Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 156500
per

Your estimated
City
free-cash

Andorra , Andorra
₽88078
₽110495
₽92235
₽113548
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 500
social contributions
-
-
-
34 428
income
-
-
-
6 691
total
-
-
-
41 119
Employee
29 201
-
135 497
-
social contributions
1 898
-
8 806
-
income
-
-
7 153
-
total
1 898
-
15 959
-
Employer
29 201
-
135 497
-
social contributions
4 526
-
21 003
-
total
4 526
-
21 003
-
Corporate
122 773
156 500
-
-
income
12 278
15 649
-
-
total
12 278
15 649
-
-
Dividends
110 495
140 851
-
-
total
-
-
-
-
Income
156 500
156 500
156 500
156 500
Total tax
18 702
15 649
36 962
41 119
After tax
137 798
140 851
119 538
115 381
Living cost
27 303
27 303
27 303
27 303
Free-cash
110 495
113 548
92 235
88 078

Estimated living cost  is ₽27303 per week

₽17654
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2058
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7077
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽51514
₽57295
₽12599
₽57742
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 500
surtax
-
-
-
-
unemployment
-
-
-
5 571
health
-
-
-
8 117
chamber of commerce
-
-
-
626
pensions
-
-
-
19 631
income
-
-
-
42 063
total
-
-
-
76 008
Employee
39 704
36 197
124 610
-
unemployment
1 191
1 086
3 184
-
other
396
362
1 062
-
income
3 537
2 670
33 525
-
pensions
4 066
3 706
10 866
-
health
1 536
1 401
4 106
-
total
10 726
9 225
52 743
-
Employer
39 704
36 197
124 610
-
pensions
4 983
4 544
13 317
-
surtax
-
-
-
-
payroll
1 191
1 086
3 739
-
other
1 886
1 718
5 760
-
health
1 501
1 369
4 011
-
accident
515
471
1 379
-
unemployment
1 191
1 086
3 184
-
chamber of commerce
159
145
498
-
total
11 426
10 419
31 888
-
Corporate
105 370
109 885
121 165
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

26 343
27 472
30 292
-
total
26 343
27 472
30 292
-
Dividends
79 027
82 413
-
-
withholding
21 732
22 664
-
-
total
21 732
22 664
-
-
Income
156 500
156 500
156 500
156 500
Total tax
70 227
69 780
114 923
76 008
After tax
86 273
86 720
41 577
80 492
Living cost
28 978
28 978
28 978
28 978
Free-cash
57 295
57 742
12 599
51 514

Estimated living cost  is ₽28978 per week

₽17383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8118
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽48308
₽53214
₽9528
₽54618
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 500
surtax
-
-
-
179
unemployment
-
-
-
5 571
health
-
-
-
8 117
chamber of commerce
-
-
-
626
pensions
-
-
-
19 631
income
-
-
-
42 063
total
-
-
-
76 187
Employee
45 393
36 197
124 443
-
unemployment
1 362
1 086
3 184
-
other
453
362
1 062
-
income
5 168
2 670
33 444
-
pensions
4 649
3 706
10 866
-
health
1 756
1 401
4 106
-
total
13 388
9 225
52 662
-
Employer
45 393
36 197
124 443
-
pensions
5 697
4 544
13 317
-
surtax
179
179
179
-
payroll
1 362
1 086
3 733
-
other
2 156
1 718
5 755
-
health
1 715
1 369
4 011
-
accident
589
471
1 379
-
unemployment
1 362
1 086
3 184
-
chamber of commerce
181
145
498
-
total
13 241
10 598
32 056
-
Corporate
97 866
109 706
120 996
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

24 466
27 427
30 249
-
total
24 466
27 427
30 249
-
Dividends
73 401
82 279
-
-
withholding
20 186
22 627
-
-
total
20 186
22 627
-
-
Income
156 500
156 500
156 500
156 500
Total tax
71 281
69 877
114 967
76 187
After tax
85 219
86 623
41 533
80 313
Living cost
32 005
32 005
32 005
32 005
Free-cash
53 214
54 618
9 528
48 308

Estimated living cost  is ₽32005 per week

₽21346
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2730
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7403
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽34708
₽40791
₽22177
₽54414
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 500
national
-
-
-
57 998
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
8 031
social contributions
-
-
-
22 645
total
-
-
-
88 674
Employee

The minimum management director salary is set at €45,000 per year.

