Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 163000
per

Your estimated
City
free-cash

Andorra , Andorra
₽92838
₽116626
₽97171
₽119648
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
163 000
social contributions
-
-
-
35 860
income
-
-
-
7 250
total
-
-
-
43 110
Employee
28 933
-
141 126
-
social contributions
1 880
-
9 173
-
income
-
-
7 730
-
total
1 880
-
16 903
-
Employer
28 933
-
141 126
-
social contributions
4 485
-
21 874
-
total
4 485
-
21 874
-
Corporate
129 582
163 000
-
-
income
12 957
16 300
-
-
total
12 957
16 300
-
-
Dividends
116 625
146 700
-
-
total
-
-
-
-
Income
163 000
163 000
163 000
163 000
Total tax
19 322
16 300
38 777
43 110
After tax
143 678
146 700
124 223
119 890
Living cost
27 052
27 052
27 052
27 052
Free-cash
116 626
119 648
97 171
92 838

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽55136
₽61084
₽14484
₽61529
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
163 000
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
8 042
chamber of commerce
-
-
-
652
pensions
-
-
-
19 451
income
-
-
-
45 487
total
-
-
-
79 152
Employee
39 340
35 865
130 864
-
unemployment
1 180
1 076
3 154
-
other
393
359
1 052
-
income
3 504
2 645
36 768
-
pensions
4 029
3 672
10 766
-
health
1 522
1 388
4 068
-
total
10 628
9 140
55 808
-
Employer
39 340
35 865
130 864
-
pensions
4 937
4 502
13 195
-
surtax
-
-
-
-
payroll
1 180
1 076
3 926
-
other
1 868
1 703
5 996
-
health
1 488
1 356
3 974
-
accident
511
466
1 366
-
unemployment
1 180
1 076
3 154
-
chamber of commerce
157
143
524
-
total
11 321
10 322
32 135
-
Corporate
112 339
116 813
127 448
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

28 085
29 204
31 861
-
total
28 085
29 204
31 861
-
Dividends
84 253
87 609
-
-
withholding
23 170
24 093
-
-
total
23 170
24 093
-
-
Income
163 000
163 000
163 000
163 000
Total tax
73 204
72 759
119 804
79 152
After tax
89 796
90 241
43 196
83 848
Living cost
28 712
28 712
28 712
28 712
Free-cash
61 084
61 529
14 484
55 136

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽51959
₽57043
₽11438
₽58432
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
163 000
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
8 042
chamber of commerce
-
-
-
652
pensions
-
-
-
19 451
income
-
-
-
45 487
total
-
-
-
79 330
Employee
44 976
35 865
130 698
-
unemployment
1 349
1 076
3 154
-
other
449
359
1 052
-
income
5 120
2 645
36 688
-
pensions
4 606
3 672
10 766
-
health
1 740
1 388
4 068
-
total
13 264
9 140
55 728
-
Employer
44 976
35 865
130 698
-
pensions
5 644
4 502
13 195
-
surtax
178
178
178
-
payroll
1 349
1 076
3 921
-
other
2 137
1 703
5 991
-
health
1 699
1 356
3 974
-
accident
584
466
1 366
-
unemployment
1 349
1 076
3 154
-
chamber of commerce
179
143
523
-
total
13 119
10 500
32 302
-
Corporate
104 904
116 636
127 282
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

26 226
29 160
31 821
-
total
26 226
29 160
31 821
-
Dividends
78 679
87 476
-
-
withholding
21 637
24 057
-
-
total
21 637
24 057
-
-
Income
163 000
163 000
163 000
163 000
Total tax
74 246
72 857
119 851
79 330
After tax
88 754
90 143
43 149
83 670
Living cost
31 711
31 711
31 711
31 711
Free-cash
57 043
58 432
11 438
51 959

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽37883
₽44841
₽24328
₽58338
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
163 000
national
-
-
-
61 433
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
8 433
social contributions
-
-
-
22 437
total
-
-
-
92 303
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
126 247
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
1 098
-
national
19 791
-
46 026
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
6 585
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
9 468
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
5 933
-
total
31 562
-
69 110
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
126 247
-
surtax
7 299
-
14 315
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
11 185
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
7 764
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
1 641
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
1 843
-
total
18 738
-
36 748
-
Corporate
79 887
163 000
-
-
income
15 977
32 599
-
-
surtax
319
652
-
-
total
16 296
33 251
-
-
Dividends
63 591
129 748
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

