Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 155000
per

Your estimated
City
free-cash

Valencia , Spain
-₽15181
-₽58249
-₽32639
-₽39928
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
155 000
accident
-
-
-
1 394
income
-
-
-
20 876
pensions
-
-
-
43 868
other
-
-
-
158
unemployment
-
-
-
1 087
total
-
-
-
67 383
Employee
161 700
-
108 444
-
other
158
-
149
-
income
31 175
-
18 838
-
pensions
7 602
-
6 863
-
unemployment
2 506
-
2 266
-
total
41 441
-
28 116
-
Employer
161 700
-
108 444
-
accident
3 203
-
2 888
-
other
1 295
-
1 170
-
unemployment
8 896
-
8 033
-
pensions
38 158
-
34 465
-
total
51 552
-
46 556
-
Corporate
-
155 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
23 253
-
-
total
-
23 253
-
-
Dividends
-
131 747
-
-
withholding
-
26 672
-
-
total
-
26 672
-
-
Income
155 000
155 000
155 000
155 000
Total tax
92 993
49 925
74 672
67 383
After tax
62 007
105 075
80 328
87 617
Living cost
120 256
120 256
120 256
120 256
Free-cash
-58 249
-15 181
-39 928
-32 639

Estimated living cost  is ₽120256 per month

₽81171
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11560
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2108
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽25419
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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