Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 158500
per

Your estimated
City
free-cash

Andorra , Andorra
₽89480
₽112295
₽93692
₽115346
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
158 500
social contributions
-
-
-
34 871
income
-
-
-
6 846
total
-
-
-
41 717
Employee
29 201
-
137 230
-
social contributions
1 898
-
8 920
-
income
-
-
7 315
-
total
1 898
-
16 235
-
Employer
29 201
-
137 230
-
social contributions
4 526
-
21 270
-
total
4 526
-
21 270
-
Corporate
124 773
158 500
-
-
income
12 478
15 851
-
-
total
12 478
15 851
-
-
Dividends
112 295
142 649
-
-
total
-
-
-
-
Income
158 500
158 500
158 500
158 500
Total tax
18 902
15 851
37 505
41 717
After tax
139 598
142 649
120 995
116 783
Living cost
27 303
27 303
27 303
27 303
Free-cash
112 295
115 346
93 692
89 480

Estimated living cost  is ₽27303 per week

₽17654
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2058
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7077
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽52546
₽58381
₽13100
₽58830
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
158 500
surtax
-
-
-
-
unemployment
-
-
-
5 571
health
-
-
-
8 117
chamber of commerce
-
-
-
634
pensions
-
-
-
19 631
income
-
-
-
43 023
total
-
-
-
76 976
Employee
39 704
36 197
126 474
-
unemployment
1 191
1 086
3 184
-
other
396
362
1 062
-
income
3 537
2 670
34 420
-
pensions
4 066
3 706
10 866
-
health
1 536
1 401
4 106
-
total
10 726
9 225
53 638
-
Employer
39 704
36 197
126 474
-
pensions
4 983
4 544
13 317
-
surtax
-
-
-
-
payroll
1 191
1 086
3 794
-
other
1 886
1 718
5 835
-
health
1 501
1 369
4 011
-
accident
515
471
1 379
-
unemployment
1 191
1 086
3 184
-
chamber of commerce
159
145
507
-
total
11 426
10 419
32 027
-
Corporate
107 370
111 885
123 027
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

26 843
27 972
30 757
-
total
26 843
27 972
30 757
-
Dividends
80 527
83 914
-
-
withholding
22 146
23 076
-
-
total
22 146
23 076
-
-
Income
158 500
158 500
158 500
158 500
Total tax
71 141
70 692
116 422
76 976
After tax
87 359
87 808
42 078
81 524
Living cost
28 978
28 978
28 978
28 978
Free-cash
58 381
58 830
13 100
52 546

Estimated living cost  is ₽28978 per week

₽17383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8118
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽49340
₽54301
₽10028
₽55706
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
158 500
surtax
-
-
-
179
unemployment
-
-
-
5 571
health
-
-
-
8 117
chamber of commerce
-
-
-
634
pensions
-
-
-
19 631
income
-
-
-
43 023
total
-
-
-
77 155
Employee
45 393
36 197
126 309
-
unemployment
1 362
1 086
3 184
-
other
453
362
1 062
-
income
5 168
2 670
34 341
-
pensions
4 649
3 706
10 866
-
health
1 756
1 401
4 106
-
total
13 388
9 225
53 559
-
Employer
45 393
36 197
126 309
-
pensions
5 697
4 544
13 317
-
surtax
179
179
179
-
payroll
1 362
1 086
3 789
-
other
2 156
1 718
5 828
-
health
1 715
1 369
4 011
-
accident
589
471
1 379
-
unemployment
1 362
1 086
3 184
-
chamber of commerce
181
145
505
-
total
13 241
10 598
32 192
-
Corporate
99 866
111 706
122 862
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

24 967
27 927
30 716
-
total
24 967
27 927
30 716
-
Dividends
74 899
83 779
-
-
withholding
20 598
23 039
-
-
total
20 598
23 039
-
-
Income
158 500
158 500
158 500
158 500
Total tax
72 194
70 789
116 467
77 155
After tax
86 306
87 711
42 033
81 345
Living cost
32 005
32 005
32 005
32 005
Free-cash
54 301
55 706
10 028
49 340

Estimated living cost  is ₽32005 per week

₽21346
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2730
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7403
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽35588
₽41906
₽22769
₽55529
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
158 500
national
-
-
-
58 998
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
8 151
social contributions
-
-
-
22 645
total
-
-
-
89 794
Employee

The minimum management director salary is set at €45,000 per year.

