Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 153000
per

Your estimated
City
free-cash

Andorra , Andorra
₽85819
₽107625
₽89885
₽110647
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
153 000
social contributions
-
-
-
33 660
income
-
-
-
6 469
total
-
-
-
40 129
Employee
28 933
-
132 467
-
social contributions
1 880
-
8 611
-
income
-
-
6 920
-
total
1 880
-
15 531
-
Employer
28 933
-
132 467
-
social contributions
4 485
-
20 532
-
total
4 485
-
20 532
-
Corporate
119 582
153 000
-
-
income
11 958
15 301
-
-
total
11 958
15 301
-
-
Dividends
107 624
137 699
-
-
total
-
-
-
-
Income
153 000
153 000
153 000
153 000
Total tax
18 323
15 301
36 063
40 129
After tax
134 677
137 699
116 937
112 871
Living cost
27 052
27 052
27 052
27 052
Free-cash
107 625
110 647
89 885
85 819

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽49978
₽55647
₽11966
₽56093
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
153 000
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
8 042
chamber of commerce
-
-
-
611
pensions
-
-
-
19 451
income
-
-
-
40 686
total
-
-
-
74 310
Employee
39 340
35 865
121 543
-
unemployment
1 180
1 076
3 154
-
other
393
359
1 052
-
income
3 504
2 645
32 294
-
pensions
4 029
3 672
10 766
-
health
1 522
1 388
4 068
-
total
10 628
9 140
51 334
-
Employer
39 340
35 865
121 543
-
pensions
4 937
4 502
13 195
-
surtax
-
-
-
-
payroll
1 180
1 076
3 646
-
other
1 868
1 703
5 634
-
health
1 488
1 356
3 974
-
accident
511
466
1 366
-
unemployment
1 180
1 076
3 154
-
chamber of commerce
157
143
487
-
total
11 321
10 322
31 456
-
Corporate
102 339
106 813
118 128
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

25 585
26 704
29 532
-
total
25 585
26 704
29 532
-
Dividends
76 754
80 109
-
-
withholding
21 107
22 029
-
-
total
21 107
22 029
-
-
Income
153 000
153 000
153 000
153 000
Total tax
68 641
68 195
112 322
74 310
After tax
84 359
84 805
40 678
78 690
Living cost
28 712
28 712
28 712
28 712
Free-cash
55 647
56 093
11 966
49 978

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽46801
₽51607
₽8914
₽52996
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
153 000
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
8 042
chamber of commerce
-
-
-
611
pensions
-
-
-
19 451
income
-
-
-
40 686
total
-
-
-
74 488
Employee
44 976
35 865
121 379
-
unemployment
1 349
1 076
3 154
-
other
449
359
1 052
-
income
5 120
2 645
32 224
-
pensions
4 606
3 672
10 766
-
health
1 740
1 388
4 068
-
total
13 264
9 140
51 264
-
Employer
44 976
35 865
121 379
-
pensions
5 644
4 502
13 195
-
surtax
178
178
178
-
payroll
1 349
1 076
3 641
-
other
2 137
1 703
5 627
-
health
1 699
1 356
3 974
-
accident
584
466
1 366
-
unemployment
1 349
1 076
3 154
-
chamber of commerce
179
143
485
-
total
13 119
10 500
31 620
-
Corporate
94 904
106 636
117 964
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

23 725
26 659
29 491
-
total
23 725
26 659
29 491
-
Dividends
71 179
79 976
-
-
withholding
19 574
21 994
-
-
total
19 574
21 994
-
-
Income
153 000
153 000
153 000
153 000
Total tax
69 682
68 293
112 375
74 488
After tax
83 318
84 707
40 625
78 512
Living cost
31 711
31 711
31 711
31 711
Free-cash
51 607
52 996
8 914
46 801

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽33483
₽39268
₽21362
₽52766
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
153 000
national
-
-
-
56 432
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
7 834
social contributions
-
-
-
22 437
total
-
-
-
86 703
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
118 503
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
1 032
-
national
19 791
-
42 658
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
6 181
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
8 888
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
5 569
-
total
31 562
-
64 328
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
118 503
-
surtax
7 299
-
13 437
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
10 500
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
7 289
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
1 540
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
1 730
-
total
18 738
-
34 496
-
Corporate
69 887
153 000
-
-
income
13 977
30 599
-
-
surtax
280
611
-
-
total
14 257
31 210
-
-
Dividends
55 630
121 789
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

