Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 159000
per

Your estimated
City
free-cash

Andorra , Andorra
₽90031
₽113025
₽94256
₽116048
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
159 000
social contributions
-
-
-
34 980
income
-
-
-
6 937
total
-
-
-
41 917
Employee
28 933
-
137 662
-
social contributions
1 880
-
8 947
-
income
-
-
7 407
-
total
1 880
-
16 354
-
Employer
28 933
-
137 662
-
social contributions
4 485
-
21 338
-
total
4 485
-
21 338
-
Corporate
125 582
159 000
-
-
income
12 558
15 900
-
-
total
12 558
15 900
-
-
Dividends
113 025
143 100
-
-
total
-
-
-
-
Income
159 000
159 000
159 000
159 000
Total tax
18 923
15 900
37 692
41 917
After tax
140 077
143 100
121 308
117 083
Living cost
27 052
27 052
27 052
27 052
Free-cash
113 025
116 048
94 256
90 031

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽53073
₽58909
₽13476
₽59355
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
159 000
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
8 042
chamber of commerce
-
-
-
635
pensions
-
-
-
19 451
income
-
-
-
43 567
total
-
-
-
77 215
Employee
39 340
35 865
127 137
-
unemployment
1 180
1 076
3 154
-
other
393
359
1 052
-
income
3 504
2 645
34 978
-
pensions
4 029
3 672
10 766
-
health
1 522
1 388
4 068
-
total
10 628
9 140
54 018
-
Employer
39 340
35 865
127 137
-
pensions
4 937
4 502
13 195
-
surtax
-
-
-
-
payroll
1 180
1 076
3 814
-
other
1 868
1 703
5 851
-
health
1 488
1 356
3 974
-
accident
511
466
1 366
-
unemployment
1 180
1 076
3 154
-
chamber of commerce
157
143
509
-
total
11 321
10 322
31 863
-
Corporate
108 339
112 813
123 721
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

27 085
28 203
30 931
-
total
27 085
28 203
30 931
-
Dividends
81 254
84 610
-
-
withholding
22 345
23 268
-
-
total
22 345
23 268
-
-
Income
159 000
159 000
159 000
159 000
Total tax
71 379
70 933
116 812
77 215
After tax
87 621
88 067
42 188
81 785
Living cost
28 712
28 712
28 712
28 712
Free-cash
58 909
59 355
13 476
53 073

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽49896
₽54867
₽10433
₽56258
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
159 000
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
8 042
chamber of commerce
-
-
-
635
pensions
-
-
-
19 451
income
-
-
-
43 567
total
-
-
-
77 393
Employee
44 976
35 865
126 971
-
unemployment
1 349
1 076
3 154
-
other
449
359
1 052
-
income
5 120
2 645
34 900
-
pensions
4 606
3 672
10 766
-
health
1 740
1 388
4 068
-
total
13 264
9 140
53 940
-
Employer
44 976
35 865
126 971
-
pensions
5 644
4 502
13 195
-
surtax
178
178
178
-
payroll
1 349
1 076
3 808
-
other
2 137
1 703
5 844
-
health
1 699
1 356
3 974
-
accident
584
466
1 366
-
unemployment
1 349
1 076
3 154
-
chamber of commerce
179
143
507
-
total
13 119
10 500
32 026
-
Corporate
100 904
112 636
123 557
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

25 227
28 159
30 890
-
total
25 227
28 159
30 890
-
Dividends
75 678
84 477
-
-
withholding
20 812
23 232
-
-
total
20 812
23 232
-
-
Income
159 000
159 000
159 000
159 000
Total tax
72 422
71 031
116 856
77 393
After tax
86 578
87 969
42 144
81 607
Living cost
31 711
31 711
31 711
31 711
Free-cash
54 867
56 258
10 433
49 896

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽36122
₽42610
₽23139
₽56110
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
159 000
national
-
-
-
59 433
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
8 194
social contributions
-
-
-
22 437
total
-
-
-
90 064
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
123 149
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
1 071
-
national
19 791
-
44 679
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
6 423
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
9 236
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
5 788
-
total
31 562
-
67 197
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
123 149
-
surtax
7 299
-
13 967
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
10 911
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
7 574
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
1 600
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
1 798
-
total
18 738
-
35 850
-
Corporate
75 887
159 000
-
-
income
15 178
31 800
-
-
surtax
304
635
-
-
total
15 482
32 435
-
-
Dividends
60 405
126 565
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

