Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 159500
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₽36175
₽29957
₽46889
₽55057
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
159 500
income
-
-
-
45 704
pensions
-
-
-
11 888
health
-
-
-
12 512
total
-
-
-
70 104
Employee
86 650
86 650
140 643
-
health
13 300
11 313
12 512
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 183
14 183
18 679
-
pensions
15 597
11 888
11 888
-
total
43 080
37 384
43 079
-
Employer
86 650
86 650
140 643
-
unemployment
3 119
3 119
3 876
-
pensions
6 031
6 031
7 496
-
health
6 023
6 023
7 485
-
total
15 173
15 173
18 857
-
Corporate
58 739
57 677
-
-
income
11 748
11 536
-
-
total
11 748
11 536
-
-
Dividends
46 992
46 141
-
-
income
9 986
9 805
-
-
withholding
7 049
6 920
-
-
total
17 035
16 725
-
-
Income
159 500
159 500
159 500
159 500
Total tax
87 036
80 818
61 936
70 104
After tax
72 464
78 682
97 564
89 396
Living cost
42 507
42 507
42 507
42 507
Free-cash
29 957
36 175
55 057
46 889

Estimated living cost  is ₽42507 per week

₽30123
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3832
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽676
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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Estimated living cost

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