Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 160500
per

Your estimated
City
free-cash

Andorra , Andorra
₽90928
₽114158
₽95192
₽117203
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
160 500
social contributions
-
-
-
35 310
income
-
-
-
7 015
total
-
-
-
42 325
Employee
29 140
-
138 961
-
social contributions
1 894
-
9 034
-
income
-
-
7 488
-
total
1 894
-
16 522
-
Employer
29 140
-
138 961
-
social contributions
4 517
-
21 539
-
total
4 517
-
21 539
-
Corporate
126 843
160 500
-
-
income
12 684
16 050
-
-
total
12 684
16 050
-
-
Dividends
114 158
144 450
-
-
total
-
-
-
-
Income
160 500
160 500
160 500
160 500
Total tax
19 095
16 050
38 061
42 325
After tax
141 405
144 450
122 439
118 175
Living cost
27 247
27 247
27 247
27 247
Free-cash
114 158
117 203
95 192
90 928

Estimated living cost  is ₽27247 per week

₽17617
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2054
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽513
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7063
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽53639
₽59524
₽13662
₽59976
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
160 500
surtax
-
-
-
-
unemployment
-
-
-
5 559
health
-
-
-
8 100
chamber of commerce
-
-
-
642
pensions
-
-
-
19 590
income
-
-
-
44 052
total
-
-
-
77 943
Employee
39 622
36 122
128 382
-
unemployment
1 189
1 084
3 177
-
other
396
361
1 060
-
income
3 530
2 664
35 389
-
pensions
4 058
3 698
10 844
-
health
1 533
1 398
4 097
-
total
10 706
9 205
54 567
-
Employer
39 622
36 122
128 382
-
pensions
4 973
4 534
13 290
-
surtax
-
-
-
-
payroll
1 189
1 084
3 851
-
other
1 882
1 715
5 907
-
health
1 498
1 366
4 003
-
accident
514
470
1 376
-
unemployment
1 189
1 084
3 177
-
chamber of commerce
158
144
514
-
total
11 403
10 397
32 118
-
Corporate
109 475
113 981
124 942
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

27 369
28 495
31 235
-
total
27 369
28 495
31 235
-
Dividends
82 107
85 486
-
-
withholding
22 580
23 509
-
-
total
22 580
23 509
-
-
Income
160 500
160 500
160 500
160 500
Total tax
72 058
71 606
117 920
77 943
After tax
88 442
88 894
42 580
82 557
Living cost
28 918
28 918
28 918
28 918
Free-cash
59 524
59 976
13 662
53 639

Estimated living cost  is ₽28918 per week

₽17347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2953
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽516
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8102
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽50439
₽55454
₽10595
₽56856
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
160 500
surtax
-
-
-
179
unemployment
-
-
-
5 559
health
-
-
-
8 100
chamber of commerce
-
-
-
642
pensions
-
-
-
19 590
income
-
-
-
44 052
total
-
-
-
78 122
Employee
45 299
36 122
128 217
-
unemployment
1 359
1 084
3 177
-
other
452
361
1 060
-
income
5 157
2 664
35 310
-
pensions
4 639
3 698
10 844
-
health
1 753
1 398
4 097
-
total
13 360
9 205
54 488
-
Employer
45 299
36 122
128 217
-
pensions
5 685
4 534
13 290
-
surtax
179
179
179
-
payroll
1 359
1 084
3 846
-
other
2 152
1 715
5 900
-
health
1 712
1 366
4 003
-
accident
588
470
1 376
-
unemployment
1 359
1 084
3 177
-
chamber of commerce
181
144
513
-
total
13 215
10 576
32 284
-
Corporate
101 987
113 803
124 777
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

25 497
28 451
31 194
-
total
25 497
28 451
31 194
-
Dividends
76 490
85 352
-
-
withholding
21 035
23 473
-
-
total
21 035
23 473
-
-
Income
160 500
160 500
160 500
160 500
Total tax
73 107
71 705
117 966
78 122
After tax
87 393
88 795
42 534
82 378
Living cost
31 939
31 939
31 939
31 939
Free-cash
55 454
56 856
10 595
50 439

Estimated living cost  is ₽31939 per week

₽21302
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2725
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽36539
₽43117
₽23412
₽56711
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
160 500
national
-
-
-
60 039
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
8 274
social contributions
-
-
-
22 599
total
-
-
-
90 912
Employee

The minimum management director salary is set at €45,000 per year.

