Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 157000
per

Your estimated
City
free-cash

Andorra , Andorra
₽88426
₽110943
₽92596
₽113995
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 000
social contributions
-
-
-
34 539
income
-
-
-
6 730
total
-
-
-
41 269
Employee
29 203
-
135 930
-
social contributions
1 898
-
8 836
-
income
-
-
7 193
-
total
1 898
-
16 029
-
Employer
29 203
-
135 930
-
social contributions
4 527
-
21 070
-
total
4 527
-
21 070
-
Corporate
123 271
157 000
-
-
income
12 327
15 700
-
-
total
12 327
15 700
-
-
Dividends
110 944
141 300
-
-
total
-
-
-
-
Income
157 000
157 000
157 000
157 000
Total tax
18 752
15 700
37 099
41 269
After tax
138 248
141 300
119 901
115 731
Living cost
27 305
27 305
27 305
27 305
Free-cash
110 943
113 995
92 596
88 426

Estimated living cost  is ₽27305 per week

₽17655
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2058
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7078
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽51773
₽57566
₽12723
₽58013
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 000
surtax
-
-
-
-
unemployment
-
-
-
5 571
health
-
-
-
8 117
chamber of commerce
-
-
-
627
pensions
-
-
-
19 632
income
-
-
-
42 300
total
-
-
-
76 247
Employee
39 707
36 199
125 076
-
unemployment
1 191
1 086
3 184
-
other
396
362
1 062
-
income
3 537
2 670
33 746
-
pensions
4 066
3 706
10 867
-
health
1 536
1 401
4 106
-
total
10 726
9 225
52 965
-
Employer
39 707
36 199
125 076
-
pensions
4 983
4 544
13 318
-
surtax
-
-
-
-
payroll
1 191
1 086
3 753
-
other
1 886
1 719
5 780
-
health
1 501
1 369
4 011
-
accident
515
471
1 379
-
unemployment
1 191
1 086
3 184
-
chamber of commerce
159
145
500
-
total
11 426
10 420
31 925
-
Corporate
105 866
110 382
121 628
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

26 467
27 596
30 407
-
total
26 467
27 596
30 407
-
Dividends
79 399
82 786
-
-
withholding
21 835
22 766
-
-
total
21 835
22 766
-
-
Income
157 000
157 000
157 000
157 000
Total tax
70 454
70 007
115 297
76 247
After tax
86 546
86 993
41 703
80 753
Living cost
28 980
28 980
28 980
28 980
Free-cash
57 566
58 013
12 723
51 773

Estimated living cost  is ₽28980 per week

₽17384
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8119
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽48567
₽53485
₽9654
₽54888
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 000
surtax
-
-
-
179
unemployment
-
-
-
5 571
health
-
-
-
8 117
chamber of commerce
-
-
-
627
pensions
-
-
-
19 632
income
-
-
-
42 300
total
-
-
-
76 426
Employee
45 396
36 199
124 908
-
unemployment
1 362
1 086
3 184
-
other
453
362
1 062
-
income
5 168
2 670
33 665
-
pensions
4 649
3 706
10 867
-
health
1 757
1 401
4 106
-
total
13 389
9 225
52 884
-
Employer
45 396
36 199
124 908
-
pensions
5 697
4 544
13 318
-
surtax
179
179
179
-
payroll
1 362
1 086
3 747
-
other
2 156
1 719
5 773
-
health
1 715
1 369
4 011
-
accident
590
471
1 379
-
unemployment
1 362
1 086
3 184
-
chamber of commerce
181
145
500
-
total
13 242
10 599
32 091
-
Corporate
98 362
110 203
121 461
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

24 590
27 551
30 364
-
total
24 590
27 551
30 364
-
Dividends
73 773
82 652
-
-
withholding
20 287
22 730
-
-
total
20 287
22 730
-
-
Income
157 000
157 000
157 000
157 000
Total tax
71 508
70 105
115 339
76 426
After tax
85 492
86 895
41 661
80 574
Living cost
32 007
32 007
32 007
32 007
Free-cash
53 485
54 888
9 654
48 567

Estimated living cost  is ₽32007 per week

₽21347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2730
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7404
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽34926
₽41068
₽22324
₽54692
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 000
national
-
-
-
58 247
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
8 060
social contributions
-
-
-
22 647
total
-
-
-
88 954
Employee

The minimum management director salary is set at €45,000 per year.