16 361
36 210
-
-
total
16 361
36 210
-
-
Income
153 000
153 000
153 000
153 000
Total tax
80 918
67 420
98 824
86 703
After tax
72 082
85 580
54 176
66 297
Living cost
32 814
32 814
32 814
32 814
Free-cash
39 268
52 766
21 362
33 483

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽106148
₽109824
₽112086
₽115316
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
153 000
unemployment
-
-
-
126
health
-
-
-
3 619
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 658
income
-
-
-
22 950
total
-
-
-
31 353
Employee
20 524
-
146 825
-
accident

We are using the highest rate at 1.1%.

226
-
346
-
income
2 053
-
14 683
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 802
-
2 763
-
health
944
-
1 448
-
total
5 025
-
19 240
-
Employer
20 524
-
146 825
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 262
-
3 468
-
health
1 416
-
2 172
-
accident

We are using the highest rate at 1.1%.

226
-
346
-
unemployment
123
-
189
-
total
4 027
-
6 175
-
Corporate
128 450
153 000
-
-
income
12 845
15 300
-
-
total
12 845
15 300
-
-
Dividends
115 605
137 700
-
-
withholding
5 780
6 885
-
-
total
5 780
6 885
-
-
Income
153 000
153 000
153 000
153 000
Total tax
27 677
22 185
25 415
31 353
After tax
125 323
130 815
127 585
121 647
Living cost
15 499
15 499
15 499
15 499
Free-cash
109 824
115 316
112 086
106 148

Estimated living cost  is ₽15499 per week

₽10251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽887
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽370
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3992
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽109834
₽114817
₽115772
₽119002
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
153 000
unemployment
-
-
-
126
health
-
-
-
3 619
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 658
income
-
-
-
22 950
total
-
-
-
31 353
Employee
15 642
-
146 825
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
income
1 564
-
14 683
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 373
-
2 763
-
health
719
-
1 448
-
total
3 828
-
19 240
-
Employer
15 642
-
146 825
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 724
-
3 468
-
health
1 080
-
2 172
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
unemployment
94
-
189
-
total
3 070
-
6 175
-
Corporate
134 288
153 000
-
-
income
13 429
15 300
-
-
total
13 429
15 300
-
-
Dividends
120 859
137 700
-
-
withholding
6 043
6 885
-
-
total
6 043
6 885
-
-
Income
153 000
153 000
153 000
153 000
Total tax
26 370
22 185
25 415
31 353
After tax
126 630
130 815
127 585
121 647
Living cost
11 813
11 813
11 813
11 813
Free-cash
114 817
119 002
115 772
109 834

Estimated living cost  is ₽11813 per week

₽6897
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽844
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽313
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3760
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽84015
₽85899
₽82654
₽90797
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
153 000
health
-
-
-
3 901
social contributions
-
-
-
14 561
income
-
-
-
29 686
total
-
-
-
48 148
Employee
69 203
69 203
142 615
-
income
7 535
6 406
28 951
-
social contributions
2 616
5 743
7 747
-
health
536
1 177
2 425
-
total
10 687
13 326
39 123
-
Employer
69 203
69 203
142 615
-
social contributions
2 616
5 743
7 747
-
health
582
1 281
2 639
-
total
3 198
7 024
10 386
-
Corporate
118 277
76 773
-
-
income
14 785
9 596
-
-
total
14 785
9 596
-
-
Dividends
103 492
67 177
-
-
withholding
17 594
11 420
-
-
total
17 594
11 420
-
-
Income
153 000
153 000
153 000
153 000
Total tax
46 264
41 366
49 509
48 148
After tax
106 736
111 634
103 491
104 852
Living cost
20 837
20 837
20 837
20 837
Free-cash
85 899
90 797
82 654
84 015

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽75662
₽78710
₽74301
₽82444
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
153 000
health
-
-
-
3 901
social contributions
-
-
-
14 561
income
-
-
-
29 686
total
-
-
-
48 148
Employee
69 203
69 203
142 615
-
income
7 267
6 406
28 951
-
social contributions
3 363
5 743
7 747
-
health
688
1 177
2 425
-
total
11 318
13 326
39 123
-
Employer
69 203
69 203
142 615
-
social contributions
3 363
5 743
7 747
-
health
750
1 281
2 639
-
total
4 113
7 024
10 386
-
Corporate
108 379
76 773
-
-
income
13 547
9 596
-
-
total
13 547
9 596
-
-
Dividends
94 833
67 177
-
-
withholding
16 122
11 420
-
-
total
16 122
11 420
-
-
Income
153 000
153 000
153 000
153 000
Total tax
45 100
41 366
49 509
48 148
After tax
107 900
111 634
103 491
104 852
Living cost
29 190
29 190
29 190
29 190
Free-cash
78 710
82 444
74 301
75 662