64 837
-
124 312
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

564
-
1 082
-
national
19 933
-
45 120
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 382
-
6 483
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 863
-
9 323
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 046
-
5 843
-
total
31 788
-
67 851
-
Employer

The minimum management director salary is set at €45,000 per year.

64 837
-
124 312
-
surtax
7 352
-
14 098
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 745
-
11 014
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 987
-
7 644
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

843
-
1 617
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

946
-
1 815
-
total
18 873
-
36 188
-
Corporate
76 790
160 500
-
-
income
15 359
32 101
-
-
surtax
308
642
-
-
total
15 667
32 743
-
-
Dividends
61 123
127 758
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

18 006
37 997
-
-
total
18 006
37 997
-
-
Income
160 500
160 500
160 500
160 500
Total tax
84 334
70 740
104 039
90 912
After tax
76 166
89 760
56 461
69 588
Living cost
33 049
33 049
33 049
33 049
Free-cash
43 117
56 711
23 412
36 539

Estimated living cost  is ₽33049 per week

₽21288
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2890
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽518
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8355
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽112379
₽116111
₽118683
₽121635
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
160 500
unemployment
-
-
-
127
health
-
-
-
3 641
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 686
income
-
-
-
24 075
total
-
-
-
32 529
Employee
20 646
-
154 289
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
income
2 065
-
15 429
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 813
-
2 780
-
health
950
-
1 456
-
total
5 055
-
20 013
-
Employer
20 646
-
154 289
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 275
-
3 489
-
health
1 425
-
2 185
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
unemployment
124
-
190
-
total
4 051
-
6 212
-
Corporate
135 803
160 500
-
-
income
13 580
16 050
-
-
total
13 580
16 050
-
-
Dividends
122 223
144 450
-
-
withholding
6 111
7 223
-
-
total
6 111
7 223
-
-
Income
160 500
160 500
160 500
160 500
Total tax
28 797
23 273
26 225
32 529
After tax
131 703
137 227
134 275
127 971
Living cost
15 592
15 592
15 592
15 592
Free-cash
116 111
121 635
118 683
112 379

Estimated living cost  is ₽15592 per week

₽10312
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4016
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽116087
₽121134
₽122391
₽125343
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
160 500
unemployment
-
-
-
127
health
-
-
-
3 641
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 686
income
-
-
-
24 075
total
-
-
-
32 529
Employee
15 736
-
154 289
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
income
1 573
-
15 429
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 382
-
2 780
-
health
724
-
1 456
-
total
3 852
-
20 013
-
Employer
15 736
-
154 289
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 734
-
3 489
-
health
1 086
-
2 185
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
unemployment
94
-
190
-
total
3 087
-
6 212
-
Corporate
141 677
160 500
-
-
income
14 168
16 050
-
-
total
14 168
16 050
-
-
Dividends
127 509
144 450
-
-
withholding
6 375
7 223
-
-
total
6 375
7 223
-
-
Income
160 500
160 500
160 500
160 500
Total tax
27 482
23 273
26 225
32 529
After tax
133 018
137 227
134 275
127 971
Living cost
11 884
11 884
11 884
11 884
Free-cash
121 134
125 343
122 391
116 087

Estimated living cost  is ₽11884 per week

₽6938
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽849
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽315
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3782
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽88674
₽91165
₽87265
₽96098
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
160 500
health
-
-
-
4 092
social contributions
-
-
-
14 666
income
-
-
-
32 082
total
-
-
-
50 840
Employee
69 700
69 700
149 925
-
income
7 589
6 452
31 323
-
social contributions
2 635
5 785
7 802
-
health
540
1 185
2 549
-
total
10 764
13 422
41 674
-
Employer
69 700
69 700
149 925
-
social contributions
2 635
5 785
7 802
-
health
587
1 290
2 773
-
total
3 222
7 075
10 575
-
Corporate
125 528
83 726
-
-
income
15 691
10 465
-
-
total
15 691
10 465
-
-
Dividends
109 837
73 261
-
-
withholding
18 672
12 454
-
-
total
18 672
12 454
-
-
Income
160 500
160 500
160 500
160 500
Total tax
48 349
43 416
52 249
50 840
After tax
112 151
117 084
108 251
109 660
Living cost
20 986
20 986
20 986
20 986
Free-cash
91 165
96 098
87 265
88 674