17 794
37 641
-
-
total
17 794
37 641
-
-
Income
159 000
159 000
159 000
159 000
Total tax
83 576
70 076
103 047
90 064
After tax
75 424
88 924
55 953
68 936
Living cost
32 814
32 814
32 814
32 814
Free-cash
42 610
56 110
23 139
36 122

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽111287
₽114989
₽117527
₽120471
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
159 000
unemployment
-
-
-
126
health
-
-
-
3 613
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 650
income
-
-
-
23 850
total
-
-
-
32 239
Employee
20 490
-
152 835
-
accident

We are using the highest rate at 1.1%.

225
-
346
-
income
2 049
-
15 284
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 799
-
2 759
-
health
943
-
1 445
-
total
5 016
-
19 834
-
Employer
20 490
-
152 835
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 258
-
3 462
-
health
1 414
-
2 168
-
accident

We are using the highest rate at 1.1%.

225
-
346
-
unemployment
123
-
189
-
total
4 020
-
6 165
-
Corporate
134 489
159 000
-
-
income
13 449
15 900
-
-
total
13 449
15 900
-
-
Dividends
121 040
143 100
-
-
withholding
6 052
7 155
-
-
total
6 052
7 155
-
-
Income
159 000
159 000
159 000
159 000
Total tax
28 537
23 055
25 999
32 239
After tax
130 463
135 945
133 001
126 761
Living cost
15 474
15 474
15 474
15 474
Free-cash
114 989
120 471
117 527
111 287

Estimated living cost  is ₽15474 per week

₽10235
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽886
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3985
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽114967
₽119975
₽121207
₽124151
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
159 000
unemployment
-
-
-
126
health
-
-
-
3 613
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 650
income
-
-
-
23 850
total
-
-
-
32 239
Employee
15 617
-
152 835
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
income
1 561
-
15 284
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 371
-
2 759
-
health
718
-
1 445
-
total
3 822
-
19 834
-
Employer
15 617
-
152 835
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 721
-
3 462
-
health
1 078
-
2 168
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
unemployment
93
-
189
-
total
3 064
-
6 165
-
Corporate
140 318
159 000
-
-
income
14 031
15 900
-
-
total
14 031
15 900
-
-
Dividends
126 287
143 100
-
-
withholding
6 314
7 155
-
-
total
6 314
7 155
-
-
Income
159 000
159 000
159 000
159 000
Total tax
27 231
23 055
25 999
32 239
After tax
131 769
135 945
133 001
126 761
Living cost
11 794
11 794
11 794
11 794
Free-cash
119 975
124 151
121 207
114 967

Estimated living cost  is ₽11794 per week

₽6886
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽842
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3754
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽87816
₽90257
₽86418
₽95155
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
159 000
health
-
-
-
4 054
social contributions
-
-
-
14 561
income
-
-
-
31 732
total
-
-
-
50 347
Employee
69 203
69 203
148 505
-
income
7 535
6 406
30 979
-
social contributions
2 616
5 743
7 747
-
health
536
1 177
2 524
-
total
10 687
13 326
41 250
-
Employer
69 203
69 203
148 505
-
social contributions
2 616
5 743
7 747
-
health
582
1 281
2 748
-
total
3 198
7 024
10 495
-
Corporate
124 277
82 773
-
-
income
15 535
10 346
-
-
total
15 535
10 346
-
-
Dividends
108 742
72 427
-
-
withholding
18 486
12 312
-
-
total
18 486
12 312
-
-
Income
159 000
159 000
159 000
159 000
Total tax
47 906
43 008
51 745
50 347
After tax
111 094
115 992
107 255
108 653
Living cost
20 837
20 837
20 837
20 837
Free-cash
90 257
95 155
86 418
87 816

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽79463
₽83067
₽78065
₽86802
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
159 000
health
-
-
-
4 054
social contributions
-
-
-
14 561
income
-
-
-
31 732
total
-
-
-
50 347
Employee
69 203
69 203
148 505
-
income
7 267
6 406
30 979
-
social contributions
3 363
5 743
7 747
-
health
688
1 177
2 524
-
total
11 318
13 326
41 250
-
Employer
69 203
69 203
148 505
-
social contributions
3 363
5 743
7 747
-
health
750
1 281
2 748
-
total
4 113
7 024
10 495
-
Corporate
114 379
82 773
-
-
income
14 298
10 346
-
-
total
14 298
10 346
-
-
Dividends
100 081
72 427
-
-
withholding
17 014
12 312
-
-
total
17 014
12 312
-
-
Income
159 000
159 000
159 000
159 000
Total tax
46 743
43 008
51 745
50 347
After tax
112 257
115 992
107 255
108 653
Living cost
29 190
29 190
29 190
29 190
Free-cash
83 067
86 802
78 065
79 463

