 022
-
22 649
-
Employer
89 401
-
145 893
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 787
-
2 918
-
unemployment
-
-
-
-
pensions
7 511
-
12 253
-
health
202
-
328
-
total
9 500
-
15 499
-
Corporate
63 116
163 000
-
-
regional
13 348
34 474
-
-
national
5 364
13 854
-
-
total
18 712
48 328
-
-
Dividends
44 403
114 672
-
-
withholding
15 542
40 135
-
-
total
15 542
40 135
-
-
Income
163 000
163 000
163 000
163 000
Total tax
55 776
88 463
38 148
30 306
After tax
107 224
74 537
124 852
132 694
Living cost
76 394
76 394
76 394
76 394
Free-cash
30 830
-1 857
48 458
56 300

Estimated living cost  is ₽76394 per week

₽49678
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6856
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽938
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18922
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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