Estimated living cost  is ₽20986 per week

₽12577
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2059
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5886
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽80260
₽83925
₽78851
₽87684
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
160 500
health
-
-
-
4 092
social contributions
-
-
-
14 666
income
-
-
-
32 082
total
-
-
-
50 840
Employee
69 700
69 700
149 925
-
income
7 319
6 452
31 323
-
social contributions
3 387
5 785
7 802
-
health
693
1 185
2 549
-
total
11 399
13 422
41 674
-
Employer
69 700
69 700
149 925
-
social contributions
3 387
5 785
7 802
-
health
755
1 290
2 773
-
total
4 142
7 075
10 575
-
Corporate
115 559
83 726
-
-
income
14 445
10 465
-
-
total
14 445
10 465
-
-
Dividends
101 114
73 261
-
-
withholding
17 189
12 454
-
-
total
17 189
12 454
-
-
Income
160 500
160 500
160 500
160 500
Total tax
47 175
43 416
52 249
50 840
After tax
113 325
117 084
108 251
109 660
Living cost
29 400
29 400
29 400
29 400
Free-cash
83 925
87 684
78 851
80 260

Estimated living cost  is ₽29400 per week

₽20098
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽71080
₽82102
₽64232
₽89570
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
160 500
health
-
-
-
21 668
social contributions
-
-
-
30 124
income
-
-
-
16 306
solidarity contribution
-
-
-
388
total
-
-
-
68 486
Employee
30 786
-
123 586
-
income
3 694
-
15 030
-
social contributions
2 001
-
6 706
-
health
4 156
-
16 684
-
solidarity contribution
-
-
-
-
total
9 851
-
38 420
-
Employer
30 786
-
123 586
-
social contributions
7 696
-
25 791
-
health
2 771
-
11 123
-
total
10 467
-
36 914
-
Corporate
119 247
160 500
-
-
income
22 657
30 495
-
-
total
22 657
30 495
-
-
Dividends
96 590
130 005
-
-
withholding
14 489
19 501
-
-
total
14 489
19 501
-
-
Income
160 500
160 500
160 500
160 500
Total tax
57 464
49 996
75 334
68 486
After tax
103 036
110 504
85 166
92 014
Living cost
20 934
20 934
20 934
20 934
Free-cash
82 102
89 570
64 232
71 080

Estimated living cost  is ₽20934 per week

₽14541
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1489
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽412
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4492
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽66218
₽75506
₽59370
₽84708
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
160 500
health
-
-
-
21 668
social contributions
-
-
-
30 124
income
-
-
-
16 306
solidarity contribution
-
-
-
388
total
-
-
-
68 486
Employee
37 936
-
123 586
-
income
4 552
-
15 030
-
social contributions
2 466
-
6 706
-
health
5 121
-
16 684
-
solidarity contribution
-
-
-
-
total
12 139
-
38 420
-
Employer
37 936
-
123 586
-
social contributions
9 484
-
25 791
-
health
3 414
-
11 123
-
total
12 898
-
36 914
-
Corporate
109 666
160 500
-
-
income
20 837
30 495
-
-
total
20 837
30 495
-
-
Dividends
88 829
130 005
-
-
withholding
13 324
19 501
-
-
total
13 324
19 501
-
-
Income
160 500
160 500
160 500
160 500
Total tax
59 198
49 996
75 334
68 486
After tax
101 302
110 504
85 166
92 014
Living cost
25 796
25 796
25 796
25 796
Free-cash
75 506
84 708
59 370
66 218

