Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 15500
per

Your estimated
City
free-cash

Varna , Bulgaria
-₽2769
-₽3200
-₽2021
₽1447
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
15 500
unemployment
-
-
-
62
health
-
-
-
1 782
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 294
income
-
-
-
2 325
total
-
-
-
6 463
Employee
15 632
-
12 958
-
accident

We are using the highest rate at 1.1%.

172
-
142
-
income
1 563
-
1 296
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 373
-
1 138
-
health
719
-
597
-
total
3 827
-
3 173
-
Employer
15 632
-
12 958
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 723
-
1 428
-
health
1 079
-
894
-
accident

We are using the highest rate at 1.1%.

172
-
142
-
unemployment
93
-
78
-
total
3 067
-
2 542
-
Corporate
-
15 500
-
-
income
-
1 550
-
-
total
-
1 550
-
-
Dividends
-
13 950
-
-
withholding
-
697
-
-
total
-
697
-
-
Income
15 500
15 500
15 500
15 500
Total tax
6 894
2 247
5 715
6 463
After tax
8 606
13 253
9 785
9 037
Living cost
11 806
11 806
11 806
11 806
Free-cash
-3 200
1 447
-2 021
-2 769

Estimated living cost  is ₽11806 per week

₽6892
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽843
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽313
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3758
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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