Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 159000
per

Your estimated
City
free-cash

Valencia , Spain
₽37920
₽18404
₽17278
₽24675
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
159 000
unemployment
-
-
-
1 112
pensions
-
-
-
44 997
accident
-
-
-
1 432
other
-
-
-
158
income
-
-
-
24 599
total
-
-
-
72 298
Employee
93 350
-
120 567
-
pensions
4 389
-
5 668
-
other
91
-
120
-
unemployment
1 447
-
1 868
-
income
17 997
-
25 083
-
total
23 924
-
32 739
-
Employer
93 350
-
120 567
-
pensions
22 029
-
28 453
-
accident
1 849
-
2 386
-
unemployment
5 136
-
6 631
-
other
747
-
963
-
total
29 761
-
38 433
-
Corporate
35 888
159 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

5 385
23 849
-
-
total
5 385
23 849
-
-
Dividends
30 503
135 151
-
-
withholding
5 831
27 807
-
-
total
5 831
27 807
-
-
Income
159 000
159 000
159 000
159 000
Total tax
64 901
51 656
71 172
72 298
After tax
94 099
107 344
87 828
86 702
Living cost
69 424
69 424
69 424
69 424
Free-cash
24 675
37 920
18 404
17 278

Estimated living cost  is ₽69424 per month

₽46860
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6674
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1217
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽14675
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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