64 971
-
122 765
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

565
-
1 069
-
national
19 975
-
44 429
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 389
-
6 403
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 873
-
9 208
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 053
-
5 769
-
total
31 855
-
66 878
-
Employer

The minimum management director salary is set at €45,000 per year.

64 971
-
122 765
-
surtax
7 367
-
13 920
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 757
-
10 876
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 995
-
7 550
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

845
-
1 596
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

948
-
1 793
-
total
18 912
-
35 735
-
Corporate
74 617
158 500
-
-
income
14 923
31 700
-
-
surtax
298
634
-
-
total
15 221
32 334
-
-
Dividends
59 395
126 166
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

17 488
37 519
-
-
total
17 488
37 519
-
-
Income
158 500
158 500
158 500
158 500
Total tax
83 476
69 853
102 613
89 794
After tax
75 024
88 647
55 887
68 706
Living cost
33 118
33 118
33 118
33 118
Free-cash
41 906
55 529
22 769
35 588

Estimated living cost  is ₽33118 per week

₽21332
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2896
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8372
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽110626
₽114355
₽116825
₽119890
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
158 500
unemployment
-
-
-
127
health
-
-
-
3 649
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 696
income
-
-
-
23 775
total
-
-
-
32 247
Employee
20 693
-
152 274
-
accident

We are using the highest rate at 1.1%.

227
-
349
-
income
2 070
-
15 227
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 817
-
2 786
-
health
952
-
1 460
-
total
5 066
-
19 822
-
Employer
20 693
-
152 274
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 280
-
3 497
-
health
1 428
-
2 190
-
accident

We are using the highest rate at 1.1%.

227
-
349
-
unemployment
124
-
190
-
total
4 059
-
6 226
-
Corporate
133 747
158 500
-
-
income
13 374
15 850
-
-
total
13 374
15 850
-
-
Dividends
120 373
142 650
-
-
withholding
6 019
7 133
-
-
total
6 019
7 133
-
-
Income
158 500
158 500
158 500
158 500
Total tax
28 518
22 983
26 048
32 247
After tax
129 982
135 517
132 452
126 253
Living cost
15 627
15 627
15 627
15 627
Free-cash
114 355
119 890
116 825
110 626

Estimated living cost  is ₽15627 per week

₽10336
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽895
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽373
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4025
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽114342
₽119386
₽120541
₽123606
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
158 500
unemployment
-
-
-
127
health
-
-
-
3 649
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 696
income
-
-
-
23 775
total
-
-
-
32 247
Employee
15 772
-
152 274
-
accident

We are using the highest rate at 1.1%.

174
-
349
-
income
1 577
-
15 227
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 385
-
2 786
-
health
725
-
1 460
-
total
3 861
-
19 822
-
Employer
15 772
-
152 274
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 738
-
3 497
-
health
1 089
-
2 190
-
accident

We are using the highest rate at 1.1%.

174
-
349
-
unemployment
94
-
190
-
total
3 095
-
6 226
-
Corporate
139 634
158 500
-
-
income
13 963
15 850
-
-
total
13 963
15 850
-
-
Dividends
125 671
142 650
-
-
withholding
6 284
7 133
-
-
total
6 284
7 133
-
-
Income
158 500
158 500
158 500
158 500
Total tax
27 203
22 983
26 048
32 247
After tax
131 297
135 517
132 452
126 253
Living cost
11 911
11 911
11 911
11 911
Free-cash
119 386
123 606
120 541
114 342