64 971
-
121 215
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

565
-
1 055
-
national
19 975
-
43 755
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 389
-
6 322
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 873
-
9 091
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 053
-
5 697
-
total
31 855
-
65 920
-
Employer

The minimum management director salary is set at €45,000 per year.

64 971
-
121 215
-
surtax
7 367
-
13 745
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 757
-
10 740
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 995
-
7 455
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

845
-
1 575
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

948
-
1 770
-
total
18 912
-
35 285
-
Corporate
72 617
156 500
-
-
income
14 524
31 300
-
-
surtax
291
626
-
-
total
14 815
31 926
-
-
Dividends
57 802
124 574
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

17 009
37 042
-
-
total
17 009
37 042
-
-
Income
156 500
156 500
156 500
156 500
Total tax
82 591
68 968
101 205
88 674
After tax
73 909
87 532
55 295
67 826
Living cost
33 118
33 118
33 118
33 118
Free-cash
40 791
54 414
22 177
34 708

Estimated living cost  is ₽33118 per week

₽21332
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2896
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8372
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽108926
₽112644
₽115025
₽118180
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 500
unemployment
-
-
-
127
health
-
-
-
3 649
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 696
income
-
-
-
23 475
total
-
-
-
31 947
Employee
20 693
-
150 274
-
accident

We are using the highest rate at 1.1%.

227
-
349
-
income
2 070
-
15 027
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 817
-
2 786
-
health
952
-
1 460
-
total
5 066
-
19 622
-
Employer
20 693
-
150 274
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 280
-
3 497
-
health
1 428
-
2 190
-
accident

We are using the highest rate at 1.1%.

227
-
349
-
unemployment
124
-
190
-
total
4 059
-
6 226
-
Corporate
131 747
156 500
-
-
income
13 175
15 650
-
-
total
13 175
15 650
-
-
Dividends
118 572
140 850
-
-
withholding
5 929
7 043
-
-
total
5 929
7 043
-
-
Income
156 500
156 500
156 500
156 500
Total tax
28 229
22 693
25 848
31 947
After tax
128 271
133 807
130 652
124 553
Living cost
15 627
15 627
15 627
15 627
Free-cash
112 644
118 180
115 025
108 926

Estimated living cost  is ₽15627 per week

₽10336
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽895
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽373
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4025
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽112642
₽117676
₽118741
₽121896
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 500
unemployment
-
-
-
127
health
-
-
-
3 649
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 696
income
-
-
-
23 475
total
-
-
-
31 947
Employee
15 772
-
150 274
-
accident

We are using the highest rate at 1.1%.

174
-
349
-
income
1 577
-
15 027
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 385
-
2 786
-
health
725
-
1 460
-
total
3 861
-
19 622
-
Employer
15 772
-
150 274
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 738
-
3 497
-
health
1 089
-
2 190
-
accident

We are using the highest rate at 1.1%.

174
-
349
-
unemployment
94
-
190
-
total
3 095
-
6 226
-
Corporate
137 634
156 500
-
-
income
13 763
15 650
-
-
total
13 763
15 650
-
-
Dividends
123 871
140 850
-
-
withholding
6 194
7 043
-
-
total
6 194
7 043
-
-
Income
156 500
156 500
156 500
156 500
Total tax
26 913
22 693
25 848
31 947
After tax
129 587
133 807
130 652
124 553
Living cost
11 911
11 911
11 911
11 911
Free-cash
117 676
121 896
118 741
112 642