64 975
-
121 600
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

565
-
1 058
-
national
19 976
-
43 922
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 389
-
6 342
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 873
-
9 121
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 053
-
5 714
-
total
31 856
-
66 157
-
Employer

The minimum management director salary is set at €45,000 per year.

64 975
-
121 600
-
surtax
7 367
-
13 790
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 757
-
10 774
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 996
-
7 479
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

845
-
1 581
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

948
-
1 775
-
total
18 913
-
35 399
-
Corporate
73 111
157 000
-
-
income
14 623
31 400
-
-
surtax
293
627
-
-
total
14 916
32 027
-
-
Dividends
58 195
124 972
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

17 127
37 161
-
-
total
17 127
37 161
-
-
Income
157 000
157 000
157 000
157 000
Total tax
82 812
69 188
101 556
88 954
After tax
74 188
87 812
55 444
68 046
Living cost
33 120
33 120
33 120
33 120
Free-cash
41 068
54 692
22 324
34 926

Estimated living cost  is ₽33120 per week

₽21334
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2896
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8372
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽109352
₽113075
₽115477
₽118609
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 000
unemployment
-
-
-
127
health
-
-
-
3 649
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 696
income
-
-
-
23 550
total
-
-
-
32 022
Employee
20 691
-
150 775
-
accident

We are using the highest rate at 1.1%.

227
-
349
-
income
2 069
-
15 078
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 816
-
2 786
-
health
952
-
1 460
-
total
5 064
-
19 673
-
Employer
20 691
-
150 775
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 280
-
3 496
-
health
1 428
-
2 189
-
accident

We are using the highest rate at 1.1%.

227
-
349
-
unemployment
124
-
190
-
total
4 059
-
6 224
-
Corporate
132 249
157 000
-
-
income
13 225
15 700
-
-
total
13 225
15 700
-
-
Dividends
119 024
141 300
-
-
withholding
5 951
7 065
-
-
total
5 951
7 065
-
-
Income
157 000
157 000
157 000
157 000
Total tax
28 299
22 765
25 897
32 022
After tax
128 701
134 235
131 103
124 978
Living cost
15 626
15 626
15 626
15 626
Free-cash
113 075
118 609
115 477
109 352

Estimated living cost  is ₽15626 per week

₽10335
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽895
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽373
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4024
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽113068
₽118105
₽119193
₽122325
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 000
unemployment
-
-
-
127
health
-
-
-
3 649
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 696
income
-
-
-
23 550
total
-
-
-
32 022
Employee
15 770
-
150 775
-
accident

We are using the highest rate at 1.1%.

174
-
349
-
income
1 577
-
15 078
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 385
-
2 786
-
health
725
-
1 460
-
total
3 861
-
19 673
-
Employer
15 770
-
150 775
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 738
-
3 496
-
health
1 088
-
2 189
-
accident

We are using the highest rate at 1.1%.

174
-
349
-
unemployment
94
-
190
-
total
3 094
-
6 224
-
Corporate
138 135
157 000
-
-
income
13 814
15 700
-
-
total
13 814
15 700
-
-
Dividends
124 322
141 300
-
-
withholding
6 216
7 065
-
-
total
6 216
7 065
-
-
Income
157 000
157 000
157 000
157 000
Total tax
26 985
22 765
25 897
32 022
After tax
130 015
134 235
131 103
124 978
Living cost
11 910
11 910
11 910
11 910
Free-cash
118 105
122 325
119 193
113 068