Estimated living cost  is ₽11911 per week

₽6954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽316
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3791
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽87380
₽89658
₽85980
₽94602
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
158 500
health
-
-
-
4 042
social contributions
-
-
-
14 696
income
-
-
-
31 352
total
-
-
-
50 090
Employee
69 844
69 844
147 944
-
income
7 605
6 465
30 600
-
social contributions
2 641
5 797
7 819
-
health
541
1 188
2 515
-
total
10 787
13 450
40 934
-
Employer
69 844
69 844
147 944
-
social contributions
2 641
5 797
7 819
-
health
588
1 293
2 737
-
total
3 229
7 090
10 556
-
Corporate
123 455
81 567
-
-
income
15 432
10 195
-
-
total
15 432
10 195
-
-
Dividends
108 023
71 371
-
-
withholding
18 364
12 133
-
-
total
18 364
12 133
-
-
Income
158 500
158 500
158 500
158 500
Total tax
47 812
42 868
51 490
50 090
After tax
110 688
115 632
107 010
108 410
Living cost
21 030
21 030
21 030
21 030
Free-cash
89 658
94 602
85 980
87 380

Estimated living cost  is ₽21030 per week

₽12603
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2063
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5898
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽78949
₽82403
₽77549
₽86171
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
158 500
health
-
-
-
4 042
social contributions
-
-
-
14 696
income
-
-
-
31 352
total
-
-
-
50 090
Employee
69 844
69 844
147 944
-
income
7 334
6 465
30 600
-
social contributions
3 394
5 797
7 819
-
health
695
1 188
2 515
-
total
11 423
13 450
40 934
-
Employer
69 844
69 844
147 944
-
social contributions
3 394
5 797
7 819
-
health
757
1 293
2 737
-
total
4 151
7 090
10 556
-
Corporate
113 466
81 567
-
-
income
14 184
10 195
-
-
total
14 184
10 195
-
-
Dividends
99 282
71 371
-
-
withholding
16 878
12 133
-
-
total
16 878
12 133
-
-
Income
158 500
158 500
158 500
158 500
Total tax
46 636
42 868
51 490
50 090
After tax
111 864
115 632
107 010
108 410
Living cost
29 461
29 461
29 461
29 461
Free-cash
82 403
86 171
77 549
78 949

Estimated living cost  is ₽29461 per week

₽20139
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2301
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6526
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽69543
₽80582
₽62662
₽88087
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
158 500
health
-
-
-
21 398
social contributions
-
-
-
30 275
income
-
-
-
16 024
solidarity contribution
-
-
-
220
total
-
-
-
67 917
Employee
30 941
-
121 632
-
income
3 713
-
14 771
-
social contributions
2 011
-
6 739
-
health
4 177
-
16 420
-
solidarity contribution
-
-
-
-
total
9 901
-
37 930
-
Employer
30 941
-
121 632
-
social contributions
7 735
-
25 921
-
health
2 785
-
10 947
-
total
10 520
-
36 868
-
Corporate
117 039
158 500
-
-
income
22 237
30 115
-
-
total
22 237
30 115
-
-
Dividends
94 802
128 385
-
-
withholding
14 220
19 258
-
-
total
14 220
19 258
-
-
Income
158 500
158 500
158 500
158 500
Total tax
56 878
49 373
74 798
67 917
After tax
101 622
109 127
83 702
90 583
Living cost
21 040
21 040
21 040
21 040
Free-cash
80 582
88 087
62 662
69 543

Estimated living cost  is ₽21040 per week

₽14614
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1497
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽414
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4515
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽64656
₽73952
₽57775
₽83200
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
158 500
health
-
-
-
21 398
social contributions
-
-
-
30 275
income
-
-
-
16 024
solidarity contribution
-
-
-
220
total
-
-
-
67 917
Employee
38 127
-
121 632
-
income
4 575
-
14 771
-
social contributions
2 478
-
6 739
-
health
5 147
-
16 420
-
solidarity contribution
-
-
-
-
total
12 200
-
37 930
-
Employer
38 127
-
121 632
-
social contributions
9 532
-
25 921
-
health
3 431
-
10 947
-
total
12 963
-
36 868
-
Corporate
107 410
158 500
-
-
income
20 408
30 115
-
-
total
20 408
30 115
-
-
Dividends
87 002
128 385
-
-
withholding
13 050
19 258
-
-
total
13 050
19 258
-
-
Income
158 500
158 500
158 500
158 500
Total tax
58 621
49 373
74 798
67 917
After tax
99 879
109 127
83 702
90 583
Living cost
25 927
25 927
25 927
25 927
Free-cash
73 952
83 200
57 775
64 656