Estimated living cost  is ₽25796 per week

₽19184
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1429
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽446
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4737
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽50854
-₽37579
-₽37579
-₽37579
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
160 500
national
-
-
-
18 853
pensions
-
-
-
788
municipal
-
-
-
33 444
labour market
-
-
-
12 777
total
-
-
-
65 862
Employee
184 800
184 800
184 800
-
municipal
39 352
39 352
39 352
-
national
22 577
22 577
22 577
-
pensions
263
263
263
-
labour market
14 763
14 763
14 763
-
total
76 955
76 955
76 955
-
Employer
184 800
184 800
184 800
-
pensions
525
525
525
-
labour market
14 784
14 784
14 784
-
municipal
39 415
39 415
39 415
-
national
22 616
22 616
22 616
-
total
77 340
77 340
77 340
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
160 500
160 500
160 500
160 500
Total tax
154 295
154 295
154 295
65 862
After tax
6 205
6 205
6 205
94 638
Living cost
43 784
43 784
43 784
43 784
Free-cash
-37 579
-37 579
-37 579
50 854

Estimated living cost  is ₽43784 per week

₽29966
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3873
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽673
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9271
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽64137
₽100878
₽70616
₽106506
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
160 500
health
-
-
-
20 865
pensions
-
-
-
32 099
income
-
-
-
21 506
total
-
-
-
74 470
Employee
25 714
-
119 955
-
unemployment
411
-
1 920
-
income
2 895
-
23 127
-
pensions
514
-
2 400
-
total
3 820
-
27 447
-
Employer
25 714
-
119 955
-
pensions
5 143
-
23 990
-
health
3 342
-
15 594
-
unemployment
206
-
960
-
total
8 691
-
40 544
-
Corporate
126 095
160 500
-
-
income
25 218
32 101
-
-
total
25 218
32 101
-
-
Dividends
100 876
128 399
-
-
total
-
-
-
-
Income
160 500
160 500
160 500
160 500
Total tax
37 729
32 101
67 991
74 470
After tax
122 771
128 399
92 509
86 030
Living cost
21 893
21 893
21 893
21 893
Free-cash
100 878
106 506
70 616
64 137

Estimated living cost  is ₽21893 per week

₽15017
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1304
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽440
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5133
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽68602
₽68019
₽49344
₽65719
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
160 500
national
-
-
-
26 493
health
-
-
-
2 093
municipal
-
-
-
28 512
total
-
-
-
57 098
Employee
47 689
-
135 024
-
unemployment
716
-
2 025
-
municipal
7 811
-
21 993
-
national
788
-
16 046
-
pensions
3 218
-
9 115
-
health
356
-
1 701
-
total
12 889
-
50 880
-
Employer
47 689
-
135 024
-
pensions
8 274
-
23 426
-
health
366
-
1 039
-
accident
48
-
134
-
unemployment
310
-
877
-
total
8 998
-
25 476
-
Corporate
103 813
160 500
-
-
income
20 763
32 101
-
-
total
20 763
32 101
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

62 288
96 300
-
-
municipal
11 212
17 334
-
-
national
3 819
10 546
-
-
total
15 031
27 880
-
-
Income
160 500
160 500
160 500
160 500
Total tax
57 681
59 981
76 356
57 098
After tax
102 819
100 519
84 144
103 402
Living cost
34 800
34 800
34 800
34 800
Free-cash
68 019
65 719
49 344
68 602

Estimated living cost  is ₽34800 per week

₽22731
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3347
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽554
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8169
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽62495
₽57989
₽60152
₽52953
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
160 500
surtax
-
-
-
-
health
-
-
-
6 813
pensions
-
-
-
28 539
social contributions
-
-
-
4 572
income
-
-
-
25 166
other
-
-
-
4 976
total
-
-
-
70 066
Employee
34 629
-
124 323
-
income
1 785
-
24 088
-
surtax
-
-
-
-
social contributions
987
-
3 542
-
pensions
3 917
-
8 601
-
total
6 689
-
36 231
-
Employer
34 629
-
124 323
-
pensions
5 690
-
14 487
-
social contributions
103
-
373
-
other
1 195
-
4 831
-
health
2 424
-
11 452
-
unemployment
1 402
-
5 035
-
total
10 814
-
36 178
-
Corporate
115 057
160 500
-
-
income
32 216
44 939
-
-
surtax
-
-
-
-
total
32 216
44 939
-
-
Dividends
82 841
115 561
-
-
withholding
10 604
14 791
-
-
social contributions
14 249
19 878
-
-
surtax
-
-
-
-
total
24 853
34 669
-
-
Income
160 500
160 500
160 500
160 500
Total tax
74 572
79 608
72 409
70 066
After tax
85 928
80 892
88 091
90 434
Living cost
27 939
27 939
27 939
27 939
Free-cash
57 989
52 953
60 152
62 495