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽70347
₽81281
₽63552
₽88695
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
159 000
health
-
-
-
21 465
social contributions
-
-
-
29 898
income
-
-
-
16 146
solidarity contribution
-
-
-
367
total
-
-
-
67 876
Employee
30 555
-
122 388
-
income
3 667
-
14 882
-
social contributions
1 986
-
6 655
-
health
4 125
-
16 522
-
solidarity contribution
-
-
-
-
total
9 778
-
38 059
-
Employer
30 555
-
122 388
-
social contributions
7 639
-
25 597
-
health
2 750
-
11 015
-
total
10 389
-
36 612
-
Corporate
118 057
159 000
-
-
income
22 431
30 210
-
-
total
22 431
30 210
-
-
Dividends
95 626
128 790
-
-
withholding
14 344
19 318
-
-
total
14 344
19 318
-
-
Income
159 000
159 000
159 000
159 000
Total tax
56 942
49 528
74 671
67 876
After tax
102 058
109 472
84 329
91 124
Living cost
20 777
20 777
20 777
20 777
Free-cash
81 281
88 695
63 552
70 347

Estimated living cost  is ₽20777 per week

₽14432
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4459
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽65521
₽74735
₽58726
₽83869
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
159 000
health
-
-
-
21 465
social contributions
-
-
-
29 898
income
-
-
-
16 146
solidarity contribution
-
-
-
367
total
-
-
-
67 876
Employee
37 652
-
122 388
-
income
4 518
-
14 882
-
social contributions
2 447
-
6 655
-
health
5 083
-
16 522
-
solidarity contribution
-
-
-
-
total
12 048
-
38 059
-
Employer
37 652
-
122 388
-
social contributions
9 413
-
25 597
-
health
3 389
-
11 015
-
total
12 802
-
36 612
-
Corporate
108 547
159 000
-
-
income
20 624
30 210
-
-
total
20 624
30 210
-
-
Dividends
87 923
128 790
-
-
withholding
13 188
19 318
-
-
total
13 188
19 318
-
-
Income
159 000
159 000
159 000
159 000
Total tax
58 662
49 528
74 671
67 876
After tax
100 338
109 472
84 329
91 124
Living cost
25 603
25 603
25 603
25 603
Free-cash
74 735
83 869
58 726
65 521

Estimated living cost  is ₽25603 per week

₽19040
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4702
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽50302
-₽37672
-₽37672
-₽37672
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
159 000
national
-
-
-
18 665
pensions
-
-
-
782
municipal
-
-
-
33 121
labour market
-
-
-
12 657
total
-
-
-
65 225
Employee
183 488
183 488
183 488
-
municipal
39 073
39 073
39 073
-
national
22 416
22 416
22 416
-
pensions
261
261
261
-
labour market
14 658
14 658
14 658
-
total
76 408
76 408
76 408
-
Employer
183 488
183 488
183 488
-
pensions
522
522
522
-
labour market
14 679
14 679
14 679
-
municipal
39 135
39 135
39 135
-
national
22 455
22 455
22 455
-
total
76 791
76 791
76 791
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
159 000
159 000
159 000
159 000
Total tax
153 199
153 199
153 199
65 225
After tax
5 801
5 801
5 801
93 775
Living cost
43 473
43 473
43 473
43 473
Free-cash
-37 672
-37 672
-37 672
50 302

Estimated living cost  is ₽43473 per week

₽29753
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9205
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽63488
₽99872
₽69908
₽105463
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
159 000
health
-
-
-
20 670
pensions
-
-
-
31 800
income
-
-
-
21 305
total
-
-
-
73 775
Employee
25 530
-
118 833
-
unemployment
408
-
1 901
-
income
2 874
-
22 911
-
pensions
511
-
2 377
-
total
3 793
-
27 189
-
Employer
25 530
-
118 833
-
pensions
5 106
-
23 766
-
health
3 318
-
15 449
-
unemployment
205
-
951
-
total
8 629
-
40 166
-
Corporate
124 840
159 000
-
-
income
24 969
31 800
-
-
total
24 969
31 800
-
-
Dividends
99 871
127 200
-
-
total
-
-
-
-
Income
159 000
159 000
159 000
159 000
Total tax
37 391
31 800
67 355
73 775
After tax
121 609
127 200
91 645
85 225
Living cost
21 737
21 737
21 737
21 737
Free-cash
99 872
105 463
69 908
63 488