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽66294
₽77148
₽59499
₽84560
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
153 000
health
-
-
-
20 655
social contributions
-
-
-
29 901
income
-
-
-
15 367
solidarity contribution
-
-
-
3
total
-
-
-
65 926
Employee
30 558
-
116 880
-
income
3 667
-
14 167
-
social contributions
1 986
-
6 656
-
health
4 125
-
15 779
-
solidarity contribution
-
-
-
-
total
9 778
-
36 602
-
Employer
30 558
-
116 880
-
social contributions
7 640
-
25 600
-
health
2 750
-
10 519
-
total
10 390
-
36 119
-
Corporate
112 052
153 000
-
-
income
21 290
29 070
-
-
total
21 290
29 070
-
-
Dividends
90 762
123 930
-
-
withholding
13 614
18 590
-
-
total
13 614
18 590
-
-
Income
153 000
153 000
153 000
153 000
Total tax
55 072
47 660
72 721
65 926
After tax
97 928
105 340
80 279
87 074
Living cost
20 780
20 780
20 780
20 780
Free-cash
77 148
84 560
59 499
66 294

Estimated living cost  is ₽20780 per week

₽14434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4459
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽61468
₽70598
₽54673
₽79734
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
153 000
health
-
-
-
20 655
social contributions
-
-
-
29 901
income
-
-
-
15 367
solidarity contribution
-
-
-
3
total
-
-
-
65 926
Employee
37 656
-
116 880
-
income
4 519
-
14 167
-
social contributions
2 448
-
6 656
-
health
5 084
-
15 779
-
solidarity contribution
-
-
-
-
total
12 051
-
36 602
-
Employer
37 656
-
116 880
-
social contributions
9 414
-
25 600
-
health
3 389
-
10 519
-
total
12 803
-
36 119
-
Corporate
102 541
153 000
-
-
income
19 483
29 070
-
-
total
19 483
29 070
-
-
Dividends
83 058
123 930
-
-
withholding
12 459
18 590
-
-
total
12 459
18 590
-
-
Income
153 000
153 000
153 000
153 000
Total tax
56 796
47 660
72 721
65 926
After tax
96 204
105 340
80 279
87 074
Living cost
25 606
25 606
25 606
25 606
Free-cash
70 598
79 734
54 673
61 468

Estimated living cost  is ₽25606 per week

₽19042
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4702
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽47125
-₽43591
-₽43591
-₽43591
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
153 000
national
-
-
-
17 767
pensions
-
-
-
782
municipal
-
-
-
31 694
labour market
-
-
-
12 177
total
-
-
-
62 420
Employee
183 415
183 415
183 415
-
municipal
39 057
39 057
39 057
-
national
22 407
22 407
22 407
-
pensions
261
261
261
-
labour market
14 652
14 652
14 652
-
total
76 377
76 377
76 377
-
Employer
183 415
183 415
183 415
-
pensions
521
521
521
-
labour market
14 673
14 673
14 673
-
municipal
39 119
39 119
39 119
-
national
22 446
22 446
22 446
-
total
76 759
76 759
76 759
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
153 000
153 000
153 000
153 000
Total tax
153 136
153 136
153 136
62 420
After tax
-136
-136
-136
90 580
Living cost
43 455
43 455
43 455
43 455
Free-cash
-43 591
-43 591
-43 591
47 125

Estimated living cost  is ₽43455 per week

₽29741
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3844
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽668
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9201
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽60271
₽95073
₽66450
₽100664
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
153 000
health
-
-
-
19 890
pensions
-
-
-
30 599
income
-
-
-
20 503
total
-
-
-
70 992
Employee
25 530
-
114 350
-
unemployment
408
-
1 829
-
income
2 874
-
22 047
-
pensions
511
-
2 287
-
total
3 793
-
26 163
-
Employer
25 530
-
114 350
-
pensions
5 106
-
22 870
-
health
3 318
-
14 865
-
unemployment
205
-
915
-
total
8 629
-
38 650
-
Corporate
118 840
153 000
-
-
income
23 768
30 599
-
-
total
23 768
30 599
-
-
Dividends
95 072
122 401
-
-
total
-
-
-
-
Income
153 000
153 000
153 000
153 000
Total tax
36 190
30 599
64 813
70 992
After tax
116 810
122 401
88 187
82 008
Living cost
21 737
21 737
21 737
21 737
Free-cash
95 073
100 664
66 450
60 271