Estimated living cost  is ₽11911 per week

₽6954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽316
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3791
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽86113
₽88206
₽84724
₽93148
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 500
health
-
-
-
3 990
social contributions
-
-
-
14 696
income
-
-
-
30 671
total
-
-
-
49 357
Employee
69 844
69 844
145 980
-
income
7 605
6 465
29 925
-
social contributions
2 641
5 797
7 819
-
health
541
1 188
2 482
-
total
10 787
13 450
40 226
-
Employer
69 844
69 844
145 980
-
social contributions
2 641
5 797
7 819
-
health
588
1 293
2 701
-
total
3 229
7 090
10 520
-
Corporate
121 455
79 567
-
-
income
15 182
9 946
-
-
total
15 182
9 946
-
-
Dividends
106 273
69 621
-
-
withholding
18 066
11 836
-
-
total
18 066
11 836
-
-
Income
156 500
156 500
156 500
156 500
Total tax
47 264
42 322
50 746
49 357
After tax
109 236
114 178
105 754
107 143
Living cost
21 030
21 030
21 030
21 030
Free-cash
88 206
93 148
84 724
86 113

Estimated living cost  is ₽21030 per week

₽12603
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2063
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5898
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽77682
₽80951
₽76293
₽84717
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 500
health
-
-
-
3 990
social contributions
-
-
-
14 696
income
-
-
-
30 671
total
-
-
-
49 357
Employee
69 844
69 844
145 980
-
income
7 334
6 465
29 925
-
social contributions
3 394
5 797
7 819
-
health
695
1 188
2 482
-
total
11 423
13 450
40 226
-
Employer
69 844
69 844
145 980
-
social contributions
3 394
5 797
7 819
-
health
757
1 293
2 701
-
total
4 151
7 090
10 520
-
Corporate
111 466
79 567
-
-
income
13 934
9 946
-
-
total
13 934
9 946
-
-
Dividends
97 532
69 621
-
-
withholding
16 580
11 836
-
-
total
16 580
11 836
-
-
Income
156 500
156 500
156 500
156 500
Total tax
46 088
42 322
50 746
49 357
After tax
110 412
114 178
105 754
107 143
Living cost
29 461
29 461
29 461
29 461
Free-cash
80 951
84 717
76 293
77 682

Estimated living cost  is ₽29461 per week

₽20139
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2301
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6526
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽68194
₽79205
₽61312
₽86710
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 500
health
-
-
-
21 127
social contributions
-
-
-
30 275
income
-
-
-
15 765
solidarity contribution
-
-
-
99
total
-
-
-
67 266
Employee
30 941
-
119 797
-
income
3 713
-
14 533
-
social contributions
2 011
-
6 739
-
health
4 177
-
16 173
-
solidarity contribution
-
-
-
-
total
9 901
-
37 445
-
Employer
30 941
-
119 797
-
social contributions
7 735
-
25 921
-
health
2 785
-
10 782
-
total
10 520
-
36 703
-
Corporate
115 039
156 500
-
-
income
21 857
29 735
-
-
total
21 857
29 735
-
-
Dividends
93 182
126 765
-
-
withholding
13 977
19 015
-
-
total
13 977
19 015
-
-
Income
156 500
156 500
156 500
156 500
Total tax
56 255
48 750
74 148
67 266
After tax
100 245
107 750
82 352
89 234
Living cost
21 040
21 040
21 040
21 040
Free-cash
79 205
86 710
61 312
68 194

Estimated living cost  is ₽21040 per week

₽14614
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1497
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽414
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4515
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽63307
₽72575
₽56425
₽81823
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 500
health
-
-
-
21 127
social contributions
-
-
-
30 275
income
-
-
-
15 765
solidarity contribution
-
-
-
99
total
-
-
-
67 266
Employee
38 127
-
119 797
-
income
4 575
-
14 533
-
social contributions
2 478
-
6 739
-
health
5 147
-
16 173
-
solidarity contribution
-
-
-
-
total
12 200
-
37 445
-
Employer
38 127
-
119 797
-
social contributions
9 532
-
25 921
-
health
3 431
-
10 782
-
total
12 963
-
36 703
-
Corporate
105 410
156 500
-
-
income
20 028
29 735
-
-
total
20 028
29 735
-
-
Dividends
85 382
126 765
-
-
withholding
12 807
19 015
-
-
total
12 807
19 015
-
-
Income
156 500
156 500
156 500
156 500
Total tax
57 998
48 750
74 148
67 266
After tax
98 502
107 750
82 352
89 234
Living cost
25 927
25 927
25 927
25 927
Free-cash
72 575
81 823
56 425
63 307