Estimated living cost  is ₽27939 per week

₽16203
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2838
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8368
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽59422
₽55238
₽57079
₽49880
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
160 500
surtax
-
-
-
-
health
-
-
-
6 813
pensions
-
-
-
28 539
social contributions
-
-
-
4 572
income
-
-
-
25 166
other
-
-
-
4 976
total
-
-
-
70 066
Employee
38 793
-
124 323
-
income
2 289
-
24 088
-
surtax
-
-
-
-
social contributions
1 106
-
3 542
-
pensions
4 386
-
8 601
-
total
7 781
-
36 231
-
Employer
38 793
-
124 323
-
pensions
6 373
-
14 487
-
social contributions
117
-
373
-
other
1 338
-
4 831
-
health
2 716
-
11 452
-
unemployment
1 570
-
5 035
-
total
12 114
-
36 178
-
Corporate
109 592
160 500
-
-
income
30 685
44 939
-
-
surtax
-
-
-
-
total
30 685
44 939
-
-
Dividends
78 907
115 561
-
-
withholding
10 100
14 791
-
-
social contributions
13 570
19 878
-
-
surtax
-
-
-
-
total
23 670
34 669
-
-
Income
160 500
160 500
160 500
160 500
Total tax
74 250
79 608
72 409
70 066
After tax
86 250
80 892
88 091
90 434
Living cost
31 012
31 012
31 012
31 012
Free-cash
55 238
49 880
57 079
59 422

Estimated living cost  is ₽31012 per week

₽19554
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2522
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8410
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽46655
₽43343
₽44312
₽37113
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
160 500
surtax
-
-
-
-
health
-
-
-
6 813
pensions
-
-
-
28 539
social contributions
-
-
-
4 572
income
-
-
-
25 166
other
-
-
-
4 976
total
-
-
-
70 066
Employee
56 771
-
124 323
-
income
4 953
-
24 088
-
surtax
-
-
-
-
social contributions
1 617
-
3 542
-
pensions
6 421
-
8 601
-
total
12 991
-
36 231
-
Employer
56 771
-
124 323
-
pensions
9 328
-
14 487
-
social contributions
170
-
373
-
other
1 959
-
4 831
-
health
3 973
-
11 452
-
unemployment
2 300
-
5 035
-
total
17 730
-
36 178
-
Corporate
85 998
160 500
-
-
income
24 080
44 939
-
-
surtax
-
-
-
-
total
24 080
44 939
-
-
Dividends
61 918
115 561
-
-
withholding
7 926
14 791
-
-
social contributions
10 651
19 878
-
-
surtax
-
-
-
-
total
18 577
34 669
-
-
Income
160 500
160 500
160 500
160 500
Total tax
73 378
79 608
72 409
70 066
After tax
87 122
80 892
88 091
90 434
Living cost
43 779
43 779
43 779
43 779
Free-cash
43 343
37 113
44 312
46 655

Estimated living cost  is ₽43779 per week

₽29629
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3581
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽600
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9968
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽153068
₽145555
₽122573
₽146648
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
160 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 605
total
-
-
-
1 605
Employee
7 284
-
160 500
-
income
1 457
-
32 100
-
total
1 457
-
32 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

153 216
160 500
-
-
total
-
-
-
-
Dividends
153 216
160 500
-
-
withholding
7 661
8 025
-
-
total
7 661
8 025
-
-
Income
160 500
160 500
160 500
160 500
Total tax
9 118
8 025
32 100
1 605
After tax
151 382
152 475
128 400
158 895
Living cost
5 827
5 827
5 827
5 827
Free-cash
145 555
146 648
122 573
153 068

