Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 157500
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₽35141
₽28924
₽45916
₽53574
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 500
income
-
-
-
44 659
pensions
-
-
-
11 891
health
-
-
-
12 516
total
-
-
-
69 066
Employee
86 673
86 673
138 638
-
health
13 303
11 316
12 516
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 187
14 187
18 139
-
pensions
15 601
11 891
11 891
-
total
43 091
37 394
42 546
-
Employer
86 673
86 673
138 638
-
unemployment
3 120
3 120
3 877
-
pensions
6 032
6 032
7 498
-
health
6 025
6 025
7 487
-
total
15 177
15 177
18 862
-
Corporate
56 713
55 650
-
-
income
11 343
11 131
-
-
total
11 343
11 131
-
-
Dividends
45 371
44 519
-
-
income
9 642
9 461
-
-
withholding
6 805
6 678
-
-
total
16 447
16 139
-
-
Income
157 500
157 500
157 500
157 500
Total tax
86 058
79 841
61 408
69 066
After tax
71 442
77 659
96 092
88 434
Living cost
42 518
42 518
42 518
42 518
Free-cash
28 924
35 141
53 574
45 916

Estimated living cost  is ₽42518 per week

₽30131
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽676
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7878
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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Estimated living cost

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