Estimated living cost  is ₽11910 per week

₽6953
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽316
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3791
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽86430
₽88569
₽85040
₽93510
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 000
health
-
-
-
4 004
social contributions
-
-
-
14 697
income
-
-
-
30 838
total
-
-
-
49 539
Employee
69 848
69 848
146 471
-
income
7 605
6 466
30 090
-
social contributions
2 641
5 797
7 819
-
health
541
1 188
2 491
-
total
10 787
13 451
40 400
-
Employer
69 848
69 848
146 471
-
social contributions
2 641
5 797
7 819
-
health
588
1 293
2 710
-
total
3 229
7 090
10 529
-
Corporate
121 953
80 062
-
-
income
15 243
10 008
-
-
total
15 243
10 008
-
-
Dividends
106 710
70 053
-
-
withholding
18 141
11 910
-
-
total
18 141
11 910
-
-
Income
157 000
157 000
157 000
157 000
Total tax
47 400
42 459
50 929
49 539
After tax
109 600
114 541
106 071
107 461
Living cost
21 031
21 031
21 031
21 031
Free-cash
88 569
93 510
85 040
86 430

Estimated living cost  is ₽21031 per week

₽12604
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2063
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5899
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽77998
₽81312
₽76608
₽85078
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 000
health
-
-
-
4 004
social contributions
-
-
-
14 697
income
-
-
-
30 838
total
-
-
-
49 539
Employee
69 848
69 848
146 471
-
income
7 335
6 466
30 090
-
social contributions
3 394
5 797
7 819
-
health
695
1 188
2 491
-
total
11 424
13 451
40 400
-
Employer
69 848
69 848
146 471
-
social contributions
3 394
5 797
7 819
-
health
757
1 293
2 710
-
total
4 151
7 090
10 529
-
Corporate
111 963
80 062
-
-
income
13 995
10 008
-
-
total
13 995
10 008
-
-
Dividends
97 968
70 053
-
-
withholding
16 655
11 910
-
-
total
16 655
11 910
-
-
Income
157 000
157 000
157 000
157 000
Total tax
46 225
42 459
50 929
49 539
After tax
110 775
114 541
106 071
107 461
Living cost
29 463
29 463
29 463
29 463
Free-cash
81 312
85 078
76 608
77 998

Estimated living cost  is ₽29463 per week

₽20141
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2301
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6526
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽68628
₽79624
₽61765
₽87110
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 000
health
-
-
-
21 195
social contributions
-
-
-
30 197
income
-
-
-
15 841
solidarity contribution
-
-
-
154
total
-
-
-
67 387
Employee
30 860
-
120 318
-
income
3 703
-
14 603
-
social contributions
2 006
-
6 722
-
health
4 166
-
16 243
-
solidarity contribution
-
-
-
-
total
9 875
-
37 568
-
Employer
30 860
-
120 318
-
social contributions
7 715
-
25 853
-
health
2 777
-
10 829
-
total
10 492
-
36 682
-
Corporate
115 647
157 000
-
-
income
21 973
29 830
-
-
total
21 973
29 830
-
-
Dividends
93 674
127 170
-
-
withholding
14 051
19 075
-
-
total
14 051
19 075
-
-
Income
157 000
157 000
157 000
157 000
Total tax
56 391
48 905
74 250
67 387
After tax
100 609
108 095
82 750
89 613
Living cost
20 985
20 985
20 985
20 985
Free-cash
79 624
87 110
61 765
68 628

Estimated living cost  is ₽20985 per week

₽14576
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1493
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽413
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4503
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽63754
₽73011
₽56891
₽82236
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 000
health
-
-
-
21 195
social contributions
-
-
-
30 197
income
-
-
-
15 841
solidarity contribution
-
-
-
154
total
-
-
-
67 387
Employee
38 028
-
120 318
-
income
4 563
-
14 603
-
social contributions
2 472
-
6 722
-
health
5 134
-
16 243
-
solidarity contribution
-
-
-
-
total
12 169
-
37 568
-
Employer
38 028
-
120 318
-
social contributions
9 507
-
25 853
-
health
3 422
-
10 829
-
total
12 929
-
36 682
-
Corporate
106 043
157 000
-
-
income
20 148
29 830
-
-
total
20 148
29 830
-
-
Dividends
85 894
127 170
-
-
withholding
12 884
19 075
-
-
total
12 884
19 075
-
-
Income
157 000
157 000
157 000
157 000
Total tax
58 130
48 905
74 250
67 387
After tax
98 870
108 095
82 750
89 613
Living cost
25 859
25 859
25 859
25 859
Free-cash
73 011
82 236
56 891
63 754