Estimated living cost  is ₽25927 per week

₽19281
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1436
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽449
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4761
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽48656
-₽41981
-₽41981
-₽41981
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 500
national
-
-
-
18 242
pensions
-
-
-
790
municipal
-
-
-
32 482
labour market
-
-
-
12 457
total
-
-
-
63 971
Employee
185 177
185 177
185 177
-
municipal
39 432
39 432
39 432
-
national
22 623
22 623
22 623
-
pensions
263
263
263
-
labour market
14 793
14 793
14 793
-
total
77 111
77 111
77 111
-
Employer
185 177
185 177
185 177
-
pensions
526
526
526
-
labour market
14 814
14 814
14 814
-
municipal
39 495
39 495
39 495
-
national
22 662
22 662
22 662
-
total
77 497
77 497
77 497
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
156 500
156 500
156 500
156 500
Total tax
154 608
154 608
154 608
63 971
After tax
1 892
1 892
1 892
92 529
Living cost
43 873
43 873
43 873
43 873
Free-cash
-41 981
-41 981
-41 981
48 656

Estimated living cost  is ₽43873 per week

₽30027
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽675
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9290
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽61945
₽97618
₽68265
₽103261
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 500
health
-
-
-
20 344
pensions
-
-
-
31 300
income
-
-
-
20 972
total
-
-
-
72 616
Employee
25 767
-
116 966
-
unemployment
412
-
1 872
-
income
2 901
-
22 551
-
pensions
515
-
2 339
-
total
3 828
-
26 762
-
Employer
25 767
-
116 966
-
pensions
5 154
-
23 392
-
health
3 349
-
15 206
-
unemployment
207
-
936
-
total
8 710
-
39 534
-
Corporate
122 023
156 500
-
-
income
24 405
31 300
-
-
total
24 405
31 300
-
-
Dividends
97 618
125 200
-
-
total
-
-
-
-
Income
156 500
156 500
156 500
156 500
Total tax
36 943
31 300
66 296
72 616
After tax
119 557
125 200
90 204
83 884
Living cost
21 939
21 939
21 939
21 939
Free-cash
97 618
103 261
68 265
61 945

Estimated living cost  is ₽21939 per week

₽15048
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1307
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽441
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5143
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽66578
₽65612
₽47450
₽63410
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
156 500
national
-
-
-
25 216
health
-
-
-
2 030
municipal
-
-
-
27 804
total
-
-
-
55 050
Employee
47 787
-
131 659
-
unemployment
717
-
1 975
-
municipal
7 827
-
21 446
-
national
789
-
15 380
-
pensions
3 225
-
8 887
-
health
357
-
1 648
-
total
12 915
-
49 336
-
Employer
47 787
-
131 659
-
pensions
8 291
-
22 842
-
health
367
-
1 014
-
accident
48
-
131
-
unemployment
310
-
855
-
total
9 016
-
24 842
-
Corporate
99 696
156 500
-
-
income
19 939
31 300
-
-
total
19 939
31 300
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

59 818
93 900
-
-
municipal
10 768
16 902
-
-
national
3 378
10 016
-
-
total
14 146
26 918
-
-
Income
156 500
156 500
156 500
156 500
Total tax
56 016
58 218
74 178
55 050
After tax
100 484
98 282
82 322
101 450
Living cost
34 872
34 872
34 872
34 872
Free-cash
65 612
63 410
47 450
66 578

Estimated living cost  is ₽34872 per week

₽22778
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3354
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽555
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8186
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽60253
₽55926
₽58385
₽50877
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 500
surtax
-
-
-
-
health
-
-
-
6 509
pensions
-
-
-
28 237
social contributions
-
-
-
4 459
income
-
-
-
24 193
other
-
-
-
4 852
total
-
-
-
68 250
Employee
34 700
-
121 465
-
income
1 789
-
23 319
-
surtax
-
-
-
-
social contributions
989
-
3 461
-
pensions
3 925
-
8 303
-
total
6 703
-
35 083
-
Employer
34 700
-
121 465
-
pensions
5 702
-
14 005
-
social contributions
103
-
364
-
other
1 198
-
4 677
-
health
2 429
-
11 070
-
unemployment
1 405
-
4 919
-
total
10 837
-
35 035
-
Corporate
110 963
156 500
-
-
income
31 069
43 821
-
-
surtax
-
-
-
-
total
31 069
43 821
-
-
Dividends
79 894
112 679
-
-
withholding
10 227
14 424
-
-
social contributions
13 741
19 381
-
-
surtax
-
-
-
-
total
23 968
33 805
-
-
Income
156 500
156 500
156 500
156 500
Total tax
72 577
77 626
70 118
68 250
After tax
83 923
78 874
86 382
88 250
Living cost
27 997
27 997
27 997
27 997
Free-cash
55 926
50 877
58 385
60 253