18 749
38 597
-
-
total
18 749
38 597
-
-
Income
163 000
163 000
163 000
163 000
Total tax
85 345
71 848
105 858
92 303
After tax
77 655
91 152
57 142
70 697
Living cost
32 814
32 814
32 814
32 814
Free-cash
44 841
58 338
24 328
37 883

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽114648
₽118373
₽121086
₽123866
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
163 000
unemployment
-
-
-
126
health
-
-
-
3 619
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 658
income
-
-
-
24 450
total
-
-
-
32 853
Employee
20 524
-
156 825
-
accident

We are using the highest rate at 1.1%.

226
-
346
-
income
2 053
-
15 683
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 802
-
2 763
-
health
944
-
1 448
-
total
5 025
-
20 240
-
Employer
20 524
-
156 825
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 262
-
3 468
-
health
1 416
-
2 172
-
accident

We are using the highest rate at 1.1%.

226
-
346
-
unemployment
123
-
189
-
total
4 027
-
6 175
-
Corporate
138 450
163 000
-
-
income
13 845
16 300
-
-
total
13 845
16 300
-
-
Dividends
124 605
146 700
-
-
withholding
6 231
7 335
-
-
total
6 231
7 335
-
-
Income
163 000
163 000
163 000
163 000
Total tax
29 128
23 635
26 415
32 853
After tax
133 872
139 365
136 585
130 147
Living cost
15 499
15 499
15 499
15 499
Free-cash
118 373
123 866
121 086
114 648

Estimated living cost  is ₽15499 per week

₽10251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽887
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽370
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3992
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽118334
₽123367
₽124772
₽127552
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
163 000
unemployment
-
-
-
126
health
-
-
-
3 619
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 658
income
-
-
-
24 450
total
-
-
-
32 853
Employee
15 642
-
156 825
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
income
1 564
-
15 683
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 373
-
2 763
-
health
719
-
1 448
-
total
3 828
-
20 240
-
Employer
15 642
-
156 825
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 724
-
3 468
-
health
1 080
-
2 172
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
unemployment
94
-
189
-
total
3 070
-
6 175
-
Corporate
144 288
163 000
-
-
income
14 429
16 300
-
-
total
14 429
16 300
-
-
Dividends
129 859
146 700
-
-
withholding
6 493
7 335
-
-
total
6 493
7 335
-
-
Income
163 000
163 000
163 000
163 000
Total tax
27 820
23 635
26 415
32 853
After tax
135 180
139 365
136 585
130 147
Living cost
11 813
11 813
11 813
11 813
Free-cash
123 367
127 552
124 772
118 334

Estimated living cost  is ₽11813 per week

₽6897
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽844
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽313
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3760
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽90349
₽93161
₽88927
₽98058
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
163 000
health
-
-
-
4 157
social contributions
-
-
-
14 561
income
-
-
-
33 096
total
-
-
-
51 814
Employee
69 203
69 203
152 434
-
income
7 535
6 406
32 331
-
social contributions
2 616
5 743
7 747
-
health
536
1 177
2 591
-
total
10 687
13 326
42 669
-
Employer
69 203
69 203
152 434
-
social contributions
2 616
5 743
7 747
-
health
582
1 281
2 820
-
total
3 198
7 024
10 567
-
Corporate
128 277
86 773
-
-
income
16 035
10 847
-
-
total
16 035
10 847
-
-
Dividends
112 242
75 927
-
-
withholding
19 082
12 908
-
-
total
19 082
12 908
-
-
Income
163 000
163 000
163 000
163 000
Total tax
49 002
44 105
53 236
51 814
After tax
113 998
118 895
109 764
111 186
Living cost
20 837
20 837
20 837
20 837
Free-cash
93 161
98 058
88 927
90 349

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽81996
₽85972
₽80574
₽89705
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
163 000
health
-
-
-
4 157
social contributions
-
-
-
14 561
income
-
-
-
33 096
total
-
-
-
51 814
Employee
69 203
69 203
152 434
-
income
7 267
6 406
32 331
-
social contributions
3 363
5 743
7 747
-
health
688
1 177
2 591
-
total
11 318
13 326
42 669
-
Employer
69 203
69 203
152 434
-
social contributions
3 363
5 743
7 747
-
health
750
1 281
2 820
-
total
4 113
7 024
10 567
-
Corporate
118 379
86 773
-
-
income
14 797
10 847
-
-
total
14 797
10 847
-
-
Dividends
103 583
75 927
-
-
withholding
17 610
12 908
-
-
total
17 610
12 908
-
-
Income
163 000
163 000
163 000
163 000
Total tax
47 838
44 105
53 236
51 814
After tax
115 162
118 895
109 764
111 186
Living cost
29 190
29 190
29 190
29 190
Free-cash
85 972
89 705
80 574
81 996