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽67934
₽67324
₽48827
₽65052
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
159 000
national
-
-
-
26 195
health
-
-
-
2 073
municipal
-
-
-
28 246
total
-
-
-
56 514
Employee
47 349
-
133 760
-
unemployment
710
-
2 007
-
municipal
7 755
-
21 787
-
national
782
-
15 874
-
pensions
3 195
-
9 029
-
health
354
-
1 684
-
total
12 796
-
50 381
-
Employer
47 349
-
133 760
-
pensions
8 215
-
23 208
-
health
364
-
1 030
-
accident
48
-
133
-
unemployment
307
-
869
-
total
8 934
-
25 240
-
Corporate
102 718
159 000
-
-
income
20 544
31 800
-
-
total
20 544
31 800
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

61 630
95 400
-
-
municipal
11 094
17 172
-
-
national
3 756
10 424
-
-
total
14 850
27 596
-
-
Income
159 000
159 000
159 000
159 000
Total tax
57 124
59 396
75 621
56 514
After tax
101 876
99 604
83 379
102 486
Living cost
34 552
34 552
34 552
34 552
Free-cash
67 324
65 052
48 827
67 934

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽61856
₽57396
₽59572
₽52397
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
159 000
surtax
-
-
-
-
health
-
-
-
6 737
pensions
-
-
-
28 306
social contributions
-
-
-
4 529
income
-
-
-
24 903
other
-
-
-
4 929
total
-
-
-
69 404
Employee
34 382
-
123 178
-
income
1 773
-
23 848
-
surtax
-
-
-
-
social contributions
980
-
3 510
-
pensions
3 889
-
8 512
-
total
6 642
-
35 870
-
Employer
34 382
-
123 178
-
pensions
5 650
-
14 341
-
social contributions
102
-
369
-
other
1 187
-
4 783
-
health
2 406
-
11 336
-
unemployment
1 392
-
4 989
-
total
10 737
-
35 818
-
Corporate
113 881
159 000
-
-
income
31 887
44 520
-
-
surtax
-
-
-
-
total
31 887
44 520
-
-
Dividends
81 994
114 480
-
-
withholding
10 495
14 653
-
-
social contributions
14 103
19 690
-
-
surtax
-
-
-
-
total
24 598
34 343
-
-
Income
159 000
159 000
159 000
159 000
Total tax
73 864
78 863
71 688
69 404
After tax
85 136
80 137
87 312
89 596
Living cost
27 740
27 740
27 740
27 740
Free-cash
57 396
52 397
59 572
61 856

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽58805
₽54659
₽56521
₽49346
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
159 000
surtax
-
-
-
-
health
-
-
-
6 737
pensions
-
-
-
28 306
social contributions
-
-
-
4 529
income
-
-
-
24 903
other
-
-
-
4 929
total
-
-
-
69 404
Employee
38 517
-
123 178
-
income
2 273
-
23 848
-
surtax
-
-
-
-
social contributions
1 098
-
3 510
-
pensions
4 355
-
8 512
-
total
7 726
-
35 870
-
Employer
38 517
-
123 178
-
pensions
6 328
-
14 341
-
social contributions
116
-
369
-
other
1 329
-
4 783
-
health
2 697
-
11 336
-
unemployment
1 559
-
4 989
-
total
12 029
-
35 818
-
Corporate
108 455
159 000
-
-
income
30 367
44 520
-
-
surtax
-
-
-
-
total
30 367
44 520
-
-
Dividends
78 088
114 480
-
-
withholding
9 996
14 653
-
-
social contributions
13 432
19 690
-
-
surtax
-
-
-
-
total
23 428
34 343
-
-
Income
159 000
159 000
159 000
159 000
Total tax
73 550
78 863
71 688
69 404
After tax
85 450
80 137
87 312
89 596
Living cost
30 791
30 791
30 791
30 791
Free-cash
54 659
49 346
56 521
58 805