Estimated living cost  is ₽27997 per week

₽16237
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2844
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8386
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽57174
₽53165
₽55306
₽47798
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 500
surtax
-
-
-
-
health
-
-
-
6 509
pensions
-
-
-
28 237
social contributions
-
-
-
4 459
income
-
-
-
24 193
other
-
-
-
4 852
total
-
-
-
68 250
Employee
38 874
-
121 465
-
income
2 294
-
23 319
-
surtax
-
-
-
-
social contributions
1 108
-
3 461
-
pensions
4 395
-
8 303
-
total
7 797
-
35 083
-
Employer
38 874
-
121 465
-
pensions
6 386
-
14 005
-
social contributions
117
-
364
-
other
1 341
-
4 677
-
health
2 722
-
11 070
-
unemployment
1 574
-
4 919
-
total
12 140
-
35 035
-
Corporate
105 487
156 500
-
-
income
29 537
43 821
-
-
surtax
-
-
-
-
total
29 537
43 821
-
-
Dividends
75 950
112 679
-
-
withholding
9 721
14 424
-
-
social contributions
13 064
19 381
-
-
surtax
-
-
-
-
total
22 785
33 805
-
-
Income
156 500
156 500
156 500
156 500
Total tax
72 259
77 626
70 118
68 250
After tax
84 241
78 874
86 382
88 250
Living cost
31 076
31 076
31 076
31 076
Free-cash
53 165
47 798
55 306
57 174

Estimated living cost  is ₽31076 per week

₽19595
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2527
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8427
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽44380
₽41250
₽42512
₽35004
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 500
surtax
-
-
-
-
health
-
-
-
6 509
pensions
-
-
-
28 237
social contributions
-
-
-
4 459
income
-
-
-
24 193
other
-
-
-
4 852
total
-
-
-
68 250
Employee
56 888
-
121 465
-
income
4 964
-
23 319
-
surtax
-
-
-
-
social contributions
1 620
-
3 461
-
pensions
6 434
-
8 303
-
total
13 018
-
35 083
-
Employer
56 888
-
121 465
-
pensions
9 347
-
14 005
-
social contributions
171
-
364
-
other
1 963
-
4 677
-
health
3 982
-
11 070
-
unemployment
2 305
-
4 919
-
total
17 768
-
35 035
-
Corporate
81 844
156 500
-
-
income
22 916
43 821
-
-
surtax
-
-
-
-
total
22 916
43 821
-
-
Dividends
58 928
112 679
-
-
withholding
7 543
14 424
-
-
social contributions
10 135
19 381
-
-
surtax
-
-
-
-
total
17 678
33 805
-
-
Income
156 500
156 500
156 500
156 500
Total tax
71 380
77 626
70 118
68 250
After tax
85 120
78 874
86 382
88 250
Living cost
43 870
43 870
43 870
43 870
Free-cash
41 250
35 004
42 512
44 380

Estimated living cost  is ₽43870 per week

₽29690
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3589
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽602
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9989
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽149097
₽141743
₽119362
₽142837
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
156 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 565
total
-
-
-
1 565
Employee
7 298
-
156 500
-
income
1 459
-
31 300
-
total
1 459
-
31 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

149 202
156 500
-
-
total
-
-
-
-
Dividends
149 202
156 500
-
-
withholding
7 460
7 825
-
-
total
7 460
7 825
-
-
Income
156 500
156 500
156 500
156 500
Total tax
8 919
7 825
31 300
1 565
After tax
147 581
148 675
125 200
154 935
Living cost
5 838
5 838
5 838
5 838
Free-cash
141 743
142 837
119 362
149 097