Estimated living cost  is ₽25927 per week

₽19281
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1436
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽449
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4761
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽49720
-₽39981
-₽39981
-₽39981
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
158 500
national
-
-
-
18 542
pensions
-
-
-
790
municipal
-
-
-
32 958
labour market
-
-
-
12 617
total
-
-
-
64 907
Employee
185 177
185 177
185 177
-
municipal
39 432
39 432
39 432
-
national
22 623
22 623
22 623
-
pensions
263
263
263
-
labour market
14 793
14 793
14 793
-
total
77 111
77 111
77 111
-
Employer
185 177
185 177
185 177
-
pensions
526
526
526
-
labour market
14 814
14 814
14 814
-
municipal
39 495
39 495
39 495
-
national
22 662
22 662
22 662
-
total
77 497
77 497
77 497
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
158 500
158 500
158 500
158 500
Total tax
154 608
154 608
154 608
64 907
After tax
3 892
3 892
3 892
93 593
Living cost
43 873
43 873
43 873
43 873
Free-cash
-39 981
-39 981
-39 981
49 720

Estimated living cost  is ₽43873 per week

₽30027
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽675
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9290
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽63017
₽99218
₽69417
₽104861
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
158 500
health
-
-
-
20 605
pensions
-
-
-
31 700
income
-
-
-
21 239
total
-
-
-
73 544
Employee
25 767
-
118 461
-
unemployment
412
-
1 896
-
income
2 901
-
22 839
-
pensions
515
-
2 370
-
total
3 828
-
27 105
-
Employer
25 767
-
118 461
-
pensions
5 154
-
23 692
-
health
3 349
-
15 399
-
unemployment
207
-
948
-
total
8 710
-
40 039
-
Corporate
124 023
158 500
-
-
income
24 805
31 700
-
-
total
24 805
31 700
-
-
Dividends
99 218
126 800
-
-
total
-
-
-
-
Income
158 500
158 500
158 500
158 500
Total tax
37 343
31 700
67 144
73 544
After tax
121 157
126 800
91 356
84 956
Living cost
21 939
21 939
21 939
21 939
Free-cash
99 218
104 861
69 417
63 017

Estimated living cost  is ₽21939 per week

₽15048
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1307
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽441
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5143
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽67575
₽66790
₽48372
₽64539
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
158 500
national
-
-
-
25 831
health
-
-
-
2 062
municipal
-
-
-
28 160
total
-
-
-
56 053
Employee
47 787
-
133 338
-
unemployment
717
-
1 999
-
municipal
7 827
-
21 720
-
national
789
-
15 702
-
pensions
3 225
-
9 001
-
health
357
-
1 674
-
total
12 915
-
50 096
-
Employer
47 787
-
133 338
-
pensions
8 291
-
23 133
-
health
367
-
1 027
-
accident
48
-
133
-
unemployment
310
-
867
-
total
9 016
-
25 160
-
Corporate
101 696
158 500
-
-
income
20 339
31 700
-
-
total
20 339
31 700
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

61 018
95 100
-
-
municipal
10 983
17 118
-
-
national
3 585
10 271
-
-
total
14 568
27 389
-
-
Income
158 500
158 500
158 500
158 500
Total tax
56 838
59 089
75 256
56 053
After tax
101 662
99 411
83 244
102 447
Living cost
34 872
34 872
34 872
34 872
Free-cash
66 790
64 539
48 372
67 575