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽64934
₽63796
₽46062
₽61665
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
153 000
national
-
-
-
24 349
health
-
-
-
1 981
municipal
-
-
-
27 184
total
-
-
-
53 514
Employee
47 349
-
128 713
-
unemployment
710
-
1 930
-
municipal
7 755
-
20 967
-
national
782
-
14 906
-
pensions
3 195
-
8 688
-
health
354
-
1 607
-
total
12 796
-
48 098
-
Employer
47 349
-
128 713
-
pensions
8 215
-
22 332
-
health
364
-
991
-
accident
48
-
128
-
unemployment
307
-
837
-
total
8 934
-
24 288
-
Corporate
96 718
153 000
-
-
income
19 343
30 599
-
-
total
19 343
30 599
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

58 031
91 800
-
-
municipal
10 445
16 523
-
-
national
3 134
9 661
-
-
total
13 579
26 184
-
-
Income
153 000
153 000
153 000
153 000
Total tax
54 652
56 783
72 386
53 514
After tax
98 348
96 217
80 614
99 486
Living cost
34 552
34 552
34 552
34 552
Free-cash
63 796
61 665
46 062
64 934

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽58571
₽54372
₽56947
₽49372
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
153 000
surtax
-
-
-
-
health
-
-
-
6 297
pensions
-
-
-
27 809
social contributions
-
-
-
4 358
income
-
-
-
23 482
other
-
-
-
4 743
total
-
-
-
66 689
Employee
34 382
-
118 865
-
income
1 773
-
22 715
-
surtax
-
-
-
-
social contributions
980
-
3 387
-
pensions
3 889
-
8 076
-
total
6 642
-
34 178
-
Employer
34 382
-
118 865
-
pensions
5 650
-
13 631
-
social contributions
102
-
357
-
other
1 187
-
4 557
-
health
2 406
-
10 776
-
unemployment
1 392
-
4 814
-
total
10 737
-
34 135
-
Corporate
107 881
153 000
-
-
income
30 207
42 839
-
-
surtax
-
-
-
-
total
30 207
42 839
-
-
Dividends
77 674
110 161
-
-
withholding
9 943
14 100
-
-
social contributions
13 359
18 949
-
-
surtax
-
-
-
-
total
23 302
33 049
-
-
Income
153 000
153 000
153 000
153 000
Total tax
70 888
75 888
68 313
66 689
After tax
82 112
77 112
84 687
86 311
Living cost
27 740
27 740
27 740
27 740
Free-cash
54 372
49 372
56 947
58 571

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽55520
₽51635
₽53896
₽46321
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
153 000
surtax
-
-
-
-
health
-
-
-
6 297
pensions
-
-
-
27 809
social contributions
-
-
-
4 358
income
-
-
-
23 482
other
-
-
-
4 743
total
-
-
-
66 689
Employee
38 517
-
118 865
-
income
2 273
-
22 715
-
surtax
-
-
-
-
social contributions
1 098
-
3 387
-
pensions
4 355
-
8 076
-
total
7 726
-
34 178
-
Employer
38 517
-
118 865
-
pensions
6 328
-
13 631
-
social contributions
116
-
357
-
other
1 329
-
4 557
-
health
2 697
-
10 776
-
unemployment
1 559
-
4 814
-
total
12 029
-
34 135
-
Corporate
102 455
153 000
-
-
income
28 687
42 839
-
-
surtax
-
-
-
-
total
28 687
42 839
-
-
Dividends
73 768
110 161
-
-
withholding
9 443
14 100
-
-
social contributions
12 689
18 949
-
-
surtax
-
-
-
-
total
22 132
33 049
-
-
Income
153 000
153 000
153 000
153 000
Total tax
70 574
75 888
68 313
66 689
After tax
82 426
77 112
84 687
86 311
Living cost
30 791
30 791
30 791
30 791
Free-cash
51 635
46 321
53 896
55 520