Estimated living cost  is ₽5838 per week

₽3618
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽485
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1574
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽145837
₽137871
₽116102
₽139577
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
156 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 565
total
-
-
-
1 565
Employee
11 373
-
156 500
-
income
2 275
-
31 300
-
total
2 275
-
31 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

145 127
156 500
-
-
total
-
-
-
-
Dividends
145 127
156 500
-
-
withholding
7 256
7 825
-
-
total
7 256
7 825
-
-
Income
156 500
156 500
156 500
156 500
Total tax
9 531
7 825
31 300
1 565
After tax
146 969
148 675
125 200
154 935
Living cost
9 098
9 098
9 098
9 098
Free-cash
137 871
139 577
116 102
145 837

Estimated living cost  is ₽9098 per week

₽6157
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽48203
₽57363
₽64600
₽45481
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
156 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 639
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 205
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
47 989
trade
-
-
-
16 397
total
-
-
-
73 230
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 193
-
156 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 716
-
47 989
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

205
-
2 639
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 205
-
6 205
-
total
10 126
-
56 833
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
111 307
156 500
-
-
trade
15 973
22 458
-
-
income
16 695
23 475
-
-
chamber of commerce
302
367
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

919
1 291
-
-
total
33 889
47 591
-
-
Dividends
77 418
108 910
-
-
withholding
19 009
26 882
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 046
1 479
-
-
total
20 055
28 361
-
-
Income
156 500
156 500
156 500
156 500
Total tax
64 070
75 952
56 833
73 230
After tax
92 430
80 548
99 667
83 270
Living cost
35 067
35 067
35 067
35 067
Free-cash
57 363
45 481
64 600
48 203

Estimated living cost  is ₽35067 per week

₽24190
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3773
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽508
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6595
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽54158
₽61473
₽72155
₽51428
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
156 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 639
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 205
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
47 989
trade
-
-
-
17 997
total
-
-
-
74 830
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 741
-
156 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

970
-
47 989
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
2 639
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 205
-
6 205
-
total
7 228
-
56 833
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
121 759
156 500
-
-
trade
19 177
24 648
-
-
income
18 264
23 475
-
-
chamber of commerce
314
362
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 005
1 291
-
-
total
38 760
49 776
-
-
Dividends
82 999
106 724
-
-
withholding
20 405
26 336
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 122
1 448
-
-
total
21 527
27 784
-
-
Income
156 500
156 500
156 500
156 500
Total tax
67 515
77 560
56 833
74 830
After tax
88 985
78 940
99 667
81 670
Living cost
27 512
27 512
27 512
27 512
Free-cash
61 473
51 428
72 155
54 158

Estimated living cost  is ₽27512 per week

₽17306
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3208
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6484
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽45187
₽55214
₽63985
₽42451
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
156 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 639
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 205
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
47 989
trade
-
-
-
18 798
total
-
-
-
75 631
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 062
-
156 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 958
-
47 989
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

217
-
2 639
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 205
-
6 205
-
total
10 380
-
56 833
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
110 438
156 500
-
-
trade
18 167
25 745
-
-
income
16 566
23 475
-
-
chamber of commerce
295
360
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

912
1 291
-
-
total
35 940
50 871
-
-
Dividends
74 498
105 629
-
-
withholding
18 279
26 062
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 005
1 434
-
-
total
19 284
27 496
-
-
Income
156 500
156 500
156 500
156 500
Total tax
65 604
78 367
56 833
75 631
After tax
90 896
78 133
99 667
80 869
Living cost
35 682
35 682
35 682
35 682
Free-cash
55 214
42 451
63 985
45 187

Estimated living cost  is ₽35682 per week

₽23864
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3763
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽533
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7522
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽38459
₽50448
₽58057
₽35718
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
156 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 639
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 205
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
47 989
trade
-
-
-
19 598
total
-
-
-
76 431
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 587
-
156 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 419
-
47 989
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

