Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 161000
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₽36870
₽30643
₽47565
₽56060
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
161 000
income
-
-
-
46 423
pensions
-
-
-
11 907
health
-
-
-
12 532
total
-
-
-
70 862
Employee
86 784
86 784
142 114
-
health
13 320
11 330
12 532
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 205
14 205
19 042
-
pensions
15 621
11 907
11 907
-
total
43 146
37 442
43 481
-
Employer
86 784
86 784
142 114
-
unemployment
3 124
3 124
3 882
-
pensions
6 040
6 040
7 508
-
health
6 032
6 032
7 496
-
total
15 196
15 196
18 886
-
Corporate
60 083
59 019
-
-
income
12 017
11 805
-
-
total
12 017
11 805
-
-
Dividends
48 066
47 214
-
-
income
10 214
10 032
-
-
withholding
7 211
7 082
-
-
total
17 425
17 114
-
-
Income
161 000
161 000
161 000
161 000
Total tax
87 784
81 557
62 367
70 862
After tax
73 216
79 443
98 633
90 138
Living cost
42 573
42 573
42 573
42 573
Free-cash
30 643
36 870
56 060
47 565

Estimated living cost  is ₽42573 per week

₽30170
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3838
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽677
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7888
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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Estimated living cost

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