Estimated living cost  is ₽25859 per week

₽19230
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1433
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽447
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4749
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽48920
-₽41491
-₽41491
-₽41491
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 000
national
-
-
-
18 317
pensions
-
-
-
790
municipal
-
-
-
32 601
labour market
-
-
-
12 497
total
-
-
-
64 205
Employee
185 187
185 187
185 187
-
municipal
39 434
39 434
39 434
-
national
22 624
22 624
22 624
-
pensions
263
263
263
-
labour market
14 794
14 794
14 794
-
total
77 115
77 115
77 115
-
Employer
185 187
185 187
185 187
-
pensions
526
526
526
-
labour market
14 815
14 815
14 815
-
municipal
39 497
39 497
39 497
-
national
22 663
22 663
22 663
-
total
77 501
77 501
77 501
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
157 000
157 000
157 000
157 000
Total tax
154 616
154 616
154 616
64 205
After tax
2 384
2 384
2 384
92 795
Living cost
43 875
43 875
43 875
43 875
Free-cash
-41 491
-41 491
-41 491
48 920

Estimated living cost  is ₽43875 per week

₽30029
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽675
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9290
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽62211
₽98018
₽68553
₽103660
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 000
health
-
-
-
20 410
pensions
-
-
-
31 400
income
-
-
-
21 039
total
-
-
-
72 849
Employee
25 769
-
117 339
-
unemployment
412
-
1 877
-
income
2 901
-
22 623
-
pensions
515
-
2 346
-
total
3 828
-
26 846
-
Employer
25 769
-
117 339
-
pensions
5 154
-
23 468
-
health
3 349
-
15 254
-
unemployment
207
-
939
-
total
8 710
-
39 661
-
Corporate
122 521
157 000
-
-
income
24 504
31 400
-
-
total
24 504
31 400
-
-
Dividends
98 018
125 600
-
-
total
-
-
-
-
Income
157 000
157 000
157 000
157 000
Total tax
37 042
31 400
66 507
72 849
After tax
119 958
125 600
90 493
84 151
Living cost
21 940
21 940
21 940
21 940
Free-cash
98 018
103 660
68 553
62 211

Estimated living cost  is ₽21940 per week

₽15049
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1307
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽441
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5144
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽66827
₽65905
₽47677
₽63692
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
157 000
national
-
-
-
25 368
health
-
-
-
2 039
municipal
-
-
-
27 892
total
-
-
-
55 299
Employee
47 791
-
132 076
-
unemployment
717
-
1 981
-
municipal
7 828
-
21 514
-
national
789
-
15 460
-
pensions
3 225
-
8 915
-
health
357
-
1 655
-
total
12 916
-
49 525
-
Employer
47 791
-
132 076
-
pensions
8 291
-
22 916
-
health
367
-
1 017
-
accident
48
-
133
-
unemployment
310
-
858
-
total
9 016
-
24 924
-
Corporate
100 192
157 000
-
-
income
20 039
31 400
-
-
total
20 039
31 400
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

60 115
94 200
-
-
municipal
10 820
16 955
-
-
national
3 430
10 079
-
-
total
14 250
27 034
-
-
Income
157 000
157 000
157 000
157 000
Total tax
56 221
58 434
74 449
55 299
After tax
100 779
98 566
82 551
101 701
Living cost
34 874
34 874
34 874
34 874
Free-cash
65 905
63 692
47 677
66 827