Estimated living cost  is ₽34872 per week

₽22778
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3354
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽555
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8186
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽61344
₽56934
₽59258
₽51887
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
158 500
surtax
-
-
-
-
health
-
-
-
6 657
pensions
-
-
-
28 405
social contributions
-
-
-
4 516
income
-
-
-
24 667
other
-
-
-
4 914
total
-
-
-
69 159
Employee
34 700
-
122 901
-
income
1 789
-
23 696
-
surtax
-
-
-
-
social contributions
989
-
3 501
-
pensions
3 925
-
8 448
-
total
6 703
-
35 645
-
Employer
34 700
-
122 901
-
pensions
5 702
-
14 243
-
social contributions
103
-
369
-
other
1 198
-
4 753
-
health
2 429
-
11 257
-
unemployment
1 405
-
4 978
-
total
10 837
-
35 600
-
Corporate
112 963
158 500
-
-
income
31 629
44 379
-
-
surtax
-
-
-
-
total
31 629
44 379
-
-
Dividends
81 334
114 121
-
-
withholding
10 411
14 608
-
-
social contributions
13 989
19 629
-
-
surtax
-
-
-
-
total
24 400
34 237
-
-
Income
158 500
158 500
158 500
158 500
Total tax
73 569
78 616
71 245
69 159
After tax
84 931
79 884
87 255
89 341
Living cost
27 997
27 997
27 997
27 997
Free-cash
56 934
51 887
59 258
61 344

Estimated living cost  is ₽27997 per week

₽16237
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2844
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8386
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽58265
₽54174
₽56179
₽48808
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
158 500
surtax
-
-
-
-
health
-
-
-
6 657
pensions
-
-
-
28 405
social contributions
-
-
-
4 516
income
-
-
-
24 667
other
-
-
-
4 914
total
-
-
-
69 159
Employee
38 874
-
122 901
-
income
2 294
-
23 696
-
surtax
-
-
-
-
social contributions
1 108
-
3 501
-
pensions
4 395
-
8 448
-
total
7 797
-
35 645
-
Employer
38 874
-
122 901
-
pensions
6 386
-
14 243
-
social contributions
117
-
369
-
other
1 341
-
4 753
-
health
2 722
-
11 257
-
unemployment
1 574
-
4 978
-
total
12 140
-
35 600
-
Corporate
107 487
158 500
-
-
income
30 097
44 379
-
-
surtax
-
-
-
-
total
30 097
44 379
-
-
Dividends
77 390
114 121
-
-
withholding
9 906
14 608
-
-
social contributions
13 310
19 629
-
-
surtax
-
-
-
-
total
23 216
34 237
-
-
Income
158 500
158 500
158 500
158 500
Total tax
73 250
78 616
71 245
69 159
After tax
85 250
79 884
87 255
89 341
Living cost
31 076
31 076
31 076
31 076
Free-cash
54 174
48 808
56 179
58 265

Estimated living cost  is ₽31076 per week

₽19595
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2527
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8427
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽45471
₽42258
₽43385
₽36014
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
158 500
surtax
-
-
-
-
health
-
-
-
6 657
pensions
-
-
-
28 405
social contributions
-
-
-
4 516
income
-
-
-
24 667
other
-
-
-
4 914
total
-
-
-
69 159
Employee
56 888
-
122 901
-
income
4 964
-
23 696
-
surtax
-
-
-
-
social contributions
1 620
-
3 501
-
pensions
6 434
-
8 448
-
total
13 018
-
35 645
-
Employer
56 888
-
122 901
-
pensions
9 347
-
14 243
-
social contributions
171
-
369
-
other
1 963
-
4 753
-
health
3 982
-
11 257
-
unemployment
2 305
-
4 978
-
total
17 768
-
35 600
-
Corporate
83 844
158 500
-
-
income
23 476
44 379
-
-
surtax
-
-
-
-
total
23 476
44 379
-
-
Dividends
60 368
114 121
-
-
withholding
7 727
14 608
-
-
social contributions
10 383
19 629
-
-
surtax
-
-
-
-
total
18 110
34 237
-
-
Income
158 500
158 500
158 500
158 500
Total tax
72 372
78 616
71 245
69 159
After tax
86 128
79 884
87 255
89 341
Living cost
43 870
43 870
43 870
43 870
Free-cash
42 258
36 014
43 385
45 471

Estimated living cost  is ₽43870 per week

₽29690
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3589
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽602
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9989
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽151077
₽143643
₽120962
₽144737
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
158 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 585
total
-
-
-
1 585
Employee
7 298
-
158 500
-
income
1 459
-
31 700
-
total
1 459
-
31 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

151 202
158 500
-
-
total
-
-
-
-
Dividends
151 202
158 500
-
-
withholding
7 560
7 925
-
-
total
7 560
7 925
-
-
Income
158 500
158 500
158 500
158 500
Total tax
9 019
7 925
31 700
1 585
After tax
149 481
150 575
126 800
156 915
Living cost
5 838
5 838
5 838
5 838
Free-cash
143 643
144 737
120 962
151 077