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽73041
₽84033
₽66245
₽91446
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
163 000
health
-
-
-
22 005
social contributions
-
-
-
29 901
income
-
-
-
16 664
solidarity contribution
-
-
-
609
total
-
-
-
69 179
Employee
30 558
-
126 055
-
income
3 667
-
15 357
-
social contributions
1 986
-
6 656
-
health
4 125
-
17 017
-
solidarity contribution
-
-
-
-
total
9 778
-
39 030
-
Employer
30 558
-
126 055
-
social contributions
7 640
-
25 600
-
health
2 750
-
11 345
-
total
10 390
-
36 945
-
Corporate
122 052
163 000
-
-
income
23 190
30 970
-
-
total
23 190
30 970
-
-
Dividends
98 862
132 030
-
-
withholding
14 829
19 804
-
-
total
14 829
19 804
-
-
Income
163 000
163 000
163 000
163 000
Total tax
58 187
50 774
75 975
69 179
After tax
104 813
112 226
87 025
93 821
Living cost
20 780
20 780
20 780
20 780
Free-cash
84 033
91 446
66 245
73 041

Estimated living cost  is ₽20780 per week

₽14434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4459
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽68215
₽77483
₽61419
₽86620
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
163 000
health
-
-
-
22 005
social contributions
-
-
-
29 901
income
-
-
-
16 664
solidarity contribution
-
-
-
609
total
-
-
-
69 179
Employee
37 656
-
126 055
-
income
4 519
-
15 357
-
social contributions
2 448
-
6 656
-
health
5 084
-
17 017
-
solidarity contribution
-
-
-
-
total
12 051
-
39 030
-
Employer
37 656
-
126 055
-
social contributions
9 414
-
25 600
-
health
3 389
-
11 345
-
total
12 803
-
36 945
-
Corporate
112 541
163 000
-
-
income
21 383
30 970
-
-
total
21 383
30 970
-
-
Dividends
91 158
132 030
-
-
withholding
13 674
19 804
-
-
total
13 674
19 804
-
-
Income
163 000
163 000
163 000
163 000
Total tax
59 911
50 774
75 975
69 179
After tax
103 089
112 226
87 025
93 821
Living cost
25 606
25 606
25 606
25 606
Free-cash
77 483
86 620
61 419
68 215

Estimated living cost  is ₽25606 per week

₽19042
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4702
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽52445
-₽33591
-₽33591
-₽33591
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
163 000
national
-
-
-
19 267
pensions
-
-
-
782
municipal
-
-
-
34 074
labour market
-
-
-
12 977
total
-
-
-
67 100
Employee
183 415
183 415
183 415
-
municipal
39 057
39 057
39 057
-
national
22 407
22 407
22 407
-
pensions
261
261
261
-
labour market
14 652
14 652
14 652
-
total
76 377
76 377
76 377
-
Employer
183 415
183 415
183 415
-
pensions
521
521
521
-
labour market
14 673
14 673
14 673
-
municipal
39 119
39 119
39 119
-
national
22 446
22 446
22 446
-
total
76 759
76 759
76 759
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
163 000
163 000
163 000
163 000
Total tax
153 136
153 136
153 136
67 100
After tax
9 864
9 864
9 864
95 900
Living cost
43 455
43 455
43 455
43 455
Free-cash
-33 591
-33 591
-33 591
52 445

Estimated living cost  is ₽43455 per week

₽29741
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3844
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽668
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9201
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽65631
₽103073
₽72213
₽108664
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
163 000
health
-
-
-
21 189
pensions
-
-
-
32 601
income
-
-
-
21 842
total
-
-
-
75 632
Employee
25 530
-
121 824
-
unemployment
408
-
1 949
-
income
2 874
-
23 488
-
pensions
511
-
2 437
-
total
3 793
-
27 874
-
Employer
25 530
-
121 824
-
pensions
5 106
-
24 364
-
health
3 318
-
15 837
-
unemployment
205
-
975
-
total
8 629
-
41 176
-
Corporate
128 840
163 000
-
-
income
25 768
32 599
-
-
total
25 768
32 599
-
-
Dividends
103 072
130 401
-
-
total
-
-
-
-
Income
163 000
163 000
163 000
163 000
Total tax
38 190
32 599
69 050
75 632
After tax
124 810
130 401
93 950
87 368
Living cost
21 737
21 737
21 737
21 737
Free-cash
103 073
108 664
72 213
65 631

