Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 151000
per

Your estimated
City
free-cash

Zurich , Switzerland
-₽8567
₽24643
₽45915
₽38571
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
151 000
city
-
-
-
1 591
pensions
-
-
-
13 890
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 020
regional
-
-
-
6 766
health
-
-
-
339
national
-
-
-
1 864
total
-
-
-
27 470
Employee
90 829
-
135 150
-
city
975
-
1 451
-
regional
2 974
-
5 825
-
health
205
-
305
-
pensions
7 631
-
11 355
-
unemployment
-
-
-
-
national
430
-
1 515
-
total
12 215
-
20 451
-
Employer
90 829
-
135 150
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 816
-
2 703
-
unemployment
-
-
-
-
pensions
7 631
-
11 355
-
health
205
-
305
-
total
9 652
-
14 363
-
Corporate
49 520
151 000
-
-
regional
10 473
31 937
-
-
national
4 210
12 836
-
-
total
14 683
44 773
-
-
Dividends
34 837
106 228
-
-
withholding
12 192
37 179
-
-
total
12 192
37 179
-
-
Income
151 000
151 000
151 000
151 000
Total tax
48 742
81 952
34 814
27 470
After tax
102 258
69 048
116 186
123 530
Living cost
77 615
77 615
77 615
77 615
Free-cash
24 643
-8 567
38 571
45 915

Estimated living cost  is ₽77615 per week

₽50472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6965
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽953
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽19225
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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