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽42844
₽39830
₽41220
₽33645
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
153 000
surtax
-
-
-
-
health
-
-
-
6 297
pensions
-
-
-
27 809
social contributions
-
-
-
4 358
income
-
-
-
23 482
other
-
-
-
4 743
total
-
-
-
66 689
Employee
56 366
-
118 865
-
income
4 918
-
22 715
-
surtax
-
-
-
-
social contributions
1 605
-
3 387
-
pensions
6 375
-
8 076
-
total
12 898
-
34 178
-
Employer
56 366
-
118 865
-
pensions
9 262
-
13 631
-
social contributions
169
-
357
-
other
1 945
-
4 557
-
health
3 945
-
10 776
-
unemployment
2 283
-
4 814
-
total
17 604
-
34 135
-
Corporate
79 029
153 000
-
-
income
22 129
42 839
-
-
surtax
-
-
-
-
total
22 129
42 839
-
-
Dividends
56 901
110 161
-
-
withholding
7 284
14 100
-
-
social contributions
9 788
18 949
-
-
surtax
-
-
-
-
total
17 072
33 049
-
-
Income
153 000
153 000
153 000
153 000
Total tax
69 703
75 888
68 313
66 689
After tax
83 297
77 112
84 687
86 311
Living cost
43 467
43 467
43 467
43 467
Free-cash
39 830
33 645
41 220
42 844

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽145647
₽138436
₽116577
₽139527
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
153 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 530
total
-
-
-
1 530
Employee
7 278
-
153 000
-
income
1 455
-
30 600
-
total
1 455
-
30 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

145 722
153 000
-
-
total
-
-
-
-
Dividends
145 722
153 000
-
-
withholding
7 286
7 650
-
-
total
7 286
7 650
-
-
Income
153 000
153 000
153 000
153 000
Total tax
8 741
7 650
30 600
1 530
After tax
144 259
145 350
122 400
151 470
Living cost
5 823
5 823
5 823
5 823
Free-cash
138 436
139 527
116 577
145 647

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽142397
₽134576
₽113327
₽136277
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
153 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 530
total
-
-
-
1 530
Employee
11 342
-
153 000
-
income
2 268
-
30 600
-
total
2 268
-
30 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

141 658
153 000
-
-
total
-
-
-
-
Dividends
141 658
153 000
-
-
withholding
7 083
7 650
-
-
total
7 083
7 650
-
-
Income
153 000
153 000
153 000
153 000
Total tax
9 351
7 650
30 600
1 530
After tax
143 649
145 350
122 400
151 470
Living cost
9 073
9 073
9 073
9 073
Free-cash
134 576
136 277
113 327
142 397

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽46907
₽55781
₽62858
₽44007
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
153 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 567
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
46 682
trade
-
-
-
15 951
total
-
-
-
71 348
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
153 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
46 682
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
2 567
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
55 397
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
108 221
153 000
-
-
trade
15 529
21 956
-
-
income
16 233
22 950
-
-
chamber of commerce
295
360
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

893
1 262
-
-
total
32 950
46 528
-
-
Dividends
75 270
106 472
-
-
withholding
18 475
26 275
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 016
1 445
-
-
total
19 491
27 720
-
-
Income
153 000
153 000
153 000
153 000
Total tax
62 474
74 248
55 397
71 348
After tax
90 526
78 752
97 603
81 652
Living cost
34 745
34 745
34 745
34 745
Free-cash
55 781
44 007
62 858
46 907

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽52837
₽59871
₽70344
₽49917
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
153 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 567
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
46 682
trade
-
-
-
17 507
total
-
-
-
72 904
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
153 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
46 682
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
2 567
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
55 397
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
118 578
153 000
-
-
trade
18 675
24 098
-
-
income
17 787
22 950
-
-
chamber of commerce
307
357
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

979
1 262
-
-
total
37 748
48 667
-
-
Dividends
80 830
104 333
-
-
withholding
19 866
25 741
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 093
1 416
-
-
total
20 959
27 157
-
-
Income
153 000
153 000
153 000
153 000
Total tax
65 870
75 824
55 397
72 904
After tax
87 130
77 176
97 603
80 096
Living cost
27 259
27 259
27 259
27 259
Free-cash
59 871
49 917
70 344
52 837