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽46129
₽42857
₽43845
₽36670
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
159 000
surtax
-
-
-
-
health
-
-
-
6 737
pensions
-
-
-
28 306
social contributions
-
-
-
4 529
income
-
-
-
24 903
other
-
-
-
4 929
total
-
-
-
69 404
Employee
56 366
-
123 178
-
income
4 918
-
23 848
-
surtax
-
-
-
-
social contributions
1 605
-
3 510
-
pensions
6 375
-
8 512
-
total
12 898
-
35 870
-
Employer
56 366
-
123 178
-
pensions
9 262
-
14 341
-
social contributions
169
-
369
-
other
1 945
-
4 783
-
health
3 945
-
11 336
-
unemployment
2 283
-
4 989
-
total
17 604
-
35 818
-
Corporate
85 029
159 000
-
-
income
23 809
44 520
-
-
surtax
-
-
-
-
total
23 809
44 520
-
-
Dividends
61 220
114 480
-
-
withholding
7 836
14 653
-
-
social contributions
10 529
19 690
-
-
surtax
-
-
-
-
total
18 365
34 343
-
-
Income
159 000
159 000
159 000
159 000
Total tax
72 676
78 863
71 688
69 404
After tax
86 324
80 137
87 312
89 596
Living cost
43 467
43 467
43 467
43 467
Free-cash
42 857
36 670
43 845
46 129

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽151587
₽144136
₽121377
₽145227
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
159 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 590
total
-
-
-
1 590
Employee
7 278
-
159 000
-
income
1 455
-
31 800
-
total
1 455
-
31 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

151 722
159 000
-
-
total
-
-
-
-
Dividends
151 722
159 000
-
-
withholding
7 586
7 950
-
-
total
7 586
7 950
-
-
Income
159 000
159 000
159 000
159 000
Total tax
9 041
7 950
31 800
1 590
After tax
149 959
151 050
127 200
157 410
Living cost
5 823
5 823
5 823
5 823
Free-cash
144 136
145 227
121 377
151 587

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽148337
₽140276
₽118127
₽141977
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
159 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 590
total
-
-
-
1 590
Employee
11 342
-
159 000
-
income
2 268
-
31 800
-
total
2 268
-
31 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

147 658
159 000
-
-
total
-
-
-
-
Dividends
147 658
159 000
-
-
withholding
7 383
7 950
-
-
total
7 383
7 950
-
-
Income
159 000
159 000
159 000
159 000
Total tax
9 651
7 950
31 800
1 590
After tax
149 349
151 050
127 200
157 410
Living cost
9 073
9 073
9 073
9 073
Free-cash
140 276
141 977
118 127
148 337

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽49389
₽58857
₽66201
₽47082
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
159 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 705
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
49 201
trade
-
-
-
16 812
total
-
-
-
74 866
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
159 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
49 201
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
2 705
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
58 054
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
114 221
159 000
-
-
trade
16 390
22 817
-
-
income
17 133
23 850
-
-
chamber of commerce
304
371
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

943
1 312
-
-
total
34 770
48 350
-
-
Dividends
79 452
110 651
-
-
withholding
19 521
27 320
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 074
1 503
-
-
total
20 595
28 823
-
-
Income
159 000
159 000
159 000
159 000
Total tax
65 398
77 173
58 054
74 866
After tax
93 602
81 827
100 946
84 134
Living cost
34 745
34 745
34 745
34 745
Free-cash
58 857
47 082
66 201
49 389

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽55235
₽62888
₽73687
₽52935
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
159 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 705
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
49 201
trade
-
-
-
18 452
total
-
-
-
76 506
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
159 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
49 201
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
2 705
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
58 054
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
124 578
159 000
-
-
trade
19 621
25 042
-
-
income
18 687
23 850
-
-
chamber of commerce
316
365
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 028
1 312
-
-
total
39 652
50 569
-
-
Dividends
84 926
108 431
-
-
withholding
20 889
26 765
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 149
1 472
-
-
total
22 038
28 237
-
-
Income
159 000
159 000
159 000
159 000
Total tax
68 853
78 806
58 054
76 506
After tax
90 147
80 194
100 946
82 494
Living cost
27 259
27 259
27 259
27 259
Free-cash
62 888
52 935
73 687
55 235

