Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 154000
per

Your estimated
City
free-cash

Zurich , Switzerland
-₽6230
₽49136
₽41650
₽26567
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 000
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 081
health
-
-
-
346
regional
-
-
-
7 026
city
-
-
-
1 624
pensions
-
-
-
14 168
national
-
-
-
1 969
total
-
-
-
28 214
Employee
89 700
-
137 837
-
city
963
-
1 480
-
pensions
7 536
-
11 580
-
unemployment
-
-
-
-
national
425
-
1 615
-
health
203
-
311
-
regional
2 937
-
6 067
-
total
12 064
-
21 053
-
Employer
89 700
-
137 837
-
unemployment
-
-
-
-
health
203
-
311
-
pensions
7 536
-
11 580
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 793
-
2 756
-
total
9 532
-
14 647
-
Corporate
53 781
154 000
-
-
national
4 571
13 090
-
-
regional
11 375
32 572
-
-
total
15 946
45 662
-
-
Dividends
37 835
108 339
-
-
withholding
13 241
37 918
-
-
total
13 241
37 918
-
-
Income
154 000
154 000
154 000
154 000
Total tax
50 783
83 580
35 700
28 214
After tax
103 217
70 420
118 300
125 786
Living cost
76 650
76 650
76 650
76 650
Free-cash
26 567
-6 230
41 650
49 136

Estimated living cost  is ₽76650 per week

₽49845
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6879
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽941
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18986
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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