Estimated living cost  is ₽5827 per week

₽3611
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1571
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽149815
₽141693
₽119320
₽143395
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
160 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 605
total
-
-
-
1 605
Employee
11 351
-
160 500
-
income
2 270
-
32 100
-
total
2 270
-
32 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

149 149
160 500
-
-
total
-
-
-
-
Dividends
149 149
160 500
-
-
withholding
7 457
8 025
-
-
total
7 457
8 025
-
-
Income
160 500
160 500
160 500
160 500
Total tax
9 727
8 025
32 100
1 605
After tax
150 773
152 475
128 400
158 895
Living cost
9 080
9 080
9 080
9 080
Free-cash
141 693
143 395
119 320
149 815

Estimated living cost  is ₽9080 per week

₽6145
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2250
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽49891
₽59466
₽66875
₽47605
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
160 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 733
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 192
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
49 706
trade
-
-
-
16 984
total
-
-
-
75 615
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 100
-
160 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 709
-
49 706
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

205
-
2 733
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 192
-
6 192
-
total
10 106
-
58 631
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
115 400
160 500
-
-
trade
16 559
23 032
-
-
income
17 309
24 075
-
-
chamber of commerce
306
373
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

951
1 324
-
-
total
35 125
48 804
-
-
Dividends
80 274
111 695
-
-
withholding
19 724
27 580
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 085
1 517
-
-
total
20 809
29 097
-
-
Income
160 500
160 500
160 500
160 500
Total tax
66 040
77 901
58 631
75 615
After tax
94 460
82 599
101 869
84 885
Living cost
34 994
34 994
34 994
34 994
Free-cash
59 466
47 605
66 875
49 891

Estimated living cost  is ₽34994 per week

₽24140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3765
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6581
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽55773
₽63519
₽74414
₽53494
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
160 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 733
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 192
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
49 706
trade
-
-
-
18 641
total
-
-
-
77 272
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 669
-
160 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

968
-
49 706
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
2 733
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 192
-
6 192
-
total
7 213
-
58 631
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
125 831
160 500
-
-
trade
19 819
25 279
-
-
income
18 875
24 075
-
-
chamber of commerce
318
368
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 039
1 324
-
-
total
40 051
51 046
-
-
Dividends
85 780
109 454
-
-
withholding
21 101
27 019
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 161
1 486
-
-
total
22 262
28 505
-
-
Income
160 500
160 500
160 500
160 500
Total tax
69 526
79 551
58 631
77 272
After tax
90 974
80 949
101 869
83 228
Living cost
27 455
27 455
27 455
27 455
Free-cash
63 519
53 494
74 414
55 773

Estimated living cost  is ₽27455 per week

₽17270
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3201
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽513
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6471
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽46791
₽57252
₽66261
₽44515
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
160 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 733
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 192
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
49 706
trade
-
-
-
19 470
total
-
-
-
78 101
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 966
-
160 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 949
-
49 706
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

217
-
2 733
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 192
-
6 192
-
total
10 358
-
58 631
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
114 534
160 500
-
-
trade
18 840
26 402
-
-
income
17 180
24 075
-
-
chamber of commerce
301
366
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

944
1 324
-
-
total
37 265
52 167
-
-
Dividends
77 267
108 333
-
-
withholding
18 973
26 739
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 044
1 471
-
-
total
20 017
28 210
-
-
Income
160 500
160 500
160 500
160 500
Total tax
67 640
80 377
58 631
78 101
After tax
92 860
80 123
101 869
82 399
Living cost
35 608
35 608
35 608
35 608
Free-cash
57 252
44 515
66 261
46 791

Estimated living cost  is ₽35608 per week

₽23815
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3755
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽532
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7507
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽40046
₽52471
₽60345
₽37775
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
160 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 733
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 192
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
49 706
trade
-
-
-
20 299
total
-
-
-
78 930
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 474
-
160 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 406
-
49 706
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

353
-
2 733
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 192
-
6 192
-
total
12 951
-
58 631
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
106 026
160 500
-
-
trade
18 183
27 525
-
-
income
15 904
24 075
-
-
chamber of commerce
287
363
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