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽69930
₽69680
₽50672
₽67310
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
163 000
national
-
-
-
27 427
health
-
-
-
2 135
municipal
-
-
-
28 956
total
-
-
-
58 518
Employee
47 349
-
137 124
-
unemployment
710
-
2 056
-
municipal
7 755
-
22 333
-
national
782
-
16 518
-
pensions
3 195
-
9 257
-
health
354
-
1 737
-
total
12 796
-
51 901
-
Employer
47 349
-
137 124
-
pensions
8 215
-
23 792
-
health
364
-
1 055
-
accident
48
-
137
-
unemployment
307
-
891
-
total
8 934
-
25 875
-
Corporate
106 718
163 000
-
-
income
21 343
32 599
-
-
total
21 343
32 599
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

64 031
97 801
-
-
municipal
11 526
17 604
-
-
national
4 169
10 935
-
-
total
15 695
28 539
-
-
Income
163 000
163 000
163 000
163 000
Total tax
58 768
61 138
77 776
58 518
After tax
104 232
101 862
85 224
104 482
Living cost
34 552
34 552
34 552
34 552
Free-cash
69 680
67 310
50 672
69 930

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽64042
₽59413
₽61317
₽54411
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
163 000
surtax
-
-
-
-
health
-
-
-
7 031
pensions
-
-
-
28 639
social contributions
-
-
-
4 645
income
-
-
-
25 849
other
-
-
-
5 054
total
-
-
-
71 218
Employee
34 382
-
126 056
-
income
1 773
-
24 604
-
surtax
-
-
-
-
social contributions
980
-
3 592
-
pensions
3 889
-
8 804
-
total
6 642
-
37 000
-
Employer
34 382
-
126 056
-
pensions
5 650
-
14 816
-
social contributions
102
-
377
-
other
1 187
-
4 935
-
health
2 406
-
11 710
-
unemployment
1 392
-
5 105
-
total
10 737
-
36 943
-
Corporate
117 881
163 000
-
-
income
33 007
45 640
-
-
surtax
-
-
-
-
total
33 007
45 640
-
-
Dividends
84 874
117 360
-
-
withholding
10 864
15 022
-
-
social contributions
14 597
20 187
-
-
surtax
-
-
-
-
total
25 461
35 209
-
-
Income
163 000
163 000
163 000
163 000
Total tax
75 847
80 849
73 943
71 218
After tax
87 153
82 151
89 057
91 782
Living cost
27 740
27 740
27 740
27 740
Free-cash
59 413
54 411
61 317
64 042

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽60991
₽56677
₽58266
₽51360
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
163 000
surtax
-
-
-
-
health
-
-
-
7 031
pensions
-
-
-
28 639
social contributions
-
-
-
4 645
income
-
-
-
25 849
other
-
-
-
5 054
total
-
-
-
71 218
Employee
38 517
-
126 056
-
income
2 273
-
24 604
-
surtax
-
-
-
-
social contributions
1 098
-
3 592
-
pensions
4 355
-
8 804
-
total
7 726
-
37 000
-
Employer
38 517
-
126 056
-
pensions
6 328
-
14 816
-
social contributions
116
-
377
-
other
1 329
-
4 935
-
health
2 697
-
11 710
-
unemployment
1 559
-
5 105
-
total
12 029
-
36 943
-
Corporate
112 455
163 000
-
-
income
31 487
45 640
-
-
surtax
-
-
-
-
total
31 487
45 640
-
-
Dividends
80 967
117 360
-
-
withholding
10 363
15 022
-
-
social contributions
13 927
20 187
-
-
surtax
-
-
-
-
total
24 290
35 209
-
-
Income
163 000
163 000
163 000
163 000
Total tax
75 532
80 849
73 943
71 218
After tax
87 468
82 151
89 057
91 782
Living cost
30 791
30 791
30 791
30 791
Free-cash
56 677
51 360
58 266
60 991