Estimated living cost  is ₽34874 per week

₽22780
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3354
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽555
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8186
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽60524
₽56176
₽58601
₽51129
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 000
surtax
-
-
-
-
health
-
-
-
6 545
pensions
-
-
-
28 281
social contributions
-
-
-
4 473
income
-
-
-
24 312
other
-
-
-
4 866
total
-
-
-
68 477
Employee
34 703
-
121 825
-
income
1 789
-
23 414
-
surtax
-
-
-
-
social contributions
989
-
3 470
-
pensions
3 925
-
8 341
-
total
6 703
-
35 225
-
Employer
34 703
-
121 825
-
pensions
5 702
-
14 063
-
social contributions
103
-
365
-
other
1 198
-
4 696
-
health
2 429
-
11 118
-
unemployment
1 405
-
4 933
-
total
10 837
-
35 175
-
Corporate
111 460
157 000
-
-
income
31 209
43 960
-
-
surtax
-
-
-
-
total
31 209
43 960
-
-
Dividends
80 251
113 040
-
-
withholding
10 272
14 469
-
-
social contributions
13 804
19 443
-
-
surtax
-
-
-
-
total
24 076
33 912
-
-
Income
157 000
157 000
157 000
157 000
Total tax
72 825
77 872
70 400
68 477
After tax
84 175
79 128
86 600
88 523
Living cost
27 999
27 999
27 999
27 999
Free-cash
56 176
51 129
58 601
60 524

Estimated living cost  is ₽27999 per week

₽16238
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2844
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8386
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽57445
₽53416
₽55522
₽48050
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 000
surtax
-
-
-
-
health
-
-
-
6 545
pensions
-
-
-
28 281
social contributions
-
-
-
4 473
income
-
-
-
24 312
other
-
-
-
4 866
total
-
-
-
68 477
Employee
38 876
-
121 825
-
income
2 294
-
23 414
-
surtax
-
-
-
-
social contributions
1 108
-
3 470
-
pensions
4 396
-
8 341
-
total
7 798
-
35 225
-
Employer
38 876
-
121 825
-
pensions
6 387
-
14 063
-
social contributions
117
-
365
-
other
1 341
-
4 696
-
health
2 722
-
11 118
-
unemployment
1 574
-
4 933
-
total
12 141
-
35 175
-
Corporate
105 983
157 000
-
-
income
29 675
43 960
-
-
surtax
-
-
-
-
total
29 675
43 960
-
-
Dividends
76 308
113 040
-
-
withholding
9 767
14 469
-
-
social contributions
13 125
19 443
-
-
surtax
-
-
-
-
total
22 892
33 912
-
-
Income
157 000
157 000
157 000
157 000
Total tax
72 506
77 872
70 400
68 477
After tax
84 494
79 128
86 600
88 523
Living cost
31 078
31 078
31 078
31 078
Free-cash
53 416
48 050
55 522
57 445

Estimated living cost  is ₽31078 per week

₽19596
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2527
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8428
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽44651
₽41500
₽42728
₽35256
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 000
surtax
-
-
-
-
health
-
-
-
6 545
pensions
-
-
-
28 281
social contributions
-
-
-
4 473
income
-
-
-
24 312
other
-
-
-
4 866
total
-
-
-
68 477
Employee
56 892
-
121 825
-
income
4 964
-
23 414
-
surtax
-
-
-
-
social contributions
1 620
-
3 470
-
pensions
6 435
-
8 341
-
total
13 019
-
35 225
-
Employer
56 892
-
121 825
-
pensions
9 348
-
14 063
-
social contributions
171
-
365
-
other
1 963
-
4 696
-
health
3 982
-
11 118
-
unemployment
2 305
-
4 933
-
total
17 769
-
35 175
-
Corporate
82 339
157 000
-
-
income
23 056
43 960
-
-
surtax
-
-
-
-
total
23 056
43 960
-
-
Dividends
59 284
113 040
-
-
withholding
7 588
14 469
-
-
social contributions
10 196
19 443
-
-
surtax
-
-
-
-
total
17 784
33 912
-
-
Income
157 000
157 000
157 000
157 000
Total tax
71 628
77 872
70 400
68 477
After tax
85 372
79 128
86 600
88 523
Living cost
43 872
43 872
43 872
43 872
Free-cash
41 500
35 256
42 728
44 651

Estimated living cost  is ₽43872 per week

₽29692
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3589
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽602
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9989
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽149583
₽142208
₽119753
₽143303
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
157 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 570
total
-
-
-
1 570
Employee
7 308
-
157 000
-
income
1 461
-
31 400
-
total
1 461
-
31 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