876
1 324
-
-
total
35 250
53 287
-
-
Dividends
70 776
107 213
-
-
withholding
17 349
26 459
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

955
1 455
-
-
total
18 304
27 914
-
-
Income
160 500
160 500
160 500
160 500
Total tax
66 505
81 201
58 631
78 930
After tax
93 995
79 299
101 869
81 570
Living cost
41 524
41 524
41 524
41 524
Free-cash
52 471
37 775
60 345
40 046

Estimated living cost  is ₽41524 per week

₽30327
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3322
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽540
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7336
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽55581
₽77713
₽50040
₽80596
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
160 500
surtax
-
-
-
6 920
unemployment
-
-
-
206
health
-
-
-
8 588
pensions
-
-
-
24 195
income
-
-
-
44 651
other
-
-
-
-
total
-
-
-
84 560
Employee
30 525
-
135 036
-
unemployment
2 124
-
8 420
-
other
-
-
-
-
income
5 117
-
39 229
-
surtax
108
-
5 835
-
pensions
2 037
-
8 069
-
health
779
-
3 084
-
total
10 165
-
64 637
-
Employer
30 525
-
135 036
-
pensions
4 070
-
16 126
-
other
-
-
-
-
health
1 388
-
5 504
-
unemployment
968
-
3 834
-
total
6 426
-
25 464
-
Corporate
123 549
160 500
-
-
income
32 123
41 730
-
-
total
32 123
41 730
-
-
Dividends
91 426
118 770
-
-
withholding
13 714
17 815
-
-
total
13 714
17 815
-
-
Income
160 500
160 500
160 500
160 500
Total tax
62 428
59 545
90 101
84 560
After tax
98 072
100 955
70 399
75 940
Living cost
20 359
20 359
20 359
20 359
Free-cash
77 713
80 596
50 040
55 581

Estimated living cost  is ₽20359 per week

₽12292
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1770
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽473
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5826
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽55938
₽78132
₽50397
₽80953
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
160 500
surtax
-
-
-
6 920
unemployment
-
-
-
206
health
-
-
-
8 588
pensions
-
-
-
24 195
income
-
-
-
44 651
other
-
-
-
-
total
-
-
-
84 560
Employee
29 975
-
135 036
-
unemployment
2 086
-
8 420
-
other
-
-
-
-
income
5 024
-
39 229
-
surtax
98
-
5 835
-
pensions
1 999
-
8 069
-
health
765
-
3 084
-
total
9 972
-
64 637
-
Employer
29 975
-
135 036
-
pensions
3 996
-
16 126
-
other
-
-
-
-
health
1 364
-
5 504
-
unemployment
949
-
3 834
-
total
6 309
-
25 464
-
Corporate
124 216
160 500
-
-
income
32 297
41 730
-
-
total
32 297
41 730
-
-
Dividends
91 919
118 770
-
-
withholding
13 788
17 815
-
-
total
13 788
17 815
-
-
Income
160 500
160 500
160 500
160 500
Total tax
62 366
59 545
90 101
84 560
After tax
98 134
100 955
70 399
75 940
Living cost
20 002
20 002
20 002
20 002
Free-cash
78 132
80 953
50 397
55 938

Estimated living cost  is ₽20002 per week

₽12230
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5465
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽93103
₽72485
₽74959
₽72107
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
160 500
unemployment
-
-
-
2 407
health
-
-
-
11 235
pensions
-
-
-
16 050
income
-
-
-
19 621
total
-
-
-
49 313
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 104
10 389
134 310
-
unemployment
392
156
2 015
-
income
3 191
1 270
16 419
-
pensions
2 610
1 039
13 431
-
health
1 827
727
9 402
-
total
8 020
3 192
41 267
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 104
10 389
134 310
-
pensions
5 090
2 026
26 190
-
total
5 090
2 026
26 190
-
Corporate
129 305
148 085
-
-
income
11 637
13 328
-
-
total
11 637
13 328
-
-
Dividends
117 668
134 757
-
-
withholding
22 357
25 604
-
-
social contributions
22 827
26 159
-
-
total
45 184
51 763
-
-
Income
160 500
160 500
160 500
160 500
Total tax
69 931
70 309
67 457
49 313
After tax
90 569
90 191
93 043
111 187
Living cost
18 084
18 084
18 084
18 084
Free-cash
72 485
72 107
74 959
93 103