Estimated living cost  is ₽5838 per week

₽3618
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽485
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1574
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽147817
₽139771
₽117702
₽141477
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
158 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 585
total
-
-
-
1 585
Employee
11 373
-
158 500
-
income
2 275
-
31 700
-
total
2 275
-
31 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

147 127
158 500
-
-
total
-
-
-
-
Dividends
147 127
158 500
-
-
withholding
7 356
7 925
-
-
total
7 356
7 925
-
-
Income
158 500
158 500
158 500
158 500
Total tax
9 631
7 925
31 700
1 585
After tax
148 869
150 575
126 800
156 915
Living cost
9 098
9 098
9 098
9 098
Free-cash
139 771
141 477
117 702
147 817

Estimated living cost  is ₽9098 per week

₽6157
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽49030
₽58393
₽65715
₽46506
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
158 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 685
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 205
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
48 828
trade
-
-
-
16 685
total
-
-
-
74 403
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 193
-
158 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 716
-
48 828
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

205
-
2 685
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 205
-
6 205
-
total
10 126
-
57 718
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
113 307
158 500
-
-
trade
16 259
22 745
-
-
income
16 995
23 775
-
-
chamber of commerce
303
371
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

934
1 308
-
-
total
34 491
48 199
-
-
Dividends
78 814
110 301
-
-
withholding
19 358
27 230
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 065
1 498
-
-
total
20 423
28 728
-
-
Income
158 500
158 500
158 500
158 500
Total tax
65 040
76 927
57 718
74 403
After tax
93 460
81 573
100 782
84 097
Living cost
35 067
35 067
35 067
35 067
Free-cash
58 393
46 506
65 715
49 030

Estimated living cost  is ₽35067 per week

₽24190
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3773
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽508
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6595
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽54958
₽62481
₽73270
₽52432
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
158 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 685
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 205
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
48 828
trade
-
-
-
18 312
total
-
-
-
76 030
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 741
-
158 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

970
-
48 828
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
2 685
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 205
-
6 205
-
total
7 228
-
57 718
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
123 759
158 500
-
-
trade
19 493
24 964
-
-
income
18 564
23 775
-
-
chamber of commerce
315
365
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 020
1 308
-
-
total
39 392
50 412
-
-
Dividends
84 367
108 088
-
-
withholding
20 746
26 677
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 141
1 467
-
-
total
21 887
28 144
-
-
Income
158 500
158 500
158 500
158 500
Total tax
68 507
78 556
57 718
76 030
After tax
89 993
79 944
100 782
82 470
Living cost
27 512
27 512
27 512
27 512
Free-cash
62 481
52 432
73 270
54 958

Estimated living cost  is ₽27512 per week

₽17306
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3208
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6484
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽45974
₽56209
₽65100
₽43446
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
158 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 685
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 205
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
48 828
trade
-
-
-
19 126
total
-
-
-
76 844
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 062
-
158 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 958
-
48 828
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

217
-
2 685
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 205
-
6 205
-
total
10 380
-
57 718
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
112 438
158 500
-
-
trade
18 497
26 074
-
-
income
16 866
23 775
-
-
chamber of commerce
298
364
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

927
1 308
-
-
total
36 588
51 521
-
-
Dividends
75 850
106 980
-
-
withholding
18 617
26 400
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 024
1 451
-
-
total
19 641
27 851
-
-
Income
158 500
158 500
158 500
158 500
Total tax
66 609
79 372
57 718
76 844
After tax
91 891
79 128
100 782
81 656
Living cost
35 682
35 682
35 682
35 682
Free-cash
56 209
43 446
65 100
45 974

Estimated living cost  is ₽35682 per week

₽23864
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3763
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽533
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7522
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽39231
₽51435
₽59172
₽36703
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
158 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 685
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 205
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
48 828
trade
-
-
-
19 941
total
-
-
-
77 659
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 587
-
158 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 419
-
48 828
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