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽48315
₽44873
₽45590
₽38684
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
163 000
surtax
-
-
-
-
health
-
-
-
7 031
pensions
-
-
-
28 639
social contributions
-
-
-
4 645
income
-
-
-
25 849
other
-
-
-
5 054
total
-
-
-
71 218
Employee
56 366
-
126 056
-
income
4 918
-
24 604
-
surtax
-
-
-
-
social contributions
1 605
-
3 592
-
pensions
6 375
-
8 804
-
total
12 898
-
37 000
-
Employer
56 366
-
126 056
-
pensions
9 262
-
14 816
-
social contributions
169
-
377
-
other
1 945
-
4 935
-
health
3 945
-
11 710
-
unemployment
2 283
-
5 105
-
total
17 604
-
36 943
-
Corporate
89 029
163 000
-
-
income
24 928
45 640
-
-
surtax
-
-
-
-
total
24 928
45 640
-
-
Dividends
64 102
117 360
-
-
withholding
8 204
15 022
-
-
social contributions
11 026
20 187
-
-
surtax
-
-
-
-
total
19 230
35 209
-
-
Income
163 000
163 000
163 000
163 000
Total tax
74 660
80 849
73 943
71 218
After tax
88 340
82 151
89 057
91 782
Living cost
43 467
43 467
43 467
43 467
Free-cash
44 873
38 684
45 590
48 315

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽155547
₽147936
₽124577
₽149027
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
163 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 630
total
-
-
-
1 630
Employee
7 278
-
163 000
-
income
1 455
-
32 600
-
total
1 455
-
32 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

155 722
163 000
-
-
total
-
-
-
-
Dividends
155 722
163 000
-
-
withholding
7 786
8 150
-
-
total
7 786
8 150
-
-
Income
163 000
163 000
163 000
163 000
Total tax
9 241
8 150
32 600
1 630
After tax
153 759
154 850
130 400
161 370
Living cost
5 823
5 823
5 823
5 823
Free-cash
147 936
149 027
124 577
155 547

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽152297
₽144076
₽121327
₽145777
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
163 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 630
total
-
-
-
1 630
Employee
11 342
-
163 000
-
income
2 268
-
32 600
-
total
2 268
-
32 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

151 658
163 000
-
-
total
-
-
-
-
Dividends
151 658
163 000
-
-
withholding
7 583
8 150
-
-
total
7 583
8 150
-
-
Income
163 000
163 000
163 000
163 000
Total tax
9 851
8 150
32 600
1 630
After tax
153 149
154 850
130 400
161 370
Living cost
9 073
9 073
9 073
9 073
Free-cash
144 076
145 777
121 327
152 297

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽51040
₽60910
₽68426
₽49136
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
163 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 799
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
50 882
trade
-
-
-
17 386
total
-
-
-
77 215
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
163 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
50 882
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
2 799
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
59 829
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
118 221
163 000
-
-
trade
16 964
23 391
-
-
income
17 733
24 449
-
-
chamber of commerce
311
376
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

975
1 344
-
-
total
35 983
49 560
-
-
Dividends
82 239
113 440
-
-
withholding
20 217
28 019
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 112
1 540
-
-
total
21 329
29 559
-
-
Income
163 000
163 000
163 000
163 000
Total tax
67 345
79 119
59 829
77 215
After tax
95 655
83 881
103 171
85 785
Living cost
34 745
34 745
34 745
34 745
Free-cash
60 910
49 136
68 426
51 040

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽56830
₽64897
₽75912
₽54947
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
163 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 799
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
50 882
trade
-
-
-
19 082
total
-
-
-
78 911
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
163 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
50 882
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
2 799
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
59 829
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
128 578
163 000
-
-
trade
20 252
25 672
-
-
income
19 287
24 449
-
-
chamber of commerce
321
371
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 061
1 344
-
-
total
40 921
51 836
-
-
Dividends
87 658
111 164
-
-
withholding
21 573
27 448
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 187
1 510
-
-
total
22 760
28 958
-
-
Income
163 000
163 000
163 000
163 000
Total tax
70 844
80 794
59 829
78 911
After tax
92 156
82 206
103 171
84 089
Living cost
27 259
27 259
27 259
27 259
Free-cash
64 897
54 947
75 912
56 830

