Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 157500
per

Your estimated
City
free-cash

Zurich , Switzerland
-₽4630
₽51861
₽44208
₽28167
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 500
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 150
health
-
-
-
354
regional
-
-
-
7 274
city
-
-
-
1 660
pensions
-
-
-
14 489
national
-
-
-
2 062
total
-
-
-
28 989
Employee
89 700
-
140 971
-
city
963
-
1 514
-
pensions
7 536
-
11 842
-
unemployment
-
-
-
-
national
425
-
1 697
-
health
203
-
317
-
regional
2 937
-
6 294
-
total
12 064
-
21 664
-
Employer
89 700
-
140 971
-
unemployment
-
-
-
-
health
203
-
317
-
pensions
7 536
-
11 842
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 793
-
2 819
-
total
9 532
-
14 978
-
Corporate
57 281
157 500
-
-
national
4 869
13 387
-
-
regional
12 115
33 312
-
-
total
16 984
46 699
-
-
Dividends
40 297
110 801
-
-
withholding
14 103
38 781
-
-
total
14 103
38 781
-
-
Income
157 500
157 500
157 500
157 500
Total tax
52 683
85 480
36 642
28 989
After tax
104 817
72 020
120 858
128 511
Living cost
76 650
76 650
76 650
76 650
Free-cash
28 167
-4 630
44 208
51 861

Estimated living cost  is ₽76650 per week

₽49845
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6879
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽941
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18986
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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