353
-
2 685
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 205
-
6 205
-
total
12 977
-
57 718
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
103 913
158 500
-
-
trade
17 821
27 182
-
-
income
15 587
23 775
-
-
chamber of commerce
284
360
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

857
1 308
-
-
total
34 549
52 625
-
-
Dividends
69 364
105 875
-
-
withholding
16 995
26 124
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

934
1 438
-
-
total
17 929
27 562
-
-
Income
158 500
158 500
158 500
158 500
Total tax
65 455
80 187
57 718
77 659
After tax
93 045
78 313
100 782
80 841
Living cost
41 610
41 610
41 610
41 610
Free-cash
51 435
36 703
59 172
39 231

Estimated living cost  is ₽41610 per week

₽30390
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3328
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7351
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽54624
₽76405
₽49068
₽79297
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
158 500
surtax
-
-
-
6 724
unemployment
-
-
-
207
health
-
-
-
8 606
pensions
-
-
-
24 245
income
-
-
-
43 693
other
-
-
-
-
total
-
-
-
83 475
Employee
30 588
-
132 983
-
unemployment
2 129
-
8 437
-
other
-
-
-
-
income
5 128
-
38 262
-
surtax
109
-
5 638
-
pensions
2 041
-
8 086
-
health
781
-
3 091
-
total
10 188
-
63 514
-
Employer
30 588
-
132 983
-
pensions
4 078
-
16 159
-
other
-
-
-
-
health
1 391
-
5 516
-
unemployment
970
-
3 842
-
total
6 439
-
25 517
-
Corporate
121 472
158 500
-
-
income
31 583
41 209
-
-
total
31 583
41 209
-
-
Dividends
89 889
117 291
-
-
withholding
13 484
17 593
-
-
total
13 484
17 593
-
-
Income
158 500
158 500
158 500
158 500
Total tax
61 694
58 802
89 031
83 475
After tax
96 806
99 698
69 469
75 025
Living cost
20 401
20 401
20 401
20 401
Free-cash
76 405
79 297
49 068
54 624

Estimated living cost  is ₽20401 per week

₽12317
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1774
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5838
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽54982
₽76826
₽49426
₽79655
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
158 500
surtax
-
-
-
6 724
unemployment
-
-
-
207
health
-
-
-
8 606
pensions
-
-
-
24 245
income
-
-
-
43 693
other
-
-
-
-
total
-
-
-
83 475
Employee
30 037
-
132 983
-
unemployment
2 091
-
8 437
-
other
-
-
-
-
income
5 035
-
38 262
-
surtax
98
-
5 638
-
pensions
2 003
-
8 086
-
health
767
-
3 091
-
total
9 994
-
63 514
-
Employer
30 037
-
132 983
-
pensions
4 004
-
16 159
-
other
-
-
-
-
health
1 367
-
5 516
-
unemployment
951
-
3 842
-
total
6 322
-
25 517
-
Corporate
122 141
158 500
-
-
income
31 757
41 209
-
-
total
31 757
41 209
-
-
Dividends
90 384
117 291
-
-
withholding
13 558
17 593
-
-
total
13 558
17 593
-
-
Income
158 500
158 500
158 500
158 500
Total tax
61 631
58 802
89 031
83 475
After tax
96 869
99 698
69 469
75 025
Living cost
20 043
20 043
20 043
20 043
Free-cash
76 826
79 655
49 426
54 982

Estimated living cost  is ₽20043 per week

₽12255
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1849
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5476
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽91614
₽71266
₽73696
₽70889
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
158 500
unemployment
-
-
-
2 378
health
-
-
-
11 095
pensions
-
-
-
15 850
income
-
-
-
19 377
total
-
-
-
48 700
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 252
10 448
132 636
-
unemployment
394
157
1 990
-
income
3 209
1 277
16 215
-
pensions
2 625
1 045
13 264
-
health
1 838
731
9 285
-
total
8 066
3 210
40 754
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 252
10 448
132 636
-
pensions
5 119
2 037
25 864
-
total
5 119
2 037
25 864
-
Corporate
127 128
146 015
-
-
income
11 442
13 141
-
-
total
11 442
13 141
-
-
Dividends
115 687
132 873
-
-
withholding
21 981
25 246
-
-
social contributions
22 440
25 791
-
-
total
44 421
51 037
-
-
Income
158 500
158 500
158 500
158 500
Total tax
69 048
69 425
66 618
48 700
After tax
89 452
89 075
91 882
109 800
Living cost
18 186
18 186
18 186
18 186
Free-cash
71 266
70 889
73 696
91 614