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽46319
₽56667
₽65592
₽44020
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
159 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 705
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
49 201
trade
-
-
-
19 273
total
-
-
-
77 327
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
159 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
49 201
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
2 705
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
58 054
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
113 361
159 000
-
-
trade
18 648
26 156
-
-
income
17 005
23 850
-
-
chamber of commerce
297
362
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

936
1 312
-
-
total
36 886
51 680
-
-
Dividends
76 475
107 321
-
-
withholding
18 776
26 489
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 033
1 457
-
-
total
19 809
27 946
-
-
Income
159 000
159 000
159 000
159 000
Total tax
66 979
79 626
58 054
77 327
After tax
92 021
79 374
100 946
81 673
Living cost
35 354
35 354
35 354
35 354
Free-cash
56 667
44 020
65 592
46 319

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽39625
₽51923
₽59718
₽37330
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
159 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 705
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
49 201
trade
-
-
-
20 093
total
-
-
-
78 147
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
159 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
49 201
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
2 705
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
58 054
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
104 914
159 000
-
-
trade
17 992
27 269
-
-
income
15 738
23 850
-
-
chamber of commerce
284
360
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

866
1 312
-
-
total
34 880
52 791
-
-
Dividends
70 035
106 209
-
-
withholding
17 167
26 210
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

944
1 441
-
-
total
18 111
27 651
-
-
Income
159 000
159 000
159 000
159 000
Total tax
65 849
80 442
58 054
78 147
After tax
93 151
78 558
100 946
80 853
Living cost
41 228
41 228
41 228
41 228
Free-cash
51 923
37 330
59 718
39 625

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽55022
₽76932
₽49518
₽79797
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
159 000
surtax
-
-
-
6 838
unemployment
-
-
-
205
health
-
-
-
8 527
pensions
-
-
-
24 022
income
-
-
-
44 172
other
-
-
-
-
total
-
-
-
83 764
Employee
30 307
-
133 717
-
unemployment
2 109
-
8 360
-
other
-
-
-
-
income
5 081
-
38 790
-
surtax
108
-
5 762
-
pensions
2 022
-
8 011
-
health
774
-
3 062
-
total
10 094
-
63 985
-
Employer
30 307
-
133 717
-
pensions
4 041
-
16 011
-
other
-
-
-
-
health
1 378
-
5 465
-
unemployment
962
-
3 807
-
total
6 381
-
25 283
-
Corporate
122 312
159 000
-
-
income
31 802
41 340
-
-
total
31 802
41 340
-
-
Dividends
90 510
117 660
-
-
withholding
13 577
17 649
-
-
total
13 577
17 649
-
-
Income
159 000
159 000
159 000
159 000
Total tax
61 854
58 989
89 268
83 764
After tax
97 146
100 011
69 732
75 236
Living cost
20 214
20 214
20 214
20 214
Free-cash
76 932
79 797
49 518
55 022

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽55377
₽77349
₽49873
₽80152
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
159 000
surtax
-
-
-
6 838
unemployment
-
-
-
205
health
-
-
-
8 527
pensions
-
-
-
24 022
income
-
-
-
44 172
other
-
-
-
-
total
-
-
-
83 764
Employee
29 761
-
133 717
-
unemployment
2 072
-
8 360
-
other
-
-
-
-
income
4 989
-
38 790
-
surtax
97
-
5 762
-
pensions
1 985
-
8 011
-
health
760
-
3 062
-
total
9 903
-
63 985
-
Employer
29 761
-
133 717
-
pensions
3 967
-
16 011
-
other
-
-
-
-
health
1 354
-
5 465
-
unemployment
943
-
3 807
-
total
6 264
-
25 283
-
Corporate
122 975
159 000
-
-
income
31 974
41 340
-
-
total
31 974
41 340
-
-
Dividends
91 000
117 660
-
-
withholding
13 651
17 649
-
-
total
13 651
17 649
-
-
Income
159 000
159 000
159 000
159 000
Total tax
61 792
58 989
89 268
83 764
After tax
97 208
100 011
69 732
75 236
Living cost
19 859
19 859
19 859
19 859
Free-cash
77 349
80 152
49 873
55 377

