Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 155500
per

Your estimated
City
free-cash

Valencia , Spain
₽33233
₽14605
₽13499
₽19426
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
155 500
unemployment
-
-
-
1 090
pensions
-
-
-
44 007
accident
-
-
-
1 402
other
-
-
-
154
income
-
-
-
23 567
total
-
-
-
70 220
Employee
96 519
-
117 907
-
pensions
4 537
-
5 543
-
other
94
-
119
-
unemployment
1 496
-
1 828
-
income
18 608
-
24 037
-
total
24 735
-
31 527
-
Employer
96 519
-
117 907
-
pensions
22 776
-
27 824
-
accident
1 912
-
2 333
-
unemployment
5 310
-
6 484
-
other
773
-
946
-
total
30 771
-
37 587
-
Corporate
28 210
155 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

4 230
23 326
-
-
total
4 230
23 326
-
-
Dividends
23 979
132 174
-
-
withholding
4 557
27 160
-
-
total
4 557
27 160
-
-
Income
155 500
155 500
155 500
155 500
Total tax
64 293
50 486
69 114
70 220
After tax
91 207
105 014
86 386
85 280
Living cost
71 781
71 781
71 781
71 781
Free-cash
19 426
33 233
14 605
13 499

Estimated living cost  is ₽71781 per month

₽48451
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6900
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1258
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽15173
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Additional information

Source

[[ row[2] ]] [[ row[0] ]]

Additional information

Source