Estimated living cost  is ₽18186 per week

₽12411
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1488
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽363
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3924
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽49004
₽54245
₽49855
₽54976
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
158 500
national
-
-
-
27 439
pensions
-
-
-
19 020
social contributions
-
-
-
1 704
municipal
-
-
-
17 405
total
-
-
-
65 568
Employee
68 096
-
137 022
-
municipal
8 411
-
18 019
-
national
13 034
-
28 782
-
pensions
2 724
-
5 481
-
total
24 169
-
52 282
-
Employer
68 096
-
137 022
-
pensions
5 448
-
10 962
-
social contributions
732
-
1 473
-
total
6 180
-
12 435
-
Corporate
79 729
158 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

15 946
31 700
-
-
total
15 946
31 700
-
-
Dividends
63 784
126 800
-
-
withholding
14 032
27 896
-
-
total
14 032
27 896
-
-
Income
158 500
158 500
158 500
158 500
Total tax
60 327
59 596
64 717
65 568
After tax
98 173
98 904
93 783
92 932
Living cost
43 928
43 928
43 928
43 928
Free-cash
54 245
54 976
49 855
49 004

Estimated living cost  is ₽43928 per week

₽29857
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4083
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽657
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9330
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽31964
₽61214
₽31964
₽59210
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
158 500
social contributions
-
-
-
26 408
income
-
-
-
48 387
total
-
-
-
74 795
Employee
71 049
-
158 500
-
social contributions
5 903
-
26 408
-
income
13 407
-
48 387
-
total
19 310
-
74 795
-
Employer
71 049
-
158 500
-
total
-
-
-
-
Corporate
87 451
158 500
-
-
income
10 931
19 812
-
-
total
10 931
19 812
-
-
Dividends
76 519
138 688
-
-
withholding
15 304
27 737
-
-
total
15 304
27 737
-
-
Income
158 500
158 500
158 500
158 500
Total tax
45 545
47 549
74 795
74 795
After tax
112 955
110 951
83 705
83 705
Living cost
51 741
51 741
51 741
51 741
Free-cash
61 214
59 210
31 964
31 964

Estimated living cost  is ₽51741 per week

₽39363
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4216
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7667
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽37513
₽41496
₽30350
₽46239
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
158 500
national
-
-
-
39 084
regional
-
-
-
1 869
social contributions
-
-
-
40 766
municipal
-
-
-
941
total
-
-
-
82 660
Employee
80 724
-
158 500
-
municipal
427
-
841
-
national
13 988
-
33 886
-
social contributions
27 220
-
53 446
-
regional
762
-
1 650
-
total
42 397
-
89 823
-
Employer
80 724
-
158 500
-
total
-
-
-
-
Corporate
77 776
158 500
-
-
nationa
18 666
38 040
-
-
municipal
3 034
6 181
-
-
total
21 700
44 221
-
-
Dividends
56 077
114 279
-
-
withholding
14 580
29 713
-
-
total
14 580
29 713
-
-
Income
158 500
158 500
158 500
158 500
Total tax
78 677
73 934
89 823
82 660
After tax
79 823
84 566
68 677
75 840
Living cost
38 327
38 327
38 327
38 327
Free-cash
41 496
46 239
30 350
37 513

Estimated living cost  is ₽38327 per week

₽26717
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2513
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽588
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8508
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽50851
₽56827
₽43726
₽58844
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
158 500
national
-
-
-
39 084
regional
-
-
-
2 390
social contributions
-
-
-
40 766
municipal
-
-
-
941
total
-
-
-
83 181
Employee
50 385
-
158 500
-
municipal
267
-
841
-
national
7 982
-
33 886
-
social contributions
16 990
-
53 446
-
regional
678
-
2 133
-
total
25 917
-
90 306
-
Employer
50 385
-
158 500
-
total
-
-
-
-
Corporate
108 115
158 500
-
-