Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 160500
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₽36672
₽30456
₽47364
₽55774
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
160 500
income
-
-
-
46 211
pensions
-
-
-
11 891
health
-
-
-
12 516
total
-
-
-
70 618
Employee
86 673
86 673
141 638
-
health
13 303
11 316
12 516
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 187
14 187
18 939
-
pensions
15 601
11 891
11 891
-
total
43 091
37 394
43 346
-
Employer
86 673
86 673
141 638
-
unemployment
3 120
3 120
3 877
-
pensions
6 032
6 032
7 498
-
health
6 025
6 025
7 487
-
total
15 177
15 177
18 862
-
Corporate
59 713
58 650
-
-
income
11 943
11 730
-
-
total
11 943
11 730
-
-
Dividends
47 770
46 920
-
-
income
10 150
9 971
-
-
withholding
7 165
7 038
-
-
total
17 315
17 009
-
-
Income
160 500
160 500
160 500
160 500
Total tax
87 526
81 310
62 208
70 618
After tax
72 974
79 190
98 292
89 882
Living cost
42 518
42 518
42 518
42 518
Free-cash
30 456
36 672
55 774
47 364

Estimated living cost  is ₽42518 per week

₽30131
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽676
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7878
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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