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽43963
₽53681
₽62249
₽41038
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
153 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 567
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
46 682
trade
-
-
-
18 286
total
-
-
-
73 683
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
153 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
46 682
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
2 567
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
55 397
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
107 361
153 000
-
-
trade
17 661
25 168
-
-
income
16 105
22 950
-
-
chamber of commerce
289
354
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

886
1 262
-
-
total
34 941
49 734
-
-
Dividends
72 421
103 266
-
-
withholding
17 763
25 474
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

977
1 400
-
-
total
18 740
26 874
-
-
Income
153 000
153 000
153 000
153 000
Total tax
63 965
76 608
55 397
73 683
After tax
89 035
76 392
97 603
79 317
Living cost
35 354
35 354
35 354
35 354
Free-cash
53 681
41 038
62 249
43 963

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽37312
₽48966
₽56375
₽34374
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
153 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 567
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
46 682
trade
-
-
-
19 063
total
-
-
-
74 460
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
153 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
46 682
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
2 567
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
55 397
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
98 914
153 000
-
-
trade
16 964
26 239
-
-
income
14 838
22 950
-
-
chamber of commerce
277
352
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

816
1 262
-
-
total
32 895
50 803
-
-
Dividends
66 019
102 197
-
-
withholding
16 163
25 208
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

890
1 387
-
-
total
17 053
26 595
-
-
Income
153 000
153 000
153 000
153 000
Total tax
62 806
77 398
55 397
74 460
After tax
90 194
75 602
97 603
78 540
Living cost
41 228
41 228
41 228
41 228
Free-cash
48 966
34 374
56 375
37 312

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽52261
₽73159
₽46718
₽76022
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
153 000
surtax
-
-
-
6 299
unemployment
-
-
-
205
health
-
-
-
8 527
pensions
-
-
-
24 022
income
-
-
-
41 472
other
-
-
-
-
total
-
-
-
80 525
Employee
30 307
-
127 717
-
unemployment
2 109
-
8 360
-
other
-
-
-
-
income
5 081
-
36 090
-
surtax
108
-
5 262
-
pensions
2 022
-
8 011
-
health
774
-
3 062
-
total
10 094
-
60 785
-
Employer
30 307
-
127 717
-
pensions
4 041
-
16 011
-
other
-
-
-
-
health
1 378
-
5 465
-
unemployment
962
-
3 807
-
total
6 381
-
25 283
-
Corporate
116 312
153 000
-
-
income
30 241
39 781
-
-
total
30 241
39 781
-
-
Dividends
86 071
113 219
-
-
withholding
12 911
16 983
-
-
total
12 911
16 983
-
-
Income
153 000
153 000
153 000
153 000
Total tax
59 627
56 764
86 068
80 525
After tax
93 373
96 236
66 932
72 475
Living cost
20 214
20 214
20 214
20 214
Free-cash
73 159
76 022
46 718
52 261

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽52616
₽73576
₽47073
₽76377
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
153 000
surtax
-
-
-
6 299
unemployment
-
-
-
205
health
-
-
-
8 527
pensions
-
-
-
24 022
income
-
-
-
41 472
other
-
-
-
-
total
-
-
-
80 525
Employee
29 761
-
127 717
-
unemployment
2 072
-
8 360
-
other
-
-
-
-
income
4 989
-
36 090
-
surtax
97
-
5 262
-
pensions
1 985
-
8 011
-
health
760
-
3 062
-
total
9 903
-
60 785
-
Employer
29 761
-
127 717
-
pensions
3 967
-
16 011
-
other
-
-
-
-
health
1 354
-
5 465
-
unemployment
943
-
3 807
-
total
6 264
-
25 283
-
Corporate
116 975
153 000
-
-
income
30 413
39 781
-
-
total
30 413
39 781
-
-
Dividends
86 561
113 219
-
-
withholding
12 985
16 983
-
-
total
12 985
16 983
-
-
Income
153 000
153 000
153 000
153 000
Total tax
59 565
56 764
86 068
80 525
After tax
93 435
96 236
66 932
72 475
Living cost
19 859
19 859
19 859
19 859
Free-cash
73 576
76 377
47 073
52 616