149 692
157 000
-
-
total
-
-
-
-
Dividends
149 692
157 000
-
-
withholding
7 484
7 850
-
-
total
7 484
7 850
-
-
Income
157 000
157 000
157 000
157 000
Total tax
8 945
7 850
31 400
1 570
After tax
148 055
149 150
125 600
155 430
Living cost
5 847
5 847
5 847
5 847
Free-cash
142 208
143 303
119 753
149 583

Estimated living cost  is ₽5847 per week

₽3623
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1577
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽146319
₽138331
₽116489
₽140039
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
157 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 570
total
-
-
-
1 570
Employee
11 389
-
157 000
-
income
2 278
-
31 400
-
total
2 278
-
31 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

145 611
157 000
-
-
total
-
-
-
-
Dividends
145 611
157 000
-
-
withholding
7 280
7 850
-
-
total
7 280
7 850
-
-
Income
157 000
157 000
157 000
157 000
Total tax
9 558
7 850
31 400
1 570
After tax
147 442
149 150
125 600
155 430
Living cost
9 111
9 111
9 111
9 111
Free-cash
138 331
140 039
116 489
146 319

Estimated living cost  is ₽9111 per week

₽6166
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2257
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽48408
₽57620
₽64877
₽45736
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
157 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 651
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
48 197
trade
-
-
-
16 469
total
-
-
-
73 523
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 196
-
157 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 716
-
48 197
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

205
-
2 651
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
10 127
-
57 054
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
111 804
157 000
-
-
trade
16 043
22 530
-
-
income
16 771
23 550
-
-
chamber of commerce
302
369
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

922
1 295
-
-
total
34 038
47 744
-
-
Dividends
77 766
109 256
-
-
withholding
19 096
26 969
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 050
1 482
-
-
total
20 146
28 451
-
-
Income
157 000
157 000
157 000
157 000
Total tax
64 311
76 195
57 054
73 523
After tax
92 689
80 805
99 946
83 477
Living cost
35 069
35 069
35 069
35 069
Free-cash
57 620
45 736
64 877
48 408

Estimated living cost  is ₽35069 per week

₽24192
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3773
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6595
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽54357
₽61725
₽72433
₽51677
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
157 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 651
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
48 197
trade
-
-
-
18 076
total
-
-
-
75 130
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 743
-
157 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

970
-
48 197
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
2 651
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
7 229
-
57 054
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
122 257
157 000
-
-
trade
19 256
24 728
-
-
income
18 339
23 550
-
-
chamber of commerce
314
364
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 008
1 295
-
-
total
38 917
49 937
-
-
Dividends
83 339
107 064
-
-
withholding
20 489
26 420
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 127
1 453
-
-
total
21 616
27 873
-
-
Income
157 000
157 000
157 000
157 000
Total tax
67 762
77 810
57 054
75 130
After tax
89 238
79 190
99 946
81 870
Living cost
27 513
27 513
27 513
27 513
Free-cash
61 725
51 677
72 433
54 357

Estimated living cost  is ₽27513 per week

₽17307
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3208
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6485
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽45383
₽55461
₽64262
₽42699
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
157 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 651
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
48 197
trade
-
-
-
18 879
total
-
-
-
75 933
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 065
-
157 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 958
-
48 197
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

217
-
2 651
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
10 381
-
57 054
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
110 935
157 000
-
-
trade
18 250
25 826
-
-
income
16 640
23 550
-
-
chamber of commerce
296
362
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

915
1 295
-
-
total
36 101
51 033
-
-
Dividends
74 834
105 967
-
-
withholding
18 363
26 146
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 010
1 438
-
-
total
19 373
27 584
-
-
Income
157 000
157 000
157 000
157 000
Total tax
65 855
78 617
57 054
75 933
After tax
91 145
78 383
99 946
81 067
Living cost
35 684
35 684
35 684
35 684
Free-cash
55 461
42 699
64 262
45 383

Estimated living cost  is ₽35684 per week

₽23866
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3763
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽533
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7523
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽38652
₽50692
₽58334
₽35965
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
157 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 651
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
48 197
trade
-
-
-
19 682
total
-
-
-
76 736
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 591
-
157 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 419
-
48 197
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

353
-
2 651
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
12 978
-
57 054
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
102 409
157 000
-
-
trade
17 564
26 925
-
-
income
15 361
23 550
-
-
chamber of commerce
283
359
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