353
-
2 639
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 205
-
6 205
-
total
12 977
-
56 833
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
101 913
156 500
-
-
trade
17 478
26 839
-
-
income
15 287
23 475
-
-
chamber of commerce
281
359
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

841
1 291
-
-
total
33 887
51 964
-
-
Dividends
68 026
104 537
-
-
withholding
16 661
25 789
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

917
1 419
-
-
total
17 578
27 208
-
-
Income
156 500
156 500
156 500
156 500
Total tax
64 442
79 172
56 833
76 431
After tax
92 058
77 328
99 667
80 069
Living cost
41 610
41 610
41 610
41 610
Free-cash
50 448
35 718
58 057
38 459

Estimated living cost  is ₽41610 per week

₽30390
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3328
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7351
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽53705
₽75148
₽48141
₽78037
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 500
surtax
-
-
-
6 543
unemployment
-
-
-
207
health
-
-
-
8 606
pensions
-
-
-
24 245
income
-
-
-
42 793
other
-
-
-
-
total
-
-
-
82 394
Employee
30 588
-
130 983
-
unemployment
2 129
-
8 437
-
other
-
-
-
-
income
5 128
-
37 360
-
surtax
109
-
5 467
-
pensions
2 041
-
8 086
-
health
781
-
3 091
-
total
10 188
-
62 441
-
Employer
30 588
-
130 983
-
pensions
4 078
-
16 159
-
other
-
-
-
-
health
1 391
-
5 516
-
unemployment
970
-
3 842
-
total
6 439
-
25 517
-
Corporate
119 472
156 500
-
-
income
31 062
40 691
-
-
total
31 062
40 691
-
-
Dividends
88 410
115 809
-
-
withholding
13 262
17 371
-
-
total
13 262
17 371
-
-
Income
156 500
156 500
156 500
156 500
Total tax
60 951
58 062
87 958
82 394
After tax
95 549
98 438
68 542
74 106
Living cost
20 401
20 401
20 401
20 401
Free-cash
75 148
78 037
48 141
53 705

Estimated living cost  is ₽20401 per week

₽12317
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1774
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5838
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽54063
₽75569
₽48499
₽78395
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 500
surtax
-
-
-
6 543
unemployment
-
-
-
207
health
-
-
-
8 606
pensions
-
-
-
24 245
income
-
-
-
42 793
other
-
-
-
-
total
-
-
-
82 394
Employee
30 037
-
130 983
-
unemployment
2 091
-
8 437
-
other
-
-
-
-
income
5 035
-
37 360
-
surtax
98
-
5 467
-
pensions
2 003
-
8 086
-
health
767
-
3 091
-
total
9 994
-
62 441
-
Employer
30 037
-
130 983
-
pensions
4 004
-
16 159
-
other
-
-
-
-
health
1 367
-
5 516
-
unemployment
951
-
3 842
-
total
6 322
-
25 517
-
Corporate
120 141
156 500
-
-
income
31 236
40 691
-
-
total
31 236
40 691
-
-
Dividends
88 904
115 809
-
-
withholding
13 336
17 371
-
-
total
13 336
17 371
-
-
Income
156 500
156 500
156 500
156 500
Total tax
60 888
58 062
87 958
82 394
After tax
95 612
98 438
68 542
74 106
Living cost
20 043
20 043
20 043
20 043
Free-cash
75 569
78 395
48 499
54 063

Estimated living cost  is ₽20043 per week

₽12255
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1849
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5476
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽90230
₽70147
₽72539
₽69770
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 500
unemployment
-
-
-
2 347
health
-
-
-
10 955
pensions
-
-
-
15 650
income
-
-
-
19 132
total
-
-
-
48 084
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 252
10 448
130 962
-
unemployment
394
157
1 964
-
income
3 209
1 277
16 010
-
pensions
2 625
1 045
13 096
-
health
1 838
731
9 167
-
total
8 066
3 210
40 237
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 252
10 448
130 962
-
pensions
5 119
2 037
25 538
-
total
5 119
2 037
25 538
-
Corporate
125 128
144 015
-
-
income
11 262
12 961
-
-
total
11 262
12 961
-
-
Dividends
113 867
131 053
-
-
withholding
21 635
24 900
-
-
social contributions
22 085
25 436
-
-
total
43 720
50 336
-
-
Income
156 500
156 500
156 500
156 500
Total tax
68 167
68 544
65 775
48 084
After tax
88 333
87 956
90 725
108 416
Living cost
18 186
18 186
18 186
18 186
Free-cash
70 147
69 770
72 539
90 230

