Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 158000
per

Your estimated
City
free-cash

Valencia , Spain
₽29077
₽10713
₽9593
₽13961
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
158 000
unemployment
-
-
-
1 104
pensions
-
-
-
44 715
accident
-
-
-
1 420
other
-
-
-
155
income
-
-
-
23 349
total
-
-
-
70 743
Employee
104 429
-
119 802
-
pensions
4 909
-
5 633
-
other
102
-
118
-
unemployment
1 619
-
1 854
-
income
20 133
-
23 826
-
total
26 763
-
31 431
-
Employer
104 429
-
119 802
-
pensions
24 643
-
28 272
-
accident
2 069
-
2 374
-
unemployment
5 745
-
6 587
-
other
836
-
959
-
total
33 293
-
38 192
-
Corporate
20 277
158 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

3 044
23 700
-
-
total
3 044
23 700
-
-
Dividends
17 233
134 300
-
-
withholding
3 275
27 559
-
-
total
3 275
27 559
-
-
Income
158 000
158 000
158 000
158 000
Total tax
66 375
51 259
69 623
70 743
After tax
91 625
106 741
88 377
87 257
Living cost
77 664
77 664
77 664
77 664
Free-cash
13 961
29 077
10 713
9 593

Estimated living cost  is ₽77664 per month

₽52422
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7466
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1361
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽16416
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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