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽92278
₽71851
₽74304
₽71478
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
159 000
unemployment
-
-
-
2 385
health
-
-
-
11 130
pensions
-
-
-
15 900
income
-
-
-
19 438
total
-
-
-
48 853
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 795
10 266
133 054
-
unemployment
387
154
1 996
-
income
3 153
1 255
16 266
-
pensions
2 579
1 027
13 305
-
health
1 806
719
9 314
-
total
7 925
3 155
40 881
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 795
10 266
133 054
-
pensions
5 030
2 002
25 946
-
total
5 030
2 002
25 946
-
Corporate
128 175
146 732
-
-
income
11 536
13 206
-
-
total
11 536
13 206
-
-
Dividends
116 640
133 526
-
-
withholding
22 162
25 370
-
-
social contributions
22 627
25 920
-
-
total
44 789
51 290
-
-
Income
159 000
159 000
159 000
159 000
Total tax
69 280
69 653
66 827
48 853
After tax
89 720
89 347
92 173
110 147
Living cost
17 869
17 869
17 869
17 869
Free-cash
71 851
71 478
74 304
92 278

Estimated living cost  is ₽17869 per week

₽12194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3856
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽49496
₽54920
₽50349
₽55645
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
159 000
national
-
-
-
27 672
pensions
-
-
-
19 080
social contributions
-
-
-
1 709
municipal
-
-
-
17 472
total
-
-
-
65 933
Employee
67 543
-
137 454
-
municipal
8 343
-
18 088
-
national
12 928
-
29 020
-
pensions
2 702
-
5 498
-
total
23 973
-
52 606
-
Employer
67 543
-
137 454
-
pensions
5 403
-
10 996
-
social contributions
726
-
1 478
-
total
6 129
-
12 474
-
Corporate
80 869
159 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

16 174
31 800
-
-
total
16 174
31 800
-
-
Dividends
64 695
127 200
-
-
withholding
14 233
27 984
-
-
total
14 233
27 984
-
-
Income
159 000
159 000
159 000
159 000
Total tax
60 509
59 784
65 080
65 933
After tax
98 491
99 216
93 920
93 067
Living cost
43 571
43 571
43 571
43 571
Free-cash
54 920
55 645
50 349
49 496

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽32471
₽62022
₽32471
₽60034
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
159 000
social contributions
-
-
-
26 538
income
-
-
-
48 725
total
-
-
-
75 263
Employee
70 397
-
159 000
-
social contributions
5 848
-
26 538
-
income
13 284
-
48 725
-
total
19 132
-
75 263
-
Employer
70 397
-
159 000
-
total
-
-
-
-
Corporate
88 603
159 000
-
-
income
11 075
19 874
-
-
total
11 075
19 874
-
-
Dividends
77 528
139 126
-
-
withholding
15 505
27 826
-
-
total
15 505
27 826
-
-
Income
159 000
159 000
159 000
159 000
Total tax
45 712
47 700
75 263
75 263
After tax
113 288
111 300
83 737
83 737
Living cost
51 266
51 266
51 266
51 266
Free-cash
62 022
60 034
32 471
32 471

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽37989
₽42160
₽30804
₽46859
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
159 000
national
-
-
-
39 321
regional
-
-
-
1 877
social contributions
-
-
-
40 894
municipal
-
-
-
944
total
-
-
-
83 036
Employee
79 983
-
159 000
-
municipal
424
-
844
-
national
13 859
-
34 106
-
social contributions
26 970
-
53 614
-
regional
755
-
1 657
-
total
42 008
-
90 221
-
Employer
79 983
-
159 000
-
total
-
-
-
-
Corporate
79 017
159 000
-
-
nationa
18 964
38 160
-
-
municipal
3 081
6 201
-
-
total
22 045
44 361
-
-
Dividends
56 972
114 639
-
-
withholding
14 812
29 805
-
-
total
14 812
29 805
-
-
Income
159 000
159 000
159 000
159 000
Total tax
78 865
74 166
90 221
83 036
After tax
80 135
84 834
68 779
75 964
Living cost
37 975
37 975
37 975
37 975
Free-cash
42 160
46 859
30 804
37 989

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽51201
₽57332
₽44054
₽59330
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
159 000
national
-
-
-
39 321
regional
-
-
-
2 397
social contributions
-
-
-
40 894
municipal
-
-
-
944
total
-
-
-
83 556
Employee
49 922
-
159 000
-
municipal
265
-
844
-
national
7 909
-
34 106
-
social contributions
16 834
-
53 614
-
regional
672
-
2 139
-
total
25 680
-
90 703
-
Employer
49 922
-
159 000
-
total
-
-
-
-
Corporate
109 078
159 000
-
-