Estimated living cost  is ₽18186 per week

₽12411
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1488
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽363
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3924
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽48010
₽52997
₽48850
₽53728
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 500
national
-
-
-
26 928
pensions
-
-
-
18 780
social contributions
-
-
-
1 682
municipal
-
-
-
17 172
total
-
-
-
64 562
Employee
68 096
-
135 293
-
municipal
8 411
-
17 778
-
national
13 034
-
28 255
-
pensions
2 724
-
5 412
-
total
24 169
-
51 445
-
Employer
68 096
-
135 293
-
pensions
5 448
-
10 823
-
social contributions
732
-
1 454
-
total
6 180
-
12 277
-
Corporate
77 729
156 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

15 546
31 300
-
-
total
15 546
31 300
-
-
Dividends
62 184
125 200
-
-
withholding
13 680
27 544
-
-
total
13 680
27 544
-
-
Income
156 500
156 500
156 500
156 500
Total tax
59 575
58 844
63 722
64 562
After tax
96 925
97 656
92 778
91 938
Living cost
43 928
43 928
43 928
43 928
Free-cash
52 997
53 728
48 850
48 010

Estimated living cost  is ₽43928 per week

₽29857
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4083
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽657
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9330
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽31142
₽59812
₽31142
₽57810
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 500
social contributions
-
-
-
26 030
income
-
-
-
47 587
total
-
-
-
73 617
Employee
71 049
-
156 500
-
social contributions
5 903
-
26 030
-
income
13 407
-
47 587
-
total
19 310
-
73 617
-
Employer
71 049
-
156 500
-
total
-
-
-
-
Corporate
85 451
156 500
-
-
income
10 682
19 562
-
-
total
10 682
19 562
-
-
Dividends
74 769
136 938
-
-
withholding
14 955
27 387
-
-
total
14 955
27 387
-
-
Income
156 500
156 500
156 500
156 500
Total tax
44 947
46 949
73 617
73 617
After tax
111 553
109 551
82 883
82 883
Living cost
51 741
51 741
51 741
51 741
Free-cash
59 812
57 810
31 142
31 142

Estimated living cost  is ₽51741 per week

₽39363
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4216
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7667
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽36672
₽40429
₽29603
₽45173
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 500
national
-
-
-
38 476
regional
-
-
-
1 843
social contributions
-
-
-
40 251
municipal
-
-
-
931
total
-
-
-
81 501
Employee
80 724
-
156 500
-
municipal
427
-
829
-
national
13 988
-
33 341
-
social contributions
27 220
-
52 772
-
regional
762
-
1 628
-
total
42 397
-
88 570
-
Employer
80 724
-
156 500
-
total
-
-
-
-
Corporate
75 776
156 500
-
-
nationa
18 186
37 560
-
-
municipal
2 956
6 103
-
-
total
21 142
43 663
-
-
Dividends
54 634
112 836
-
-
withholding
14 205
29 337
-
-
total
14 205
29 337
-
-
Income
156 500
156 500
156 500
156 500
Total tax
77 744
73 000
88 570
81 501
After tax
78 756
83 500
67 930
74 999
Living cost
38 327
38 327
38 327
38 327
Free-cash
40 429
45 173
29 603
36 672

Estimated living cost  is ₽38327 per week

₽26717
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2513
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽588
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8508
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽50013
₽55778
₽42985
₽57791
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 500
national
-
-
-
38 476
regional
-
-
-
2 361
social contributions
-
-
-
40 251
municipal
-
-
-
931
total
-
-
-
82 019
Employee
50 385
-
156 500
-
municipal
267
-
829
-
national
7 982
-
33 341
-
social contributions
16 990
-
52 772
-
regional
678
-
2 105
-
total
25 917
-
89 047
-
Employer
50 385
-
156 500
-
total
-
-
-
-
Corporate
106 115
156 500
-
-