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽47886
₽58660
₽67817
₽46012
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
163 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 799
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
50 882
trade
-
-
-
19 931
total
-
-
-
79 760
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
163 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
50 882
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
2 799
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
59 829
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
117 361
163 000
-
-
trade
19 305
26 813
-
-
income
17 604
24 449
-
-
chamber of commerce
304
369
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

968
1 344
-
-
total
38 181
52 975
-
-
Dividends
79 179
110 024
-
-
withholding
19 452
27 165
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 069
1 494
-
-
total
20 521
28 659
-
-
Income
163 000
163 000
163 000
163 000
Total tax
68 986
81 634
59 829
79 760
After tax
94 014
81 366
103 171
83 240
Living cost
35 354
35 354
35 354
35 354
Free-cash
58 660
46 012
67 817
47 886

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽41164
₽53895
₽61943
₽39301
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
163 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 799
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
50 882
trade
-
-
-
20 779
total
-
-
-
80 608
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
163 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
50 882
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
2 799
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
59 829
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
108 914
163 000
-
-
trade
18 679
27 954
-
-
income
16 337
24 449
-
-
chamber of commerce
290
365
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

898
1 344
-
-
total
36 204
54 112
-
-
Dividends
72 710
108 887
-
-
withholding
17 835
26 880
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

980
1 479
-
-
total
18 815
28 359
-
-
Income
163 000
163 000
163 000
163 000
Total tax
67 877
82 471
59 829
80 608
After tax
95 123
80 529
103 171
82 392
Living cost
41 228
41 228
41 228
41 228
Free-cash
53 895
39 301
61 943
41 164

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽56861
₽79448
₽51359
₽82313
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
163 000
surtax
-
-
-
7 199
unemployment
-
-
-
205
health
-
-
-
8 527
pensions
-
-
-
24 022
income
-
-
-
45 972
other
-
-
-
-
total
-
-
-
85 925
Employee
30 307
-
137 717
-
unemployment
2 109
-
8 360
-
other
-
-
-
-
income
5 081
-
40 590
-
surtax
108
-
6 121
-
pensions
2 022
-
8 011
-
health
774
-
3 062
-
total
10 094
-
66 144
-
Employer
30 307
-
137 717
-
pensions
4 041
-
16 011
-
other
-
-
-
-
health
1 378
-
5 465
-
unemployment
962
-
3 807
-
total
6 381
-
25 283
-
Corporate
126 312
163 000
-
-
income
32 842
42 380
-
-
total
32 842
42 380
-
-
Dividends
93 470
120 620
-
-
withholding
14 021
18 093
-
-
total
14 021
18 093
-
-
Income
163 000
163 000
163 000
163 000
Total tax
63 338
60 473
91 427
85 925
After tax
99 662
102 527
71 573
77 075
Living cost
20 214
20 214
20 214
20 214
Free-cash
79 448
82 313
51 359
56 861

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽57216
₽79866
₽51714
₽82668
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
163 000
surtax
-
-
-
7 199
unemployment
-
-
-
205
health
-
-
-
8 527
pensions
-
-
-
24 022
income
-
-
-
45 972
other
-
-
-
-
total
-
-
-
85 925
Employee
29 761
-
137 717
-
unemployment
2 072
-
8 360
-
other
-
-
-
-
income
4 989
-
40 590
-
surtax
97
-
6 121
-
pensions
1 985
-
8 011
-
health
760
-
3 062
-
total
9 903
-
66 144
-
Employer
29 761
-
137 717
-
pensions
3 967
-
16 011
-
other
-
-
-
-
health
1 354
-
5 465
-
unemployment
943
-
3 807
-
total
6 264
-
25 283
-
Corporate
126 975
163 000
-
-
income
33 013
42 380
-
-
total
33 013
42 380
-
-
Dividends
93 962
120 620
-
-
withholding
14 095
18 093
-
-
total
14 095
18 093
-
-
Income
163 000
163 000
163 000
163 000
Total tax
63 275
60 473
91 427
85 925
After tax
99 725
102 527
71 573
77 075
Living cost
19 859
19 859
19 859
19 859
Free-cash
79 866
82 668
51 714
57 216