Estimated living cost  is ₽18084 per week

₽12341
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1480
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽361
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3902
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽50057
₽55580
₽50918
₽56309
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
160 500
national
-
-
-
27 975
pensions
-
-
-
19 260
social contributions
-
-
-
1 725
municipal
-
-
-
17 640
total
-
-
-
66 600
Employee
67 965
-
138 751
-
municipal
8 395
-
18 262
-
national
13 008
-
29 335
-
pensions
2 719
-
5 550
-
total
24 122
-
53 147
-
Employer
67 965
-
138 751
-
pensions
5 437
-
11 100
-
social contributions
731
-
1 492
-
total
6 168
-
12 592
-
Corporate
81 882
160 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

16 376
32 100
-
-
total
16 376
32 100
-
-
Dividends
65 505
128 400
-
-
withholding
14 411
28 248
-
-
total
14 411
28 248
-
-
Income
160 500
160 500
160 500
160 500
Total tax
61 077
60 348
65 739
66 600
After tax
99 423
100 152
94 761
93 900
Living cost
43 843
43 843
43 843
43 843
Free-cash
55 580
56 309
50 918
50 057

Estimated living cost  is ₽43843 per week

₽29800
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4076
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽656
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9312
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽32852
₽62718
₽32852
₽60715
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
160 500
social contributions
-
-
-
26 797
income
-
-
-
49 217
total
-
-
-
76 014
Employee
70 902
-
160 500
-
social contributions
5 890
-
26 797
-
income
13 379
-
49 217
-
total
19 269
-
76 014
-
Employer
70 902
-
160 500
-
total
-
-
-
-
Corporate
89 598
160 500
-
-
income
11 200
20 063
-
-
total
11 200
20 063
-
-
Dividends
78 398
140 437
-
-
withholding
15 679
28 088
-
-
total
15 679
28 088
-
-
Income
160 500
160 500
160 500
160 500
Total tax
46 148
48 151
76 014
76 014
After tax
114 352
112 349
84 486
84 486
Living cost
51 634
51 634
51 634
51 634
Free-cash
62 718
60 715
32 852
32 852

Estimated living cost  is ₽51634 per week

₽39282
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4207
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7651
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽38410
₽42651
₽31161
₽47385
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
160 500
national
-
-
-
39 712
regional
-
-
-
1 896
social contributions
-
-
-
41 281
municipal
-
-
-
953
total
-
-
-
83 842
Employee
80 557
-
160 500
-
municipal
427
-
851
-
national
13 959
-
34 447
-
social contributions
27 164
-
54 121
-
regional
760
-
1 672
-
total
42 310
-
91 091
-
Employer
80 557
-
160 500
-
total
-
-
-
-
Corporate
79 943
160 500
-
-
nationa
19 186
38 520
-
-
municipal
3 119
6 259
-
-
total
22 305
44 779
-
-
Dividends
57 638
115 720
-
-
withholding
14 986
30 088
-
-
total
14 986
30 088
-
-
Income
160 500
160 500
160 500
160 500
Total tax
79 601
74 867
91 091
83 842
After tax
80 899
85 633
69 409
76 658
Living cost
38 248
38 248
38 248
38 248
Free-cash
42 651
47 385
31 161
38 410

Estimated living cost  is ₽38248 per week

₽26662
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2508
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽587
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8490
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽51718
₽57931
₽44504
₽59946
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
160 500
national
-
-
-
39 712
regional
-
-
-
2 419
social contributions
-
-
-
41 281
municipal
-
-
-
953
total
-
-
-
84 365
Employee
50 281
-
160 500
-
municipal
267
-
851
-
national
7 966
-
34 447
-
social contributions
16 955
-
54 121
-
regional
677
-
2 160
-
total
25 865
-
91 579
-
Employer
50 281
-
160 500
-
total
-
-
-
-
Corporate
110 219
160 500
-
-