845
1 295
-
-
total
34 053
52 129
-
-
Dividends
68 358
104 871
-
-
withholding
16 745
25 872
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

920
1 422
-
-
total
17 665
27 294
-
-
Income
157 000
157 000
157 000
157 000
Total tax
64 696
79 423
57 054
76 736
After tax
92 304
77 577
99 946
80 264
Living cost
41 612
41 612
41 612
41 612
Free-cash
50 692
35 965
58 334
38 652

Estimated living cost  is ₽41612 per week

₽30392
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3329
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7352
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽53931
₽75462
₽48376
₽78349
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 000
surtax
-
-
-
6 588
unemployment
-
-
-
207
health
-
-
-
8 607
pensions
-
-
-
24 247
income
-
-
-
43 017
other
-
-
-
-
total
-
-
-
82 666
Employee
30 590
-
131 481
-
unemployment
2 129
-
8 438
-
other
-
-
-
-
income
5 128
-
37 584
-
surtax
109
-
5 504
-
pensions
2 041
-
8 086
-
health
781
-
3 091
-
total
10 188
-
62 703
-
Employer
30 590
-
131 481
-
pensions
4 078
-
16 160
-
other
-
-
-
-
health
1 391
-
5 516
-
unemployment
970
-
3 842
-
total
6 439
-
25 518
-
Corporate
119 970
157 000
-
-
income
31 192
40 821
-
-
total
31 192
40 821
-
-
Dividends
88 778
116 179
-
-
withholding
13 316
17 427
-
-
total
13 316
17 427
-
-
Income
157 000
157 000
157 000
157 000
Total tax
61 135
58 248
88 221
82 666
After tax
95 865
98 752
68 779
74 334
Living cost
20 403
20 403
20 403
20 403
Free-cash
75 462
78 349
48 376
53 931

Estimated living cost  is ₽20403 per week

₽12318
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1774
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5838
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽54290
₽75883
₽48735
₽78708
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 000
surtax
-
-
-
6 588
unemployment
-
-
-
207
health
-
-
-
8 607
pensions
-
-
-
24 247
income
-
-
-
43 017
other
-
-
-
-
total
-
-
-
82 666
Employee
30 039
-
131 481
-
unemployment
2 091
-
8 438
-
other
-
-
-
-
income
5 035
-
37 584
-
surtax
98
-
5 504
-
pensions
2 003
-
8 086
-
health
767
-
3 091
-
total
9 994
-
62 703
-
Employer
30 039
-
131 481
-
pensions
4 004
-
16 160
-
other
-
-
-
-
health
1 367
-
5 516
-
unemployment
952
-
3 842
-
total
6 323
-
25 518
-
Corporate
120 638
157 000
-
-
income
31 366
40 821
-
-
total
31 366
40 821
-
-
Dividends
89 272
116 179
-
-
withholding
13 390
17 427
-
-
total
13 390
17 427
-
-
Income
157 000
157 000
157 000
157 000
Total tax
61 073
58 248
88 221
82 666
After tax
95 927
98 752
68 779
74 334
Living cost
20 044
20 044
20 044
20 044
Free-cash
75 883
78 708
48 735
54 290

Estimated living cost  is ₽20044 per week

₽12256
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1850
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5476
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽90623
₽70473
₽72875
₽70096
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 000
unemployment
-
-
-
2 355
health
-
-
-
10 990
pensions
-
-
-
15 700
income
-
-
-
19 193
total
-
-
-
48 238
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 185
10 421
131 381
-
unemployment
393
156
1 971
-
income
3 201
1 274
16 061
-
pensions
2 618
1 042
13 138
-
health
1 833
729
9 197
-
total
8 045
3 201
40 367
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 185
10 421
131 381
-
pensions
5 106
2 032
25 619
-
total
5 106
2 032
25 619
-
Corporate
125 710
144 547
-
-
income
11 314
13 009
-
-
total
11 314
13 009
-
-
Dividends
114 396
131 538
-
-
withholding
21 735
24 992
-
-
social contributions
22 188
25 531
-
-
total
43 923
50 523
-
-
Income
157 000
157 000
157 000
157 000
Total tax
68 388
68 765
65 986
48 238
After tax
88 612
88 235
91 014
108 762
Living cost
18 139
18 139
18 139
18 139
Free-cash
70 473
70 096
72 875
90 623