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽95049
₽74090
₽76624
₽73716
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
163 000
unemployment
-
-
-
2 445
health
-
-
-
11 410
pensions
-
-
-
16 300
income
-
-
-
19 927
total
-
-
-
50 082
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 794
10 266
136 402
-
unemployment
387
154
2 046
-
income
3 153
1 255
16 675
-
pensions
2 579
1 027
13 640
-
health
1 806
719
9 548
-
total
7 925
3 155
41 909
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 794
10 266
136 402
-
pensions
5 030
2 002
26 598
-
total
5 030
2 002
26 598
-
Corporate
132 176
150 733
-
-
income
11 896
13 566
-
-
total
11 896
13 566
-
-
Dividends
120 281
137 167
-
-
withholding
22 853
26 062
-
-
social contributions
23 337
26 630
-
-
total
46 190
52 692
-
-
Income
163 000
163 000
163 000
163 000
Total tax
71 041
71 415
68 507
50 082
After tax
91 959
91 585
94 493
112 918
Living cost
17 869
17 869
17 869
17 869
Free-cash
74 090
73 716
76 624
95 049

Estimated living cost  is ₽17869 per week

₽12194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3856
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽51484
₽57416
₽52359
₽58141
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
163 000
national
-
-
-
28 694
pensions
-
-
-
19 560
social contributions
-
-
-
1 752
municipal
-
-
-
17 939
total
-
-
-
67 945
Employee
67 543
-
140 912
-
municipal
8 343
-
18 570
-
national
12 928
-
30 076
-
pensions
2 702
-
5 636
-
total
23 973
-
54 282
-
Employer
67 543
-
140 912
-
pensions
5 403
-
11 273
-
social contributions
726
-
1 515
-
total
6 129
-
12 788
-
Corporate
84 869
163 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

16 974
32 600
-
-
total
16 974
32 600
-
-
Dividends
67 895
130 400
-
-
withholding
14 937
28 688
-
-
total
14 937
28 688
-
-
Income
163 000
163 000
163 000
163 000
Total tax
62 013
61 288
67 070
67 945
After tax
100 987
101 712
95 930
95 055
Living cost
43 571
43 571
43 571
43 571
Free-cash
57 416
58 141
52 359
51 484

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽34111
₽64820
₽34111
₽62835
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
163 000
social contributions
-
-
-
27 298
income
-
-
-
50 325
total
-
-
-
77 623
Employee
70 397
-
163 000
-
social contributions
5 848
-
27 298
-
income
13 284
-
50 325
-
total
19 132
-
77 623
-
Employer
70 397
-
163 000
-
total
-
-
-
-
Corporate
92 603
163 000
-
-
income
11 576
20 375
-
-
total
11 576
20 375
-
-
Dividends
81 027
142 625
-
-
withholding
16 206
28 524
-
-
total
16 206
28 524
-
-
Income
163 000
163 000
163 000
163 000
Total tax
46 914
48 899
77 623
77 623
After tax
116 086
114 101
85 377
85 377
Living cost
51 266
51 266
51 266
51 266
Free-cash
64 820
62 835
34 111
34 111

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽39665
₽44293
₽32303
₽48991
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
163 000
national
-
-
-
40 539
regional
-
-
-
1 929
social contributions
-
-
-
41 924
municipal
-
-
-
968
total
-
-
-
85 360
Employee
79 983
-
163 000
-
municipal
424
-
864
-
national
13 859
-
35 192
-
social contributions
26 970
-
54 963
-
regional
755
-
1 703
-
total
42 008
-
92 722
-
Employer
79 983
-
163 000
-
total
-
-
-
-
Corporate
83 017
163 000
-
-
nationa
19 924
39 120
-
-
municipal
3 238
6 357
-
-
total
23 162
45 477
-
-
Dividends
59 855
117 524
-
-
withholding
15 562
30 557
-
-
total
15 562
30 557
-
-
Income
163 000
163 000
163 000
163 000
Total tax
80 732
76 034
92 722
85 360
After tax
82 268
86 966
70 278
77 640
Living cost
37 975
37 975
37 975
37 975
Free-cash
44 293
48 991
32 303
39 665

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽52868
₽59434
₽45544
₽61435
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
163 000
national
-
-
-
40 539
regional
-
-
-
2 458
social contributions
-
-
-
41 924
municipal
-
-
-
968
total
-
-
-
85 889
Employee
49 922
-
163 000
-
municipal
265
-
864
-
national
7 909
-
35 192
-
social contributions
16 834
-
54 963
-
regional
672
-
2 194
-
total
25 680
-
93 213
-
Employer
49 922
-
163 000
-
total
-
-
-
-
Corporate
113 078
163 000
-
-