Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 152000
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₽32595
₽26412
₽43433
₽49892
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
152 000
income
-
-
-
42 023
pensions
-
-
-
11 824
health
-
-
-
12 444
total
-
-
-
66 291
Employee
86 180
86 180
133 245
-
health
13 228
11 251
12 444
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 106
14 106
16 809
-
pensions
15 512
11 824
11 824
-
total
42 846
37 181
41 077
-
Employer
86 180
86 180
133 245
-
unemployment
3 102
3 102
3 855
-
pensions
5 998
5 998
7 456
-
health
5 990
5 990
7 444
-
total
15 090
15 090
18 755
-
Corporate
51 786
50 729
-
-
income
10 357
10 146
-
-
total
10 357
10 146
-
-
Dividends
41 429
40 583
-
-
income
8 804
8 624
-
-
withholding
6 215
6 088
-
-
total
15 019
14 712
-
-
Income
152 000
152 000
152 000
152 000
Total tax
83 312
77 129
59 832
66 291
After tax
68 688
74 871
92 168
85 709
Living cost
42 276
42 276
42 276
42 276
Free-cash
26 412
32 595
49 892
43 433

Estimated living cost  is ₽42276 per week

₽29960
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3811
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽672
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7833
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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Estimated living cost

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