Estimated living cost  is ₽18139 per week

₽12379
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽362
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3914
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽48238
₽53278
₽49081
₽54010
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 000
national
-
-
-
27 047
pensions
-
-
-
18 840
social contributions
-
-
-
1 688
municipal
-
-
-
17 229
total
-
-
-
64 804
Employee
68 143
-
135 725
-
municipal
8 417
-
17 837
-
national
13 043
-
28 378
-
pensions
2 726
-
5 429
-
total
24 186
-
51 644
-
Employer
68 143
-
135 725
-
pensions
5 451
-
10 858
-
social contributions
733
-
1 459
-
total
6 184
-
12 317
-
Corporate
78 175
157 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

15 635
31 400
-
-
total
15 635
31 400
-
-
Dividends
62 540
125 600
-
-
withholding
13 759
27 632
-
-
total
13 759
27 632
-
-
Income
157 000
157 000
157 000
157 000
Total tax
59 764
59 032
63 961
64 804
After tax
97 236
97 968
93 039
92 196
Living cost
43 958
43 958
43 958
43 958
Free-cash
53 278
54 010
49 081
48 238

Estimated living cost  is ₽43958 per week

₽29878
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4086
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽658
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9336
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽31346
₽60162
₽31346
₽58156
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 000
social contributions
-
-
-
26 123
income
-
-
-
47 787
total
-
-
-
73 910
Employee
71 054
-
157 000
-
social contributions
5 903
-
26 123
-
income
13 408
-
47 787
-
total
19 311
-
73 910
-
Employer
71 054
-
157 000
-
total
-
-
-
-
Corporate
85 946
157 000
-
-
income
10 743
19 625
-
-
total
10 743
19 625
-
-
Dividends
75 204
137 375
-
-
withholding
15 040
27 475
-
-
total
15 040
27 475
-
-
Income
157 000
157 000
157 000
157 000
Total tax
45 094
47 100
73 910
73 910
After tax
111 906
109 900
83 090
83 090
Living cost
51 744
51 744
51 744
51 744
Free-cash
60 162
58 156
31 346
31 346

Estimated living cost  is ₽51744 per week

₽39366
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4216
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7667
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽36882
₽40695
₽29788
₽45436
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 000
national
-
-
-
38 626
regional
-
-
-
1 850
social contributions
-
-
-
40 380
municipal
-
-
-
933
total
-
-
-
81 789
Employee
80 729
-
157 000
-
municipal
427
-
833
-
national
13 988
-
33 476
-
social contributions
27 222
-
52 941
-
regional
762
-
1 633
-
total
42 399
-
88 883
-
Employer
80 729
-
157 000
-
total
-
-
-
-
Corporate
76 271
157 000
-
-
nationa
18 305
37 680
-
-
municipal
2 975
6 123
-
-
total
21 280
43 803
-
-
Dividends
54 991
113 197
-
-
withholding
14 297
29 432
-
-
total
14 297
29 432
-
-
Income
157 000
157 000
157 000
157 000
Total tax
77 976
73 235
88 883
81 789
After tax
79 024
83 765
68 117
75 211
Living cost
38 329
38 329
38 329
38 329
Free-cash
40 695
45 436
29 788
36 882

Estimated living cost  is ₽38329 per week

₽26719
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2513
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽588
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8509
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽50224
₽56038
₽43169
₽58053
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 000
national
-
-
-
38 626
regional
-
-
-
2 368
social contributions
-
-
-
40 380
municipal
-
-
-
933
total
-
-
-
82 307
Employee
50 388
-
157 000
-
municipal
267
-
833
-
national
7 983
-
33 476
-
social contributions
16 991
-
52 941
-
regional
678
-
2 112
-
total
25 919
-
89 362
-
Employer
50 388
-
157 000
-
total
-
-
-
-
Corporate
106 612
157 000
-
-
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