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽88122
₽68493
₽70826
₽68119
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
153 000
unemployment
-
-
-
2 295
health
-
-
-
10 710
pensions
-
-
-
15 300
income
-
-
-
18 704
total
-
-
-
47 009
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 794
10 266
128 033
-
unemployment
387
154
1 921
-
income
3 153
1 255
15 652
-
pensions
2 579
1 027
12 803
-
health
1 806
719
8 962
-
total
7 925
3 155
39 338
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 794
10 266
128 033
-
pensions
5 030
2 002
24 967
-
total
5 030
2 002
24 967
-
Corporate
122 176
140 733
-
-
income
10 996
12 666
-
-
total
10 996
12 666
-
-
Dividends
111 181
128 067
-
-
withholding
21 124
24 333
-
-
social contributions
21 563
24 856
-
-
total
42 687
49 189
-
-
Income
153 000
153 000
153 000
153 000
Total tax
66 638
67 012
64 305
47 009
After tax
86 362
85 988
88 695
105 991
Living cost
17 869
17 869
17 869
17 869
Free-cash
68 493
68 119
70 826
88 122

Estimated living cost  is ₽17869 per week

₽12194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3856
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽46512
₽51176
₽47333
₽51901
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
153 000
national
-
-
-
26 140
pensions
-
-
-
18 360
social contributions
-
-
-
1 645
municipal
-
-
-
16 772
total
-
-
-
62 917
Employee
67 543
-
132 267
-
municipal
8 343
-
17 365
-
national
12 928
-
27 437
-
pensions
2 702
-
5 291
-
total
23 973
-
50 093
-
Employer
67 543
-
132 267
-
pensions
5 403
-
10 581
-
social contributions
726
-
1 422
-
total
6 129
-
12 003
-
Corporate
74 869
153 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

14 974
30 600
-
-
total
14 974
30 600
-
-
Dividends
59 895
122 400
-
-
withholding
13 177
26 928
-
-
total
13 177
26 928
-
-
Income
153 000
153 000
153 000
153 000
Total tax
58 253
57 528
62 096
62 917
After tax
94 747
95 472
90 904
90 083
Living cost
43 571
43 571
43 571
43 571
Free-cash
51 176
51 901
47 333
46 512

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽30012
₽57821
₽30012
₽55834
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
153 000
social contributions
-
-
-
25 397
income
-
-
-
46 325
total
-
-
-
71 722
Employee
70 397
-
153 000
-
social contributions
5 848
-
25 397
-
income
13 284
-
46 325
-
total
19 132
-
71 722
-
Employer
70 397
-
153 000
-
total
-
-
-
-
Corporate
82 603
153 000
-
-
income
10 326
19 124
-
-
total
10 326
19 124
-
-
Dividends
72 278
133 876
-
-
withholding
14 455
26 776
-
-
total
14 455
26 776
-
-
Income
153 000
153 000
153 000
153 000
Total tax
43 913
45 900
71 722
71 722
After tax
109 087
107 100
81 278
81 278
Living cost
51 266
51 266
51 266
51 266
Free-cash
57 821
55 834
30 012
30 012

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽35471
₽38958
₽28558
₽43657
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
153 000
national
-
-
-
37 492
regional
-
-
-
1 801
social contributions
-
-
-
39 352
municipal
-
-
-
909
total
-
-
-
79 554
Employee
79 983
-
153 000
-
municipal
424
-
811
-
national
13 859
-
32 475
-
social contributions
26 970
-
51 592
-
regional
755
-
1 589
-
total
42 008
-
86 467
-
Employer
79 983
-
153 000
-
total
-
-
-
-
Corporate
73 017
153 000
-
-
nationa
17 524
36 720
-
-
municipal
2 847
5 967
-
-
total
20 371
42 687
-
-
Dividends
52 646
110 312
-
-
withholding
13 688
28 681
-
-
total
13 688
28 681
-
-
Income
153 000
153 000
153 000
153 000
Total tax
76 067
71 368
86 467
79 554
After tax
76 933
81 632
66 533
73 446
Living cost
37 975
37 975
37 975
37 975
Free-cash
38 958
43 657
28 558
35 471

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽48698
₽54179
₽41820
₽56178
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
153 000
national
-
-
-
37 492
regional
-
-
-
2 306
social contributions
-
-
-
39 352
municipal
-
-
-
909
total
-
-
-
80 059
Employee
49 922
-
153 000
-
municipal
265
-
811
-
national
7 909
-
32 475
-
social contributions
16 834
-
51 592
-
regional
672
-
2 059
-
total
25 680
-
86 937
-
Employer
49 922
-
153 000
-
total
-
-
-
-
Corporate
103 078
153 000
-
-